1. Acceptable motorcycles are those used for club functions, exhibitions, organized meets, tours, or occasional pleasure driving.

2. Motorcycles are ineligible if they are used as a daily driver, for errands, or for commercial use.

3. Motorcycles with performance modifications are ineligible.

4. Motorcycles are ineligible if stored in a driveway.

5. Motorcycles are ineligible if stored in unacceptable locations including streets, parking lots, public parking garages, or temporary structures like tents or domes.

6. Motorcycles are generally not considered viable daily use vehicles for household members.

7. Risk is ineligible if any driver in the household has a serious infraction, such as alcohol-related offenses, reckless driving, or excessive speed violations.

8. All household driving records are subject to underwriter review, though one or two minor violations or accidents are generally acceptable.

9. No specific rule found for thresholds requiring mandatory inspections.

10. No specific rule found for forms or photos required for this specific rule.

1. All household members with a valid driver's license must have a vehicle to drive on a daily basis.

2. Applicants must maintain daily use insurance in their own names.

3. Motorcycles and public transportation are generally not considered viable daily use vehicles.

4. Drivers are generally acceptable if they have only one or two minor violations or accidents.

5. Drivers with serious infractions, such as alcohol-related offenses, reckless driving, or excessive speed violations, are ineligible in most states.

6. All household driving records are subject to underwriter review.

7. Clients with less than one daily use vehicle per driver may be considered.

8. No specific rule found for thresholds requiring mandatory inspections.

9. No specific rule found for forms or photos required for this specific rule.

1. Generally, one or two minor violations or accidents are acceptable for drivers.

2. Risk is ineligible if any driver in the household has a serious infraction, including alcohol-related offenses, reckless driving, or excessive speed violations.

3. All household driving records are subject to underwriter review to determine final risk acceptance.

4. Applicants must maintain daily use insurance in their own names.

5. No specific rule found for thresholds requiring mandatory inspections.

6. No specific rule found for forms or photos required for this specific rule.

1. Collector vehicles should preferably be stored in an enclosed, secure structure such as a private garage, pole barn, or storage unit when not in use.

2. Motorcycles are strictly ineligible if they are stored in a driveway.

3. Carports may be considered as an acceptable storage location in all states except California and Florida (specifically the counties of Broward, Miami-Dade, and Monroe).

4. Shared storage facilities are acceptable if they have 24-hour security (alarm system, guard, or video surveillance), are limited access and not for public use, and preferably have assigned parking spaces.

5. Parking garages may be considered in all states except California.

6. Acceptable parking garages must have 24-hour security, be limited access, and assigned parking spaces are preferred.

7. Car hauling trailers and other enclosed structures may be considered for storage in all states except California, provided they are in a secure location.

8. Unacceptable storage locations that make a risk ineligible include streets, parking lots, and public parking garages.

9. Temporary storage facilities made of canvas or plastic, such as tents, domes, or igloos, are ineligible storage locations.

10. No specific rule found for thresholds requiring mandatory inspections.

11. No specific rule found for forms or photos required for this specific rule.

1. Generally, one or two minor violations or accidents are acceptable for drivers.

2. Risk is ineligible if any driver in the household has a serious infraction, which includes alcohol-related offenses, reckless driving, or excessive speed violations.

3. All household driving records are subject to underwriter review.

4. Applicants must maintain daily use insurance in their own names.

5. No specific rule found for thresholds requiring mandatory inspections.

6. No specific rule found for forms or photos required for this specific rule.

1. Hagerty encourages liability limits to be less than or equal to the limits carried on the applicant's Personal Auto Policy (PAP).

2. If an applicant has a Business Auto Policy (BAP) instead of a Personal Auto Policy, it must have appropriate personal liability endorsements attached, such as Drive Other Car (DOC) or Individual Named Insured (INI).

3. In the states of Georgia, Kansas, Minnesota, New York, and North Carolina, the maximum limits offered are state minimum limits if the applicant only has a Business Auto Policy.

4. Applicants must maintain daily use insurance in their own names.

5. No specific rule found for thresholds requiring mandatory inspections.

6. No specific rule found for forms or photos required for this specific rule.

1. Acceptable mileage for collector vehicles is generally 3,500 miles or less per year.

2. Mileage up to 7,500 miles per year may be considered.

3. Vehicles cannot be used as daily drivers.

4. Occasional pleasure driving is permitted.

5. Seasonal driving, which includes regular driving to work or for errands up to 5 months a year, may be considered.

6. Usage and mileage requirements may vary for specific vehicle types, including those manufactured in 1990 and newer.

7. No specific rule found for thresholds requiring mandatory inspections.

8. No specific rule found for forms or photos required for this specific rule.

1. Generally one or two minor violations or accidents are acceptable for drivers.

2. All household driving records are subject to underwriter review to determine final risk acceptance.

3. Risk is ineligible if any driver in the household has a serious infraction, such as alcohol-related offenses, reckless driving, or excessive speed violations.

4. No specific rule found for thresholds requiring mandatory inspections.

5. No specific rule found for forms or photos required for this specific rule.

1. Applicants must maintain daily use insurance in their own names.

2. Business Auto Policies (BAP) can be considered if the applicant does not have a Personal Auto Policy, provided they have appropriate personal liability endorsements such as Drive Other Car (DOC) or Individual Named Insured (INI).

3. In GA, KS, MN, NY, and NC, maximum limits are restricted to state minimums if the applicant only has a Business Auto Policy.

4. No specific rule found for thresholds requiring mandatory inspections.

5. No specific rule found for forms or photos required for this specific rule.

1. Motorcycles with performance modifications are ineligible.

2. Off-road or recreational vehicles are ineligible.

3. Motorcycles are not considered viable daily use vehicles in most cases.

4. Vehicles used for commercial purposes are ineligible.

5. Vehicles driven on a daily basis are ineligible.

6. Specific vehicle guidelines should be reviewed for usage and mileage requirements for vehicles manufactured in 1990 and newer.

7. No specific rule found for thresholds requiring mandatory inspections.

8. No specific rule found for forms or photos required for this specific rule.

1. Motorcycles with performance modifications are ineligible.

2. Off-road or recreational vehicles are ineligible.

3. Motorcycles used as a daily driver, for errands, or for commercial use are ineligible.

4. Motorcycles are not eligible if they are stored in a driveway.

5. Motorcycles are ineligible if stored in unacceptable locations such as streets, parking lots, public parking garages, or temporary structures like tents, domes, or igloos.

6. No specific rule found for thresholds requiring mandatory inspections.

7. No specific rule found for forms or photos required for this specific rule.

1. Acceptable vehicle types include those with collectible value that are used for club functions, exhibitions, organized meets, tours, and occasional pleasure driving.

2. Motorcycles are explicitly listed as an eligible vehicle type, provided they meet specific program criteria.

3. Collector trucks are eligible, though they may have different usage and mileage requirements.

4. Vehicles manufactured in 1990 and newer are eligible, but are subject to specific guidelines regarding usage and mileage.

5. Motorcycles with performance modifications are ineligible.

6. Off-road or recreational vehicles are ineligible.

7. Vehicles used for commercial purposes are ineligible.

8. Vehicles driven on a daily basis are ineligible.

9. No specific rule found for thresholds requiring mandatory inspections.

10. No specific rule found for forms or photos required for this specific rule.

1. Collector vehicles may be used for club functions, exhibitions, organized meets, tours, and occasional pleasure driving.

2. A collector vehicle cannot be a daily driver.

3. Regular driving to work or for errands up to 5 months a year as a Seasonal Driver may be considered.

4. Annual mileage of 3,500 or less is generally consistent with vehicles that have collectible value.

5. Annual mileage up to 7,500 may be considered.

6. Usage and mileage requirements may differ for specific vehicle types, such as collector trucks or vehicles manufactured in 1990 and newer.

7. Motorcycles used as a daily driver are ineligible.

8. Motorcycles used for commercial purposes are ineligible.

9. All household members with a valid driver's license must have a reliable vehicle to drive on a daily basis.

10. Motorcycles and public transportation are generally not considered viable daily use vehicles.

11. No specific rule found for thresholds requiring mandatory inspections.

12. No specific rule found for forms or photos required for this specific rule.