template personal budgeting

	A	B	C	D	E	F	G	H	I	J	K	L	M	N	O
1	Personal Budget Spreadsheet
2	Starting Balance	1,000												Total	Avg
3	Total Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0
4	Total Expenses	0	0	0	0	0	0	0	0	0	0	0	0	0	0
5	NET (Income - Expenses)	0	0	0	0	0	0	0	0	0	0	0	0	0	0
6	Projected End Balance	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000
7
8		JAN	FEB	MAR	APR	MAY	JUN	JUL	AUG	SEP	OCT	NOV	DEC	Total	Average
9
10	INCOME
11	Wages & Tips													0	0
12	Interest Income													0	0
13	Dividends													0	0
14	Gifts Received													0	0
15	Refunds/Reimbursements													0	0
16	Transfer From Savings													0	0
17	Other													0	0
18	Other													0	0
19	Total INCOME	0	0	0	0	0	0	0	0	0	0	0	0	0	0
20
21	SAVINGS
22	Emergency Fund													0	0
23	Transfer to Savings													0	0
24	Retirement (401k, IRA)													0	0
25	Investments													0	0
26	Education													0	0
27	Other													0	0
28	Total SAVINGS	0	0	0	0	0	0	0	0	0	0	0	0	0	0
29
30	HOME EXPENSES
31	Mortgage/Rent													0	0
32	Home/Rental Insurance													0	0
33	Electricity													0	0
34	Gas/Oil													0	0
35	Water/Sewer/Trash													0	0
36	Phone													0	0
37	Cable/Satellite													0	0
38	Internet													0	0
39	Furnishings/Appliances													0	0
40	Lawn/Garden													0	0
41	Maintenance/Supplies													0	0
42	Improvements													0	0
43	Other													0	0
44	Total HOME EXPENSES	0	0	0	0	0	0	0	0	0	0	0	0	0	0
45
46	TRANSPORTATION
47	Vehicle Payments													0	0
48	Auto Insurance													0	0
49	Fuel													0	0
50	Bus/Taxi/Train Fare													0	0
51	Repairs													0	0
52	Registration/License													0	0
53	Other													0	0
54	Total TRANSPORTATION	0	0	0	0	0	0	0	0	0	0	0	0	0	0
55
56	HEALTH
57	Health Insurance													0	0
58	Doctor/Dentist													0	0
59	Medicine/Drugs													0	0
60	Health Club Dues													0	0
61	Life Insurance													0	0
62	Veterinarian/Pet Care													0	0
63	Other													0	0
64	Total HEALTH	0	0	0	0	0	0	0	0	0	0	0	0	0	0
65
66	CHARITY/GIFTS
67	Gifts Given													0	0
68	Charitable Donations													0	0
69	Religious Donations													0	0
70	Other													0	0
71	Total CHARITY/GIFTS	0	0	0	0	0	0	0	0	0	0	0	0	0	0
72
73	LIFE
74	Groceries													0	0
75	Personal Supplies													0	0
76	Clothing													0	0
77	Cleaning													0	0
78	Education/Lessons													0	0
79	Dining/Eating Out													0	0
80	Salon/Barber													0	0
81	Pet Food													0	0
82	Other													0	0
83	Total LIFE	0	0	0	0	0	0	0	0	0	0	0	0	0	0
84
85	ENTERTAINMENT
86	Music													0	0
87	Movies/Theater/Concerts													0	0
88	Books													0	0
89	Hobbies													0	0
90	Sports													0	0
91	Recreation													0	0
92	Toys/Gadgets/Games													0	0
93	Vacation/Travel													0	0
94	Other													0	0
95	Total ENTERTAINMENT	0	0	0	0	0	0	0	0	0	0	0	0	0	0
96
97	OBLIGATIONS
98	Student Loan													0	0
99	Other Loan													0	0
100	Credit Card Debt													0	0