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CASHFLOW FRIDAY — Real Estate Deal Calculator
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Enter numbers in the yellow cells only | All other cells calculate automatically | Built by Jahbari McLennan
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▸ PROPERTY INPUTS ▸ FINANCING INPUTS
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Purchase price ($)$75,000Down payment (%)20.0%
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Gross monthly rent ($)$975Interest rate (%)7.25%
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Operating expenses (%)33%Loan term (years)20 yrs
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Annual appreciation (%)6.0%Target monthly cashflow ($)$300
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▸ DEAL ANALYSIS ▸ INVESTOR RULES CHECK
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Down payment amount ($)$15,0001% Rule (rent/price)1.30%
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Loan amount ($)$60,000Monthly operating expenses ($)$322
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Monthly mortgage payment ($)$474Net Operating Income ($)$653
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Monthly cashflow ($)$179Annual cashflow ($)$2,148
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Cap rate (%)10.45%Cash-on-cash return (%)14.32%
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Annual appreciation ($)$4,500Year 1 equity build ($)$63,958
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TOTAL YEAR 1 WEALTH CREATED ($)
$70,606
Return on down payment (%)
470.7%
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▸ DEAL VERDICT ▸ RULES SCORECARD
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DECENT DEAL — NEGOTIATE
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1% Rule (rent ÷ price ≥ 1%)✓ PASSActual: 1.30% | Need: 1.00%
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Positive cashflow (> $0/mo)✓ PASSCashflow: $179/mo | Target: $300
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Cap rate (≥ 6%)✓ PASSActual: 10.45% | Need: 6.00%
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Cash-on-cash return (≥ 6%)✓ PASSActual: 14.32% | Need: 6.00%
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Rules passed:4 of 4Cashflow vs target:
$121 below target
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▸ YEAR 1 WEALTH BREAKDOWN ▸ QUICK SUMMARY
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Annual cashflow$2,148Mortgage paydown (equity)$63,958
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Appreciation$4,500Total Year 1 return$70,606
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Return on down pmt470.7%Down payment used$15,000
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Purchase price$75,000Monthly mortgage$474
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Gross monthly rent$975Monthly expenses$322
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⚠ Educational use only. This calculator provides estimates for learning purposes. Always verify with a licensed real estate agent, CPA, and mortgage lender before investing. This is not financial advice. | CashFlow Friday by Jahbari McLennan
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