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CategoryOrganizationDescriptionType of AssistanceTarget Population/EligibilityApplication CycleWebsite Link
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HomeownerRebuilding Together BaltimoreHousing Upgrades to Benefit Seniors (HUBS) - one of four initiativesCritical Home RepairsSeniors 65+Ongoinghttps://www.rtbaltimore.org/services
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HomeownerBGE Limited Income ProgramsEnergy Conservation MeasuresLimited Income HHsOngoinghttps://www.bgesmartenergy.com/residential/help-me-save/limited-income
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HomeownerBGE Appliance RecyclingRecycle old working appliances$50 refr or freezer; $25 AC or dehumidHomeownersOngoinghttps://www.bgesmartenergy.com/residential/help-me-save/appliance-recycling
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HomeownerBGE EVsmart ProgramInstall electric vehicle charger$300 for Level 2 smart chargerHomeownersOngoinghttps://www.bge.com/SmartEnergy/InnovationTechnology/Pages/ElectricVehicles.aspx
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HomeownerBGE Free HVAC Tune-UpFree HVAC Tune upHomeownersOngoinghttps://www.bgesmartenergy.com/residential/schedule-hvac-tune
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HomeownerState of MarylandHomeowner Assistance FundMortgage Payments & Housing CostsHomeowners experiencing financial hardshipOngoinghttps://dhcd.maryland.gov/Residents/Pages/HomeownerAssistanceFund.aspx
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RenterState of MarylandEmergency Rental Assistance PaymentsCurrent or Past Due Rent AssistanceRenters experiencing financial hardshipOngoinghttps://dhcd.maryland.gov/Pages/EvictionPrevention/default.aspx
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HomeownerState of MarylandIndependent Living Tax CreditTC for renovations to make home accessibleHomeownersOngoinghttps://dhcd.maryland.gov/Pages/ILTC/default.aspx
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HomeownerState of MarylandHome Repair Loan & Grant ProgramsOngoinghttps://dhcd.maryland.gov/Residents/Pages/SpecialLoans.aspx
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HomeownerState of MarylandThe Maryland Department of Housing and Community Development offers a program for accessibility related improvements to the homes of seniors.These improvements may include, among others, the installation of grab bars and railings, widening of doorways and installation of ramps. Home improvements such as these represent for many older people the key to remaining in their home and maintaining their independence. Up to $25,000 in grants. Loans also available.Maryland households with at least one resident age 55 or older. Generally must own and occupy the home. Income requirements apply.Year roundhttps://dhcd.maryland.gov/Residents/Pages/ahsp/default.aspx
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RenterCity of BaltimoreEmergency Rental Assistance Program. Both tenants and landlords must applyGet up to—and a maximum of—12 months in back rent and other tenant supports through the Baltimore City. Other supports include relocation and security deposit assistance, help with utility payments, legal services, and case management.Tenants in Baltimore CityOngoing. This is a Covid-19 relief program, so i am not sure how long it will lasthttps://www.bmorechildren.com/eviction-prevention-program
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HomeownerNACAFirst-time Homebuyer Mortgage ProgramNo downpayment, closing costs or fees mortgageFirst Time HomebuyersOngoinghttps://www.naca.com/about-naca/
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HomeownerHarbel Community OrganizationFirst-time Homebuyer WorkshopHomebuying InformationPotential HomebuyersOngoinghttps://harbel.org/housing-partnership/
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GeneralLIVE BaltimoreBaltimore City Living AdvocateBuying & Renting ResourcesPotential Baltimore City homeowners and rentersVarioushttps://livebaltimore.com/
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LegalPublic Justice Center Defend renters facing eviction, demand repair of unsafe housing conditions, and represent renters seeking systemic relief from predatory landlord practicesLegal help to fight evictionRentersOngoinghttps://www.publicjustice.org/en/
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LegalMaryland Legal AidCivil Legal Assistance AnyoneOngoinghttps://www.mdlab.org/
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RenterEmergency Assistance to Families with Children (EAFC)Emergency cash assistance for families who need emergency help paying rent or utilities or for other emergenciesOngoinghttps://dhs.maryland.gov/weathering-tough-times/emergency-assistance/
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HomeownerLIVE BaltimoreGround Rent FAQDetails on ground rent in Baltimore City Homeowners with ground rentN/Ahttps://livebaltimore.com/resident-resources/ground-rent/
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HomeownerState of MarylandGround Rent Redemption Loan ProgramProvide loans to homeow​ners to buy out (redeem) ground leasesHomeowners with ground rentOngoinghttps://dhcd.maryland.gov/residents/pages/grrlp/grrlp.aspx
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HomeownerState of MarylandHomeowner AssistanceHomestead Tax Credit. Limit the amount of the annual increase in taxable assessments for eligible owner occupied propertiesPrimary Residence HomeownersOngoinghttps://dat.maryland.gov/realproperty/Pages/Maryland-Homestead-Tax-Credit.aspx
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HomeownerCity of BaltimoreHomeowner AssistanceTax Sale Exemption Program. Homeowner 15+ yrs; Home assessed value less than $250,000; Owe more than $750 in unpaid billsHomeowners of 15+ years; income requirementsFeb 15 - Apr 15 Annuallyhttps://dhcd.baltimorecity.gov/sites/default/files/dhcd/attachments/FINAL%20Tax%20Sale%20Exemption%20Application%20-3.pdf
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HomeownerState of MarylandHomeowner AssistanceHomeowners' Property Tax Credit Program. Sets a limit on the amount of property taxes any homeowner must pay based upon his or her incomeCombined gross household income less than $60,000; networth including value of home less thank $200,000April 15 Annuallyhttps://dat.maryland.gov/realproperty/Pages/Homeowners'-Property-Tax-Credit-Program.aspx
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HomeownerHealthy NeighborhoodsHomeowner and Purchaser AssistanceBelow-market interest rate loans to help people purchase or renovate a homeLoans are only available in eligible neighborhoods and blocks, which include the Ednor Gardens Lakeside neighborhood. Eligible borrowers are those who are purchasing or refinancing a house on a target block in a Healthy Neighborhoods community who intend to be or are owner occupants and who are undertaking a rehabilitation project in the property. Target houses may include foreclosed vacant properties throughout the neighborhoods as approved by Healthy Neighborhoods.Ongoinghttps://healthyneighborhoods.org/our-loans/purchase-rehab/
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Homeowner/RenterSenior Housing NetSenior Housing AssistanceA variety of housing guidance and resources for seniors, including emergency hosuing, remodeling, senior living communities, and acessing federal and state financial asisstanceSeniors 65 years of age and overOngoinghttps://www.seniorhousingnet.com/advice-and-planning/senior-care-resources
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HomeownerRebuilding Together BaltimoreConsumer Guide Sheet for Finding ContractorsWhat to look for, what to ask, and how to check if a contractor is a responsible and reputable business ownersEveryoneOn demand resource guidehttps://www.rtbaltimore.org/copy-of-resources
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RenterBaltimore Renters UnitedTenant-led Renter Advocacy OrganizationBuilding a movement for tenants rights in Baltimore by teaching renters their rights and building a tenant coalition. Engaging Baltimore and stewide legislation.Renters in BaltimoreAdvocacy, no application process or cyclehttps://www.baltimorerentersunited.org/brucampaigns
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Homebuyers/HomeownersNeighborhood Housing Services (NHS)Homebuying and Home Rehab AssistanceNHS can help first time homebuyers access the resources they need, assist those struggling with their mortgage, and support homeowners seekign financial assistance to fix critical home repairsHomebuyers and HomeownersOngoinghttps://www.nhsbaltimore.org/about/
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ResidentsCommunity Law CenterLegal Services and WorkshopsLegal advice from a pro bono attorney. Help with landlord/tenant issues, deed transfers, and other issues. In addition to individual services, also provides trainings and workshops. State of Maryland, but mostly Baltimore residents. Some programs have income eligibility requirementsOngoinghttps://communitylaw.org/about-clc/
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ResidentsMaryland Legal Aid CenterLegal Services and WorkshopsProvide free, direct legal services and clinics in Maryland. As a private, non-profit law firm, MLA provides a full range of free civil legal services to low-income people statewide, in Baltimore City and in Maryland’s 23 counties, from 12 office locations. Services address bankruptcy, foreclosure, landlord/tenant issues, deed transfers, and other issues.State of Maryland. Some programs have income eligibility requirementsOngoinghttps://www.mdlab.org/free-legal-clinics/
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