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HES Assetts Dec 12 2022
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5/31/20232020Target5/27/2022
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Cash $29,105
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Gov Money Market SNVXX$22,087
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CD$0
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Total Cash$51,192 5.0%5%
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Schwab Total Stock Mkt Index Fund (SWTSX) [US]$424,274
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Total US Stocks$424,274 41.4%40%
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Schwab International Index Fund (SWISX) [Non-US dev.]$93,553
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VGK VANGUARD FTSE EUROPE ETF IV$11,689
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Total Non-US Stocks$105,242 10.3%10%
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Schwab Total Bond Mkt Fund (SWAGX SWLBX) [US Index]$209,252
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Ishares IBOXX Investment Grade Bond ETF (LQD) [Corp.]$70,763
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Schwab TIPS Index Fund (SWRSX) [US Inflation-Indexed]$117,792
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Total Bonds$397,808 38.8%40%
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Vanguard REIT ETF (VNQ)$33,193
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Weyerhaeuser (WY) [Forestry REIT]$12,690
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Total REIT$45,882 4.5%5%
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Sum Schwab Categories$1,024,399 100%100%
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Schwab total $1,024,399
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Non investment accounts below
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Chase$31,081 $31,081
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Paypal$35,835 $35,835
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Grand Total$1,091,315
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grand total from May 31, 2020$988,735
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grand total from June 2021$1,131,589
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grand total December 2022$1,036,111
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grand total May 31 2023$1,091,315
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Change in grand total from previous$55,204
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Memo: 4% of past 3 years Investment Total at Two Points Per Year
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5/31/2019$926,458.00
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12/31/2019$984,125.00
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5/31/2020$963,957.00
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11/30/2020$1,090,858.62
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9/19/2021$1,208,946.93
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12/31/2021$1,217,630.39
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12/6/2022$1,006,324.88
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12/13/2022$1,006,633.59
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5/28/2023$1,022,808.68
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sum past 6 obs/6$1,092,200.52
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Average over past 3 years 2020-22
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4% of 3 Year Average$43,688.02
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