| A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | ||
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1 | Company Name | Nexo | Celsius | Crypto.com | BlockFi | YouHodler | AnchorUSD | My Constant | Nebeus | Hodlnaut | |||||||||||||||||
2 | Website | https://nexo.io/ | https://celsius.network/ | https://crypto.com/en/index.html | https://blockfi.com/ | https://www.youhodler.com/ | https://www.anchorusd.com/ | https://www.myconstant.com/ | https://nebeus.com/ | https://www.hodlnaut.com/ | |||||||||||||||||
3 | Location | Provide the company's headquarters location (city, state or city, country) | London, England, United Kingdom [1] | London, England, United Kingdom [1] | Hong Kong, Hong Kong Island, Hong Kong [1] | Jersey City, New Jersey, United States [2] | Limassol, Limassol, Cyprus [1] | San Francisco, California, United States [1] | Redlands, California, United States [1] | London, England, United Kingdom [1] | Singapore, Central Region, Singapore [1] | ||||||||||||||||
4 | Founders | Provide the name(s) of the founder(s) | Antoni Trenchev - Co-Founder Kosta Kantchev - Co-Founder [2] | Alex Mashinsky – Co-founder S. Daniel Leon – Co-founder [2] | Kris Marszalek - Co-Founder Gary Or – Co-founder [2] | Zac Prince - Founder Flori Marquez - Co-Founder [3] | Viacheslav Taran - Co-Founder Ilya Volkov – Co-founder [2] & [3] | Jim Berkley-Danz - Co-founder KC Song - Co-founder [2] | Duy Huynh – Founder [1] | Konstantin Zaripov - Co-founder & Managing Director Sergey Romanovskiy - Co-founder & Director, CTO [2] | Juntao Zhu - Co-founder and CEO Simon Lee - Co-founder and CTO [2] | ||||||||||||||||
5 | Insurance | Determine if the company offers any insurance on its cryptocurrency deposits. Enter Yes / No, and if Yes, briefly describe | Yes. Nexo.io assets are protected and insured under BitGo, which carries $100,000,000 in insurance protection via a “syndicate of underwriters through Lloyd's of London.” [3] | No. According to the company, “Celsius Wallet is not a checking or savings account, and it is not covered by insurance against losses.” [3] However, the company stores a “cold wallet treasury to provide last-resort insurance in case of a catastrophic event.” [8] | Yes. “Crypto.com has secured a $100,000,000 direct insurance policy led by Arch Underwriting at Lloyd's Syndicate 2012.” [3] | Yes. BlockFi crypto assets are deposited into BlockFi wallets with an account with either Gemini or BitGo, its primary custodians. [5] However, assets held in the Bilaxy Token (BIA) are custodied by Gemini, which insures them through Aon [4] | Yes. Youhodler digital assets are custodied by Ledger Vault, a provider of cutting edge “digital asset management solutions and $150 million pooled crime insurance.” [3] | Yes. AnchorUSD dollar assets are insured by Prime Trust LLC, which is Federal Deposit Insurance Corporation (FDIC) insured. [3] | Yes. Customer deposits at MyConstant can be invested in Flex, a secured lending pool and protected by a $130,000,000 insurance policy by Prime Trust, an accredited U.S. custodian. [2] | Yes. Nebeus does not keep customer deposits and it all goes to a “custodian with insurance and industrial-strength protections.” [3] Unfortunately, the insurance covers deposits over €5,000, while those under are held with Nebeus and are uninsured. [4] | Yes. The company lacks third-party insurance that covers hacking/insolvency; however, it keeps some of its profits for an insurance fund to cover potential risks. Equally, its digital assets are secured with BitGo. [3] & [4] | ||||||||||||||||
6 | Storage / Security | Provide an overview of how the crypto is stored, including any security measures | Nexo.io uses Cold Storage Wallets offered by BitGo, and feature bank-grade Class III vaults protection. Equally, the BitGo platform is SOC 2 Type 2 certified and uses advanced authentication protocols to authenticate data. Further, its assets are distributed geographically and organizationally. [4] | Assets are stored in the Celsius mobile wallet. [6] Regarding security, users are advised to use Two-factor Authentication (2FA) protocols in the settings of the Celsius mobile app. [7] | Crypto.com stores its crypto using both Cold Storage and Hot Wallet (for corporate funds. It relies on Ledger Vault for “institutional-grade custody solution and leverages HSM (hardware security modules) and multi-signature technologies.” [3] | BlockFi offers both Cold Storage and Hot Wallets for securing digital assets. These wallets are held in accounts custodied by either Gemini or BitGo, its primary custodians. Importantly, 95% of the assets are stored in Cold Storage and 5% in Hot Wallets. [4] & [5] | Youhodler keeps its funds at reputable Bank accounts in Europe and Switzerland and has partnered with trusted fiat payment vendors. Its customers can use either ‘Hot Wallet or Cold Storage wallets’ powered by Ledger Vault, its digital assets custodian, with multi-authorization self-custody management solution. Cold Storage private keys are “isolated, stored, and encrypted within a hardware security module.” [3] & [4] | AnchorUSD stores its assets using an AnchorCoin wallet in “pooled custodial accounts operated by the Trustee, i.e., Prime Trust LLC. Customers are also advised to use strong passwords and manage their login credentials to curb unauthorized access to their AnchorUSD accounts. [3] | MyConstant secures customer deposits using cold wallet storage provided by Prime Trust through its partner, FireBlocks. The company’s security features include “2-Factor Authorization (2FA), secure password formats that are hard to hack, SHA-256 password data encrypting, multi-level security protocols, and SSL connections.” [2] & [3] | Nebeus offers a safe cold storage wallet, dubbed ‘Secure Nebeus Vault.’ [5] The platform is among the most secure in the crypto space because it is built on proprietary code. [6] Moreover, users are encouraged to enable Two-Factor Authentication (2FA) to secure their accounts online. [7] | Hodlnaut stores crypto using Cold Wallets. Customer deposits are received onto multi-signature wallets and stored on wallets secured with BitGo. The platform runs on a “secure cloud infrastructure on AWS and traffic is encrypted with SSL encryption. The platform also encourages users to use two-factor authentication. [4] & [5] | ||||||||||||||||
7 | Accreditations / Partnerships | Provide a list of any current accreditations and partnerships | Nexo.io’s Accredited Information Security Management Systems are ISO/IEC 27001 certified. [3] Its partners include “BitGo, TrueUSD, Securitize, Jumio, UCL CBT, Nomics, Circle, Paxos, Fireblocks, Brave, BCB Group, Huobi Global, Terra, and ITSA. [5] Membership: Swiss Finance & technology Association, The Bitcoin Foundation, and Crypto Wallet member. [5] | Celsius Network runs a robust AML program with Certified Anti-Money Laundering Specialists (ACAMS) [4] Institutional Partners: Alpha Sigma and Fireblocks. Integration partners: Biffinex, Bitwala, Line, Paxful, Korbit, Coinlend, Monarch, Voyager, Amon, Infinito, Bitfront, Outlet, and Mode. [5] | In May 2020, Crypto.com officially received the ISO/IEC 27001:2013 certification for information security management. [4] Other certifications include – Cryptocurrency Certification Consortium, PCI DSS Certification, and Kudelski Security Certification. [6] Some Crypto.com partners include “Ledger Vault, Y Sneakers, Yoshugi Media Group, Allnodes, True USD, Paxos, TrustTokens, First Settlement Agent, Huobi Pool, Staked, StakeCube, Chainflow, MyCointainer, Travala, Oveit, and VeChain.” [5] | BlockFi has no accreditations posted on its website; however, its custodian –Gemini has successfully completed “SOC 1 Type 1 exam and SOC 2 Type 2 exam to earn ISO 27001 certification.” [7] Some BlockFi partners include “NRG eSports, DeFi Alliance, Elevated Returns, and Poolin.” [6] | Youhodler has complied with both “PCI Security Standards and Cryptocurrency Security Standard (CCSS), and is certified by Digital ocean. [3] It is also a certified member of the Financial Commission Blockchain Association. [5] Its partners include Ledger Vault, Elliptic (crypto-compliance), CipherTrace, and Acuant (compliance and AML). [3] | No accreditation listed on AnchorUSD website; however, according to its FAQ, it has partnered with the Stellar Network to help implement fiat-backed stablecoins. [4] | MyConstant has not shared any accreditations or certifications on its site. [5] Its partners include “Binance, Gemini, Neutrne, Stably, True USD, and USD Coin.” [4] | Nebeus is ICO certified and a member of the Asociación Española de Fintech e Insurtech. [6] Its potential partners include the British Government and Seedrs. [8] | Hodlnaut has not shared any certification or accreditation details on its website and blog publications. [3] Some of its partners include “Antler, BitGo, Sparrow, The Singapore Management University, and Three Arrows Capital. [6] | ||||||||||||||||
8 | Customer Perception | Provide a brief overview of customer perception of the company (based on e.g. reviews) | Nexo.io enjoys a positive rating on major software review platforms. It is rated 4.8/5.0 on Trustpilot and 4.7/5.0 on Product Hunt, and 8.6/10.0 on Money Check. On Trustpilot, 89% of 2.936 reviews regard the company as excellent. [6], [7], & [8] | Celsius Network customer perception is largely positive with a rating of 4.6/5.0 based on 871 reviews, of which 84% rate the company - ‘excellent.’ [10] | Crypto.com has received equal positive and negative reviews. It is rated 2.8/5.0 on Trustpilot based on 382 reviews. 34% of the reviews are marked ‘excellent,’ 11% ‘great,’ and 44% ‘bad.’ Based on these ratings, consumer reviews of the company are split at 50/50 for positive and negative sentiments. [7] | BlockFi has a rating of 3.1/5.0 on Trustpilot based on 33 reviews, of which 33% regard the company ‘excellent,’ 18% ‘great,’ and 6% ‘average.’ On the other end, 33% of customers view it as ‘bad,’ and 9% ‘poor.’ [8] The sentiments share are consistent in other reviews of the platform, including on Yahoo Finance, Crypto Buffet, and the College Investor, etc. [9] & [10]. | Youhodler enjoys a positive rating of 4.6/5.0 on Trustpilot based on 392 reviews. 73% of its reviewers consider it ‘excellent,’ 19% ‘great,’ and 4% ‘average.’ On the other hand, 3% see it as ‘bad,’ and 1% ‘poor.’ Overall, Youhodler reviews on Trustpilot and Google PlayStore share a positive sentiment regarding the company. [6] & [7]. | Consumer sentiments regarding AnchorUSD are mainly positive with fewer customers sharing negative experiences. On Google Playstore, the 4.2/5.0 based on 159 reviews, on App Store, it is rated 4.7/5.0 based on 291 reviews, and on App grooves, it is rated 4.8/5.0 based on over 448 consumer reviews. [5], [6], & [7]. | Consumer sentiment regarding MyConstant is positive based on 75% of reviews seeing the as excellent and 20% - great. The company has a rating of 4.7/5.0 based on 715 reviews. [6] | Nebeus is rated 4.6/5.0 based on 60 reviews on Trustpilot, of which, 82% regard it as ‘excellent’ and 13% as ‘great.’ Likewise, 5% of the reviews consider it ‘bad.’ [9] On Bitcoin P2P Loans, Nebeus is rated 3.07/5.0 based on 21 ratings. [10] Overall, the consumer sentiment about this company is positive. | Hodlnaut has a rating of 4.0/5.0 on Trustpilot based on 9 reviews. 78% of the reviews view the company as excellent, versus 11% who see it as average, and 11% bad. [7] | ||||||||||||||||
9 | Other | Provide any other information that illustrates credibility / legitimacy / reputation of the company | Nexo.io is legitimately recognized by leading news outlets and business magazines, including Forbes, Reuters, Bloomberg, Yahoo Finance, Coindesk, and Coin Telegraph. [5] | Celsius Network has been reviewed by top business magazines including Bloomberg, Forbes, and Business Insider, which also feature interviews with the company founders. [9] | Crypto.com is a legitimate crypto company having amassed many certifications and is being reviewed by business magazines like Bloomberg and Business Insider. [8], [9], and [10]. | BlockFi appears to be a legitimate company following its reviews on Yahoo Finance, along with its partnerships with other credible players in the cryptocurrency and finance systems. [6] & [9] | Youhodler is a reputable company based on its partnerships and accreditations. The company has partnered with many cryptocurrency publishing media outlets, including “Yahoo, Coin Telegraph, CCN.com, The Money Mongers, Cash News, Journal Du Coin, Zero Crypted, and Global Crypto Press, among others. [3] & [8] | AnchorUSD is a legitimate crypto company that was started based on a partnership involving IBM, Stellar Network, and Stronghold. [8] | MyConstant is featured in many business and finance magazines, including “Forbes, Entrepreneur, Inc., Yahoo Finance, Crypto Gazette, Zero Hedge, Blockonomi, Techworm, Tech Bullion, Heckernoon, and End The Chain.” [5] | Nebeus is covered in the press by reputable business news outlets, including “Bloomberg, Forbes, Fortune, Irish Tech News, and The independent.” [6] | Hodlnaut is an authentic company with over 1,000 customers. It has been reviewed and rated by renowned global executives, including Sam Gibb, a partner at Endeavor Ventures, among others. [3] | ||||||||||||||||
10 | Footnoted Sources | [1] www.url.com | [1] https://www.crunchbase.com/organization/nexo-0ab2 [2] https://www.crunchbase.com/organization/nexo-0ab2/people [3] https://nexo.io/security [4] https://support.nexo.io/hc/en-us/articles/360017628093-Security-and-Insurance [5] https://nexo.io/about-us [6] https://www.trustpilot.com/review/nexo.io [7] https://www.producthunt.com/posts/nexo/reviews [8] https://moneycheck.com/nexo-review/ | [1] https://www.crunchbase.com/organization/celsius-network [2] https://celsius.network/our-team/ [3] https://celsius.network/terms-of-use/ [4] https://celsius.network/regulations/ [5] https://celsius.network/partnerships/ [6] https://celsius.network/wp-content/uploads/2018/02/Celsius_Unified_Tech_Paper_Feb22.pdf [7] https://support.celsius.network/hc/en-us/articles/360002047817-General-tips-to-make-your-Celsius-wallet-more-secure- [8] https://celsius.network/wp-content/uploads/2018/04/celsius_whitepaper-march21.pdf [9] https://celsius.network/ [10] https://www.trustpilot.com/review/celsius.network?utm_medium=trustbox&utm_source=Carousel | [1] https://www.crunchbase.com/organization/crypto-com [2] https://crypto.com/en/about.html#team [3] https://crypto.com/en/security.html [4] https://cryptobriefing.com/crypto-com-earns-major-security-accreditation-third-party-audits/ [5] https://blog.crypto.com/tag/partnerships-events/ [6] https://crypto.com/en/ [7] https://www.trustpilot.com/review/crypto.com [8] https://www.bloomberg.com/news/articles/2020-09-15/crypto-com-eclipses-tesla-with-bitcoin-sweepstakes-discounts [9] https://markets.businessinsider.com/news/stocks/crypto-com-achieves-cryptocurrency-security-standard-level-3-compliance-1028540160 [10] https://cryptonews.com/reviews/crypto-com/#:~:text=Conclusion,Earn%2C%20Pay%2C%20and%20Lending. | [1] https://blockfi.com/ [2] https://blockfi.com/contact/ [3] https://blockfi.com/team/ [4] https://blockfi.com/earn-interest-coinbase [5] https://blockfi.com/earn-bitcoin [6] https://blockfi.com/learn [7] https://www.gemini.com/security/?utm_medium=email&_hsmi=81643739&_hsenc=p2ANqtz--w9gX01YdzeYq5Zvd7iLJGQOCEIE9de6LKzp3RDahDuxd5wbEnBNKMt8ulMjGuKN8PS5QnyNqVXmEBA0wY9EFqS8JhUw&utm_content=81643739&utm_source=hs_automation [8] https://www.trustpilot.com/review/www.blockfi.com [9] https://finance.yahoo.com/news/6-interest-blockfi-too-good-190021304.html [10] https://thecollegeinvestor.com/34536/blockfi-review/ | [1] https://www.crunchbase.com/organization/youhodler [2] https://tracxn.com/d/companies/youhodler.com [3] https://www.youhodler.com/company [4] https://www.youhodler.com/blog/youhodler-ledger-vault [5] https://blockchainassociation.io/wp-content/uploads/2019/08/Youhodler-Blockchain-Association-Membership-W-2-1.pdf [6] https://www.trustpilot.com/review/youhodler.com?utm_medium=trustbox&utm_source=Carousel [7] https://play.google.com/store/apps/details?id=com.youhodler.youhodler&hl=en_US&gl=US [8] https://www.youhodler.com/ | [1] https://www.crunchbase.com/organization/anchorusd [2] https://www.crunchbase.com/organization/anchorusd/people [3] https://www.anchorusd.com/tos-policy [4] https://www.anchorusd.com/faq [5] https://play.google.com/store/apps/details?id=app.anchors.anchorusd&hl=en_US&gl=US [6] https://apps.apple.com/us/app/anchorusd-earn-8-interest/id1495986023 [7] https://appgrooves.com/app/anchorusd-buy-and-sell-bitcoin-eth-lumens-more-by-anchorcoin-llc [8] https://www.investopedia.com/news/ibm-launches-stablecoin-backed-fdicinsured-banks/ | [1] https://www.crunchbase.com/organization/constant-c3e4 [2] https://blog.myconstant.com/how-we-protect-your-money-and-collateral/ [3] https://blog.myconstant.com/online-security-protect-your-account/ [4] https://www.myconstant.com/flex [5] https://www.myconstant.com/ [6] https://www.trustpilot.com/review/myconstant.com | [1] https://www.crunchbase.com/organization/nebeus [2] https://icobench.com/ico/nebeus/team [3] https://nebeus.com/how-to-earn-8-25-with-nebeus-crypto-savings-account-regardless-if-you-are-a-crypro-enthusiast-or-a-crypto-skeptic/ [4] https://support.nebeus.com/portal/en/kb/articles/are-deposits-covered-by-insurance [5] https://support.nebeus.com/portal/en/kb/articles/vault-in-cryptocurrency-aka-cold-storage [6] https://nebeus.com/ [7] https://support.nebeus.com/portal/en/kb/help-center-1/security [8] https://nebeus.com/logo-guides/ [9] https://www.trustpilot.com/review/www.nebeus.com [10] https://www.bitcoinp2ploans.com/en/nebeus-com/ | [1] https://www.crunchbase.com/organization/hodlnaut [2] https://www.hodlnaut.com/team [3] https://www.hodlnaut.com/ [4] https://www.hodlnaut.com/faq/risks [5] https://www.hodlnaut.com/faq/security [6] https://medium.com/coinmonks/hodlnaut-review-best-way-to-hodl-is-to-earn-interest-on-your-bitcoin-6658a8c19edf#:~:text=Some%20of%20the%20notable%20partners,Capital%2C%20BitGo%2C%20and%20Sparrow. [7] https://www.trustpilot.com/review/hodlnaut.com | ||||||||||||||||
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