Budgeting Template

	A	B	E	F	G	I	J	K
1	Current Company	Company name		bills	notes	OSAP
2			rent	1176
3			food	300
4	Location	City	electricy	40		Loan Balance	10,000.00	Put the current balance here
5	Base Salary	60,000	inernet	80		Annual Interest Rate	3%	Put whatever interest rate you think you will pay when you are repaying your student loan (2.45 + 2)
6	Performance Bonus	0	transit	40		Monthly Rate	0.0025
7	Tax (average tax rate)	26.40%	OSAP	$100.92		Monthly Payment	3000	Enter something here if you want to calculate how many years it will take to pay off your loan
8			laundry	50		Desired of years to payoff loan	9.5	Enter something here if you want to calculate how much you need to payoff your loan at the desired timeframe
9	ei/cpp/rrsp deductions	837.5	Investments (TFSA)	500
10			emergency fund	500		Years into months	114
11	Income Tax no deductions	15840	total	2786.921112
12	Net Income deduct Tax	$44,160.00				How many years to payoff loan at the desired Monthly payment	2.037528417
13	Montly Net Income deduct Tax	$2,842.50				How much to pay each month to payoff loans in desired timeframe	-$100.92
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16	Monthly bills	2786.921112
17	Net Income after deduct bills	10,717
18	Monthly Net Income after deduct bills	$55.58
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22	Take home income in CAD	10,717
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