ABCDEFGHIJKLMNOPQRSTUVWXYZ
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Income per month$
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Total income per month after tax3,500
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Other income 1100
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Other income 2200
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Other income 3-
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Total income per month3,800
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Essential Costs* per month$
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Food300
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Transportation (car or public)300
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Rent / Mortgage Payments700
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Property Taxes200
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Electricity50
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Gas50
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Water50
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Internet20
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Phone30
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Clothing40
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Medical Insurance200
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Other insurance50
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Other 1-
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Other 2-
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Total Costs Needed to Live1,390
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*These costs are not what you are currently paying but the minimum amount needed to live in relative comfort
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Debt Payments$
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Student Loan200
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Credit card 1100
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Credit card 2-
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Other Debt 1-
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Total Dept Payments per month300
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Saving and Investment (e.g. retirement, a house downpayment or emergency fund)$Length of Time Until Goal
(Yrs)
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Savings Goal 13001
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Savings Goal 22503
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Savings Goal 3705
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Savings Goal 43007
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Savings Goal 540015
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Savings Goals - Target Figure100040
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Total Savings per month2,320 -
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Total Remaining Amount(210)
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Discretionary Costs$%
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Travel100 9%
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Health200 17%
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Experiences200 17%
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Freedom150 13%
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Relationships0%
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Convenience300 26%
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Charity30 3%
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Luxury30 3%
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Self-Improvement50 4%
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Social Status100 9%
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Hobby 2-0%
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Hobby 3-0%
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Total discretionary costs1,160 100%
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Total Remaining Amount after discretionary costs(1,370)
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