Welcome to the fee-only planners and coaches directory!
This free directory provides a listing of fee-for-service planners and money coaches in Canada. A listing here does not imply a recommendation of any kind by the host.
Green shading under services offered indicates that the given planner does offer those services. The sheet is very wide, keep scrolling right -->
Maintained by John Robertson, see http://directory.holypotato.net for more discussion of the directory and to add yourself to it.
Looking for advice but want to learn to DIY the investment implementation part? Check out course.valueofsimple.ca
|Name||Firm or Organization||Designation(s)||Languages Spoken||General Financial Planning||Money coaching||Cashflow mgmt and budgeting||Debt mgmt and credit support||Retirement planning||Retirement spending & decum- ulation planning||Tax planning||Estate planning||Insurance planning||Severance pensions early retirement||Portfolio reviews||Portfolio mgmt||DIY investor support||Dual- citizenship cases||Expatriate issues & retiring abroad||Change & transition mngmnt||Disabilities & RDSP||Prof corp||Small family business||Divorce issues||Specialities||Fee Description||Typical Meeting and Target Client||Investment Philosophy||Investment Management||Remote Availability||Province||City||Address||Phone Number||Website||Rnd|
|Sandi Martin||Spring Personal Finance||FPSC I||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||0||0||0||0||Specializing in giving you the tools to create financial succes on your own terms, including how you spend, manage debt, invest, set goals, make trade-offs, protect yourself from risk, and prepare for financial independence.||We practice complexity-based pricing. Basic assessments, cash flow audits, and portfolio audits typically start at $1,500. Comprehensive plans start at $3,000. Hourly rate $125||We follow a proven process to give you the tools you need to create financial success on your own terms...whatever those might be. |
After we gather information about your spending, investments, insurance, and risk-tolerance, we meet for a Foundation Meeting to discuss your values and make sure we're working towards the same goals.
Your financial plan document, while important, is most valuable as the springboard from which to make good financial decisions as life unfolds around you. We check in at six and twelve months after your plan recommendations are made, to make sure you're making progress and offer help if things have changed.
|A low cost, broadly diversified portfolio with a long-term focus for which most decisions have been made in advance. |
If managing your own portfolio isn't the right fit, We'll refer you to a low-cost advisor that we trust. (We do not accept referral compensation of any kind)
|No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Gravenhurst||844.498.3397||https://springplans.ca||sandi [at] springplans.ca||0.1885940607|
|Noel D'Souza||Money Coaches Canada||CFP||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||Yes||Yes||Yes||Yes||0||Cash flow and budgeting, debt management and reduction, goal setting and prioritization, retirement readiness assessment and decumulation issues, portfolio reviews and investing principles.||$2500 - $5000 for a comprehensive financial plan. Actual fee is based on time and the complexity of the work involved, and is quoted during a complimentary phone consultation.||I offer in-person meetings and online meetings. Meetings are 1.5 hours in length to allow for an in-depth discussion of the relevant issues.|
Clients who get the most value from my service are typically:
- professionals who earn a good income, but have many demands on that income and their time and need to be efficient with both
- not necessarily high-net worth, and know they could and should be doing better at saving and investing but aren't sure where the problem lies
- undergoing a significant life transition and need guidance to find a "new normal"
- getting their finances organized for the first time and just don't know where to start
|Low cost, diversified and easy to implement and maintain||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Toronto||(647) 478-9370||http://mcoaches.ca/noeld||noel[at]moneycoachescanada.ca||0.02153898213|
|Kathy Waite||Your NetWorth Manager||Financial Planning Certs 1996 Cert Seniors Advisor Canadian Farm Advisor Cert Cash Flow Specialist in training||English||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Portfolio & investment strategy second opinion /education. Investing to achieve your goals for the lowest cost, taxes & risk possible. Retirement readiness coaching and lifestyle in retirement wisdom. Cash flow. Disaster proofing life, just-in-case plans (advanced care and end-of-life decisions)||Annual subscription so fees are limited but the help you receive is not. $2500 year 1 financial check up, education and on going support. Annual reviews $1000. Young adult children are included.||Are we on track? Can we really retire and maintain our standard of living? A general feeling of unease about our situation. Dissatisfied, suspicious of sales people who may have a hidden agenda. What could we do better? What don’t we know? |
A long, jargon-filled plan doesn’t hep people get where they want to be or change behaviours. My time tested and proven process provides a framework for success so you feel in control.
Ideal client is looking for options, honest answers, education. Whether it’s the edited explanation or in-depth detail, most require a co-pilot to bounce ideas off.
|Understanding your time horizons and risk tolerance is key to designing a low cost, minimum volatility asset allocation. I don’t believe in chasing market returns, prefer to index and get our fair share.||No, I don't personally provide management, but do refer to my network for implementation||Yes||SK||Regina|
Money Coaches Canada
|CFP, CHS, EPC, CPCA||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Specializing in transition planning like retirement, job changes, divorce, death etc. Also working with small businesses or entrepreneurs.||Project based fees range from $2500 - $3500 or more depending on complexity of each case.||The typical client engagement is 4-6 months and is a coaching relationship so that motivated individuals can make positive financial changes going forward.||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Ottawa||(613) 834-6639||http://mcoaches.ca/JanetG||janet[at]moneycoachescanada.ca||0.8268258178|
|Alexa Bodel||Chalten Fee-Only Advisors Ltd.||CFA, CFP(Canada & US), MBA||English||Yes||0||Yes||0||Yes||Yes||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||Yes||Yes||Yes||Investment Advice - registered in BC and Alberta to give investment advice. Will seek other registrations as necessary. Will work with DIY investors or investors that want us to implement their plan for them. |
Cross border - CFP in both US and Canada
|Project fees - $600 for one module to $3,500 for a comprehensive plan. |
Investment management fees - % of AUM on a declining scale starting at 1% (includes financial planning)
|We work with professionals and their families to help them organize their finances to achieve what they desire in life. We offer complimentary initial consultations which typically lead to a proposal. Once we agree to work together we spend more time to chart a plan for working together to achieve exactly what the client wants/needs.||Evidence-based philosophy - sensible low cost, diversified portfolios with asset allocation based on client risk tolerance and disciplined rebalancing. We do not try to time markets or pick individual stocks. For implementation we use low cost funds from Dimensional Fund Advisors and ETFs from Vanguard and iShares.||Yes, I provide management||Yes||BC||Vancouver||(604) 922-7880||http://www.chaltenadvisors.com||alexa[at]chaltenadvisors.com||0.818765205|
|Graham Bodel||Chalten Fee-Only Advisors Ltd.||CFA, MBA, MSc||English||Yes||0||Yes||0||Yes||Yes||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||Yes||Yes||Yes||Investment Advice - registered in BC and Alberta to give investment advice. Will seek other registrations as necessary. Will work with DIY investors or investors that want us to implement their plan for them.||Project fees - $600 for one module to $3,500 for a comprehensive plan. |
Investment management fees - % of AUM on a declining scale starting at 1% (includes financial planning)
|We work with professionals and their families to help them organize their finances to achieve what they desire in life. We offer complimentary initial consultations which typically lead to a proposal. Once we agree to work together we spend more time to chart a plan for working together to achieve exactly what the client wants/needs.||Evidence-based philosophy - sensible low cost, diversified portfolios with asset allocation based on client risk tolerance and disciplined rebalancing. We do not try to time markets or pick individual stocks. For implementation we use low cost funds from Dimensional Fund Advisors and ETFs from Vanguard and iShares.||Yes, I provide management||Yes||BC||Vancouver||(604) 922-7880||http://www.chaltenadvisors.com||graham[at]chaltenadvisors.com||0.8813254051|
|Ngoc Day||Macdonald Shymko & Co. Ltd.||CFP, CIM, TEP, RFP||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Specializing in comprehensive financial planning tailored to the client's specific goals and situations.||Hourly fees and/or percentage of asset under management||ETFs, non-market prediction approach||Yes, I provide management||Yes||BC||Vancouver||(604) 687-7966||http://www.macdonaldshymko.com||nday[at]msc-feeonly.com||0.7077159064|
|Anne Brandt||Anne Brandt Personal Financial Consulting||CFP, RFP, CFDS||English||Yes||0||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||0||Yes||0||Yes||Comprehensive Retirement Planning|
Severance and Early Retirement Packages and pensions
Personal Tax Planning and Preparation
|$150 per hour for consultations |
Comprehensive financial/ retirement plans range between $1,500 - $3,000
Smaller modular projects range from $450 - $1,500
|Clients who are 5 - 15 years from retirement who are looking for an independent assessment and/or comprehensive retirement plan. |
Clients who are retired and looking for help making decisions on how to access retirement funds from an investment, tax and cash flow perspective.
Decision consulting on pension options, severance and early retirement packages; and financial planning.
|No, I don't provide investment management||Yes||BC||Coquitlam||(604) 552-1696||http://www.annebrandtfinancial.com||anne[at]annebrandtfiancial.com||0.9398457453|
|Andy Hammond||Hammond Financial||CPA, CA||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||Yes||0||0||0||Two specialities|
- Young professionals needing long term financial guidance and strategic advice
- Retirees (or near retirees) requiring retirement planning and decumulation advice
|Fee examples posted on the website.|
Project based fees are always a fixed price and quoted in advance.
Hourly consultation if required based on $150 per hour.
|First hour consultation is complementary.|
I prefer face-to-face meetings in order to get to know clients and establish a long-term relationship.
Typical issues raised are:
I need a sober second look at my financial situation
Am I on schedule to retire ?
Will I have enough to retire on ?
How can I pay for everything ?!
|Index investing||No, I don't provide investment management||Yes||ON||Ajax||(289) 200 6642||http://www.hammondfinancial.ca||andyhammond[at]rogers.com||0.4310940836|
|Judith Cane||CHS||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||0||0||0||Yes||0||Money Coaching fees start at $2,000 + HST|
Financial Planning fees start at $3,000 + HST
Hourly Rate is $180
|I offer a 30 minute complimentary consultation to determine what the client is looking for and whether the services I offer can help achieve their goals. I work with clients who make a good income but can't seem to get out the debt cycle. Once the clients has moved out of that cycle, we work to create and implement a financial plan.||No, I don't provide investment management||Yes||ON||Ottawa||(613) 875-5834||http://www.judithcane.com||0.2052092499|
|Karen Richardson||Money Coaches Canada||Certified Money Coach||English||Yes||Yes||Yes||Yes||0||0||0||0||0||0||0||0||0||0||0||Yes||0||0||Yes||Yes||Specializing in creating an action plan to get the life you want with the income you have. Creating a spending plan that works for you and developing systematic approach for getting out and staying out of debt.||Fee is engagement based. Fees are $2,500-$3,500 depending on complexity.||Specializing in families looking to create goals, reduce debt and get on a plan. I work with women going through divorce or transition and single parents who need cash-flow assistance.||No, I don't provide investment management||Yes||ON||Keewatin||(807) 407-5002||http://moneycoachescanada.ca/karen-richardson/||karen[at]moneycoachescanada.ca||0.06608072586|
|Paul Lambe||Consultant||CFP, FMA||English||Yes||0||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||0||Yes||Yes||Yes||Yes||Comprehensive Financial Plans||$75/hr |
To discuss any financial planning need in detail.
To develop a comprehensive financial plan. 10 hour minimum.
|Initial telephone or email to determine what the client is seeking and to provide an estimate to fulfill the clients wishes.||Asset Allocation||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Brampton||86 Archibald St.||(647) 286-7710||http://www.doctorestate.com/||EstateGTA[at]gmail.com||0.701191603|
|Bruce Q. Thompson||BQT & Associates Financial Planning||CFP||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||Yes||Yes||Yes||Yes||Yes||Having spent 5 years providing financial planning services to Canadian physicians, I am very comfortable with the ins and outs of, and tax saving opportunities available with professional corporations. I also specialize in retirement planning and the tax efficient draw-down of retirement assets.||Comprehensive financial plan: $1,800 - $3,600. Individual modules (ie: |
investment review & recommendations): $500 + $150/hr. No charge, no
obligation, 45-60 minute initial consultation.
|We typically work with singles or couples approaching, or early into, |
retirement, who want to be sure that they are making wise choices
regarding CPP, OAS, investing, tax minimization, and estate preparation.
No-charge, no obligation, 45-60 minute initial consultation.
|Investing doesn't have to be complicated or expensive. It does, however, have to be be done based on your individual cash-flow needs and income tax circumstances.||No, I don't personally provide management, but do refer to my network for implementation||Yes||SK||Regina||(306) 216-0016||bruce.quinn.thompson[at]gmail.com||0.5292333004|
|Steve Bridge||Money Coaches Canada||FPSC Level 1 Certificant in Financial Planning||English||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||0||0||0||0||Yes||0||0||0||0||We don't sell any products nor receive any commissions. Everything we do is with our clients' best interests at heart. I specialize in people wanting an unbiased look at their retirement plans or help with getting out of debt and figuring out their cash flow challenges.||We charge a flat fee on a per engagement basis. The cost depends on the complexity of the situation (regular job, self-employed, corporation, single, couple, children, etc.).||Engagements typically last in the three to four month range with anywhere from three to five meetings, each lasting about 90 minutes. It is a very collaborative customized process.||Low fees, long term thinking.||No, I don't personally provide management, but do refer to my network for implementation||Yes||BC||North Vancouver||2146 Old Dollarton Road||(604) 754-5911||http://moneycoachescanada.ca/steve-bridge/||steve[at]moneycoachescanada.ca|
|Christine Williston||Money Coaches Canada||FPSC Level 1 Certificant in Financial Planning||English||Yes||Yes||Yes||Yes||0||0||0||0||0||0||0||0||0||0||0||Yes||0||0||Yes||Yes||Cash flow and budgeting. I help families and self employed people take a fresh look at their finances. I guide my clients through a process where they set goals and create a plan to put their money to it's best use, now and for the future.||Fees are project based ranging from $2000 to $3500 depending on complexity.||I work with clients over a 3 to 6 month period to help them define and move forward in their financial goals. My typical client is successful in their career but feels that they could do better in directing their money towards the things that are most important to them.||No, I don't provide investment management||Yes||BC||North Vancouver||2146 Old Dollarton Road||(778) 838-7459||http://moneycoachescanada.ca/christine-williston/||christinewilliston[at]moneycoachescanada.ca|
|Leslie Gardner||Money Coaches Canada||FPSC Level 1 Certificant in Financial Planning, Certified Bookkeeper||English||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||0||0||0||0||0||0||0||Yes||0||Developing a Spending and Savings plan to allow your cash flow to meet your goals while living within your means. I help with debt management, retirement planning, small business cash flow planning and bookkeeping for entrepreneurs.||Fee is engagement based from $2500 to $5000 depending on complexity.||Families or couples that are looking to control their financial chaos and find ways to work towards their financial goals. I prepare a spending and savings plan that is based on their wants and lifestyle then help to implement it so it works for them. This can be a cashflow planning or a retirement planning engagement.||No, I don't personally provide management, but do refer to my network for implementation||Yes||BC||Nanaimo||http://moneycoachescanada.ca/leslie-gardner/||leslie[at]moneycoachescanada.ca|
|Julia Chung||Spring Financial Planning||CFP, CLU, FEA||English||Yes||0||0||0||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Specializing in complex planning for business owners and individuals with cross border issues. |
We coordinate advice, and work with your advisory team to develop seamless, integrated services.
Retirement, Tax, Estate, and Family Business are key arenas of expertise.
|A flat annual engagement fee is customized based on complexity and estimated time commitment. Hourly rate ranges from $150-$300. |
We pride ourselves on being unbiased and do not accept referral fees.
|Our clients are typically business owners and/or people with dual citizenship or residency. We also work with those who are considering retirement, and in retirement.|
Meetings are held in person or by telephone/video conference. Our process is built around client needs but usually follows this pattern:
Discovery Meeting: No Charge
Proposal, Estimate & Engagement Letter
Plan Presentation Meeting
Ongoing email and phone support for 1 year
Annual Update & Re-Engagement
|Long Term, Methodical||No, I don't personally provide management, but do refer to my network for implementation||Yes||BC||Surrey||404-1688, 152nd Street||844.498.3397||https://springplans.ca||julia [at] springplans.ca|
|Rose Raimondo||Raimondo & Associates Ltd.||CFP, RFP, CHICoach||English||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||Yes||0||0||0||0||We specialize in retirement planning and help clients address questions such as:|
1. Do I have enough to retire?
2. When should I collect my pensions and draw down my RRSP?
3. How do I minimize my taxes?
4. How do I invest during my pre- and post-retirement years?
|$175 - $250 per hour depending on the type of engagement||We work with clients who are interested in increasing their financial literacy and taking control of their financial decision-making. |
We work with clients of all ages, but specialize in retirement planning.
|No, I don't provide investment management||Yes||AB||Calgary||305-4625 Varsity Drive NW, #329||(403) 288-8561||http://www.raimondo-associates.com||rose[at]raimondo-associates.com|
|Heather Franklin||n / a||CFP||English||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||0||0||0||0||0||No specialized field of endeavour: general, holistic financial planning||Consultation fee > $150 per hour|
also, pre arranged fee for project
|No specific target client||No one size fits all||No, I don't provide investment management||Yes||ON||Toronto||43 Geraldton Cres.||(416) 223-9826||msheatherfranklin[at]hotmail.com|
|Michael Deepwell||Lamp Financial Inc.||CPA, CA, CFP, CLU||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||Yes||0||Yes||Yes||Yes||People appreciate the multi-disciplinary approach Michael brings, with designations in financial planning (Certified Financial Planner), accounting and tax (Chartered Professional Accountant of BC), and estate planning (Chartered Life Underwriter). More information at lampfinancial.com||Fee based on client's requests. Projects range from $400-1,000.|
Comprehensive financial plans range from $2,000-5,000, depending on services, complexity, jurisdictions, and people involved.
|Initial complementary meeting to discuss the needs and fit. Then project-based engagement.|
Typical clients include: entrepreneurs, owner-run businesses looking to grow, young couples combining finances, couples accumulating wealth after their children leave the home, and retirees.
Clients also include workshop participants. Michael is an active guest speaker, sharing on personal finances, income taxes, insurance, savings and retirement planning, end of life planning, and financial products to people of all ages.
|Based on Client's investment plan||No, I don't personally provide management, but do refer to my network for implementation||Yes||BC||Vancouver||Suite 700 - 838 West Hastings Street, Vancouver, BC V6C 0A6||(604) 250-8062||http://www.lampfinancial.com||michael[at]lampfinancial.com|
|Lenore Davis||Dixon, Davis & Company Inc.||CFP, R.F.P.||English||Yes||0||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||0||Yes||Yes||Yes||Yes||We help our clients manage their relationship those who manage their money. We offer tax effective cash flow management strategies as people accumulate wealth and subsequently spend what they have saved.||Ad hoc (focused) consultation $200 per hour. Basic Retirement assessment (cash flow, net worth, income tax evaluation, integration of pensions, RRSP etc) $1800 - $2000. Complex projects up to $5000||An introductory meeting allows both client and DDC to evaluate the need for our services. We have no minimum net worth or investment portfolio restrictions. Letter of engagement lays out the project and estimated cost. Client provides data, we review and analyse. Interim report and discussion helps focus final report that will have action steps and time lines to be followed.||Capital preservation over a market cycle is key. Modest, predictable income flows forms the base for anticipated returns.||No, I don't personally provide management, but do refer to my network for implementation||Yes||BC||Victoria||1027 Pandora Ave||(250) 413-3230||http://www.dixondavis.com||lenore[at]dixondavis.com|
|Gordon Stockman||Efficient Wealth Management Inc.||CPA, CA, CFP, CIM||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Experts in the use of ETF portfolios.|
Specialists in retirement planning and especially de accumulation.
Portfolios designed specifically for de-accumulation. Cross-border and expat experts -- Investment Adviser Representative in New York state, and we also do US tax returns.
|True fee-only always with client originated fees only.||First hour free.|
Initial cash flow based financial plan for all clients.
|In all things, we remove client's angst.||Yes, I provide management||Yes||ON||Mississauga||39 Lakeshore Road East, Suite 100A||(416) 410-9809||http://www.efficientwealth.com||gostockman[at]efficientwealth.com|
|Ron Graham||Ron Graham and Associates Ltd.||CA, RFP, CFP||English||Yes||0||0||0||Yes||Yes||Yes||Yes||0||Yes||Yes||0||Yes||0||0||Yes||0||0||0||0||Hourly Fee of $200||Buy and hold good quality stocks and bonds||No, I don't personally provide management, but do refer to my network for implementation||No, in-person elements required||AB||Edmonton||100, 10585 - 111 Street||(780) 429-6775||http://www.rgafinancial.com||rgraham[at]rgafinancial.com|
|Joe Barbieri||Joe the Investor||CFA, BCom, BASc (Civil Eng)||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||0||0||Yes||0||0||Yes||0||Retirement Planning, Life Transitions, Investments and Tax Strategy||Hourly or Customized Project Fee |
Investment or Retirement Plans
$1500 flat fee
Complete Financial Plan
$2800 flat fee
Prices include HST.
|My typical client will be seeking an independent opinion, a better understanding of their financial situation, efficiency and simplification in their investments and a holistic approach to financial planning which would include emotional, psychological and individual lifestyle preferences.||Focus on Low Cost Portfolios customized for client needs||No, I don't provide investment management||Yes||ON||Toronto||309-80 Quebec Avenue||(647) 286-8020||http://www.joetheinvestor.ca||joetheinvestor.today[at]gmail.com|
|Margaret (Peggy) Cameron||Cameron Leadership Development Inc.||CFP, RFP, MBA, FDS||English||Yes||Yes||0||0||Yes||Yes||Yes||0||0||Yes||0||0||0||Yes||Yes||Yes||0||0||Yes||Yes||1) Helping individuals overcome the limiting beliefs and fears that are holding them back from the success they want;|
2) Coaching you through any financial question/crisis such as starting a new business, early retirement planning, lay offs, divorce, or death in the family
3) Income tax strategies
|$275/hr+HST for hourly work; |
Projects quoted at the time;
|I work with you to |
1) Figure out where you are now and where you want to go
2) Develop strategies to ensure you get there
3) Figure out what resources you need to get there
4) Make sure you are ready to move forward
|No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Ottawa||Suite 305 - 150 Isabella St., Ottawa, ON K1S 1V7||(613) 699-5125||http://www.CameronLeadership.ca||CameronLeadership[at]gmail.com|
|Mike Bayer||Strategic Analysis Capital Management Inc.||CFP, CIM, FCSI||English||Yes||0||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||Yes||Yes||Yes||I add value by focusing on three areas: Portfolio Construction (using broadly diversified low cost ETF's), Wealth Management (rebalancing and value averaging) and Behavioural Coaching (helping you to make smarter and more rational investment decisions).||Professional services are billed at a fee of $250 per hour with a 10 hour minimum engagement. Typically, a simple investment plan will require 10 hours of consulting and implementation services.||I'm happy to work with any client (large or small) who is committed to an evidence based investment approach. In simple terms, a disciplined buy and hold approach using broadly diversified low cost ETF's (Exchange Traded Funds) and/or indexed mutual funds. No active management, no hedge funds, no private equity, no "alternative" investments.||Evidence based investing||Yes, I provide management||Yes||ON||Mississauga||5572 Haddon Hall Road||(416) 576-6777||https://www.financialstrategy.ca||mikebayer[at]financialstrategy.ca|
|Jason Heath||Objective Financial Partners Inc.||CFP||English||Yes||0||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||We specialize in retirement planning with a focus on accumulation and decumulation issues. We also provide tax, estate, investment and insurance planning services.||Our fees are generally project-based and dependent on a client's personal situation. We can provide a quote after an initial phone conversation.||We work with clients of all ages. We work with clients who are employees as well as those who have corporations and more complex situations. Most of our clients live in Ontario, but we work with many people across the country as well as expatriates with Canadian ties. The ideal client is someone looking for objective and comprehensive financial advice.||We have a bias towards a low-cost, low turnover, passive approach, but see our role primarily as educators so that a client is investing on purpose. Most of our clients work with an investment adviser where our role is complimentary, but many are DIY investors.||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Markham||8500 Leslie Street, Suite 101||(416) 691-8471 x 1||http://www.objectivefinancialpartners.com/||jheath[at]objectivefinancialpartners.com|
|William D. Jack||William D. Jack & Associates||CFP, FCIA, CPCA||English||0||0||0||0||Yes||Yes||0||0||0||0||0||0||0||0||0||Yes||0||0||0||0||Lifestyle and financial aspects of retirement. Specialization in retirement income planning and retirement income generators.||Fees based on $250 per hour and complexity of situation. After introductory meeting, I provide fixed fee quote usually, $2,500 to 3,500. I provide a range to allow for additional scenarios.||Clients approaching retirement or starting the transition to decumulation.|
Three to four face-to-face meetings, preferably with spouse involved.
|I refer clients to experts||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Toronto||36 Toronto Street||(416) 815-7200||http://www.williamjack.ca||william[at]williamjack.ca|
|Rona Birenbaum||Caring for Clients||CFP||English||Yes||0||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Integration of tax, cash-flow needs and investment strategies pre-and post retirement.|
Planning for business owners selling or planning to sell their company.
Family CFO role coordinating accountants, lawyers, investment managers and other relevant players for the benefit of our client families.
|Project based planning typically ranges from $3,000 to $5,000 for a full one-year engagement.|
Hourly fees are $300.
|Our clients are successful executives, entrepreneurs and their families. Our financial planning approach helps clients feel more relaxed and confident about their future by focussing first on the life they really want and by helping them avoid The Money Focus Trap.|
Through a combination of standard financial planning processes and advanced life planning and coaching exercises, clients move confidently towards their financial and life goals, while enjoying their life more today.
|Our investment philosophy is essentially long term and conservative in nature while structuring a portfolio based on each client's risk profile and long term needs. We put particular emphasis on generating a combination of income and growth from investments while containing risk of capital loss within defined parameters - as a result, our clients sleep more soundly at night.||Yes, I provide management||Yes||ON||Toronto||69 Yonge St.||(416) 363-8500 x135||http://www.caringforclients.com||rona[at]caringforclients.com|
|Edmond Fhima||Tulett, Matthews and Assoc.||C.Adm.F.P., CFP, RFP||English, French||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Specialize in small business owners, executives and retirees.||Hourly rate is $195 plus taxes. Typical fees for retirement analysis, $1,500 to $2,000.||Small business owners|
Executives from large and medium corporations
|Proper diversification by asset class and by region is crucial to a successful investment portfolio.||No, I don't personally provide management, but do refer to my network for implementation||Yes||QC||Kirkland||3535 St-Charles Boulevard||(514) 695-0096 Ext.110||http://www.tma-invest.com/||edmond[at]tma-invest.com||0.4620849484|
|Caroline Nalbantoglu||CNal Financial Planning Inc.||C.Adm.F.P., CFP, RFP||English, French||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Cross border issues, expatriate issues, retirement planning, helping choose investment advisors, tax planning, estate palnning.||Hourly: $250 |
Full financial plan:$3,500-$4,500 depending on the complexity
Retirement plan:$2,000 and $2,500 for 2 scenarios
|Typical client is looking for guidance either in planning matters such as estate planning, or expatriate issues or more typically, retirement planning. Have they saved enough to retire? How do they begin disbursements? What is the more tax efficient way to disburse? Are they properly diversified in their investments?||No, I don't personally provide management, but do refer to my network for implementation||Yes||QC||Montreal||20 Saint-Paul W, suite 302, H2Y 1Y7||(514) 798-4895 x1||http://www.cnalfp.com||cnalbantoglu[at]cnalfp.com||0.02615736939|
|Trevor Van Nest||Niagara Region Money Coaches and York Region Money Coaches||CFP||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||Yes||Yes||0||Yes||Yes||Permanent debt elimination using a proven budget system|
Client education in all areas of managing household finances
Children & Money - developing great money habits
Retirement Projections and cash flow
Investor education and One-time decision support
Young Adults/Divorcee/Widow financial support
|Starts with a free/no-obligation 45 minute consultation. $990 - $1395 flat fee per 4-month engagement includes 6 hours with CFP(R) / Money Coach, books and an education in financial stuff.||Every situation is unique, and as a Money Coach with over 25 years in the financial industry I know there should never be a typical engagement. A customized agenda is created alongside the client to ensure all needs are addressed.|
Young people just starting out need to know what they need to do to succeed financially. Pre-retirees need to understand when they can retire without the risk of running out of money. Choices require an education and an empowering approach. No selling, just fantastic advice in areas of most interest. Average client referral rating of 9.8 out of 10.
|Low cost, well-diversified index funds and ETFs||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||St. Catharines and Newmarket||26 Hiscott Street, Suite 101 St. Catharines; 17070 Yonge Street, Suite 100 Newmarket||(289) 969-4180 or (905) 252-4180||http://www.niagararegionmoneycoaches.com http://www.yorkregionmoneycoaches.com||Trevor[at]niagararegionmoneycoaches.com or trevor[at]yorkregionmoneycoaches.com||0.5928628157|
|Stevan Dostanic||Astrolabe Financial Group Inc.||CFA||English, French||Yes||0||0||0||Yes||0||Yes||0||Yes||Yes||Yes||0||Yes||0||0||Yes||Yes||Yes||0||0||Specializing in helping individuals transition to a do it yourself (DIY) passive indexing approach, using low fee Exchange Traded Funds (ETFs) to construct properly diversified investment portfolios aligned with client goals and risk tolerance. Professional guidance for DIY investors.||$150/hr with an average cost of $1,500 to $3,000+ depending on complexity.||An introductory call is made to discuss client needs and potential cost (free of charge). If there is a good fit between us and the client, a face to face meeting is held to gather more detailed information. |
Average client is looking for professional guidance as they transition to a do-it-yourself portfolio management approach using low cost exchange traded funds (ETF) or someone looking to get confirmation on income sustainability at retirement (retirement planning).
|Passive Indexing with a focus on Asset Allocation and Rebalancing||No, I don't provide investment management||Yes||ON||Ottawa||1775 Courtwood Crescent, Suite 200||(613) 221-6061||http://www.astrolabefinancial.ca||stevan.dostanic[at]astrolabefinancial.ca||0.373216908|
|Ryan Kerr||Astrolabe Financial Group Inc.||CFA||English||Yes||Yes||Yes||0||Yes||Yes||Yes||0||0||Yes||Yes||0||Yes||0||0||Yes||Yes||Yes||0||0||Specializing in helping individuals transition to a do it yourself (DIY) passive indexing approach, using low fee Exchange Traded Funds (ETFs) to construct properly diversified investment portfolios aligned with client goals and risk tolerance. Professional guidance for DIY investors.||Our rates are $150/hour. |
Comprehensive financial plans generally average 20-25 hours.
|An introductory call is made to discuss client needs and potential cost (free of charge). If there is a good fit between us and the client, a face to face meeting is held to gather more detailed information. |
Average client is looking for professional guidance as they transition to a do-it-yourself portfolio management approach using low cost exchange traded funds (ETF) or someone looking to get confirmation on income sustainability at retirement (retirement planning).
|Passive Indexing with a focus on Asset Allocation and Rebalancing||No, I don't provide investment management||Yes||ON||Ottawa||1775 Courtwood Crescent, Suite 200||(613) 221-6061||http://www.astrolabefinancial.ca||ryan.kerry[at]astrolabefinancial.ca||0.7818054243|
|Doug Grant||Doug Grant, Financial Counselling & Mentoring||DFP, PhD||English||Yes||0||0||0||Yes||Yes||Yes||0||0||Yes||Yes||Yes||Yes||0||0||0||0||0||0||0||I provide an unbiased second opinion on current holdings, and assistance with the transition to DIY investing. Portfolios of exchange traded funds are a specialty.||$80/hr., plus tax. Discounts: post-secondary employees, or those involuntarily separated from employment. Military, past or present, should self-identify; further documentation may be required.||Clients of any age are welcome, but typically are seeking advice on the feasibility of retiring. They are often unsatisfied with conventional planning involving mutual funds; some have pension plans. First 30 minutes are complimentary, and focus on data gathering, determining services requested, overview of documents and estimate of the time and cost involved. If the client(s) wish to proceed, more detailed discussion of background knowledge and risk tolerance will follow. After analysis, a written report will follow with detailed recommendations, including options for reinvestment of assets and, usually, projected retirement income.||Low-cost diversified investing||No, I don't provide investment management||Yes||ON||Kitchener||8 Stanmore Ave.||(519) 896-9156||http://dgrantfinancial.webs.com||dgrantfinancial[at]yahoo.ca||0.3451812458|
|Gina Macdonald||Macdonald Shymko & Company Ltd.||CFP, RFP, CIM||English||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||Yes||Yes||Yes||Comprehensive financial planning and portfolio management services.||Hourly $240 per hour|
Assets under Management assessed a percentage fee.
|Looking for motivated individuals focused on achieving their personal and financial goals.||Yes, I provide management||Yes||BC||Vancouver||950-510 Burrard Street||(604) 687-7966||http://www.macdonaldshymko.com||gmm[at]msc-feeonly.com||0.9024864613|
|Shannon Lee Simmons||New School of Finance||CFP, CIM||English||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||0||Yes||0||0||0||0||0||0||0||Yes||0||We specialize in|
1. Variable income households (self-employed)
2. First-time investors
3. First-time home buyers
4. Family Planning
5. Recent Grads
6. Household cash management
|Household financial planning $350 |
Personal Financial Planning $250
Portfolio Review $350
|No, I don't provide investment management||Yes||ON||Toronto||51 Wolseley||(905) 808-4317||http://www.shannonleesimmons.com||info[at]newschooloffinance.com||0.8903471038|
|Susan Stefura||Bespoke Financial Consulting Inc.||CFP, RFP, TEP, FCSI, CDFA||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||Yes||Yes||Yes||Yes||Yes||Specializing in retirement planning and decumulation issues, as well as tax minimization strategies. Specializing in collaborative divorce.||$250/hour and also project-based fees depending on planning work (see website for full list)||We have a 2-meeting process starting with a Discovery meeting to fully understand individual goals & objectives, followed by a Plan Presentation meeting where we review and discuss your plan in detail. We provide you with specific recommendations and an Action Checklist that keeps implementation on track.|
Our clients include employees, retirees, business owners and professionals of all ages. Our best clients are people who are motivated to take charge of their financial future and looking for expert advice to make sure they are on the right track and not missing any opportunities.
|N/A||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Toronto||100 King Street West, 56th Floor||(647) 980-9113||http://www.bespokefinancial.ca||susan[at]bespokefinancial.ca||0.9056713119|
|Cherise Berman||Bespoke Financial Consulting Inc.||CA, CFP, RFP, TEP||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||Yes||Yes||Yes||Yes||0||Specializing in retirement planning and decumulation issues, as well as tax minimization strategies.||$250/hour and also project-based fees depending on planning work (see website for full list)||We have a 2-meeting process starting with a Discovery meeting to fully understand individual goals & objectives, followed by a Plan Presentation meeting where we review and discuss your plan in detail. We provide you with specific recommendations and an Action Checklist that keeps implementation on track.|
Our clients include employees, retirees, business owners and professionals of all ages. Our best clients are people who are motivated to take charge of their financial future and looking for expert advice to make sure they are on the right track and not missing any opportunities.
|N/A||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Toronto||100 King Street West, 56th Floor||(416) 875-9113||http://www.bespokefinancial.ca||cherise[at]bespokefinancial.ca||0.1771908663|
|Ian Black||Macdonald, Shymko & Company Ltd||RFP, TEP, Portfolio Manager||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Retirement planning, estate planning and portfolio management.||$240 per hour for financial planning, percentage of portfolio for management.||On-going relationship with business owners and professionals. Provide comprehensive financial planning and investment management, including income tax preparation.||We use ETFs and other non-active strategies.||Yes, I provide management||No, in-person elements required||BC||Vancouver||950 510 Burrard St||(604) 687-7966||http://www.macdonaldshymko.com||iblack[at]msc-feeonly.com||0.7084994982|
|Daniel Trezub||English, Brazilian Portuguese||0||Yes||0||0||0||0||0||0||0||0||0||0||0||0||0||0||0||0||0||0||Specializing in money behaviour and money habits.||10 weekly online sessions: we'll work on money-related habits and behaviour, assess your present situation and design a specific goal.|
One payment of $1000 or 3 payments of $370.
|I help people with a decent income to overcome money-related problems, helping them take control of their finances to stop worrying about money so they can focus on what's really important in life (according to themselves).||No, I don't provide investment management||Yes||QC||Montreal||3-5000 boulevard Pie-IX||(514) 998-8952||http://www.savewithdan.ca||daniel3ub[at]gmail.com||0.1238817311|
|John Palimaka||Polonus Financial Services||CFP||English||Yes||Yes||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||0||Yes||0||0||0||Retirement planning, income tax preparation, financial planning for persons with disabilities, support for major decisions such as transition from a family home to a retirement residence and insurance needs analysis||My hourly fee is based on the income of the client in order to provide affordable financial planning for anyone that feels they have a need for it. My minimum rate is $60 per hour.||Since I provide income tax preparation services to my clients, my financial planning services are often an extension of this service based on discussions I have with my clients in gathering the information required to prepare their tax returns.||A GIC ladder as a foundation plus ETFs||No, I don't provide investment management||Yes||ON||Ottawa (East)||P.O. Box 46101, RPO Beacon Hill, Ottawa, ON K1J 9M7||(613) 715-0820||http://www.polonusfinancial.com||polonus.financial[at]gmail.com||0.3760225258|
|Nancy Grouni||Objective Financial Partners Inc.||CFP||English||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Specializing in retirement planning, investment planning and eldercare planning needs.||Our Single meeting Retirement Plan Analysis starts at $3,000 plus HST and our Two Meeting Comprehensive Financial and Investment Plan Analysis starts at $4,500 plus HST.||I provide fee only, unbiased comprehensive financial planning advice. I do not sell any products and do not receive any referral fees. In this way, my advice remains 100% unbiased and am able to put my clients best interests forward. I work with single people, couples, seniors and families at all planning stages. I empower them with the advice and tools they need to take control of their financial lives.||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Markham||8500 Leslie Street, Suite 101||(416) 691-8471 x 5||http://objectivefinancialpartners.com/||ngrouni[at]objectivefinancialpartners.com||0.2720266156|
|Markus Muhs||Canaccord Genuity Wealth Management||CFP, CIM||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||Yes||Yes||Yes||Specializing retirement, education planning as well as Prof Corps.|
Insurance planning is offered through a very experienced partner who is insurance licensed. He is salary + commission, with commission split 50/50. For fee-only clients I deduct my portion of the commission from outstanding fees.
|Fees generally project based but work out to $150/hr. Pure hourly billing is an option.||An initial meeting, which is completely free of charge, would run 1 to 1.5hrs and is an opportunity for me to get an overview of your financial situation and whether/how I can help you, as well as for you to determine if I'm a right fit for you without committing yourself to anything.||Simplicity, keep fees minimal, and strategy is far more important than what you actually invest in.||Yes, I provide management||Yes||AB||Edmonton||2700-10180 101 St NW||(780) 408-1502||http://www.muhs.ca||markus.muhs[at]canaccord.com||0.649553882|
|Nicholas Hui||VAVE Financial Planning||FPSC Level 1 Cert, MBA, P.Eng||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||Yes||Yes||Yes||0||0||Yes||0||0||0||0||- Cash Flow Management |
- Retirement Projections
- Scenario/Transition planning
- Helping clients move away from high fee mutual funds to set up either a Passive Portfolio of ETFs or through a Robo-advisor
|Full financial plan plus 12 months of Money Coaching - Introductory rate of $120/month. Module based projects starting at $500 per project.||30 minute free initial consultation. Target clients are young professionals and families.||I believe in a balanced, globally diverse, portfolio of low-cost ETFs with regular re-balancing or utilizing a robo-advisor.||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Markham||12 Kentley Street||(647) 220-3122||http://www.vavefinancial.com||nhui[at]vavefinancial.com|
|Murray Child||Opus Wealth Advisors Inc.||CFP, RFP||English||Yes||0||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||0||Yes||Yes||0||Specializing in Retirement Income Planning, Estate Planning and Wealth Advisory for corporations||$250 per hour or minimum $1,500 for full financial plan, usual range is $2,500 to $5,000||We spend a lot of time to get to know our clients and their needs. Every solution is unique....no cookie cutter plans. Our client service program differentiates us.||Yes, I provide management||No, in-person elements required||ON||Waterloo||745 Bridge Street W, Unit 3||(519) 888-6160||http://www.opuswealthadvisors.com||murray[at]opuswealthadvisors.com||0.6349583036|
|Matthew Beckett||Coastal Community Private Wealth Group||CFP, CIM, BCom||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Multi-generational Financial Planning|
Goals Based Vision process with a Road Map on how to get there
|Depending on the complexity $1000 to $2500 for the initial plan and $900 to $1400 annually updating. Complex situations would include trust planning, caregiver support program or corporate planning.||3 to 4 meetings online, over the phone or in person over 90 days. We are looking for clients who are engaged in their finances and want to take control. The ideal client is affluent families, business owners or professionals.||Investment Approach: BE LOGICAL "Be Logical” means think about how this investment will serve the world we live in today or in the future. We take a long-term view on investing to produce consistent returns over time. It means consistently sticking to a systematic, disciplined, logical investment approach no matter what the market outlook. And it means staying true to our objectives, ignoring the market noise, anxiety and turning those headwinds into opportunities for future growth.||Yes, I provide management||Yes||BC||Courtenay||1045 Ryan Rd||(250) 703-4165||http://coastalwealth.ca/contact/matt-beckett/||matt.beckett[at]cccu.ca||0.1013151953|
|Thomas Venner||CFP, CEA||English||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||0||0||0||Yes||Yes||Retirement Planning, both saving and decumulation, as well as Estate Planning. I have the Certified Excecutor Advisor designation and provide council to clients that have been named as executors.||Consultations (phone, email, in-person): $75/hr|
Retirement Income & Sustainability Projections: from $250
Written Financial Plans: min $250, increasing with time required/complexity
Taxes from $25
|Typical first meeting with client is to discuss their Financial Planning requirements and determine if the services I offer are a good fit. If it is decided that we are to move forward I give the client a Letter of Engagement which outlines which services I will be providing and an estimate of costs. In some cases I answer client questions and follow up with supplemental materials and charge only for my time. When a written plan is required I collect the required documentation from the client and arrange a meeting to go over the resulting plan. I provide access for follow up questions etc by phone/email for no extra charge.||Emphasis on lower volatility/risk adjusted returns with capital preservation as a priority.||Yes, I provide management||Yes||ON||Hamilton||608 Upper Sherman Ave||(905) 512-2311||http://www.feebasedfinancialplanning.info||thomasvennercfp[at]gmail.com||0.8429746592|
|Chris Ryan||Ryan Lamontagne Inc.||CFP||English, French||Yes||0||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||Yes||0||Yes||Yes||0||Our firm offers a wide range of financial services including: financial planning, tax advice and preparation, wealth management, business advice, and corporate accounting.||Financial Planning: $125/hour|
Standard comprehensive plan will cost $1,500, depending on work involved. Cost is determined during an initial complimentary meeting.
Investment Management: % of AUM
|Complimentary initial meeting to discuss the client's financial situation and determine how we are able to address the client's needs.|
Typical clients include:
- Clients transitioning between employers/careers
- Clients preparing for retirement (15-2 years from retirement)
- Professionals (engineers, lawyers, business executives)
|Cost effective, ETF based portfolio with a focus on tax efficient asset allocation and regular rebalancing.||Yes, I provide management||No, in-person elements required||ON||Ottawa||1565 Carling Ave., Suite 602||(613) 596-3353||http://www.ryanlamontagne.com||chris.ryan[at]ryanlamontagne.com||0.6325936752|
|Andrew W Bradley||AndrewWBradley.ca Financial Services||RRC||English||Yes||0||Yes||0||Yes||0||0||Yes||Yes||0||0||0||0||0||0||0||0||0||0||0||Specialize in Retirement Planning||$295 for comprehensive retirement plan.||People looking to retire in then next 10 years and those that need to maximize their retirement income.||Preservation of capital.||Yes, I provide management||Yes||ON||Ottawa||13B-2100 Thurston Drive||(613) 286-6841||http://andrewwbradley.ca||info[at]andrewwbradley.ca||0.4655732413|
|Ayana Forward||Ryan Lamontagne Inc||CFP||English||Yes||0||0||0||Yes||0||Yes||0||Yes||Yes||0||Yes||0||0||0||0||0||Yes||Yes||0||Private Client Service – A comprehensive financial planning and wealth management program designed to keep you on track with all of your financial objectives. This program combines financial planning, tax and investment advisory services into one package.||Private Client Service: Retainer + Monthly Fee and percentage fee of assets under management|
Financial and Retirement plans from $1,500 + HST
|Complimentary in-person initial consultation. We provide ongoing, unbiased, detailed and comprehensive financial advice.We integrate tax planning, debt management, cash flow needs, insurance, estate issues, and investment strategies as part of our comprehensive approach to financial management – linking all aspects of your family’s finances to balance your short-term and long-term goals.||Cost effective, ETF based portfolio with a focus on tax efficient asset allocation and regular rebalancing||Yes, I provide management||Yes||ON||Ottawa||602-1565 Carling Ave||(613) 596-3353||http://www.ryanlamontagne.com/||ayana.forward[at]ryanlamontagne.com||0.1332624799|
|Don Maycock||Advantage Wealth Planning||CFP, CIM, P. Eng||English||Yes||0||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||Yes||0||Yes||Yes||0||Specializing in retirement income planning for either pre or post retirees.||The minimum fee for a written financial plan is $499 plus HST.||Typical client is age 40 and older. A written fee-for-service Financial Plan includes 1) determining your goals and expectations 2) clarifying your present financial status and identifying any problem areas and opportunities. It excludes implementation, review and ongoing monitoring.||Yes, I provide management||Yes||ON||Kingston||738 Newmarket Lane||(613) 766-0427||http://advantagewealthplanning.ca/||don[at]donmaycock.com||0.5844091714|
|Jackie Ruderman||Jackie Ruderman Money Coaching & Financial Planning||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||Yes||0||0||0||0||Specializing in cash flow support and transition planning||Project-based fees range from $650 for basic financial checkup up to $4,000 for full comprehensive plan. Ongoing support $60-$200/month.||I work with clients of all types, including many young professionals with a growing family that are looking to gain a greater handle on their income and expenditures to plan for future education, home ownership or retirement.||Buy and hold long-term passive investing||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Toronto||55 Braemar Ave.||(647) 456-8252||https://www.jackieruderman.com/||jackieruderman[at]gmail.com||0.2873739623|
|Heather Franklin||CFP||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||Yes||0||Yes||0||0||0||0||0||0||0||To empower you to take control of your financial situation|
To help you identify and define your financial goals and objectives
Increase your financial literacy
To interpret the appropriate financial products and services available
Assist you with “navigating” change
|Holistic planner with no specific target demographic||Buy and hold||No, I don't provide investment management||Yes||ON||Toronto||43 Geraldton Cres||(416) 223-9826||msheatherfranklin[at]hotmail.com||0.3690676711|
|The Morrissey Group||BMO Nesbitt Burns||FCSI CFP||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||We specialize in providing a tax efficient income stream.||Fees to be determined after initial telephone consultation. |
|We work best with clients who require a regular monthly or quarterly income. The goal is to help clients understand the world of income producing vehicles available to them. Risks and returns discussed. Clients will essentially be encouraged to better understand what they own, why they own it, what it pays and what it costs. |
We speak in layman terms and encourage questions.
|Income oriented||Yes, I provide management||Yes||ON||Toronto||1 First Canadian Place |
39th Floor, P.O. Box 150
|William (Bill) Green||William Green Fee Only Planner||CFP, CIM, FDS, FMA||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||0||Yes||Yes||Yes||While I specialize in estate planing, family weath transfer and tax minimization, I provide assistance in all areas of financial planning. From basic cash flow management, debt reduction, savings, and asset accumulation. I work with individuals, small to large business owners, and associations.||I charge $150 an hour based on 15 minute increaments. Plans typically take between 10 and 15 hours.||I mostly work with clients that are either DIY investors or clients that are looking for a second opinion. I meet either in person or virtually depending on the clients location. I offer a free 30 minute consultation where the clients and I figure out if we are a good fit for each other. At that time I can provide an estimate of the amount of time there plan will take.||No, I don't provide investment management||Yes||ON||Bracebridge||120, Milton St.||(705) 812-8132||http://FeeOnlyPlanner.ca||Bill[at]FeeOnlyPlanner.ca||0.7475450949|
|Scott Plaskett||IRONSHIELD Financial Planning||CFP||English||Yes||Yes||0||0||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||0||0||Yes||Yes||0||Continuous review and improvement; business owners.||Two, free initial meetings are designed to educate prospective clients on our services and allow us to evaluate what fee-based financial planning program is best suited to a client's needs.||I specialize in financial planning for business owners. Our other financial planners specialize in other areas. Best to visit our website or call to book an information session call to find out more.||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Toronto||701 Evans Avenue, Suite 400||(416) 626-6515||http://www.ironshield.ca||scottplaskett[at]ironshield.ca|
|Mike Gomes||IRONSHIELD Financial Planning||CFP||English, Portuguese||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||Yes||Yes||Yes||0||Specialized in helping Canadians through the pre-retirement phase and getting prepared and confident with their retirement.||Two, free initial meetings are designed to educate prospective clients on our services and allow us to evaluate what fee-based financial planning program is best suited to a client's needs.||I specialize in financial planning for young professionals, established families and retirees.||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Etobicoke||400-701 Evans Ave||(416) 626-6515||http://www.IRONSHIELD.ca||mikegomes[at]ironshield.ca||0.0154203787|
|Steve Ambeault||Morrison & Partners Wealth Strategies Inc.||CPA, CA, FCSI, CFP, CIM, FMA||English||Yes||0||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||0||Yes||0||Specializing in retirement planning, decumulation planning and tax minimization||- $250/hr|
- For a standard retirement plan, fee usually works out to $3,100
|For retirement projections, 1hr fact-finding meeting, emailed draft within 2-3 weeks, 1hr follow-up review meeting, finalized plan and bound copy shortly after||Investment portfolios are tailored to support planning goals, on both a risk and return basis.||Yes, I provide management||Yes||AB||Edmonton & Calgary||346-10230 142 Street, Edmonton||(780) 488-2644||http://morrisonpartners.com/||steve.ambeault[at]holliswealth.com|
|Dino Comegna||Greenridge Financial Group||CFP, FMA||English||Yes||0||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||Yes||Yes||0||We specialize in fill financial planning including but not limited to Retirement, Estate, Tax, Insurance, Estate Planning||$250/hr Usually charge between $2,500 to $4,000 for a full financial plan||We work with the clients to develop a plan over a few meetings via phone,email and in person. People looking for a unbiased view on their situation and strategies they are currently using.||Yes, I provide management||Yes||ON||Kitchener||515 Riverbend Dr||(519) 804-9322||http://www.greenridgegroup.ca||dino[at]greenridgegroup.ca|
|Matthew Ardrey||TriDelta Financial||CFP, FMA, CIM||English||Yes||0||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||Yes||0||0||Yes||Yes||Yes||Specializing in comprehensive financial planning, and investment management for affluent clients|
Specializing in tax minimization strategies
Specializing in maximizing retirement income
Specializing in estate maximization and wealth retention
|Fees are project based:|
Comprehensive Financial Plan $2,500 - $4,000
Retirement Projections $1,000 - $2,000
Portfolio Review $500 - $1,000
|Typical client will be higher net worth ($250,000+) and have a need for comprehensive financial planning. Will begin with an initial meeting (no charge) to determine if we are a suitable match. From there proceed to gathering the information for the plan, analyzing and meeting again to deliver the plan and recommendations.||Quantitative analysis with active security selection combined with alternative investments||Yes, I provide management||Yes||ON||Toronto||410-2 Sheppard Ave E||(416) 671-4371||http://www.tridelta.ca/our-approach/who-we-are/matthew-ardrey/||matt[at]tridelta.ca|
|Tom Feigs||Money Coaches Canada||CFP||English||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||Yes||0||Yes||Yes||0||Specialize in creating a strong financial communication plan for couples, multiple scenario retirement planning, real estate investment performance, low cost investment solutions||Fees are generally project-based and dependent on a client's personal situation. Can provide a quote after an initial phone conversation.||Work with clients age 40+. Most of my clients live in Alberta and I work with people across the country. |
The ideal client is someone looking for objective and comprehensive financial advice.
|No, I don't personally provide management, but do refer to my network for implementation||Yes||AB||Calgary||1404 Craig Road SW||(403) 401-1094||http://moneycoachescanada.ca/about/tom-feigs||tom[at]moneycoachescanada.ca|
|Russ Dyck||Constructive Wealth||FPSC Level 1 Cert||English||Yes||Yes||Yes||0||0||0||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||Yes||0||0||Yes||0||Specializing in financial fundamentals and behaviours for people who are early in their adult lives (eg. young professionals, recently married or engaged, new and expecting parents)||$275 - quick financial check up|
$2,000-$5,000 - comprehensive plan
$140/mo. - ongoing coaching
|First, an introductory meeting will be either in-person or virtual. If the client agrees that we will work well together, we determine: 1) where they currently are, 2) where they want to be in the future, and 3) what 'tools' will be most efficient to bridge the gap.|
We work with young professionals in Alberta who may not have a lot of assets but are eager to have a stable financial foundation to build upon over the course of their careers. Our clients have a clear interest in maximizing their professional careers and personal lives through minimizing the time spent dealing with finances and decreasing stress.
|Low cost, low maintenance, long term||Yes, I provide management||Yes||AB||Calgary||(403) 819-1678||https://www.constructivewealth.com||russ.dyck[at]constructivewealth.com|
|Derek Moran||Smarter Financial Planning Ltd.||RFP||English||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||Yes||Yes||Yes||We are comprehensive planners and are competent in all areas.|
With respect to money management, I am happy to teach you to manage your money your self or refer you to exceptional managers and you can choose from a short list.
|Houly only $200 per hour||Since we only charge by the hour it doesn't matter if you have 100,000 or 100 million. |
You have questions, we have qualified objective answers.
|Buy and hold dividend growth stocks||No, I don't personally provide management, but do refer to my network for implementation||Yes||BC||Kelowna||471 Knowles Rd||(250) 450-9766||http://www.smarterfinancialplanning.ca||derek[at]smarterfinancialplanning.ca|
|Ben Van Dyke||New Growth Planning||CFP||English||Yes||Yes||Yes||Yes||Yes||0||Yes||Yes||Yes||0||0||0||0||0||0||0||0||0||0||0||I work exclusively with people in their 20's and 30's who want to do awesome things with their money!||4 month comprehensive coaching package starts at $350/mo for 4 months. After this period, additional coaching can be provided from $150/mo.||I work with my clients over a minimum 4 month time period and teach them how to use their money to create the life they want.|
Once I have developed an action plan that will allow them to achieve their goals, we work together to implement the plan and make adjustments as needed.
All meetings are completed virtually, so we can meet whenever and wherever works best. Plus, this makes pants optional!
For more info, please see here: https://newgrowthplanning.com/what-to-expect/
|I believe in keeping costs low and using broadly diversified index funds to build wealth over the long-term.||No, I don't personally provide management, but do refer to my network for implementation||Yes||BC||Victoria||2151 Haultain St.||(250) 893-8321||http://www.newgrowthplanning.com||ben[at]newgrowthplanning.com|
|Paul Duxbury||Duxbury and Associates||CFP, FCIA||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||Yes||Yes||0||0||Yes||Helping individuals with retirement preparation, understanding retirement income or decumulation solutions, pension advice (options, retirement dates, commuted values), cash flow, budgeting and debt management, portfolio reviews.||Project based fees. $200/hour. Full review typically $500-$2500 based on complexity. Monthly or quarterly fee for financial coaching. Guaranteed fee provided after free initial review (up to 1 hour).||My clients often come to me with a specific financial concern. They may have terminated or are thinking about terminating employment. They may have separated or are thinking about it. They may be thinking about retirement. They may have cash flow issues. Often, there are pension related questions. Should I take the commuted value from my company pension plan? When should I retire? When should I start my CPP or OAS? They realize they won't get unbiased advice from a commissioned “financial advisor” or employees of a financial institution.They know my sole focus is their best interest and they are enabled to make fully informed decisions.||Low cost, diversified portfolio which balances the client's risk/reward preferences with their long-term goals||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Cambridge||(519) 249-0083||http://www.duxburyandassociates.com||paul[at]duxburyandassociates.com|
|Morgan Ulmer||CentsAbility||AFCC||English||Yes||Yes||Yes||Yes||Yes||0||0||0||0||Yes||0||0||0||0||0||0||0||0||0||0||We charge hourly for financial counselling and employer workshops, and project-based for 'Financial Checkups', similar to the Globe & Mail's Financial Facelift feature.||Our target client:|
- Is looking for financial direction
- Has a goal or decision on their mind
- Does not have a regular advisor
- Does not want to be sold a product
|No, I don't provide investment management||Yes||AB||Calgary||156 Rosewood Drive SW||(403) 201-0262||http://www.centsability.ca||morgan[at]centsability.ca|
|Brenda Hiscock||Objective Financial Partners||CFP, RHU||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Specializing in retirement planning, corporate planning, and planning for expatriates||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Toronto||Suite 101-8500 Leslie Street||(416) 520-1843||https://objectivefinancialpartners.com||bhiscock[at]objectivefinancialpartners.com|
|Paul Beck||Three Sides||CFP FMA FCSI||English||Yes||Yes||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||0||0||0||Yes||Yes||Tax savings is where we stand out. As a former employee of CRA we understand how the system works both inside and out.|
Our financial advice and plans focus on providing solutions that support the habits and attitudes of our clients
|$125 per hour for general financial, tax and estate advice.|
Fixed rate financial plans range in cost between $675 and $975.
Income Tax returns start at $60 per individual
|Our target client are individuals who value professional advice and are willing to focus on long term plans verses short term payoffs. Clients may have a relationship with an existing advisor but they want a second opinion or they are not receiving independent financial advice. |
We can also offer financial advice to support clients who want to manager their own investment accounts.
|No, I don't provide investment management||Yes||ON||Hamilton||(905) 818-8111||http://threesides.ca||paul.beck[at]threesides.ca|
|Jason Abbott||WEALTHdesigns.ca||CFP, CLU, TEP||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||Yes||0||Yes||Yes||Yes||Comprehensive financial planning. We develop and monitor cash flow and asset management strategies to reduce financial risk, save tax, increase retirement income and preserve estates.||Hourly; project; or % of invested assets. Our typical engagements run $1,500-4,000 depending on the scope of the services rendered.||Typical meeting: varies depending on scope of engagement.|
Typical client: business owners, professionals and retirees
|Customized, process-based.||Yes, I provide management||Yes||ON||Toronto||120 Eglinton Ave E. 1101||(416) 479-0289||http://wealthdesigns.ca||jason[at]wealthdesigns.ca|
|William Goldstein||Lifestages Financial Planning Services Ltd.||FPSC Level 1||English||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||Yes||0||Yes||Yes||0||0||Yes||Yes||Yes||0||We specialize in doing a complete financial plan - with the realization that investment returns make up only a small part of the ultimate success or failure. A spending budget, that changes as one's lifestyle changes, is a critical factor.||Fixed fee for the initial financial plan of between $1,500-3,000 depending on complexity. After first year, hourly rate of $85/hour.||Will work with any age clients, and currently have clients from 30 - 70 years of age. The initial meeting will discuss their current situation and their goals. If there is a fit, we will start gathering information, and in a 3-6 month period develop a life-long comprehensive financial plan.||Very strict strategic asset allocation.||No, I don't personally provide management, but do refer to my network for implementation||Yes||BC||Whistler||9463 Emerald Drive||(604) 902-1867||http://www.lifestagesfinancial.ca||bill[at]lifestagesfinancial.ca|
|John Kehoe||John Kehoe Financial Planning||CFP FMA CIWM||English||Yes||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||Yes||0||0||0||Yes||0||Yes||Yes||Typical fees -|
Initial consultation: complimentary
New engagement: $2,000 - $2,500
Annual review: $1,000 - $1,250 / year
Follow-up and consultations to service your plan: complimentary
|At our first meeting, we discuss your overall circumstances and goals, how I can help you, and any questions or special requirements you may have. Then we sign an agreement which defines the scope, service expectations, review process, fees and other terms of our engagement.|
At our next meeting, we review the completed plan to make sure it’s clear and accurate. Once you approve the plan, I help you implement it while providing consultation and support throughout the first year.
We conduct regular reviews every year, with written updates to your plan including adjustments to applicable strategies and recommendations.
|I use low-cost, efficient portfolio models targeted to your risk tolerance and the capital and income requirements established in your financial plan.||No, I don't personally provide management, but do refer to my network for implementation||Yes||ON||Toronto||439 University Avenue, 5th Floor||(416) 587-1146||https://www.jkfp.ca/||johnkehoe[at]jkfp.ca|
|Fee-only but not fee-for service section (i.e., charge based on assets under management models):||0.2847618034|
[fee based on AUM]
|RGMP||CFP, CPA, CA, FCSI, CIM, CIMA, AIF||English, French||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||0||0||0||0||Yes||Yes||Specializing in creating retirement plans to ensure a sustainable retirement. |
Sub Specialty in advising clients with retirement or severance packages.
|1.5% of portfolio assets $500,000 to $1million|
1% of portfolio assets above $1m
Ask us for detailed list of wealth planning services.
|To truly make a difference in our clients' lives, we need to fully understand what you're trying to achieve. What sort of life have you got and what sort of life do you want at retirement? Great relationships start with asking you the right questions and actually listening to what you really have to say. If we ask the right questions and spend time together to learn the answers, we will help and encourage you to identify the life you want and the life you want to keep.||Our role is to help you understand your number. The amount you need to keep living the life you want without the fear you will ever run out of money.||Yes, I provide management||Yes||QC||Montreal||1250 Rene Lévesque #1500||(514) 989-4810||http://dir.richardsongmp.com/web/peter.guidote/||peter.guidote[at]richardsongmp.com||0.01945407856|
[fee based on AUM]
|Raymond James Ltd.||CFP, AIFP, CIWM, CHS, CIM, FMA, CPCA, FCSI, CSWP, CLU||English||Yes||0||0||0||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||0||0||Yes||0||Yes||Yes||0||0||Specializing in retirement and estate planning, and decumulation issues.||Completely transparent fee structure based on a percentage of assets under management, tiered by portfolio size. No loads, no trade charges, no annual admin fees.||We typically add the most value to clients with more complex wealth management requirements. Corporate reorganizations, Individual Pension Plans, estate freezes, estate planning, business succession planning.||Income, active management, and downside protection.||Yes, I provide management||Yes||BC||Abbotsford||200 - 2881 Garden St||(604) 743-4005||http://www.jamesgrill.ca||james.grill[at]raymondjames.ca||0.7444343676|