Mortgage Data by Local Authority

	A	B	C	D	E	F	G
1
2	Estimates for numbers remortgaging in 2023 and additional mortgage payments, by local authority, England and Wales
3	Based on ONS estimates from Table 1 of dataset for Who is most exposed to rising housing costs in England and Wales? 25 April 2024
4
5	Local authority code	Area name	Percentage of households in local authority remortgaging during 2023 (ONS estimate, includes variable rate)	Number of households in local authority (Census 2021)	Average increase in monthly mortgage payments in pounds (affected households, ONS estimate)	Number remortaging in 2023 (derived, includes variable rate)	Additional mortgage payments per year (£ millions, derived)

6	W06000019	Blaenau Gwent	12.5	30,340	68	3,793	3.1
7	E07000026	Allerdale	12.7	43,973	80	5,585	5.4
8	E07000027	Barrow-in-Furness	16.1	31,259	83	5,033	5.0
9	W06000016	Rhondda Cynon Taf	14.8	103,339	85	15,294	15.6
10	W06000024	Merthyr Tydfil	13.4	25,783	86	3,455	3.6
11	E07000029	Copeland	14.2	30,788	87	4,372	4.6
12	E06000021	Stoke-on-Trent	13.0	110,400	87	14,352	15.0
13	E07000028	Carlisle	14.2	50,663	88	7,194	7.6
14	E06000010	Hull	12.4	115,475	89	14,319	15.3
15	E07000117	Burnley	13.4	39,871	90	5,343	5.8
16	E07000033	Bolsover	15.2	35,262	91	5,360	5.9
17	E08000010	Wigan	15.8	143,105	92	22,611	25.0
18	E07000120	Hyndburn	14.2	34,790	93	4,940	5.5
19	E07000126	South Ribble	17.8	48,585	94	8,648	9.8
20	E07000219	Nuneaton and Bedworth	16.3	56,585	94	9,223	10.4
21	E06000005	Darlington	14.6	48,915	95	7,142	8.1
22	E06000003	Redcar and Cleveland	13.8	61,638	97	8,506	9.9
23	E07000174	Mansfield	14.5	48,031	98	6,964	8.2
24	W06000012	Neath Port Talbot	14.0	62,377	98	8,733	10.3
25	W06000020	Torfaen	14.7	40,241	99	5,915	7.0
26	E08000024	Sunderland	13.2	122,177	100	16,127	19.4
27	E07000192	Cannock Chase	16.4	43,456	101	7,127	8.6
28	E08000016	Barnsley	14.5	108,053	101	15,668	19.0
29	E06000002	Middlesbrough	13.0	60,265	101	7,834	9.5
30	E07000168	Scarborough	10.9	51,124	101	5,573	6.8
31	E06000012	North East Lincolnshire	14.3	69,826	102	9,985	12.2
32	E06000047	County Durham	13.8	234,764	102	32,397	39.7
33	W06000010	Carmarthenshire	13.2	81,759	102	10,792	13.2
34	E08000023	South Tyneside	13.1	68,288	102	8,946	10.9
35	W06000001	Isle of Anglesey	11.6	30,824	102	3,576	4.4
36	E07000170	Ashfield	15.6	54,509	103	8,503	10.5
37	E06000006	Halton	14.8	55,951	103	8,281	10.2
38	E06000004	Stockton-on-Tees	16.3	83,756	104	13,652	17.0
39	E06000013	North Lincolnshire	14.5	73,172	104	10,610	13.2
40	E08000028	Sandwell	12.9	130,246	105	16,802	21.2
41	E07000236	Redditch	16.5	36,378	106	6,002	7.6
42	W06000013	Bridgend	16.1	62,360	107	10,040	12.9
43	E08000034	Kirklees	15.0	177,989	107	26,698	34.3
44	E08000018	Rotherham	14.8	113,926	107	16,861	21.6
45	E08000030	Walsall	13.3	112,226	107	14,926	19.2
46	E07000139	North Kesteven	16.2	50,989	108	8,260	10.7
47	W06000008	Ceredigion	10.2	30,891	108	3,151	4.1
48	E08000008	Tameside	15.0	99,527	109	14,929	19.5
49	E08000037	Gateshead	13.6	88,999	109	12,104	15.8
50	E08000005	Rochdale	14.8	90,222	110	13,353	17.6
51	E07000122	Pendle	13.7	38,066	110	5,215	6.9
52	E06000009	Blackpool	12.9	64,783	110	8,357	11.0
53	W06000011	Swansea	13.3	104,962	111	13,960	18.6
54	W06000018	Caerphilly	15.6	76,255	112	11,896	16.0
55	E08000017	Doncaster	14.4	133,480	112	19,221	25.8
56	W06000006	Wrexham	13.9	57,915	112	8,050	10.8
57	E07000135	Oadby and Wigston	15.9	22,616	114	3,596	4.9
58	E07000195	Newcastle-under-Lyme	14.5	53,423	114	7,746	10.6
59	E07000142	West Lindsey	14.2	42,345	114	6,013	8.2
60	E07000128	Wyre	14.1	50,769	114	7,158	9.8
61	W06000009	Pembrokeshire	11.2	55,487	114	6,215	8.5
62	E08000002	Bury	16.1	80,696	115	12,992	17.9
63	E07000037	High Peak	15.2	40,772	115	6,197	8.6
64	E08000032	Bradford	14.7	209,867	115	30,850	42.6
65	E07000239	Wyre Forest	13.8	45,320	115	6,254	8.6
66	E06000008	Blackburn with Darwen	13.4	58,767	115	7,875	10.9
67	E08000011	Knowsley	15.2	66,073	116	10,043	14.0
68	E08000014	Sefton	14.3	123,073	116	17,599	24.5
69	E06000001	Hartlepool	13.4	40,929	116	5,484	7.6
70	E08000031	Wolverhampton	12.4	105,142	116	13,038	18.1
71	E07000036	Erewash	16.0	50,336	117	8,054	11.3
72	E08000019	Sheffield	13.5	231,948	117	31,313	44.0
73	E07000034	Chesterfield	13.2	48,058	117	6,344	8.9
74	E07000145	Great Yarmouth	11.7	44,545	117	5,212	7.3
75	E07000141	South Kesteven	15.0	62,847	118	9,427	13.3
76	E07000030	Eden	11.4	24,613	118	2,806	4.0
77	E06000007	Warrington	16.5	90,538	119	14,939	21.3
78	E08000022	North Tyneside	15.5	96,232	119	14,916	21.3
79	E08000036	Wakefield	15.2	153,075	119	23,267	33.2
80	E08000001	Bolton	14.0	118,790	119	16,631	23.7
81	E07000121	Lancaster	14.1	59,978	120	8,457	12.2
82	E08000027	Dudley	14.4	137,069	121	19,738	28.7
83	E07000137	East Lindsey	10.5	64,754	121	6,799	9.9
84	E07000199	Tamworth	16.6	32,895	122	5,461	8.0
85	E06000015	Derby	13.5	105,651	122	14,263	20.9
86	W06000003	Conwy	12.3	52,235	122	6,425	9.4
87	W06000005	Flintshire	16.3	66,911	123	10,906	16.1
88	E07000081	Gloucester	15.9	55,406	123	8,810	13.0
89	E07000237	Worcester	14.5	44,724	123	6,485	9.6
90	E07000193	East Staffordshire	15.0	51,293	124	7,694	11.4
91	E07000171	Bassetlaw	15.0	51,458	125	7,719	11.6
92	E07000010	Fenland	14.4	44,083	125	6,348	9.5
93	W06000023	Powys	10.3	60,182	125	6,199	9.3
94	E06000020	Telford and Wrekin	14.7	76,509	126	11,247	17.0
95	E07000173	Gedling	16.7	51,551	127	8,609	13.1
96	E07000149	South Norfolk	15.4	61,381	127	9,453	14.4
97	E06000011	East Riding of Yorkshire	14.8	152,066	127	22,506	34.3
98	E08000004	Oldham	14.2	93,140	127	13,226	20.2
99	E06000026	Plymouth	13.9	114,557	127	15,923	24.3
100	E08000026	Coventry	13.5	134,140	127	18,109	27.6