AB
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RuleUnderwriting Manual
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Age / Type of Electrical System
3
Age / Type of Plumbing
4
Age / Type of Primary Heating
5
Age / Type of Secondary Heating
6
Age of Building
7
Bars on Windows
8
Breed / Type of Dog
9
Business Exposure
10
Capacity / Saturation of Area
11
Claim History
12
Day Care Business on Premises
13
Employment / Occupation
14
Exceeds Coverage A Limit or TIV
15
Exposure to Wildfire/ Brush for a DIC Policy
16
Exposure to Wildfire/ Brush for a Full Policy
17
Exposure to Water (Lakes, Rivers, Oceans)
18
Lack of maitenance or Overall Condition
19
Log Home Construction
20
New Business Suspension
21
No Alarm System (Burglar)
22
No Alarm System (Fire)
23
No Automatic Gas Shut Off Valve
24
Exceeds number of Units for an HO3
25
Occupancy/Usage of Property
26
Property for Sale
27
Property Management
28
Property Titled to a Business
29
Property Titled to a Trust
30
Property Titled to an LLC
31
Requires Packaging (Unable to Package)
32
Residence Employee
33
Size of Lot / Acres
34
Slope of Property
35
Square Footage o Living Area
36
Supporting Business
37
Swimming Pool
38
Trampoline on Premises
39
Type of Farm Animal
40
Type of Foundation
41
Type of Roof
42
Under Construction /Remodel
43
Wood Stove / Fireplace Inserts
44
All Other
45
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