PLEASE MAKE A COPY_Spending Plan .xlsx

	A	B	C	D	E	G	H	I
1	Monthly Budget
2	List all sources of your monthly income and expenses. If you're not sure what your monthly expenses are, look at your bank statements, estimate, or use the average costs provided. Only complete the income and expense cells that are relevant to you. If you have income sources or expenses not listed, include them in "other." The difference between your income and expenses will be calculated at the bottom. Please note that if you change the formulas in the worksheet, we cannot guarantee the accuracy of the results.
3	Monthly Income					Average Cost of Expenses
4	Item	Amount	Notes			Groceries	Eating Out ($10 per meal)	Average Fixed Expenses
5	Estimated monthly income	$3,000.00				Thrifty: $200	Once a week: $40	Rent for shared apartment: $900 per person
6	Total financial aid refund		Enter total refund here received at the beginning of the semester			Low: $250	Three times a week: $120	Electricity/Gas: $30
7	Refund amount per month		This will automatically populate with your refund divided by 4.5, the number of months in a semester			Moderate: $300	Four times a week: $160	Water: $30
8	Family support					Liberal: $400	Six times a week: $240
9	Other income
10	Total	$3,000.00
11
12	Monthly Expenses
13	Fixed Expenses are always included in your spending plan and the amount does not change. Fixed expenses may change, but you should try to stick to a specific amount each month.
14	Fixed Expenses	Amount		Flexible Expenses	Amount
15	Rent	$1,505.00		Groceries	$300.00
16	Utilities			Eating out	$150.00
17	Cell phone	$120.00		Gas	$100.00
18	Car payment	$80.00		Medical expenses	$400.00
19	Cable/Internet	$0.00		Credit card debt	$200.00
20	Student loans (if starting to make payments)	$0.00		Entertainment	$100.00
21	Insurance	$50.00		Laundry	$20.00
22	Music/Movie Subscription	$80.00		Clothing	$10.00
23	Day Care	$0.00		Toiletries	$50.00
24	Savings	$0.00		Transportation	$100.00
25	Other	$1,053.00		Haircut/Color	$60.00
26	Total	$2,888.00		Other
27				Total	$1,490.00
28
29	How am I Doing?
30
31	Item	Amount
32	Monthly income	$3,000.00
33	Monthly expenses	$4,378.00
34	Difference	-$1,378.00
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