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Faculty Name:Theressa WalkerCourse Map
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Course:Financial Literacy
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Course #
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Module/Week #Sub HeadingsLearning OutcomesAssessment ApproachLearning ActivitiesInstructional MaterialsOER Provided (URL)Section UsedCC License Type/Usage Type
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Module/Week # 1OER book introduction
https://ecampusontario.pressbooks.pub/financialempowerment/front-matter/introduction/		CC BY-NC-SA
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IntroductionsBudget Journal Templatehttps://www.oercommons.org/courseware/lesson/98807CC BY-NC-SA
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Identify income (1)Monthly spreadsheetCreate initial financial charthttps://youtu.be/4j2emMn7UaIFree to use with restrictions
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How do you spend your moneyIdentify schduled expenses (1)
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Identify additional expenses (1)Intro - Attendancehttps://youtu.be/aN8LbQu5VG0Free to use with restrictions
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or week 2 or 8https://www.claimyourfuture.org/Free to use with restrictions
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quizzes
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Free to use with restrictions
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Module/Week # 2https://oertx.highered.texas.gov/courseware/lesson/3284/overviewCC BY
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BudgetRecord daily spending (1)https://youtu.be/MoFj7meoHkYFree to use with restrictions
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Are you living on your student loans?Justify additional spending (1)Money JournalShort paper on additional spending; differentiation/justificationopportunity cost - might help with justification portionOER book Ch 1 section 5
https://ecampusontario.pressbooks.pub/financialempowerment/chapter/chapter-5-financial-plans-budgets/		Section 5CC BY-NC-SA
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Differentiate wasteful/necessary spending (1)Money Journalhttps://www.pbs.org/video/the-hidden-costs-of-every-decision-you-make-8rulra/Free to use with restrictions
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budget tool at website
https://www.ahfc.us/tenants/step-program/financial-literacy/financial-literacy-resources		Free to use with restrictions
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https://youtu.be/6Ib-bdko5cEFree to use with restrictions
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Module/Week # 3
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Financials for the futureResearch options for future financial security (2)Discussion BoardShare a website you found helpfulhttps://youtu.be/pd29VYF6e-UCC BY
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Where do you want to be?(Find a Dave Ramsey/Suze Orman video)
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Comment on at least two other classmates -after reviewing their shared sitehttps://playmoneysmart.fdic.gov/game/2
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Money Journal cont'dOER Book Chapter 1
https://ecampusontario.pressbooks.pub/financialempowerment/chapter/chapter-1-personal-financial-planning/		Section 1CC BY-NC-SA
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Module/Week # 4
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Debt and CreditDetermine value of purchase by reviewing interest rates (5)Interest Rate SheetCreate an interest rate sheet based on current rateshttps://www.pbs.org/video/how-to-build-credit-from-scratch-wqkwez/Free to use with restrictions
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Do I want fries with that?Discussion Board - BonusChallenge students to not purchase anything on credithttps://playmoneysmart.fdic.gov/game/7
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DB - Was the challege difficulthttps://playmoneysmart.fdic.gov/game/9
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OER book Chapter 1
https://ecampusontario.pressbooks.pub/financialempowerment/chapter/chapter-4-evaluating-choices-time-risk-and-value/		Section 4CC BY-NC-SA
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Module/Week # 5
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Hidden costs of LivingIdentify costs not typically budgeted (2)Paper/list with itemized costsFor students who still live at home-interview parents about costs that sneak up on themOER book Chapter 1
https://ecampusontario.pressbooks.pub/financialempowerment/chapter/chapter-3-financial-statements/		Section 3CC BY-NC-SA
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What are parents paying for? Property taxes, personal taxes.For students who are on their own - review your expenditures for unexpected costs
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Module/Week # 6Not interesting, but informative
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InsuranceExpain the components of insurance.List coverages and deductibles of auto/home/renters/life/healthFor students who live at home-ask parents to review their policy with you.https://youtu.be/dHQbseMaP1wFree to use with restrictions
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Coverages/deductiblesDetermine the risks/benefits of having/not having insurance. For students who are on their own - review your policies.OER book Chapter 3
https://ecampusontario.pressbooks.pub/financialempowerment/chapter/chapter-10-personal-risk-management-insurance/		Section 10CC BY-NC-SA
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Module/Week # 7
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Car wreckUnderstanding Auto Insurance
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What happened to my insurance?Dissect everything that can happen in a car accidentDiscussion board - spreadsheet with questionaire - Contigency planhttps://youtu.be/GYfzq6q1NyMCC BY
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Formulate a contigency
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Module/Week # 8
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I need a vacation!OER book Chapter 2
https://ecampusontario.pressbooks.pub/financialempowerment/chapter/chapter-8-consumer-strategies/		Section 8CC BY-NC-SA
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Saving money for a tripResearch different savings methodsDiscussion Board: Video presentation on a dream vacation: how much does it cost? How are you going to save for it? What is your timeline?
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Design a savings plan that fits your needs
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Module/Week # 9
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Expenseshttps://playmoneysmart.fdic.gov/game/11
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Do I need another job or a different job?Analyze current financial situationShort paper: Review expenses for unnecessary expenditures. What are you willing to forego. OER book Chapter 1
https://ecampusontario.pressbooks.pub/financialempowerment/chapter/chapter-2-basic-ideas-of-finance/		Section 2CC BY-NC-SA
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Determine whether income needs to be supplemented based on goals
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Module/Week # 10this is a two parter...
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Savingshttps://youtu.be/11gPIL5x9voFree to use with restrictions
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Christmas club, Investments, interest rates, rate sheetsResearch microinvestment opportuniesDiscussion Board: Share your findings on microinvestment-include a link. Would you be willing to contribute to this investment fund?https://youtu.be/9P4tKOOBW5Y
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Identify various types of savings optionsUpload a rate sheet from a local or online bank - listing the various savings options and interest rates.
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https://playmoneysmart.fdic.gov/game/13
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OER book Chapter 2
https://ecampusontario.pressbooks.pub/financialempowerment/chapter/chapter-7-financial-management/ 		Section 7CC BY-NC-SA
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Module/Week # 11
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Retirementhttps://youtu.be/OGsXfabsyBEFree to use with restrictions
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Social Security; 401K; Pension Plan;Estimate how much money will be needed to live out the golden years.Fill out retirement checklisthttps://youtu.be/k4zgckkXXokFree to use with restrictions
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Design a plan to save for retirementCreat your personal 'my Social Security' accounthttps://www.tdameritrade.com/content/dam/tda/retail/marketing/en/pdf//TDA8270.pdfOER book Chapter 3
https://ecampusontario.pressbooks.pub/financialempowerment/chapter/chapter-11-personal-risk-management-retirement-and-estate-planning/		Section 11CC BY-NC-SA
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After reviewing you social security account and determining that you are not going to have enough to live on - design a plan to supplement your income.https://www.ssa.gov/
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Module/Week # 12Tax calculator
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TaxesDiscussion board on tax fairness including the percentages of take home, but not actual numbers. https://turbotax.intuit.com/tax-tools/calculators/taxcaster/Fair Use
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Withholding, non-taxed income.Interpret withholdings Review paystub and determine take home percentagevideo - watch to 2:15 https://youtu.be/wHZoKKS4I2kFree to use with restrictions
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Evaluate the pros and cons to self-employmentResearch the tax implications of self-employment or side gigsOER book Chapter 1
https://ecampusontario.pressbooks.pub/financialempowerment/chapter/chapter-6-taxes-and-tax-planning/		Section 6CC BY-NC-SA
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Module/Week # 13
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Money JournalsMake a plan to address goals
https://www.360financialliteracy.org/
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Revisit money journalsReview money journalShort paper: How did you spend your money? What did you find out about your spending habits?
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https://playmoneysmart.fdic.gov/game/14
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Module/Week # 14
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Where are you with your Finances?CC BY-NC-SA
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Where do you think you are with your finances? Plans for your future?Determine credit score Using a free credit reporting agency(do not pay) obtain your credit score. https://youtu.be/xP8XcVz9rTMFree to use with restrictions
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Discuss the importance of a good credit score.List the advantages of a good credit score. flyer in Canva?Game
https://playmoneysmart.fdic.gov/game/4		Fair Use
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How do you improve a bad score?obtain credit report - this or other
https://www.annualcreditreport.com/index.action		Not OER, but fair use
https://finmasters.com/smart-financial-goals/		Fair Use
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Module/Week # 15
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Red is not a good color on you!Game
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Are you in the green? Do you have/make more money than you spend?Prioritize spending habits.Presentation: What did you learn in this class? Have you changed your spending habits?https://playmoneysmart.fdic.gov/game/8Fair Use
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Determine ways to decrease debt
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Overall Assessment
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