Example Budget
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ABCDEFGHIJKLMNOPQRSTUV
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INCOMEEXPENSESFINAL BUDGET
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EMPLOYMENTSAVINGSMONTHLY INCOME
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My regular take-home pay$133Emergency$50Income$133
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My tips, bonuses, etc.$0Vacation$50Student aid$2,014
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Spouse’s regular take-home pay$0TOTAL$100Tax refunds$0
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Spouse’s tips, bonuses, etc.$0Interest and dividends$0
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TOTAL$133RENTOther income$100
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Monthly rent/mortgage$400TOTAL INCOME$2,247
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STUDENT AIDDeposits and fees$0
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Scholarships$389TOTAL$400MONTHLY EXPENSES
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Fellowships$0Savings$100
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Grants$1,033INSURANCERent/mortgage$400
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Federal student loans$592Renter’s/Homeowner’s$10Insurance$153
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Private education loans$0Auto$50Loan payments$50
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Other student aid$0Health$53School cost of attendance$880
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TOTAL$2,014Medical$10Utilities$135
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Dental$10Communication services$100
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TAX REFUNDSVision$20Food/beverages$380
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Federal$0Life$0Transportation$153
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State$0Disability$0Laundry$20
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TOTAL$0TOTAL$153Personal miscellaneous$30
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Pets$0
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INTEREST AND DIVIDENDSLOAN PAYMENTSPersonal attire$80
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Checking and savings account interest$0Federal student loan(s)$0Credit card account payments$50
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Investment dividends$0Private student loan(s)$0Entertainment$316
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TOTAL$0Vehicle 1$50Household$50
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Vehicle 2 $0Gifts$30
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OTHER INCOMEOther loan 1$0TOTAL EXPENSES$2,927
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Parental / relative support$100Other loan 2$0
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Monetary gifts$0TOTAL$50INCOME MINUS EXPENSES-$680If this number is positive, you have more income than expenses. Consider budgeting more for savings. If this number is negative, you need to cut some expenses. Where can you save money?
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Trust-fund support$0
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Unemployment benefts$0School Cost of Attendance
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TANF* benefts$0Tuition$682
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Social Security benefts$0Fees$88
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TOTAL$100Books$100
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Supplies$10
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Computer$0
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Equipment/tools$0
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Uniforms$0
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Child care$0
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Other school expenses$0
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TOTAL$880
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Utilities
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Electricity$50
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Gas$25
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Water$25
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Sewer$25
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Disposal/trash$10
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TOTAL$135
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Communication Services
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Cable/satellite television$0
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Internet$40
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Home telephone$0
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Cellular telephone$60
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Other service $0
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TOTAL$100
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Food/Beverages
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Groceries$300
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Food/drinks away from home$80
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TOTAL$380
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Transportation
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Fuel$100
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Vehicle maintenance $20
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Vehicle license/registration$8
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Parking permits/meter$25
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Toll fees (bridge)$0
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Public transport pass/fares $0
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TOTAL$153
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Laundry
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Laundry money/supplies$20
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Dry cleaning$0
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TOTAL$20
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Personal Miscellaneous
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Hair styling (cuts, colors, etc.)$15
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Personal Items$15
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TOTAL$30
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Pets
87
Food$0
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Veterinary$0
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TOTAL$0
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Personal Attire
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Clothing$40
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Footwear$20
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Accessories $20
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Miscellaneous items$0
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TOTAL$80
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Credit Card Account Payments
99
Department store$0
100
Gas$0
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