Voluntary Life rates.xlsx

	A	B	C	D
1	* The Term Life Insurance rates are age banded. (It costs more the older you are)
2	* Rates are based on $10,000 increments when calculating, $5,000 per spouse.
3	* Example: 40 year old buying $100,000 would be:
4	* $100,000 divided by 10,000 = 10 X the rate of 3.099 = $30.99
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6		Employee	Spouse	Child
7	Age	Rate	Rate	Rate
8	15-24	0.927	0.433	$1.002 per $2,000
9	25-29	1.013	0.476
10	30-34	1.366	0.634
11	35-39	2.037	0.909
12	40-44	3.099	1.366
13	45-49	4.831	2.129
14	50-54	7.113	3.166
15	55-59	10.187	4.673
16	60-64	13.103	6.478
17	65-69	18.642	9.223
18	70-74	35.258	17.452
19	75+	89.330	53.942
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