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Welcome to the fee-only planners and coaches directory!
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This free directory provides a listing of fee-for-service planners and money coaches in Canada. A listing here does not imply a recommendation of any kind by the host.
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Green shading under services offered indicates that the given planner does offer those services. The sheet is very wide, keep scrolling right -->
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Maintained by John Robertson, see http://directory.valueofsimple.ca for more discussion of the directory and to add yourself to it.
Looking for advice but want to learn to DIY the investment implementation part? Check out course.valueofsimple.ca
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Services Offered
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NameFirm or OrganizationDesignation(s)Languages SpokenGeneral Financial PlanningMoney coachingCashflow mgmt and budgeting Debt mgmt and credit support Retirement planning Retirement spending & decum- ulation planning Tax planning Estate planning Insurance planning Severance pensions early retirement Portfolio reviews Portfolio mgmt DIY investor support Dual- citizenship cases Expatriate issues & retiring abroad Change & transition mngmntDisabilities & RDSP Prof corp Small family businessDivorce issuesSpecialitiesFee DescriptionTypical Meeting and Target ClientInvestment PhilosophyInvestment ManagementRemote AvailabilityProvinceCityAddressPhone NumberWebsiteEmailRnd
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Sandi MartinSpring Financial PlanningCFP, CDFSEnglishYesYesYesYesYesYesYesYesYesYesYes00YesYes0YesYesYesYesWorking with incorporated professionals as part of an advisory team that includes accountants, lawyers, and insurance advisors. Minimum $5,000 for comprehensive financial planning.

Fees are calculated after an initial meeting, and depend on the number of entities involved (individuals, corporations, trusts) and complexity of the planning issues.		Our clients know the value of working with professional with strong technical competence and deep emotional intelligence. Our planning process is designed to support each client's personal definition of success.

We follow a four meeting process (by phone or video chat) for each client engagement:

1) Discovery: This is where we get to know each other, and I gather enough information to write a proposal based on your unique circumstances and goals
2) Foundation: Once you've shared information about your current circumstances, we meet for a Foundation Meeting to discuss your values, confirm planning assumptions, and make sure we're working towards the same goals.
3) Plan Presentation: In this meeting we're reviewing our analysis and recommendations, and going through any questions you might still have before you start implementing your plan. (1.5 hours)

We provide continuity of care to our clients via our retainer program		We work with a range of portfolio managers and can refer you to one we trust.

We do not accept referral compensation of any kind.		NoYesPartners in ON & BCPartners in Gravenhurst & Vancouver(844) 498-3397https://springplans.cainfo[at]springplans.ca0.3904997802
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Noel D'SouzaMoney Coaches CanadaCFPEnglishYesYesYesYesYesYesYesYesYesYesYes0000Yes0YesYes0Goal setting and prioritization, retirement readiness assessment and retirement income planning, portfolio reviews and investing principles, cash flow and budgeting, debt management and reduction.

I work with clients on an ongoing basis to keep their plans relevant to their changing lives.		$3000 - $6000 for a comprehensive financial plan and for implementation support during year 1, then $150 - $350/month for on-going advice and annual plan updates.I work with clients across Canada exclusively online via phone and online meeting tools. Meetings are 1 to 2 hours to allow for an in-depth discussion of relevant issues.

My clients are typically:
- professionals who earn a good income, but have many demands on that income and their time and need to be efficient with both
- not necessarily high-net worth, and know they could and should be doing better at saving and investing but need help getting there
- undergoing a significant life transition and need guidance to find a "new normal"
- getting their finances organized for the first time and just don't know where to start		Based on the type of investor you are, we match you with appropriate investing solutions at a reasonable price. We do not receive referral compensation of any kind, but may be able to offer reduced investment management fees.No, I don't personally provide management, but do refer to my network for implementationYesONToronto(647) 478-9370http://mcoaches.ca/noeld noel[at]moneycoachescanada.ca0.335082652
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Kathy WaiteYour NetWorth Manager Financial Planning Certs 1996 Cert Seniors Advisor Canadian Farm Advisor Cert Cash Flow Specialist in training EnglishYesYesYes0YesYesYesYesYesYesYes000YesYesYesYesYesYesPortfolio & investment strategy second opinion /education. Investing to achieve your goals for the lowest cost, taxes & risk possible. Retirement readiness coaching and lifestyle in retirement wisdom. Cash flow. Disaster proofing life, just-in-case plans (advanced care and end-of-life decisions)Annual subscription so fees are limited but the help you receive is not. $2500 year 1 financial check up, education and on going support. Annual reviews $1000. Young adult children are included.Are we on track? Can we really retire and maintain our standard of living? A general feeling of unease about our situation. Dissatisfied, suspicious of sales people who may have a hidden agenda. What could we do better? What don’t we know?

A long, jargon-filled plan doesn’t hep people get where they want to be or change behaviours. My time tested and proven process provides a framework for success so you feel in control.

Ideal client is looking for options, honest answers, education. Whether it’s the edited explanation or in-depth detail, most require a co-pilot to bounce ideas off.		Understanding your time horizons and risk tolerance is key to designing a low cost, minimum volatility asset allocation. I don’t believe in chasing market returns, prefer to index and get our fair share. No, I don't personally provide management, but do refer to my network for implementationYesSKRegina
(306) 535-2255
http://yournwm.caK[at]yournwm.ca0.1810106168
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Janet Gray
Money Coaches Canada
CFP, EPC, CPCAEnglishYesYesYesYesYesYesYesYesYesYesYes0000Yes0YesYesYesSpecializing in transition planning like retirement, job changes, divorce, death etc. Also working with small businesses or entrepreneurs.Free initial 30 minute consultation to discuss your needs. Fees are project based and vary depending on complexity of engagement. Services and price ranges are on the Money Coaches Canada Website.The typical client engagement is 4-6 months and is a coaching relationship so that motivated individuals can make positive financial changes going forward. Based on the type of investor you are, we match you with reasonably priced and appropriate investing solutions . We do not receive referral compensation of any kind, but may be able to offer reduced investment management fees.No, I don't personally provide management, but do refer to my network for implementationYesONOttawa355 Duval Ln(613) 834-6639http://mcoaches.ca/JanetGjaygee1[at]gmail.com0.5568130785
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Alexa BodelChalten Fee-Only Advisors Ltd.CFA, CFP(Canada & US), MBAEnglishYes0Yes0YesYes00YesYesYesYesYesYesYes00YesYesYesInvestment Advice - registered in BC and Alberta to give investment advice. Will seek other registrations as necessary. Will work with DIY investors or investors that want us to implement their plan for them.
Cross border - CFP in both US and Canada 		Project fees - $600 for one module to $3,500 for a comprehensive plan.
Investment management fees - % of AUM on a declining scale starting at 1% (includes financial planning)		We work with professionals and their families to help them organize their finances to achieve what they desire in life. We offer complimentary initial consultations which typically lead to a proposal. Once we agree to work together we spend more time to chart a plan for working together to achieve exactly what the client wants/needs.Evidence-based philosophy - sensible low cost, diversified portfolios with asset allocation based on client risk tolerance and disciplined rebalancing. We do not try to time markets or pick individual stocks. For implementation we use low cost funds from Dimensional Fund Advisors and ETFs from Vanguard and iShares.Yes, I provide managementYesBCVancouver(604) 922-7880http://www.chaltenadvisors.comalexa[at]chaltenadvisors.com0.9819981231
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Graham BodelChalten Fee-Only Advisors Ltd.CFA, MBA, MScEnglishYes0Yes0YesYes00YesYesYesYesYesYesYes00YesYesYesInvestment Advice - registered in BC and Alberta to give investment advice. Will seek other registrations as necessary. Will work with DIY investors or investors that want us to implement their plan for them. Project fees - $600 for one module to $3,500 for a comprehensive plan.
Investment management fees - % of AUM on a declining scale starting at 1% (includes financial planning)		We work with professionals and their families to help them organize their finances to achieve what they desire in life. We offer complimentary initial consultations which typically lead to a proposal. Once we agree to work together we spend more time to chart a plan for working together to achieve exactly what the client wants/needs.Evidence-based philosophy - sensible low cost, diversified portfolios with asset allocation based on client risk tolerance and disciplined rebalancing. We do not try to time markets or pick individual stocks. For implementation we use low cost funds from Dimensional Fund Advisors and ETFs from Vanguard and iShares.Yes, I provide managementYesBCVancouver(604) 922-7880http://www.chaltenadvisors.comgraham[at]chaltenadvisors.com0.8123345703
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Ngoc DayMacdonald Shymko & Co. Ltd.CFP, CIM, TEP, RFPEnglishYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYes0Specializing in comprehensive financial planning tailored to the client's specific goals and situations.Hourly fees and/or percentage of asset under managementETFs, non-market prediction approachYes, I provide managementYesBCVancouver(604) 687-7966http://www.macdonaldshymko.comnday[at]msc-feeonly.com0.1767803861
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Anne BrandtAnne Brandt CFPCFP, CFRPEnglish0000YesYesYesYes0Yes0000000000Retirement planning consultations and reviews$200 per hour plus GSTRetiring or retiredn/aNo, I don't provide investment managementNo, in-person elements requiredBCCoquitlam3108 Patullo Crescent(604) 552-1696http://www.annebrandtfinancial.comanne[at]annebrandtfiancial.com0.1549214309
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Andy HammondHammond FinancialCPA, CAEnglishYesYesYesYesYesYesYesYesYesYesYes00000Yes000Two specialities
- Young professionals needing long term financial guidance and strategic advice
- Retirees (or near retirees) requiring retirement planning and decumulation advice		Fee examples posted on the website.
Project based fees are always a fixed price and quoted in advance.
Hourly consultation if required based on $150 per hour.		First hour consultation is complementary.
I prefer face-to-face meetings in order to get to know clients and establish a long-term relationship.
Typical issues raised are:
I need a sober second look at my financial situation
Am I on schedule to retire ?
Will I have enough to retire on ?
How can I pay for everything ?!		Index investingNo, I don't provide investment managementYesONAjax(289) 200 6642http://www.hammondfinancial.caandyhammond[at]rogers.com0.5236164506
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Judith CaneCHSEnglishYesYesYesYesYesYesYesYesYesYes00000000Yes0Money Coaching fees start at $2,000 + HST
Financial Planning fees start at $3,000 + HST
Hourly Rate is $180		I offer a 30 minute complimentary consultation to determine what the client is looking for and whether the services I offer can help achieve their goals. I work with clients who make a good income but can't seem to get out the debt cycle. Once the clients has moved out of that cycle, we work to create and implement a financial plan.No, I don't provide investment managementYesONOttawa(613) 875-5834http://www.judithcane.com0.1210714107
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Karen RichardsdonSpring Financial PlanningQAFPEnglishYesYesYesYesYesYesYesYesYesYes00Yes00YesYes0YesYesCash-flow management strategy and retirement income planning for families.Engagements start at $2,600 range to $4,000I enjoy working with families, and those clients that are very close to retirement and want a retirement income plan.No, I don't personally provide management, but do refer to my network for implementationYesONKenora1217 St. Clair St(807) 407-5002http://www.springplans.ca karen[at]springplans.ca0.1365752093
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Paul LambeConsultantCFP FMAEnglishYesYesYesYesYesYesYesYesYesYesYes0Yes000YesYesYesYesI provide financial planning on all topics. I specialize in estate issues. $100/hr, 1st hour or several emails free. I provide an introductory session for free before a full plan or a one off special need. My focus is estate issues, especially assisting executors settle estates. I also offer digital solutions, send a personal financial review and documents by secure email, I will send back recommendations and a road map, and provide follow up coaching.Low fee platforms, asset allocation, self-balancing diversified portfolio modelsNo, I don't provide investment managementYesNLParadise255A St. Thomas Line(709) 351-6477paullambe16[at]hotmail.com0.02529003045
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Bruce Q. ThompsonBQT & Associates Financial PlanningCFPEnglishYesYesYesYesYesYesYesYesYesYesYes0000YesYesYesYesYesHaving spent 5 years providing financial planning services to Canadian physicians, I am very comfortable with the ins and outs of, and tax saving opportunities available with professional corporations. I also specialize in retirement planning and the tax efficient draw-down of retirement assets.Comprehensive financial plan: $1,800 - $3,600. Individual modules (ie:
investment review & recommendations): $500 + $150/hr. No charge, no
obligation, 45-60 minute initial consultation.		We typically work with singles or couples approaching, or early into,
retirement, who want to be sure that they are making wise choices
regarding CPP, OAS, investing, tax minimization, and estate preparation.

No-charge, no obligation, 45-60 minute initial consultation. 		Investing doesn't have to be complicated or expensive. It does, however, have to be be done based on your individual cash-flow needs and income tax circumstances. No, I don't personally provide management, but do refer to my network for implementationYesSKRegina(306) 216-0016bruce.quinn.thompson[at]gmail.com0.4119983845
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Steve BridgeMoney Coaches CanadaCFPEnglishYesYesYesYesYesYesYesYesYesYesYes0Yes0000000I don't sell any products nor receive any commissions. Everything I do is with my clients' best interests as the number one priority. I specialize in people wanting unbiased help with their retirement or financial plan or help with managing cash flow.Project-based. Price is dependent on the complexity of the situation (single, couple, children, self-employed, etc.).Engagements typically last three to four months with three meetings, each lasting 90 minutes to two hours. I am a proponent of a diversified portfolio of low-fee, broad-based, plain vanilla index funds. No day trading or speculation.No, I don't personally provide management, but do refer to my network for implementationYesBCNorth Vancouver2146 Old Dollarton Road604-754-5911https://moneycoachescanada.ca/about/Steve-Bridge/steve[at]moneycoachescanada.ca
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Christine WillistonMoney Coaches CanadaCFPEnglishYesYesYesYesYesYesYesYesYesYesYes0YesYesYesYes0YesYes0I enjoy working with clients with unique or challenging situations. My clients are made up of families, professionals and business owners looking for unbiased advice to systematically improve their finances over time. I work with clients from to millennials to retirees.Fees are project based and vary depending on complexity of engagement. Services and price ranges are listed on the Money Coaches Canada WebsiteI work with couples, professionals and business owners who are looking for unbiased advice regarding cashflow, investments, transition and retirement planning. Generally an engagement consists of:
-a brief introductory telephone conversation
-a complimentary consultation to outline the engagement
-up to 4 meetings over 4 months to create a comprehensive financial plan
Clients may chose to follow up an engagement with ongoing meetings for implementation and updates 		Low fee investing tied to client goals and objectives.No, I don't personally provide management, but do refer to my network for implementationYesBCNorth Vancouver4124 Old Dollarton Road(778) 838-7459https://moneycoachescanada.ca/about/Christine-Willistonchristinewilliston[at]moneycoachescanada.ca
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Leslie GardnerLeslie Gardner Financial PlanningCFPEnglishYesYesYesYesYesYesYesYesYesYes0000000000Specializing in cash-flow strategies as well as life transitions such as retirement, death, job changes, etc. I have a bookkeeping background for those with a small business or entrepreneurs.Advice only financial planning, fees are based on each client complexity and in most cases project based.A client engagement is typically 4-6 months. I work with cash flow clients those looking for help with debt or finding savings and I work with clients looking for an unbiased review of their finances and recommending changes in order to meet their goals.No, I don't personally provide management, but do refer to my network for implementationYesBCLantzville8250 Lorenzen Lane(250) 320-8432lesliegardner0615[at]gmail.com
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Julia ChungSpring Financial PlanningCFP, CLU, FEAEnglishYes000YesYesYesYesYesYes000YesYesYesYesYesYesYesSpecializing in complex planning for business owners and individuals with cross border issues.

We coordinate advice, and work with your advisory team to develop seamless, integrated services.

Retirement, Tax, Estate, and Family Business are key arenas of expertise. 		A flat annual engagement fee is customized based on complexity and estimated time commitment. Hourly rate ranges from $150-$300.

We pride ourselves on being unbiased and do not accept referral fees.		Our clients are typically business owners and/or people with dual citizenship or residency. We also work with those who are considering retirement, and in retirement.

Meetings are held in person or by telephone/video conference. Our process is built around client needs but usually follows this pattern:

Discovery Meeting: No Charge
Proposal, Estimate & Engagement Letter
Plan Presentation Meeting
Quarterly Meetings
Ongoing email and phone support for 1 year
Annual Update & Re-Engagement		Long Term, MethodicalNo, I don't personally provide management, but do refer to my network for implementationYesBCSurrey404-1688, 152nd Street844.498.3397https://springplans.cainfo [at] springplans.ca
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Rose RaimondoRaimondo & Associates Ltd.CFP, RFP, CHICoachEnglishYesYesYes0YesYesYesYesYesYesYes0000Yes0000We specialize in retirement planning and help clients address questions such as:
1. Do I have enough to retire?
2. When should I collect my pensions and draw down my RRSP?
3. How do I minimize my taxes?
4. How do I invest during my pre- and post-retirement years?		$175 - $250 per hour depending on the type of engagementWe work with clients who are interested in increasing their financial literacy and taking control of their financial decision-making.

We work with clients of all ages, but specialize in retirement planning. 		No, I don't provide investment managementYesABCalgary305-4625 Varsity Drive NW, #329(403) 288-8561http://www.raimondo-associates.comrose[at]raimondo-associates.com
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Heather Franklinn / aCFPEnglishYesYesYes0YesYesYesYesYesYesYes0Yes0000000No specialized field of endeavour: general, holistic financial planningConsultation fee > $150 per hour

also, pre arranged fee for project 		No specific target clientNo one size fits allNo, I don't provide investment managementYesONToronto43 Geraldton Cres.(416) 223-9826msheatherfranklin[at]hotmail.com
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Michael DeepwellLamp Financial Inc.TEP, CPA, CA, CFP, CLUEnglishYesYesYesYesYesYesYesYesYesYesYes0Yes00Yes0YesYesYesPeople appreciate the multi-disciplinary approach Michael brings, with designations in trusts and estates (Trust and Estate Practitioner), financial planning (Certified Financial Planner), accounting and tax (Chartered Professional Accountant), and estate planning (Chartered Life Underwriter). More information at lampfinancial.comFee based on client's requests. Projects range from $400-1,000.
Comprehensive financial plans range from $2,000-5,000, depending on services, complexity, jurisdictions, and people involved.		Initial complementary meeting to discuss the needs and fit. Then project-based engagement.

Typical clients include: entrepreneurs, owner-run businesses looking to grow, young couples combining finances, couples accumulating wealth after their children leave the home, and retirees.

Clients also include workshop participants. Michael is an active guest speaker, sharing on personal finances, income taxes, insurance, savings and retirement planning, end of life planning, and financial products to people of all ages.		Based on Client's investment planNo, I don't personally provide management, but do refer to my network for implementationYesBCVancouverSuite 700 - 838 West Hastings Street, Vancouver, BC V6C 0A6(604) 250-8062http://www.lampfinancial.commichael[at]lampfinancial.com
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Lenore DavisDixon, Davis & Company Inc.CFP, RFPEnglishYes0Yes0YesYesYesYesYesYesYes0Yes000YesYesYesYesWe help our clients manage their relationship those who manage their money. We offer tax effective cash flow management strategies as people accumulate wealth and subsequently spend what they have saved.Ad hoc (focused) consultation $200 per hour. Basic Retirement assessment (cash flow, net worth, income tax evaluation, integration of pensions, RRSP etc) $1800 - $2000. Complex projects up to $5000An introductory meeting allows both client and DDC to evaluate the need for our services. We have no minimum net worth or investment portfolio restrictions. Letter of engagement lays out the project and estimated cost. Client provides data, we review and analyse. Interim report and discussion helps focus final report that will have action steps and time lines to be followed.Capital preservation over a market cycle is key. Modest, predictable income flows forms the base for anticipated returns.No, I don't personally provide management, but do refer to my network for implementationYesBCVictoria1027 Pandora Ave(250) 413-3230http://www.dixondavis.comlenore[at]dixondavis.com
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Gordon StockmanEfficient Wealth Management Inc.CPA, CA, CFP, CIMEnglishYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesExperts in the use of ETF portfolios.
Specialists in retirement planning and especially de accumulation.
Portfolios designed specifically for de-accumulation. Cross-border and expat experts -- Investment Adviser Representative in New York state, and we also do US tax returns.		True fee-only always with client originated fees only.First hour free.
Initial cash flow based financial plan for all clients.		In all things, we remove client's angst.Yes, I provide managementYesONMississauga39 Lakeshore Road East, Suite 100A(416) 410-9809http://www.efficientwealth.comgostockman[at]efficientwealth.com
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Ron GrahamRon Graham and Associates Ltd.CA, RFP, CFPEnglishYes000YesYesYesYes0YesYes0Yes00Yes0000Hourly Fee of $200Buy and hold good quality stocks and bondsNo, I don't personally provide management, but do refer to my network for implementationNo, in-person elements requiredABEdmonton100, 10585 - 111 Street(780) 429-6775http://www.rgafinancial.comrgraham[at]rgafinancial.com
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Joe BarbieriJoe the InvestorCFA, BCom, BASc (Civil Eng)EnglishYesYesYesYesYesYesYesYes0YesYesYesYes00Yes00Yes0Retirement Planning, Life Transitions, Investments and Tax StrategyHourly or Customized Project Fee
$150/hour
Investment or Retirement Plans
$1500 flat fee
Complete Financial Plan
$2800 flat fee
Prices include HST.		My typical client will be seeking an independent opinion, a better understanding of their financial situation, efficiency and simplification in their investments and a holistic approach to financial planning which would include emotional, psychological and individual lifestyle preferences. Focus on Low Cost Portfolios customized for client needsNo, I don't provide investment managementYesONToronto309-80 Quebec Avenue(647) 286-8020http://www.joetheinvestor.cajoetheinvestor.today[at]gmail.com
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Margaret (Peggy) CameronCameron Leadership Development Inc.CFP, RFP, MBA, FDSEnglishYesYes00YesYesYes00Yes000YesYesYes00YesYes1) Helping individuals overcome the limiting beliefs and fears that are holding them back from the success they want;
2) Coaching you through any financial question/crisis such as starting a new business, early retirement planning, lay offs, divorce, or death in the family
3) Income tax strategies		$275/hr+HST for hourly work;
Projects quoted at the time;		I work with you to
1) Figure out where you are now and where you want to go
2) Develop strategies to ensure you get there
3) Figure out what resources you need to get there
4) Make sure you are ready to move forward		No, I don't personally provide management, but do refer to my network for implementationYesONOttawaSuite 305 - 150 Isabella St., Ottawa, ON K1S 1V7(613) 699-5125http://www.CameronLeadership.caCameronLeadership[at]gmail.com
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Mike BayerStrategic Analysis Capital Management Inc.CFP, CIM, FCSIEnglishYes000YesYesYesYesYesYesYesYesYes0000YesYesYesI add value by focusing on three areas: Portfolio Construction (using broadly diversified low cost ETF's), Wealth Management (rebalancing and value averaging) and Behavioural Coaching (helping you to make smarter and more rational investment decisions).Professional services are billed at a fee of $250 per hour with a 10 hour minimum engagement. Typically, a simple investment plan will require 10 hours of consulting and implementation services.I'm happy to work with any client (large or small) who is committed to an evidence based investment approach. In simple terms, a disciplined buy and hold approach using broadly diversified low cost ETF's (Exchange Traded Funds) and/or indexed mutual funds. No active management, no hedge funds, no private equity, no "alternative" investments. Evidence based investingYes, I provide managementYesONMississauga5572 Haddon Hall Road(416) 576-6777https://www.financialstrategy.camikebayer[at]financialstrategy.ca
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Jason HeathObjective Financial Partners Inc.CFPEnglishYes000YesYesYesYesYesYesYes0YesYesYesYesYesYesYesYesWe specialize in retirement planning with a focus on accumulation and decumulation issues. We also provide tax, estate, investment and insurance planning services. Our fees are generally project-based and dependent on a client's personal situation. We can provide a quote after an initial phone conversation. We work with clients of all ages. We work with clients who are employees as well as those who have corporations and more complex situations. Most of our clients live in Ontario, but we work with many people across the country as well as expatriates with Canadian ties. The ideal client is someone looking for objective and comprehensive financial advice. We have a bias towards a low-cost, low turnover, passive approach, but see our role primarily as educators so that a client is investing on purpose. Most of our clients work with an investment adviser where our role is complimentary, but many are DIY investors. No, I don't personally provide management, but do refer to my network for implementationYesONMarkham8500 Leslie Street, Suite 101(416) 691-8471 x 1http://www.objectivefinancialpartners.com/jheath[at]objectivefinancialpartners.com
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William D. JackWilliam D. Jack & AssociatesCFP, FCIA, CPCAEnglish0000YesYes000000000Yes0000Lifestyle and financial aspects of retirement. Specialization in retirement income planning and retirement income generators.Fees based on $250 per hour and complexity of situation. After introductory meeting, I provide fixed fee quote usually, $2,500 to 3,500. I provide a range to allow for additional scenarios.Clients approaching retirement or starting the transition to decumulation.
Three to four face-to-face meetings, preferably with spouse involved.		I refer clients to expertsNo, I don't personally provide management, but do refer to my network for implementationYesONToronto36 Toronto Street(416) 815-7200http://www.williamjack.cawilliam[at]williamjack.ca
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Rona BirenbaumCaring for ClientsCFPEnglishYes0Yes0YesYesYesYesYesYesYes00YesYesYesYesYesYesYesIntegration of tax, cash-flow needs and investment strategies pre-and post retirement.

Planning for business owners selling or planning to sell their company. Family CFO role coordinating accountants, lawyers, investment managers and other relevant players for the benefit of our client families.		Project-based planning typically ranges from $3,000 to $5,000 for a full one-year engagement.

Hourly fees are $300.		Our clients are successful executives, entrepreneurs and their families. Our financial planning approach helps clients feel more relaxed and confident about their future by focussing first on the life they really want and by helping them avoid The Money Focus Trap.

Through a combination of standard financial planning processes and advanced life planning and coaching exercises, clients move confidently towards their financial and life goals, while enjoying their life more today.		Our investment philosophy is essentially long term and conservative in nature while structuring a portfolio based on each client’s risk profile and long term needs. We put particular emphasis on generating a combination of income and growth from investments while containing risk of capital loss within defined parameters – as a result, our clients sleep more soundly at night.Yes, I provide managementYesONToronto69 Yonge St.(416) 363-8500 x135
http://www.caringforclients.com
rona[at]caringforclients.com
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Edmond FhimaTulett, Matthews and Assoc.C.Adm.F.P., CFP, RFPEnglish, FrenchYes0YesYesYesYesYesYesYesYesYesYes00YesYesYesYesYesYesSpecialize in small business owners, executives and retirees.Hourly rate is $195 plus taxes. Typical fees for retirement analysis, $1,500 to $2,000.Small business owners
Executives from large and medium corporations
Retirees		Proper diversification by asset class and by region is crucial to a successful investment portfolio.No, I don't personally provide management, but do refer to my network for implementationYesQCKirkland3535 St-Charles Boulevard(514) 695-0096 Ext.110http://www.tma-invest.com/edmond[at]tma-invest.com0.2320263454
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Caroline NalbantogluCNal Financial Planning Inc.C.Adm.F.P., CFP, RFPEnglish, FrenchYesYesYesYesYesYesYesYesYesYesYes00YesYesYesYesYesYesYesCross border issues, expatriate issues, retirement planning, helping choose investment advisors, tax planning, estate palnning.Hourly: $250
Full financial plan:$3,500-$4,500 depending on the complexity
Retirement plan:$2,000 and $2,500 for 2 scenarios 		Typical client is looking for guidance either in planning matters such as estate planning, or expatriate issues or more typically, retirement planning. Have they saved enough to retire? How do they begin disbursements? What is the more tax efficient way to disburse? Are they properly diversified in their investments?No, I don't personally provide management, but do refer to my network for implementationYesQCMontreal20 Saint-Paul W, suite 302, H2Y 1Y7(514) 798-4895 x1http://www.cnalfp.comcnalbantoglu[at]cnalfp.com0.7820591153
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Trevor Van NestNiagara Region Money CoachesCFPEnglishYesYesYesYesYesYesYesYesYesYesYes0Yes00Yes0YesYes0I specialize in educating my clients becoming smarter with their money - from understanding insurance to becoming low-cost ETF investors. With tools and experience to help clients eliminate debt and build net worth to helping clients retire in comfort, knowing how to decumulate resources.Project based ranging from $1485 - $2685I work with individuals and couples from every demographic (just starting out to well into retirement, from highly indebted to very wealthy)100% ETFs: low cost, highly diversified, risk-appropriateNo, I don't personally provide management, but do refer to my network for implementationYesONSt. Catharines36 Hiscott Street, Suite 200(289) 969-4180http://www.NiagaraRegionMoneyCoaches.com Trevor[at]niagararegionmoneycoaches.com0.1060875265
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Stevan DostanicAstrolabe Financial Group Inc.CFAEnglish, FrenchYes000Yes0Yes0YesYesYes0Yes00YesYesYes00Specializing in helping individuals transition to a do it yourself (DIY) passive indexing approach, using low fee Exchange Traded Funds (ETFs) to construct properly diversified investment portfolios aligned with client goals and risk tolerance. Professional guidance for DIY investors.$150/hr with an average cost of $1,500 to $3,000+ depending on complexity.An introductory call is made to discuss client needs and potential cost (free of charge). If there is a good fit between us and the client, a face to face meeting is held to gather more detailed information.

Average client is looking for professional guidance as they transition to a do-it-yourself portfolio management approach using low cost exchange traded funds (ETF) or someone looking to get confirmation on income sustainability at retirement (retirement planning).		Passive Indexing with a focus on Asset Allocation and RebalancingNo, I don't provide investment managementYesONOttawa1775 Courtwood Crescent, Suite 200(613) 221-6061http://www.astrolabefinancial.castevan.dostanic[at]astrolabefinancial.ca0.8333696902
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Ryan KerrAstrolabe Financial Group Inc.CFAEnglishYesYesYes0YesYesYes00YesYes0Yes00YesYesYes00Specializing in helping individuals transition to a do it yourself (DIY) passive indexing approach, using low fee Exchange Traded Funds (ETFs) to construct properly diversified investment portfolios aligned with client goals and risk tolerance. Professional guidance for DIY investors.Our rates are $150/hour.
Comprehensive financial plans generally average 20-25 hours.		An introductory call is made to discuss client needs and potential cost (free of charge). If there is a good fit between us and the client, a face to face meeting is held to gather more detailed information.

Average client is looking for professional guidance as they transition to a do-it-yourself portfolio management approach using low cost exchange traded funds (ETF) or someone looking to get confirmation on income sustainability at retirement (retirement planning).		Passive Indexing with a focus on Asset Allocation and RebalancingNo, I don't provide investment managementYesONOttawa1775 Courtwood Crescent, Suite 200(613) 221-6061http://www.astrolabefinancial.caryan.kerry[at]astrolabefinancial.ca0.7879168104
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Douglass L. GrantDoug Grant, Financial Counselling & MentoringCFP, PhDEnglish0000YesYes000YesYes0Yes00YesYes000I provide an unbiased second opinion on current holdings, and assistance with transition to DIY investing. Portfolios of ETFs are a specialty.$100 per hour (some discounts apply)Clients of any age are welcome, but typically are seeking advice on the feasibility of retiring. They are often dissatisfied with conventional planning involving mutual funds; some have pension plans. First 30 minutes are complimentary, and focus on data gathering, determining services requested, overview of documents, and estimation of time and cost involved. If the client(s) wish to proceed, more detailed discussion of background knowledge and risk tolerance will follow. After analysis, a written report will be generated with detailed suggestions, including options for reinvestment of assets and, usually, projected retirement income.Low-cost diversified investingNo, I don't provide investment managementYesONKitchener8 Stanmore Ave.(519) 896-9156http://dgrantfinancial.webs.comdgrantfinancial[at]yahoo.ca0.4052715056
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Gina MacdonaldMacdonald Shymko & Company Ltd.CFP, RFP, CIMEnglishYesYesYes0YesYesYesYesYesYesYesYesYesYes0Yes0YesYesYesComprehensive financial planning and portfolio management services.Hourly $240 per hour
Assets under Management assessed a percentage fee.		Looking for motivated individuals focused on achieving their personal and financial goals.Yes, I provide managementYesBCVancouver950-510 Burrard Street(604) 687-7966http://www.macdonaldshymko.comgmm[at]msc-feeonly.com0.2902667216
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Shannon Lee SimmonsNew School of FinanceCFP, CIMEnglishYesYesYesYesYesYesYes0Yes0Yes0Yes00Yes0YesYesYesProject-based $295-$950Household financial planning, divorce planning, self-employed, retirementNo, I don't provide investment managementYesONToronto51 Wolseley(416) 645-7045www.shannonleesimmons.comshannon[at]newschooloffinance.com0.4248536973
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Susan StefuraBespoke Financial Consulting Inc.CFP, RFP, TEP, FCSI, CDFAEnglishYesYesYesYesYesYesYesYesYesYes00000YesYesYesYesYesSpecializing in retirement planning and decumulation issues, as well as tax minimization strategies. Specializing in collaborative divorce.$250/hour and also project-based fees depending on planning work (see website for full list)We have a 2-meeting process starting with a Discovery meeting to fully understand individual goals & objectives, followed by a Plan Presentation meeting where we review and discuss your plan in detail. We provide you with specific recommendations and an Action Checklist that keeps implementation on track.

Our clients include employees, retirees, business owners and professionals of all ages. Our best clients are people who are motivated to take charge of their financial future and looking for expert advice to make sure they are on the right track and not missing any opportunities.		N/ANo, I don't personally provide management, but do refer to my network for implementationYesONToronto100 King Street West, 56th Floor(647) 980-9113http://www.bespokefinancial.casusan[at]bespokefinancial.ca0.9463567917
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Cherise BermanBespoke Financial Consulting Inc.CA, CFP, RFP, TEPEnglishYesYesYesYesYesYesYesYesYesYes00000YesYesYesYes0Specializing in retirement planning and decumulation issues, as well as tax minimization strategies.$250/hour and also project-based fees depending on planning work (see website for full list)We have a 2-meeting process starting with a Discovery meeting to fully understand individual goals & objectives, followed by a Plan Presentation meeting where we review and discuss your plan in detail. We provide you with specific recommendations and an Action Checklist that keeps implementation on track.

Our clients include employees, retirees, business owners and professionals of all ages. Our best clients are people who are motivated to take charge of their financial future and looking for expert advice to make sure they are on the right track and not missing any opportunities.		N/ANo, I don't personally provide management, but do refer to my network for implementationYesONToronto100 King Street West, 56th Floor(416) 875-9113http://www.bespokefinancial.cacherise[at]bespokefinancial.ca0.1675296974
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Ian BlackMacdonald, Shymko & Company LtdRFP, TEP, Portfolio ManagerEnglishYesYesYesYesYesYesYesYesYesYesYesYes0YesYesYesYesYesYesYesRetirement planning, estate planning and portfolio management.$240 per hour for financial planning, percentage of portfolio for management.On-going relationship with business owners and professionals. Provide comprehensive financial planning and investment management, including income tax preparation.We use ETFs and other non-active strategies. Yes, I provide managementNo, in-person elements requiredBCVancouver950 510 Burrard St(604) 687-7966http://www.macdonaldshymko.comiblack[at]msc-feeonly.com0.4380196929
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Daniel TrezubEnglish, Brazilian Portuguese0Yes000000000000000000Specializing in money behaviour and money habits.10 weekly online sessions: we'll work on money-related habits and behaviour, assess your present situation and design a specific goal.
One payment of $1000 or 3 payments of $370.		I help people with a decent income to overcome money-related problems, helping them take control of their finances to stop worrying about money so they can focus on what's really important in life (according to themselves).No, I don't provide investment managementYesQCMontreal3-5000 boulevard Pie-IX(514) 998-8952http://www.savewithdan.cadaniel3ub[at]gmail.com0.4049074555
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John PalimakaPolonus Financial ServicesCFPEnglishYesYes00YesYesYesYesYesYesYes0Yes000Yes000Retirement planning, income tax preparation, financial planning for persons with disabilities, support for major decisions such as transition from a family home to a retirement residence and insurance needs analysis My hourly fee is based on the income of the client in order to provide affordable financial planning for anyone that feels they have a need for it. My minimum rate is $60 per hour.Since I provide income tax preparation services to my clients, my financial planning services are often an extension of this service based on discussions I have with my clients in gathering the information required to prepare their tax returns.A GIC ladder as a foundation plus ETFsNo, I don't provide investment managementYesONOttawa (East)P.O. Box 46101, RPO Beacon Hill, Ottawa, ON K1J 9M7(613) 715-0820http://www.polonusfinancial.compolonus.financial[at]gmail.com0.4301790246
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Nancy GrouniObjective Financial Partners Inc.CFPEnglishYes0YesYesYesYesYesYesYesYesYes0YesYesYesYesYesYesYesYesSpecializing in retirement planning, investment planning and eldercare planning needs. Our Single meeting Retirement Plan Analysis starts at $3,000 plus HST and our Two Meeting Comprehensive Financial and Investment Plan Analysis starts at $4,500 plus HST. I provide fee only, unbiased comprehensive financial planning advice. I do not sell any products and do not receive any referral fees. In this way, my advice remains 100% unbiased and am able to put my clients best interests forward. I work with single people, couples, seniors and families at all planning stages. I empower them with the advice and tools they need to take control of their financial lives. No, I don't personally provide management, but do refer to my network for implementationYesONMarkham8500 Leslie Street, Suite 101(416) 691-8471 x 5http://objectivefinancialpartners.com/ngrouni[at]objectivefinancialpartners.com0.1456046671
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Markus MuhsCanaccord Genuity Wealth ManagementCFP, CIMEnglishYesYesYesYesYesYesYesYesYesYesYesYesYes0000YesYesYesSpecializing retirement, education planning as well as Prof Corps.

Insurance planning is offered through a very experienced partner who is insurance licensed. He is salary + commission, with commission split 50/50. For fee-only clients I deduct my portion of the commission from outstanding fees.		$300/hr base rate with a 10 hour minimum commitment ($3000). Tracked to the nearest half hour. No commitment required beyond that, but hours are reloaded at minimum 5 hours on an ongoing basis.Typically people who seek me out are in their 30s and just realizing they need to start thinking about their retirement plan and how to pay for their kids' education. Other new clients are just about to or recently retired. An initial 30 minute Zoom call is free and open to anyone (and I'm committed to making it worth your time) and from there we can decide if and how to move forward.Evidence based, simplicity, minimal fees, maintain disciplineYes, I provide managementYesABEdmonton570-10180 101 St NW(780) 408-1502https://www.muhs.cammuhs[at]cgf.com0.872964176
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Nicholas HuiVAVE Financial PlanningCFP, TEP, MBA, P.EngEnglishYesYesYes0YesYesYesYesYes0Yes0Yes00Yes0000- Cash Flow Management
- Retirement Projections
- Scenario/Transition planning
- Helping clients move away from high fee mutual funds to set up either a Passive Portfolio of ETFs or through a Robo-advisor		Comprehensive Plans start at $1,500 and include 12 months of money coaching.
Fees are based on the time and complexity of the plan, which is based on our free 30 minute discovery meeting		30 minute free initial consultation. Target clients are young professionals and families. I believe in a balanced, globally diverse, portfolio of low-cost ETFs with regular re-balancing or utilizing a robo-advisor.No, I don't personally provide management, but do refer to my network for implementationYesONMarkham12 Kentley Street(647) 220-3122http://www.vavefinancial.comnhui[at]vavefinancial.com
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Murray ChildOpus Wealth Advisors Inc.CFP, RFPEnglishYes0Yes0YesYesYesYesYesYesYes000000YesYes0Specializing in Retirement Income Planning, Estate Planning and Wealth Advisory for corporations$250 per hour or minimum $1,500 for full financial plan, usual range is $2,500 to $5,000We spend a lot of time to get to know our clients and their needs. Every solution is unique....no cookie cutter plans. Our client service program differentiates us.Yes, I provide managementNo, in-person elements requiredONWaterloo745 Bridge Street W, Unit 3(519) 888-6160http://www.opuswealthadvisors.commurray[at]opuswealthadvisors.com0.8475924142
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Matthew BeckettCoastal Community Private Wealth GroupCFP, CIM, BComEnglishYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesMulti-generational Financial Planning
Goals Based Vision process with a Road Map on how to get there
Tax Planning
Estate Planning
Portfolio Management		Depending on the complexity $1000 to $2500 for the initial plan and $900 to $1400 annually updating. Complex situations would include trust planning, caregiver support program or corporate planning. 3 to 4 meetings online, over the phone or in person over 90 days. We are looking for clients who are engaged in their finances and want to take control. The ideal client is affluent families, business owners or professionals.Investment Approach: BE LOGICAL "Be Logical” means think about how this investment will serve the world we live in today or in the future. We take a long-term view on investing to produce consistent returns over time. It means consistently sticking to a systematic, disciplined, logical investment approach no matter what the market outlook. And it means staying true to our objectives, ignoring the market noise, anxiety and turning those headwinds into opportunities for future growth.Yes, I provide managementYesBCCourtenay1045 Ryan Rd(250) 703-4165http://coastalwealth.ca/contact/matt-beckett/matt.beckett[at]cccu.ca0.895671235
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Thomas VennerCFP, CEAEnglishYes0YesYesYesYesYesYesYesYesYes0Yes00000YesYesRetirement Planning, both saving and decumulation, as well as Estate Planning. I have the Certified Excecutor Advisor designation and provide council to clients that have been named as executors. Consultations (phone, email, in-person): $75/hr
Retirement Income & Sustainability Projections: from $250
Written Financial Plans: min $250, increasing with time required/complexity
Taxes from $25
Typical first meeting with client is to discuss their Financial Planning requirements and determine if the services I offer are a good fit. If it is decided that we are to move forward I give the client a Letter of Engagement which outlines which services I will be providing and an estimate of costs. In some cases I answer client questions and follow up with supplemental materials and charge only for my time. When a written plan is required I collect the required documentation from the client and arrange a meeting to go over the resulting plan. I provide access for follow up questions etc by phone/email for no extra charge.Emphasis on lower volatility/risk adjusted returns with capital preservation as a priority. Yes, I provide managementYesONHamilton608 Upper Sherman Ave(905) 512-2311http://www.feebasedfinancialplanning.infothomasvennercfp[at]gmail.com0.6187312001
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Chris RyanRyan Lamontagne Inc.CFP, CFAEnglish, FrenchYes000YesYesYesYesYesYesYesYes000Yes0YesYes0Our firm offers a wide range of financial services including: financial planning, tax advice and preparation, wealth management, business advice, and corporate accounting.Financial Planning: $195/hour
A comprehensive plan will cost between $1,500 to $3,000, depending on work involved. Cost is determined during an initial complimentary meeting.
Complimentary initial meeting to discuss the client's financial situation and determine how we are able to address the client's needs.

Typical clients include:
- Clients transitioning between employers/careers
- Clients preparing for retirement (15-2 years from retirement)
- Professionals (engineers, lawyers, business executives)
- Entrepreneurs
- Retirees		Cost effective, ETF based portfolio with a focus on tax-efficient asset allocation and regular rebalancing.Yes, I provide managementYesONOttawa1565 Carling Ave., Suite 602(613) 596-3353www.ryanlamontagne.comchris.ryan[at]ryanlamontagne.com0.7015693781
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Andrew W BradleyAndrewWBradley.ca Financial ServicesRRCEnglishYes0Yes0Yes00YesYes00000000000Specialize in Retirement Planning$295 for comprehensive retirement plan.People looking to retire in then next 10 years and those that need to maximize their retirement income.Preservation of capital.Yes, I provide managementYesONOttawa13B-2100 Thurston Drive(613) 286-6841http://andrewwbradley.cainfo[at]andrewwbradley.ca0.8896497742
57
Ayana ForwardRetirement in ViewCFPEnglishYesYesYes0YesYesYes00YesYesYesYes00000Yes0Retirement Income and Cashflow Planning
Tax Planning
ETF Investment Portfolio Management on a referral basis
$185/hour. Plans starting at $1,000.Typical clients are within 1-3 years of retirement and are looking for a clear plan. Through proactive tax and retirement income planning our goal is to help you get peace of mind surrounding your finances so that you can get the most out of retirement. Low cost, broadly diversified ETF portfoliosNo, I don't personally provide management, but do refer to my network for implementationYesONOttawa240 Catherine St. Suite #201(613) 416-9593http://www.retirementinview.cainfo[at]retirementinview.ca0.2263009027
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Don MaycockAdvantage Wealth PlanningCFP, CIM, P. EngEnglishYes0Yes0YesYesYesYesYesYesYesYes000Yes0YesYes0Specializing in retirement income planning for either pre or post retirees.The minimum fee for a written financial plan is $499 plus HST.Typical client is age 40 and older. A written fee-for-service Financial Plan includes 1) determining your goals and expectations 2) clarifying your present financial status and identifying any problem areas and opportunities. It excludes implementation, review and ongoing monitoring.Yes, I provide managementYesONKingston738 Newmarket Lane(613) 766-0427http://advantagewealthplanning.ca/don[at]donmaycock.com0.7823958331
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Heather FranklinCFPEnglishYesYesYesYesYesYesYesYes00Yes0Yes0000000To empower you to take control of your financial situation
To help you identify and define your financial goals and objectives

Increase your financial literacy
To interpret the appropriate financial products and services available
Assist you with “navigating” change
Fee-for-service

Project based		Holistic planner with no specific target demographicBuy and holdNo, I don't provide investment managementYesONToronto43 Geraldton Cres(416) 223-9826msheatherfranklin[at]hotmail.com0.4955242527
60
William (Bill) GreenWilliam Green Fee Only PlannerCFP, CIMEnglishYesYesYesYesYesYesYesYes000YesYes00Yes0YesYesYesI mostly work with clients that are either DIY investors or clients that are looking for a second opinion. I offer a free 30 minute consultation where the clients and I figure out if we are a good fit for each other. I charge $250 an hour based on 15 minute increments. Plans typically take between 7 and 15 hours. No, I don't provide investment managementYesONBracebridge12 Milton St(705) 812-8132FeeOnlyPlanner.caBill[at]Feeonlyplanner.ca0.1798597936
61
Scott PlaskettIRONSHIELD Financial PlanningCFPEnglishYesYes00YesYesYesYesYesYes0000000YesYes0Continuous review and improvement; business owners.Two, free initial meetings are designed to educate prospective clients on our services and allow us to evaluate what fee-based financial planning program is best suited to a client's needs.I specialize in financial planning for business owners. Our other financial planners specialize in other areas. Best to visit our website or call to book an information session call to find out more.No, I don't personally provide management, but do refer to my network for implementationYesONToronto701 Evans Avenue, Suite 400(416) 626-6515http://www.ironshield.cascottplaskett[at]ironshield.ca
62
Mike GomesTeam Up Planning Group Inc.CFPEnglish, PortugueseYesYesYes0YesYesYesYesYesYesYes0Yes000YesYesYesYesSpecialized in helping Canadians through the pre-retirement phase and getting prepared and confident with their retirement.Two, free initial meetings are designed to educate prospective clients on our services and allow us to evaluate what fee-based financial planning program is best suited to a client's needs.We specialize in financial planning for young professionals, established families, retirees and business owners.No, I don't personally provide management, but do refer to my network for implementationYesONVaughan(647) 727-8833http://www.teamupplanning.camike[at]teamupplanning.ca0.5128229861
63
Steve AmbeaultMorrison & Partners Wealth Strategies Inc.CPA, CA, FCSI, CFP, CIM, FMAEnglishYes000YesYesYesYesYesYesYesYes000000Yes0Specializing in retirement planning, decumulation planning and tax minimization- $250/hr
- For a standard retirement plan, fee usually works out to $3,100		For retirement projections, 1hr fact-finding meeting, emailed draft within 2-3 weeks, 1hr follow-up review meeting, finalized plan and bound copy shortly afterInvestment portfolios are tailored to support planning goals, on both a risk and return basis.Yes, I provide managementYesABEdmonton4955 55 AVE NW(780) 488-2644http://morrisonpartners.com/steve.ambeault[at]holliswealth.com
64
Dino ComegnaGreenridge Financial GroupCFP, FMAEnglishYes0Yes0YesYesYesYesYesYesYesYes00000YesYes0We specialize in fill financial planning including but not limited to Retirement, Estate, Tax, Insurance, Estate Planning$250/hr Usually charge between $2,500 to $4,000 for a full financial planWe work with the clients to develop a plan over a few meetings via phone,email and in person. People looking for a unbiased view on their situation and strategies they are currently using.Yes, I provide managementYesONKitchener515 Riverbend Dr(519) 804-9322http://www.greenridgegroup.cadino[at]greenridgegroup.ca
65
Matthew ArdreyTriDelta FinancialCFP, FMA, CIMEnglishYes0Yes0YesYesYesYesYesYesYesYes00Yes00YesYesYesSpecializing in comprehensive financial planning, and investment management for affluent clients
Specializing in tax minimization strategies
Specializing in maximizing retirement income
Specializing in estate maximization and wealth retention		Fees are project based:

Comprehensive Financial Plan $2,500 - $4,000
Retirement Projections $1,000 - $2,000
Portfolio Review $500 - $1,000		Typical client will be higher net worth ($250,000+) and have a need for comprehensive financial planning. Will begin with an initial meeting (no charge) to determine if we are a suitable match. From there proceed to gathering the information for the plan, analyzing and meeting again to deliver the plan and recommendations. Quantitative analysis with active security selection combined with alternative investments Yes, I provide managementYesONToronto410-2 Sheppard Ave E(416) 671-4371http://www.tridelta.ca/our-approach/who-we-are/matthew-ardrey/matt[at]tridelta.ca
66
Tom FeigsMoney Coaches CanadaCFPEnglishYesYesYes0YesYesYesYesYesYes00000Yes0YesYes0Specialize in creating a strong financial communication plan for couples, multiple scenario retirement planning, real estate investment performance, low cost investment solutionsFees are generally project-based and dependent on a client's personal situation. Can provide a quote after an initial phone conversation.Work with clients age 40+. Most of my clients live in Alberta and I work with people across the country.
The ideal client is someone looking for objective and comprehensive financial advice.		No, I don't personally provide management, but do refer to my network for implementationYesABCalgary346 Chapparal Ridge Circle SE T2X 3L5(403) 401-1094http://moneycoachescanada.ca/about/tom-feigstom[at]moneycoachescanada.ca
67
Russ DyckFinovo - Financial Planning & CoachingCFPEnglishYesYesYesYesYesYesYesYesYesYesYes0Yes0000YesYesYesSpecializing in the needs of Canadians aged between 25 and 35, needing to get their finances in order due to: a new job, a new spouse, a new baby, or a new house ;)One-off Consultation/Review - $500
Full Financial Plan - between $2,000 to $5,000		We see the same concerns from people who come to us for financial coaching: they are interested in starting a family and want to get their financial situation in order, they feel like no matter what they do, unsure of what their retirement might look like, they can’t get ahead, or the bills keep adding up along with the stress. Finovo helps by making sure people have clear goals and start gaining momentum to build healthy financial habits.Buy and Hold, Low Cost Index FundsNo, I don't personally provide management, but do refer to my network for implementationYesABCalgary630 8 Avenue SW, #600(587) 333-3280https://finovo.caruss[at]finovo.ca
68
Derek MoranSmarter Financial Planning Ltd.RFPEnglishYesYesYes0YesYesYesYesYesYesYes0Yes00YesYesYesYesYesMy job is to answer questions plus point out questions clients should be asking, then put it in perspective so they can make a sensible decision.200$ + GST Hourly. You may have as much or little of my time as you like. I prefer a series of discussions over a formal written plan.Since we charge hourly, it doesn't matter if your net worth is ten thousand or ten million. Plan on an intial meeting of about $500+tax, tax deductible. That may suffice or you may wish to get into greater detail.Portfolio cores are conservative dividend income stocks and dividend growth. Conservative mortgage pools (MICs) are disucussed as well. We cover the options of self-directed management and hiring professionals and leave the decision up to you.No, I don't personally provide management, but do refer to my network for implementationYesBCKelowna#303-3935 Lakeshore Rd.(250) 450-9766http://www.smarterfinancialplanning.caderek[at]smarterfp.ca
69
Ben Van DykeNew Growth PlanningCFPEnglishYesYesYesYesYes0YesYesYes00000000000I work exclusively with people in their 20's and 30's who want to do awesome things with their money!4 month comprehensive coaching package starts at $350/mo for 4 months. After this period, additional coaching can be provided from $150/mo.I work with my clients over a minimum 4 month time period and teach them how to use their money to create the life they want.

Once I have developed an action plan that will allow them to achieve their goals, we work together to implement the plan and make adjustments as needed.

All meetings are completed virtually, so we can meet whenever and wherever works best. Plus, this makes pants optional!

For more info, please see here: https://newgrowthplanning.com/what-to-expect/		I believe in keeping costs low and using broadly diversified index funds to build wealth over the long-term.No, I don't personally provide management, but do refer to my network for implementationYesBCVictoria2151 Haultain St.(250) 893-8321http://www.newgrowthplanning.comben[at]newgrowthplanning.com
70
Paul DuxburyDuxbury and AssociatesCFP, FCIAEnglishYesYesYesYesYesYesYesYesYesYesYes0Yes00YesYes00YesHelping individuals with retirement preparation, understanding retirement income or decumulation solutions, pension advice (options, retirement dates, commuted values), cash flow, budgeting and debt management, portfolio reviews.Project based fees. $150/hour. Full review typically $500-$2000 based on complexity. Monthly/quarterly fee for financial coaching. Fee guarantee after free initial discovery meeting (up to 1 hour). My clients often come to me with a specific financial concern. They may be thinking about retirement or are retired. They may have terminated employment or separated from their spouse, or they may be thinking about such a step. They may have cash flow issues. Often, there are pension related questions. Should I take the commuted value from my company pension plan? When should I retire? When should I start my CPP or OAS? Unbiased advice, and my sole focus is their best interest and I will help them make fully informed decisions.Low cost, diversified portfolio which balances the client's risk/reward preferences with their long-term goalsNo, I don't personally provide management, but do refer to my network for implementationYesONCambridge(519) 249-0083http://www.duxburyandassociates.compaul[at]duxburyandassociates.com
71
Morgan UlmerCaring for ClientsCFPEnglishYes0Yes0YesYesYesYesYesYesYesYes0YesYesYesYesYesYesYesIntegration of tax, cash flow needs and investment strategies pre and post retirement. Planning for business owners selling or planning to sell their company. Family CFO role coordinating accountants, lawyers, investment managers and other relevant players for the benefit of our client families. Project-based planning typically ranges from $3,000 to $5,000 for a full one-year engagement. Hourly fees are $300. Our clients are successful executives, entrepreneurs and their families. Our financial planning approach helps clients feel more relaxed and confident about their future by focusing first on the life they really want and by helping them avoid the Money Focus Trap. Through a combination of standard financial planning processes and advanced life planning and coaching exercises, clients move confidently towards their financial and life goals, while enjoying their life more today. Our investment philosophy is essentially long term and conservative in nature while structuring a portfolio based on each client's risk profile and long term needs. We put particular emphasis on generating a combination of income and growth from investments while containing risk of capital loss within defined parameters - as a result, our clients sleep more soundly at night. Yes, I provide managementYesABCalgary400, 7015 Macleod Trail SW, Calgary, AB T2H 2K64038318576http://www.caringforclients.com morgan[at]caringforclients.com
72
Brenda HiscockObjective Financial PartnersCFP, RHUEnglishYesYesYesYesYesYesYesYesYesYesYes0YesYesYesYesYesYesYesYesSpecializing in retirement planning, corporate planning, and planning for expatriates No, I don't personally provide management, but do refer to my network for implementationYesONTorontoSuite 101-8500 Leslie Street(416) 520-1843https://objectivefinancialpartners.combhiscock[at]objectivefinancialpartners.com
73
Paul BeckThree SidesCFP FMA FCSIEnglishYesYesYes0YesYesYesYesYesYesYes0Yes00000YesYesTax savings is where we stand out. As a former employee of CRA we understand how the system works both inside and out.

Our financial advice and plans focus on providing solutions that support the habits and attitudes of our clients 		$125 per hour for general financial, tax and estate advice.

Fixed rate financial plans range in cost between $675 and $975.

Income Tax returns start at $60 per individual
Our target client are individuals who value professional advice and are willing to focus on long term plans verses short term payoffs. Clients may have a relationship with an existing advisor but they want a second opinion or they are not receiving independent financial advice.

We can also offer financial advice to support clients who want to manager their own investment accounts. 		No, I don't provide investment managementYesONHamilton(905) 818-8111http://threesides.capaul.beck[at]threesides.ca
74
Jason AbbottWEALTHdesigns.caCFP, CLU, TEPEnglishYesYesYesYesYesYesYesYesYesYesYesYesYes00Yes0YesYesYesComprehensive financial planning. We develop and monitor cash flow and asset management strategies to reduce financial risk, save tax, increase retirement income and preserve estates. Hourly; project; or % of invested assets. Our typical engagements run $1,500-4,000 depending on the scope of the services rendered. Typical meeting: varies depending on scope of engagement.

Typical client: business owners, professionals and retirees		Customized, process-based.Yes, I provide managementYesONToronto120 Eglinton Ave E. 1101(416) 479-0289http://wealthdesigns.ca jason[at]wealthdesigns.ca
75
William GoldsteinLifestages Financial Planning Services Ltd.QAFPEnglishYesYesYesYesYesYesYes000Yes0YesYes00YesYesYes0We specialize in doing a complete financial plan - with the realization that investment returns make up only a small part of the ultimate success or failure. A spending budget, that changes as one's lifestyle changes, is a critical factor. Fixed fee for the initial financial plan of between $1,500-3,000 depending on complexity. After first year, hourly rate of $85/hour.Will work with any age clients, and currently have clients from 30 - 70 years of age. The initial meeting will discuss their current situation and their goals. If there is a fit, we will start gathering information, and in a 3-6 month period develop a life-long comprehensive financial plan.Very strict strategic asset allocation.No, I don't personally provide management, but do refer to my network for implementationYesBCWhistler9463 Emerald Drive(604) 902-1867http://www.lifestagesfinancial.ca bill[at]lifestagesfinancial.ca
76
Dan LambertCaldwell Wealth & Estate AdvisoryCFP, CHS, RISEnglishYesYesYesYesYesYesYesYesYesYesYesYesYesYes0YesYesYesYesYesFinancial Planning, Estate Planning, Retirement decumulationComprehensive planning is typically $3,500 + HST. If planning involves operating companies and/or holding companies, there is an additional charge.We typically do planning for business owners, professionals, and retirees.

Planning engagements usually involve at least three meetings after we have agreed to work together. The first meeting is the Discovery where we gather the information on your goals and current situation. The next meeting is the Data Review where we go over the plan on a high level and agree to the assumptions. The third meeting is the plan presentation where we go over the plan and implementation/action plan in detail. There could be more meetings depending on the complexity of the case and the agreement with the client. 		Our firm believes in passive investing in the large cap developed space. For less efficient asset classes, we use active management (ie. small cap, emerging markets, etc)Yes, I provide managementYesONKingston650 Cataraqui Woods Dr. Suite 201(613) 777-0918http://www.caldwelladvisory.cadan[at]caldwelladvisory.ca
77
Sara ReadyCaring for ClientsCFPEnglish, FrenchYes0Yes0YesYesYesYesYesYesYesYes000YesYesYesYesYesIntegration of tax, cash-flow needs and investment strategies pre-and post retirement.

Planning for business owners selling or planning to sell their company.

Family CFO role coordinating accountants, lawyers, investment managers and other relevant players for the benefit of our client families.		Project based planning typically ranges from $4,500 to $6,500 for a full 6 month engagement.

Hourly fees are $300/hour.		Our clients are successful executives, entrepreneurs and their families. Our financial planning approach helps clients feel more relaxed and confident about their future by focussing first on the life they really want and by helping them avoid The Money Focus Trap.

Through a combination of standard financial planning processes and advanced life planning and coaching exercises, clients move confidently towards their financial and life goals, while enjoying their life more today.		Our investment philosophy is essentially long term and conservative in nature while structuring a portfolio based on each client's risk profile and long term needs. We put particular emphasis on generating a combination of income and growth from investments while containing risk of capital loss within defined parameters - as a result, our clients sleep more soundly at night.Yes, I provide managementYesONToronto69 Yonge Street, Suite 200(416) 363-8500https://www.caringforclients.comsara[at]caringforclients.com
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Meghan ChomutCFPEnglishYes0YesYesYesYesYesYesYes00000000000I work exclusively with rental property owners.Hour Consult - $99+HST
Financial Plan - $950+HST
General Assessment - $249+HST		Investments are more than the black and white analysis. That's why I created a plan + systems to provide the assurance that the rental was a smart choice. I work with other rental property owners answering their specific questions [sometimes answering questions they didn't know they had], assessing their unique situations + creating custom roadmaps for them to follow to continue to make smart investments.Have a portfolio that doesn't affect your sleepNo, I don't provide investment managementYesONShuniah165 Birch Beach Rd(807) 252-6360http://www.meghanchomut.com hello[at]meghanchomut.com
79
Monique MadanUPotentialCFP, FMAEnglishYesYesYes0YesYesYesYesYesYesYes0Yes00YesYesYesYesYesSpecializing in budgeting for the short and long-term and divorce planning.$200 per hour plus HST for fee-for-service financial planning
$250 per hour plus HST for divorce planning		Engagement: 1 hour in-person or phone discovery interview, analyses and then a virtual presentation (via a secure, time-limited web access to my office). First engagement usually requires 8 - 10 hours of work in total. Then annual follow ups of 1 - 3 hours.
Clients who are high net-worth who can afford everything are already well-served. My target market is clients who are having trouble prioritizing their strategies. 		You can control taxes and spending, but you cannot control investment marketsNo, I don't personally provide management, but do refer to my network for implementationYesONToronto5160 Yonge St., Suite 1860(647) 297-2376http://upotential.commonique@upotential.com
80
Mathew HallExponent Investment ManagementCFP, CFAEnglish, FrenchYes0YesYesYesYesYesYesYesYesYesYes0YesYesYesYesYesYesYesSpecialising in disability planning for families, foreign pension plans, planning for non-residents & ex-pats and severance packages & pension plansProject-based
Basic (BP) $300. Cash flow projections, savings plans, debts
Full (FP) $1,000. BP + tax implications, estate, charitable giving, rental properties
C&T: $2,000. FP + corps and trusts		Two 90 minute in person/video conference (if preferred) meetings.
Average client is a couple between ages 49-59. $350,000 combined in investment assets. Usually one employed or stay at home parent one self-employed business owner.
Financial planning is not just a retirement cash flow exercise, it is the optimisation of family resources and it applicable to clients of all income and asset levels.Yes, I provide managementYesONOttawa222 Somerset Street West, Suite 402(613) 747-2458 ext 44https://www.ex-ponent.com mathew[at]ex-ponent.com
81
Kevin LangmanFinovo Wealth Inc.EnglishYesYesYesYesYes00000Yes0Yes0000000Specializing in DIY investor support, spending/cash flow planning and account setup/optimization for young professionals new to the work force.Hourly: $80/hour
Starter Package: $375
Comprehensive Package: $900		We meet in person or virually with our clients, whichever they prefer. Typically we will get a new client to complete an online questionnaire ahead of our first meeting so we can maximize the value and ensure the client comes prepared.

We work with young professionals 35 and under who are looking to improve their financial lives with a bit of help.		Passive & Low cost investingNo, I don't personally provide management, but do refer to my network for implementationYesABCalgary600, 630 8 Ave SW(403) 968-1979https://finovo.ca kevin[at]finovo.ca
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Lisa ZamparoThe Wellth CompanyCPAEnglishYesYesYesYesYes00000Yes0Yes0000YesYesYesSpecializing in the needs of young professionals and self-employed CanadiansAverage rate between $100-150/hrAll client engagements begin with a Wellth Assessment, which is the financial equivalent of an annual physical exam with a medical doctor. I check your “financial vitals” and provide an assessment report of what’s working well, areas of concerns and how we can work together to optimize your financial health. Buy and hold low cost fundsNo, I don't personally provide management, but do refer to my network for implementationYesONToronto(647) 213-2911http://www.lisazamparo.com lisa[at]lisazamparo.com
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Natasha KnoxAlaphia Financial WellnessCFPEnglishYesYesYes0Yes0YesYesYes0Yes00Yes0YesYesYesYes0specializing in sudden wealth, financial anxiety, overspendingone time set up and ongoing monthly subscription, or hourlyOlder millennial or younger GenX professionals who are purpose driven, and who wish to improve their relationship with money.No, I don't personally provide management, but do refer to my network for implementationYesBC1-800-934-1414https://alaphia.canatasha[at]alaphia.ca
84
Jessica MoorhouseAFCCEnglishYesYesYes00000000000000000Specializing in helping Millennials create a solid financial foundation, crafting a realistic budget, tracking spending and cashflow, tracking net worth, choosing the right financial products for them and setting financial goals.$150/hour session (minimum booking: 4 sessions).Meeting online via Zoom. Meeting will be recorded for client reference.No, I don't personally provide management, but do refer to my network for implementationYesONTorontohttps://jessicamoorhouse.com jessica[at]jessicamoorhouse.com
85
Paul NieuwlandNieuw FinancialCFPEnglishYesYesYesYesYesYesYesYes0YesYes0Yes00Yes0000I specialize in personal financial situations - saving for retirement, tax efficiency, estate planning - and everything else we all deal with as we progress through various life stages.$125 per hour after a free initial meeting to discuss your needs. You only pay for the time you need.My philosophy is that I'm here to help. No client is turned away because of the size of their portfolio, complexity of their situation or by how many hours of time they need. I serve anyone that needs my help, and am happy to provide an hour or ten hours of time, and can answer tax questions to develop a full retirement plan - and everything in between. Slow and steady wins the rest. If you want to gamble, buy a lottery ticket.No, I don't provide investment managementYesONNorfolk County area28 Wintergreen Cres(647) 500-7103http://nieuwfinancial.compaul[at]nieuwfinancial.com
86
Alexandra (Alyx) ValdalApple a Day Financial, Ltd.CFP, CHS, CLUEnglishYesYesYes0000YesYes00000000YesYes0Business owners, money/business coaching, insurance.Project-based. Range ~$100-$600; average $250/hr.Clients are usually small business owners and professionals looking for financial advice and coaching. They may also be looking for life/disability/critical illness and/or group/individual health insurance benefits.No, I don't personally provide management, but do refer to my network for implementationYesBCVictoria3298 Tennyson Ave(250) 858-5554http://www.appleadayfinancial.ca alyx[at]appleadayfinancial.ca
87
Owen WinkelmolenPlanEasy Inc.QAFPEnglishYesYesYesYesYesYesYes0YesYesYes0Yes0000000We specialize in budgeting, cash flow, tax & benefit optimization, financial independence & retirement planning. We help Coaching clients improve their routine and reach short-term goals. We help Planning clients create a plan aligned with values & goals and optimized for tax and gov. benefits.Portfolio Second Opinion: $400+HST
Custom Financial Plan: $1,000+HST
Coaching & Advice: $80/month +HST
Custom Financial Plan + Coaching & Advice: $500 + $80/month +HST		Our typical clients are professionals in their 30’s, 40’s and early 50’s who want to improve their personal finances and/or take their finances to the next level. We work entirely online, via phone and video chat. Clients start with a simple discovery survey and then book a free discovery session with a fee-for-service financial planner to see if we’re a good fit. We meet with Coaching & Advice clients every 6-12 weeks via phone and meet with Financial Planning clients 3-4 times during the planning process.We help clients create an investment plan that is highly diversified, easy to manage, tax efficient and of course very low-cost. We help determine the right asset allocation that is risk appropriate and has clear rebalancing rules.No, I don't personally provide management, but do refer to my network for implementationYesONLondon201 King St. London, Ontario, N6A 1C9(226) 374-8501https://www.planeasy.ca owen.winkelmolen[at]planeasy.ca
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Tim NashGood InvestingEnglish0000000000Yes0Yes0000000Specializing in socially responsible and green ETFs.Sliding Scale: $150-$750/hr based on assets.
15% discount for people who work or volunteer for a nonprofit / social enterprise.		Clients typically have money to invest and want to avoid unethical companies including (but not limited to) tobacco, military, fossil fuels, etc.

Additionally, we'll look at investments in positive sectors like renewable energy, water, community bonds, and microfinance.

Clients learn about ETFs, and choose funds that match their unique financial AND sustainability goals.		Put your $ where your <3 isNo, I don't provide investment managementYesONToronto192 Spadina Ave. Suite 300(416) 821-9179https://www.goodinvesting.com/ tim[at]goodinvesting.com
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Naheed GilaniConscious WealthCFA, CFPEnglishYesYesYesYesYesYes0000YesYesYes00Yes0000Prevention of harm caused by a poorly regulated sector. Very experienced in real estate investing as well. Ethical investing, tax-efficient investing, and ETF strategies. No client is refused. Project based. Initial work and ongoing support for the first year for couples with >$250,000 is typically in the $2,500 range. Singles with <$100,000 typically pay $1,000.Clients with 'trusted advisors' but who want an independent opinion. I conduct Advisor Audits and Portfolio Risk Evaluations. I've been known to help many couples in their 30s but not limited to that.Low cost, balanced risk levels, acknowledging that we are more ignorant than we are wise as human beingsNo, I don't provide investment managementYesABCalgary(403) 837-3447http://www.consciouswealth.ca prosper[at]consciouswealth.ca
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Darryl BrownYou&Yours FinancialCFAEnglishYesYesYesYesYes0Yes0YesYesYes0Yes0000000Portfolio Second Opinion - $495
Financial Review - $495
Investment Consulting - $750
Holistic Financial Planning - $1350
DIY Investing - $2450		Typical meetings with clients vary, from those who are looking for a general overview of their financial picture and want to establish investing objectives, to those who need a comprehensive and detailed financial plan.

Additionally, we can help individuals who are looking for support with their DIY investments		Matching investment options to clients depends on many factors but the most important is fitNo, I don't provide investment managementYesONToronto365 Brock Ave(416) 710-3275http://www.youandyoursfinancial.com darryl[at]youandyoursfinancial.com
91
Sandra MannMoney Coaches CanadaMBA, CPA, CGA, QAFPEnglishYesYesYesYesYesYes000Yes0000000000Fee for Service Planner - fee varies depending on the nature, scope, and complexity of the engagementRetirement Planning; Financial Planning through life transitions

Provide unbiased support for financial decision making as I don't sell products; assist clients with achieving their vision for the future through goal setting, cash flow review and management, and financial projections for the future i.e. throughout their lifetime		No, I don't provide investment managementNo, in-person elements requiredONBurlington1455 Lakeshore Rd. West, Unit 205N(416) 302-5215https://moneycoachescanada.ca/about/sandra-mann/ sandra[at]moneycoachescanada.ca
92
Ali ArtaniCFP, CIMEnglishYesYesYes000Yes000YesYesYes0000000Specializing in early to mid career professionalsFlat fee for service (project and hour)Initial phone consultation, offline collaborative information gathering, and then a longer live financial planning session. Follow ups as necessary. A focus on measured risk-adjusted returnsNo, I don't personally provide management, but do refer to my network for implementationYesONToronto23 Sufi Crescent(437) 239-2637https://artani.caalishan.artani[at]gmail.com
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Dean Kendall Ideal Life Experience Ltd.BComm, CLU, CHFCEnglishYesYesYesYesYesYesYesYesYesYesYesYes0YesYesYesYesYesYesYesWe fully coordinate the personal financial affairs for a small community of affluent clients. We pcover 5 financial disciplines in a single itegrated plan, with values-based planning.1 simple annual tax-deductible flat fee.We have a strict Ideal Client profile of the client we serve best. Our initial discussions determine if we would be a good fit in working together.

In our first meeting, you experience our client-centered process through the creation of your own Financial Road Map at no charge or obligation. The purpose of creating your Financial Road Map is to help you design your Ideal Life Vision and help you integrate your goals, values, and finances. We meet with our clients every 4 months to measure progress and make course corrections where needed to stay on track.
A personalized globally diversified portfolio utilizing the highest quality, lowest fee investments available in the marketplace. You will experience complete transparency and disclosure of all fees. Additionally, we will provide oversight of your investable assets. You will appreciate our fiduciary standard allowing you to experience our Advisor Protection, Attention, Coordination and Transparency.Yes, I provide managementYesABCalgary205 - 2505 17 Ave SW(403) 543-7226https://ideal-life-experience.ca/ dean[at]ideal-life-experience.ca
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Barbara KnoblachMoney Coaches CanadaCFP, PhDEnglish, GermanYesYesYes0YesYesYesYesYesYesYes0YesYesYesYes0YesYes0Providing comprehensive financial planning services including cash flow planning, retirement planning, investment planning, tax planning, insurance planning, estate planning.Fees depend on complexity, please refer to our website for explanation.My typical clients are high income earners (professionals, physicians, dentists, academics, business owners or self-employed). I work with individuals and couples.No, I don't provide investment managementYesABEdmonton(587) 501-4906https://moneycoachescanada.ca/about/Barbara-Knoblach/barbara[at]moneycoachescanada.ca
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Eric ValleeNovel FinancialCPA, CA, QAFPEnglishYesYesYesYesYesYesYesYesYesYesYes0Yes00YesYesYesYes0Fully customizable support from full financial plans, to large purchase/life event analysis and consultingProject based fees starting at $1,499 for full financial plans, or $150/hourFree 30-minute consultation to assess whether we are the right fit for one another. If I can't help lower your fees, or help you reach your objectives in a cost-efficient manner, I will recommend a better-suited alternative. Your best interests are our best interests. That's Novel.Diversified Low Cost IndexingNo, I don't provide investment managementYesONToronto611-55 Lombard St(416) 662-8958https://novelfinancial.caeric[at]novelfinancial.ca
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Jay RittingerCorebridge Financial Life ManagementCIM, QAFPEnglishYesYesYes0YesYesYesYesYesYesYesYesYes0000YesYes0Flat fee based on complexity of client situation.
Hourly rate for specific less intensive planning questions. 		Working professionals, Busy families, Pre Retirees. Core and Explore and Responsible InvestingYes, I provide managementYesBCKelowna485 Morrison Avenue(250) 864-1168jrittinger[at]alignedcp.com
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Jane BolstadTrusted Financial PlanningCFP, BCommEnglishYesYesYesYesYesYesYesYesYesYesYes0Yes000Yes00Yes$150/hour - An estimate is provided based on the need's of each individual situation.No, I don't personally provide management, but do refer to my network for implementationYesABCalgary7062 Edgemont Dr. NW(403) 617-6444http://www.trustedfinancialplanning.com jane[at]trustedfinancialplanning.com
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Ed RempelUnconventional Wisdom & Advice Inc.CFP, CPA, CMAEnglishYesYesYesYesYesYesYesYesYesYesYesYes0YesYesYesYesYesYesYesRetirement planning. Tax planning. Small business planning. Identifying top portfolio managers. Several effective strategies, such as Smith Manoeuvre, Rempel Maximum, Lifecycle Investing, 8-Year GIS Strategy & RRSP Top-up.Financial Plan $4,995 + HST. Financial Plan with corporation $5,995 + HST. Plan discussion (without a written Plan) $1,000. Full Service: Plan implementation & on-going reviews available.In the first meeting, we will essentially plan your life. It will be relatively long, say 4-5 hours, but you will find it interesting. It’s not a lot of finance – it’s about your life. We work out a first draft of how to achieve your life goals.Long-term thinking & education can help you invest with higher allcoation to equities. 100% global equities is the most effective for most people following a financial plan. Invest with Index Plus (fee mainly for beating index) or "All Star" fund manager approach. My skill is identifying top portfolio managers.No, I don't personally provide management, but do refer to my network for implementationYesONBrampton9 Tremblay Street(416) 576-3076https://edrempel.com/ ed[at]edrempel.com
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Liz SchieckNew School of FinanceQAFPEnglish0YesYesYes000000Yes00000Yes0Yes0We specialize in
1. Variable income households (self-employed)
2. First-time investors
3. First-time home buyers
4. Family Planning
5. Recent Grads
6. Household cash management
7. Unbiased investment education		Personal Financial Planning $275-$375 +HST; Household $475-$575 +HST, Portfolio Review $365 +HST and up, others on website. All fees are all-in, not hourly. We are a 100% unbiased advice-only firm - we do not sell any products or receive any referral fees. We work with all kinds of clients from those just starting out their careers to those planning for retirement. We will help assess what type of meeting is right for your needs, and have you send in any required info in advance of your session. When you come in to meet with your planner, we will have already gone over your file and can focus your meeting time on tackling the issues and questions that are most important to you! No, I don't provide investment managementYesONToronto51 Wolseley St. (647) 700-5510http://www.newschooloffinance.com/ liz[at]newschooloffinance.com
100
Kathleen DauntNew School of FinanceEnglishYesYesYesYes000000Yes000000000We specialize in
1. Variable income households
2. First-time investors
3. First-time home buyers
4. Family Planning
5. Recent Grads
6. Household cash management		Personal Financial Planning: $275-375
Household Financial Planning: $375-475
Investment Education: $365
Portfolio Review: starting at $390
See website for full list		We are a 100% unbiased advice-only firm - we do not sell any products or receive any referral fees. We work with all kinds of clients from those just starting out their careers to those planning for retirement. We will help assess what type of meeting is right for your needs, and have you send in any required info in advance of your session. When you come in to meet with your planner, we will have already gone over your file and can focus your meeting time on tackling the issues and questions that are most important to you! No, I don't provide investment managementYesONToronto51 Wolseley St(647) 700-5510http://www.newschooloffinance.com/ kathleen[at]newschooloffinance.com