ABCDEFGHIJKLMNOPQRSTUVWXYZAAABACAD
1
Budgeting Worksheet
2
Create your budget by downloading a copy of this spreadsheet and adjust the frequency and amount columns for your personal lifestyle.
3
IncomeFrequencyAmountMonthlyYearly
4
Net IncomeBi-Weekly$1,100$2,750$28,600
5
Net Additional IncomeMonthly$100$100$1,200
6
Net Additional IncomeMonthly$75$75$900
7
Total Budgeted Income$2,925$30,700
8
9
Expenses
10
HousingFrequencyAmountMonthlyYearly
11
Mortgage/RentMonthly$500$500$6,000
12
MaintenanceYearly$0$0$0
13
Homeowner's/Renter's InsuranceYearly$170$14$170
14
Real Estate/Property TaxesYearly$0$0$0
15
HOA DuesYearly$0$0$0
16
Total$514$6,170
17
TransportationFrequencyAmountMonthlyYearly
18
Car loan(s)Monthly$200$200$2,400
19
Auto InsuranceMonthly$70$70$840
20
GasMonthly$120$120$1,440
21
Oil Changes/MaintenanceYearly$120$10$120
22
Title FeesYearly$0$0$0
23
Personal Property TaxesYearly$0$0$0
24
Parking Fees/MiscellaneousMonthly$50$50$600
25
Total$450$5,400
26
HealthFrequencyAmountMonthlyYearly
27
Health InsuranceMonthly$300$300$3,600
28
Doctors' VisitsYearly$0$0$0
29
Dental Yearly$0$0$0
30
Glasses/ContactsYearly$0$0$0
31
MedicationsYearly$100$8$100
32
Medical DevicesYearly$0$0$0
33
Gym MembershipYearly$0$0$0
34
Other HealthYearly$0$0$0
35
Specialty CareYearly$0$0$0
36
Long Term Care InsuranceYearly$0$0$0
37
Total$308$3,700
38
UtilitiesFrequencyAmountMonthlyYearly
39
Natural GasMonthly$0$0$0
40
ElectricMonthly$100$100$1,200
41
WaterMonthly$20$20$240
42
SewerMonthly$0$0$0
43
Trash/RecyclingMonthly$0$0$0
44
Phone serviceMonthly$60$60$720
45
InternetMonthly$70$70$840
46
TV/Streaming ServicesMonthly$15$15$180
47
Other SubscriptionsYearly$0$0$0
48
Total$265$3,180
49
PersonalFrequencyAmountMonthlyYearly
50
GroceriesMonthly$300$300$3,600Investing Your Net Savings
51
ClothingYearly$250$21$250
Average Annual Rate of Return
4%
52
ToiletriesMonthly$25$25$300Percentage1 year2 years5 years10 years
53
Personal MaintenanceYearly$0$0$010%$449.28$467.25$525.59$639.47
54
Baby SittersYearly$0$0$025%$1,123.20$1,168.13$1,313.99$1,598.66
55
TuitionYearly$0$0$050%$2,246.40$2,336.26$2,627.97$3,197.33
56
School SuppliesYearly$0$0$075%$3,369.60$3,504.38$3,941.96$4,795.99
57
Life/Disability InsuranceYearly$0$0$0100%$4,492.80$4,672.51$5,255.94$6,394.66
58
Child Support/AlimonyYearly$0$0$0
59
Total$346$4,150
60
EntertainmentFrequencyAmountMonthlyYearly
61
Bars/RestaurantsMonthly$50$50$600
62
TravelYearly$300$25$300
63
Other EntertainmentMonthly$10$10$120
64
Total$85$1,020
65
GivingFrequencyAmountMonthlyYearly
66
TithingYearly$0$0$0
67
Charitable DonationsYearly$0$0$0
68
GiftsMonthly$20$20$240
69
Total$20$240
70
PetsFrequencyAmountMonthlyYearly
71
Vet VisitsYearly$0$0$0
72
FoodMonthly$0$0$0
73
MedicineYearly$0$0$0
74
Other Pet CareMonthly$0$0$0
75
Total$0$0
76
Debt ReductionFrequencyAmountMonthlyYearly
77
Credit CardsMonthly$0$0$0
78
Personal LoansYearly$0$0$0
79
Student LoansMonthly$0$0$0
80
Total$0$0
81
Savings & InvestmentsFrequencyAmountMonthlyYearly
82
Emergency FundMonthly$100$100$1,200
83
Standard IRAMonthly$20$20$240
84
Roth IRAMonthly$10$10$120
85
Additional InvestmentsMonthly$20$20$240
86
Miscellaneous savingsMonthly$60$60$720
87
Total$210$2,520
88
Total Budgeted Expenses$2,198$26,380
89
90
Net (Deficit) Savings$727$4,320
91
92
93
94
96
97
98
99
100
101