ABCDEFGHIJKLMNOPQRSTUVWXYZ
1
J$ CodeJ$ StandardCEE CodeCEE Standard
2
SS: Standard 1
Develop a plan for spending and saving
3
SS1.aUse a plan to manage spending and achieve financial goalsS1People choose between immediate spending and saving for future consumption. Some people have a tendency to be impatient, choosing immediate spending over saving for the future.
4
SS1.bSpecify how monetary and non-monetary assets can contribute to net worth
5
SS1.cAnalyze how changes in life circumstances can affect a personal spending planBGS1Consumer decisions are influenced by the price of a good or service, the price of alternatives, and the consumer's income as well as his or her preferences.
6
SS1.dInvestigate changes in personal spending behavior that contribute to wealth buildingS1People choose between immediate spending and saving for future consumption. Some people have a tendency to be impatient, choosing immediate spending over saving for the future.
7
SS1.eDetermine how charitable giving fits into a spending planBGS6People may choose to donate money to charitable organizations and other not-for-profits because they gain satisfaction from donating.
8
9
SS: Standard 2
Develop a system for keeping and using financial records
10
SS2.aInvestigate account management services that financial institutions provide
11
SS2.bDifferentiate between an expense that is tax deductible and one that is notS7Government policies create incentives and disincentives for people to save.
12
SS2.cDevise a system to retain evidence of tax-deductible expenditures
13
SS2.dInvestigate the records required to claim possible tax credits
14
15
SS: Standard 3
Describe how to use different payment methods
16
SS3.aSummarize the risks and protections of checks, stored value cards, debit cards, and online and mobile payment systems
17
SS3.bCompare the features and costs of personal checking accounts offered by different financial institutions
18
SS3.cCompare the features and costs of online and mobile bill payment services offered by different institutions
19
SS3.dCompare the costs of cashing a check with various third parties, such as a bank or credit union, check-cashing services and retail outlets.
20
SS3.eDemonstrate how to schedule and manage bill payments
21
SS3.fWrite a check
22
SS3.gReconcile a checking account
23
SS3.hExplain how to verify printed and online account statements for accuracy
24
25
SS: Standard 4
Apply consumer skills to spending and saving decisions
26
SS4.aDemonstrate how to use comparison shopping skills to buy and finance a carBGS1Consumer decisions are influenced by the price of a good or service, the price of alternatives, and the consumer's income as well as his or her preferences.
27
SS4.bCompare the advantages and disadvantages of owning a house versus rentingBGS1Consumer decisions are influenced by the price of a good or service, the price of alternatives, and the consumer's income as well as his or her preferences.
28
SS4.cResearch the average costs of all expenses associated with a four-year college education, a wedding, and a new versus used carBGS3When buying a good, consumers may consider various aspects of the product including the product's features. For goods that last for a longer period of time, the consumer should consider the product's durability and maintenance costs.
29
SS4.dEvaluate specific charities based on purpose, management, outcomes, or results and reputationBGS6People may choose to donate money to charitable organizations and other not-for-profits because they gain satisfaction from donating.
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100