EMV cards available in the US
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NOTE: As of 2015/08/06 almost every major bank and credit union in the US has begun issuing EMV cards to the general public,
hence it is likely that there won't be any future updates to this spreadsheet as it'll be difficult to list them all.
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Financial InstitutionCredit, charge, or debit?Card nameBrandAnnual feeForeign Exchange FeeRewards programEMV contact chip CVM (listed in order of CVM authentication) - based on real world use and/or Cardpeek dataRFID or NFC contactless chipwebsite or image reference (if any)Additional notes
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Andrews FCUCreditGlobeTrek RewardsVISA$00%CURewardsCVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN (offline)
Nohttp://bit.ly/UHDJU7Available now
CU membership open to anyone if they join the American Consumer Council (free membership)
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Bank of AmericaCreditBankAmericard Travel RewardsVISA$00%BankAmericard Travel RewardsCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Nohttps://www.bankofamerica.com/credit-cards/products/bankamericard-travel-rewards-credit-card.goAvailable now
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Charles SchwabDebitCharles Schwab Bank VISA Debit cardVISA Debit$00% for both ATM and purchasesNoneWhen used as debit:
CVM1: Chip-and-PIN (online)
CVM2: No CVM

When used as credit:
CVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Nohttp://www.flyertalk.com/forum/23241279-post5615.htmlAvailable now, call CSB CSR to get one
thanks to rgAAFT in Post #5532 on the FT EMV card thread for this info
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PenFedCreditPremium TravelAMEX$00%NoneCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Nohttps://www.penfed.org/PenFed-Premium-Travel-Rewards-American-Express-Card/Available now
CU membership open to anyone via donation to National Military Family Association or Voices of America's Troops
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PenFedCreditPromiseVISA$00%NoneCVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN
Nohttps://www.penfed.org/Chip-Technology-Now-Available-On-Select-PenFed-Credit-Cards/Available now
CU membership open to anyone via donation to National Military Family Association or Voices of America's Troops
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PenFedCreditGoldVISA$00%NoneCVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN
Nohttps://www.penfed.org/Chip-Technology-Now-Available-On-Select-PenFed-Credit-Cards/Available now
CU membership open to anyone via donation to National Military Family Association or Voices of America's Troops
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State Dept. FCUCreditPlatinum RewardsVISA$00%FlexPointsCVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN (offline)
Nohttps://www.sdfcu.org/creditcardsAvailable now
CU membership open to anyone if they join the American Consumer Council (free membership)
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Wells FargoCreditBy InvitationVISA Signature$00%Wells Fargo RewardsCVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN (offline)
Yeshttp://bit.ly/OQXOGFOffered through Wells Fargo Advisers for those who have $1 million or more in their Wells Fargo accounts
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HSBCCreditPremier World MCMC$00%Premier RewardsCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Yeshttp://www.us.hsbc.com/1/2/home/personal-banking/credit-cardsAvailable now; must be HSBC Premier Client
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HSBCCreditPlatinum w/ Cash or Fly RewardsMC$00%Cash or Fly RewardsCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Yeshttp://www.us.hsbc.com/1/2/home/personal-banking/credit-cardsAvailable now
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HSBCCreditPlatinumMC$00%NoneCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Yeshttp://www.us.hsbc.com/1/2/home/personal-banking/credit-cardsAvailable now
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Capital OneCreditVentureVISA$00%Cash BackCVM1: Chip-and-Signature
CVM2: No CVM
Nohttp://www.flyertalk.com/forum/23746501-post7617.htmlAvailable now; thanks to avidrissman for info
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Alliant Credit UnionCreditPlatinum and Platinum RewardsVISA$01%Platinum RewardsChip-and-SignatureNohttp://www.alliantcreditunion.org/blog/entry/2014/04/curious-about-emv-credit-cards-want-oneAvailable now, replacing non-emv cards as they expire. Call customer service to request emv card before regular expiration.
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UNFCUCreditAzureVISA$01%VISA RewardsChip-and-PINNohttps://www.unfcu.org/product.aspx?id=385Available now
CU membership open to anyone if they join the UNA-USA http://www.unausa.org/membership
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Commerce BankCreditVISA SignatureVISA Signature$01%Commerce Bank RewardsCVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN
Nohttp://www.commercebank.com/personal/cards/credit/visa-signature/Available now; but must apply in-person at a Commerce Bank branch
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FidelityCreditAMEXAMEX$01%2% cash back to Fidelity accountChip-and-SignatureNohttp://www.flyertalk.com/forum/22803573-post4128.htmlAvailable now
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Star One Credit UnionCreditVisa ClassicVISA$01%NoneChip-and-SignatureNohttps://www.starone.org/home/homeAvailable now
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USAACreditvarious USAA MCsMC$01%USAA RewardsCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Nohttp://www.flyertalk.com/forum/23157952-post5362.htmlAvailable now but must be eligible to join USAA. Current version is Chip-and-Signature priority
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USAACreditvarious USAA MCs (issued before July 2013)MC$01%USAA RewardsCVM1: Chip-and-PIN (offline)
CVM2: Chip-and-Signature
CVM3: Chip-and-PIN (online)
CVM4: No CVM
Nohttp://www.flyertalk.com/forum/23092687-post5142.htmlNot available anymore. This is the USAA MC that was issued prior to June 2013 which had Chip-and-PIN priority
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Wings FinancialCreditVISA SignatureVISA Signature$01%CURewardsCVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN
Nohttps://www.wingsfinancial.com/visasignatureAvailable now
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Bank of AmericaCreditAAA Member RewardsVISA Signature$02%AAA Member RewardsCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Nohttps://www.bankofamerica.com/credit-cards/products/aaa-credit-card.goAvailable now
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First Republic BankDebitFirst Republic DebitVISA Debit$0 (varies)unknownunknownNohttps://www.firstrepublic.com/Available now per jmr50
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Bank of AmericaDebitBofA DebitVISA or MC$0 (varies)3%When used as debit:
CVM1: Chip-and-PIN (online)
CVM2: No CVM

When used as credit:
CVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Nohttp://newsroom.bankofamerica.com/press-releases/consumer-banking/bank-america-begins-rollout-chip-debit-cardsAvailable now
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ChaseCreditChase FreedomVISA$03%Chase RewardsChip-and-SignatureNohttp://www.flyertalk.com/forum/23122842-post112.htmlAvailable now
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Walmart / Synchrony BankCreditWalmart MastercardMC$03%Walmart RewardsChip-and-Signature
Chip-and-PIN capability (online)
Nohttp://www.walmart.com/cp/Discover-card-switch/1225555Available now
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Sam's Club/GE CapitalCreditSam's Club MastercardMC$03%Sam's Savings 5-3-1Chip-and-Signature
Chip-and-PIN capability (online)
Nohttp://www.samsclub.com/sams/common/creditPersonal.jspAvailable now
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FidelityCreditVISAVISA$03%1.5% cash back less than $15k, 2% cash back thereafter to Fidelity accountChip-and-SignatureNohttp://www.flyertalk.com/forum/22812168-post4138.htmlAvailable now
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Bank of AmericaCreditRoyal CaribbeanVISA$03%Royal Caribbean Royal PlusCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Nohttps://www.bankofamerica.com/credit-cards/products/royal-caribbean-credit-card.goAvailable now
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Bank of AmericaCreditNorwegian Cruise LineMC$03%BofA WorldPointsCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Nohttps://www.bankofamerica.com/credit-cards/products/norwegian-cruise-lines-credit-card.goAvailable now
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Bank of AmericaCreditBankAmericard Cash RewardsVISA Signature$03%BankAmericard Cash RewardsCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Yeshttps://www.bankofamerica.com/credit-cards/products/cash-back-credit-card.goAvailable now
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Bank of AmericaCreditBankAmericardVISA$03%NoneCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Yeshttps://www.bankofamerica.com/credit-cards/products/bankamericard-credit-card.goAvailable now
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Bank of AmericaCreditBankAmericard Power RewardsVISA Signature$03%BankAmericard Power RewardsCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Yeshttps://www.bankofamerica.com/credit-cards/products/power-rewards-credit-card.goAvailable now
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CitibankCreditPlatinum SelectMC$03%NoneCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Yes*http://bit.ly/HzGEuqAvailable now; optional contactless sticker also available
Call or request a new card online (check the box for chip card)
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CitibankCreditThankYou PreferredMC$03%ThankYou RewardsCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Yes*http://bit.ly/INabw6Available now; optional contactless sticker also available
Call or request a new card online (check the box for chip card)
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CitibankCreditDiamond PreferredMC World$03%Citi Extra Cash CVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Yes*http://www.citicards.com/Available now; optional contactless sticker also available
Call or request a new card online (check the box for chip card)
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CitibankCreditDividendMC World$03%Cash BackChip-and-SignatureYes*http://www.citicards.com/Available now; optional contactless sticker also available
Call or request a new card online (check the box for chip card)
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CitibankCreditSimplicityVISA$03%Chip-and-SignatureNohttps://www.citi.com/credit-cards/template.do?ID=chip-technologyAvailable now; Call or request a new card online (check the box for chip card)
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CitibankCreditForwardVISA$03%Thank You RewardsChip-and-SignatureNohttps://www.citi.com/credit-cards/template.do?ID=chip-technologyAvailable now; Call or request a new card online (check the box for chip card)
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US BankCreditPerks+VISA Signature$03%Perks+Chip-and-Signaturehttps://www.usbank.com/credit-cards/perks-plus-visa-card.htmlAvailable now
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Wells FargoCreditPlatinumVISA$03%CVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN (offline)
Yeshttp://www.flyertalk.com/forum/22235639-post2921.htmlAvailable now
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Wells FargoCreditRewardsVISA Signature$03%Wells Fargo RewardsCVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN (offline)
Yeshttp://www.flyertalk.com/forum/22042146-post2391.htmlAvailable now; rgAAFT has posted visual proof of its existence and states that not all CSRs or supervisors are knowledgeable http://www.flyertalk.com/forum/22042218-post2392.html
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Wells FargoCreditCash BackVISA Signature$03%CVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN (offline)
Yeshttp://www.flyertalk.com/forum/22042146-post2391.htmlAvailable now; rgAAFT has posted visual proof of its existence and states that not all CSRs or supervisors are knowledgeable http://www.flyertalk.com/forum/22042218-post2392.html
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City National BankCreditPlatinumVISA$00% for NYers

3% for everyone else
City National RewardsChip-and-SignatureNohttps://www.cnb.com/lending/cards/individual/platinum-credit-card.aspAvailable now
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City National BankCreditSignatureVISA Signature$300% for NYers

3% for everyone else
City National RewardsChip-and-SignatureNohttps://www.cnb.com/lending/cards/individual/signature-credit-card.aspAvailable now
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Bank of AmericaCreditVirgin Atlantic White CardMC World Elite$491%Virgin Atlantic Flying ClubChip-and-SignatureNohttp://www.virgin-atlantic.com/en/us/creditcard/index.jspAvailable now
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US BankCreditFlexPerks Travel RewardsVISA Signature$493%FlexPerksChip-and-SignatureYeshttp://bit.ly/mzwXByAvailable now
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UNFCUCreditEliteVISA Elite$501%VISA Credit Card Rewards Program Chip-and-PINNohttp://bit.ly/z9LrhAAvailable now
CU membership open to anyone if they join the UNA-USA http://www.unausa.org/membership
50
CitibankCreditAAdvantage GoldMC World Elite$503%American Airlines AAdvantageCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
Yes*http://bit.ly/HtxMDoAvailable now; optional contactless sticker also available
Call or request a new card online (check the box for chip card)
51
US BankCreditKoreanAir SkyPass ClassicVISA$503%KoreanAir SkyPassChip-and-SignatureYeshttp://bit.ly/QeI3qFAvailable now
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US BankSecured CreditKoreanAir SkyPass SecuredVISA$503%KoreanAir SkyPassChip-and-SignatureYeshttp://bit.ly/Oz42NkAvailable now
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Bank of AmericaCreditBankAmericard Privileges with Travel RewardsVISA Signature$750%BankAmericard Travel RewardsCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Nohttps://www.bankofamerica.com/credit-cards/products/bankamericard-privileges-travel-credit-card.goAvailable now
54
ChaseCreditHyattVISA Signature$750%Hyatt Gold PassportCVM1: Chip-and-Signature
CVM2: No CVM
Nohttp://bit.ly/HxP9liAvailable now; "net zero" annual fee with free annual hotel night benefit
55
Bank of AmericaCreditBankAmericard Privileges with Cash RewardsVISA Signature$753%BankAmericard Cash RewardsCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Nohttps://www.bankofamerica.com/credit-cards/products/bankamericard-privileges-cash-rewards-credit-card.goAvailable now
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US BankCreditKoreanAir SkyPass SignatureVISA Signature$803%KoreanAir SkyPassChip-and-SignatureYeshttp://bit.ly/PIrKp5Available now
57
ChaseCreditMarriott Rewards PremierVISA Signature$850%Marriott RewardsChip-and-SignatureNohttp://bit.ly/WObHHvAvailable now; "net zero" annual fee with free annual hotel night benefit
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CitibankCreditAAdvantage PlatinumVISA Signature$953%American Airlines AAdvantageCVM1: Chip-and-Signature
CVM2: No CVM
Nohttp://bit.ly/Ifrv31Available now; Call or request a new card online (check the box for chip card)
59
CitibankCreditAAdvantage PlatinumMC World Elite$953%American Airlines AAdvantageCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Yes*http://bit.ly/HyTCJbAvailable now; optional contactless sticker also available
Call or request a new card online (check the box for chip card)
60
CitibankCreditThankYou PremierMC World Elite$950%ThankYou RewardsCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Yes*http://bit.ly/Ip8lY4Available now; optional contactless sticker also available
Call or request a new card online (check the box for chip card)
61
BarclaycardCreditArrival+MC World Elite$0 1st yr
$89 after
0%Arrival MilesCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3 & 4: Chip-and-PIN (offline)
CVM5: No CVM
Nohttp://www.barclaycardarrival.com/Available now
62
Barclaycard / Bank of HawaiiCreditHawaiian AirlinesMC World Elite$890%HawaiianMilesCVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN
Nohttp://www.hawaiianairlines.com/MasterCardAvailable now
63
Bank of AmericaCreditVirgin Atlantic Black CardMC World Elite$901%Virgin Atlantic Flying ClubChip-and-SignatureNohttp://www.virgin-atlantic.com/en/us/creditcard/index.jspAvailable now
64
ChaseCreditBritish AirwaysVISA Signature$950%British Airways
Avios
Chip-and-SignatureNohttp://bit.ly/Hu2U3zAvailable now
65
ChaseCreditJ.P. Morgan SelectVISA Signature$950%Ultimate RewardsChip-and-SignatureNohttp://bit.ly/IwwERGAvailable now
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CitibankCreditHilton Honors ReserveVISA Signature$950%Hilton HonorsChip-and-SignatureNohttp://bit.ly/LI7TjXAvailable now; Call or request a new card online (check the box for chip card)
67
BMOChargeDiners ClubDiners Club / MC$950%Club RewardsChip-and-PINYeshttp://bit.ly/wWF00yBMO is now accepting DC applications
Diners Card also embeds both EMV and MC Paypass into one card
68
Bank of AmericaCreditAsiana AirlinesAMEX$991%Asiana Airlines Asiana Club MilesChip-and-SignatureNohttps://www.bankofamerica.com/credit-cards/products/asiana-airlines-credit-card.goAvailable now
69
Wells FargoCreditPropel World AMEXAMEX$0 1st yr
$175 after
0%Propel PointsCVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN (offline)
Nohttps://www.wellsfargo.com/credit-cards/propelworld/Available now
70
ChaseCreditRitz-CarltonVISA Signature$3950%Ritz-Carlton RewardsChip-and-SignatureNoAvailable now
71
PNCCreditPNC Premier Traveler ReserveVISA Signature$3950%PNC Premier Traveler RewardsChip-and-SignatureYeshttps://www.pnc.com/webapp/unsec/Blank.do?siteArea=/pnccorp/PNC/Home/Personal/Credit+Cards/CC/PNC+Premier+Traveler+Reserve+Visa+Signature+Credit+CardAvailable now
72
City National BankCreditCrystalVISA Signature$4000%City National RewardsChip-and-SignatureNohttps://www.cnb.com/lending/cards/individual/crystal-credit-card.aspAvailable now
73
CitibankCreditPrestigeMC World Elite$450
$350 for Citigold
0%ThankYou RewardsChip-and-SignatureYes*http://bit.ly/IvHTaCAvailable now; optional contactless sticker also available
Call or request a new card online (check the box for chip card)
74
CitibankCreditAAdvantage ExecutiveMC World Elite$4500%American Airlines AAdvantageChip-and-SignatureYes*http://bit.ly/IvHQvoAvailable now; optional contactless sticker also available
Call or request a new card online (check the box for chip card)
75
ChaseCreditJ.P. Morgan PalladiumVISA Signature$5950%Ultimate RewardsChip-and-SignatureNohttp://bit.ly/I5eDbPAvailable now
76
PenFedCreditPlatinum Cash RewardsVISA$0 1st yr
$25 after
0%PenFed Platinum RewardsCVM1: Chip-and-Signature
CVM2: No CVM
CVM3: Chip-and-PIN
Nohttps://www.penfed.org/Chip-Technology-Now-Available-On-Select-PenFed-Credit-Cards/Available now
CU membership open to anyone via donation to National Military Family Association or Voices of America's Troops
77
ChaseCreditSapphire PreferredVISA Signature$0 1st yr
$95 after
0%Ultimate RewardsChip-and-SignatureNohttp://www.flyertalk.com/forum/21709725-post108.htmlAvailable now
78
PNCCreditPNC Premier TravelerVISA Signature$0 1st yr
$95 after
0%PNC Premier Traveler RewardsChip-and-SignatureYeshttps://www.pnc.com/webapp/unsec/Blank.do?siteArea=/pnccorp/PNC/Home/Personal/Credit+Cards/CC/PNC+Premier+Traveler+Visa+Signature+Credit+CardAvailable now
79
NC SECUDebitVisa Check Debit CardVISA$12 check acct1%NoneChip-and-PINNohttp://bit.ly/ICwWI1Available now; must work for State of NC
80
TravelexPrepaid DebitMulti-Currency Cash PassportMC Debit$3.00 / mo. inactivity fee5.5%Chip-and-PINNohttp://www.travelex.com/US/Products/Cash-Passport/Available now
81
Bank of AmericaCreditAlaska AirlinesVISA Signature$35-753%Alaska Airlines Mileage PlanCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Nohttps://www.bankofamerica.com/credit-cards/products/alaska-airlines-credit-card.goAvailable now
82
Bank of AmericaCreditHawaiian AirlinesVISA Signature$50-793%Hawaiian Airlines HawaiianMilesCVM1: Chip-and-Signature
CVM2: Chip-and-PIN (online)
CVM3: No CVM
Nohttps://www.bankofamerica.com/credit-cards/products/hawaiian-airlines-credit-card.goAvailable now
83
American ExpressCreditvarious (meaning by now, almost all AMEX have EMV so take your pick based on what matters to you)AMEXvaries*varies*varies*Chip-and-SignatureNohttp://chipandsignature.americanexpress.com/Available now for all AMEX cards, including DL AMEX; call or online chat to ask for upgradeability of your AMEX (as of 2014/5/1)
84
American ExpressChargevarious (meaning by now, almost all AMEX have EMV so take your pick based on what matters to you)AMEXvaries*varies*varies*Chip-and-SignatureNohttp://chipandsignature.americanexpress.com/Available now; call or online chat to ask for upgradeability of your AMEX
AMEX Platinum: annual fee $450 is the only one with no forex fees
85
CitibankCreditvarious (meaning by now, almost all Citibank have EMV so take your pick based on what matters to you)VISA & MCvaries*varies*varies*Chip-and-SignatureYes*https://www.citi.com/credit-cards/compare-credit-cards/detail.do?ID=view-all-credit-cardsAvailable now; optional contactless sticker also available (MC only)
Call or request a new card online (check the box for chip card)
86
various CUs contracting with PSCUPrepaid Debitvarious (meaning by now, almost all CUs have some sort of prepaid reloadable cards which comes with EMV for int'l travel)VISA Debitvaries*varies*NoneChip-and-PINNohttp://bit.ly/LLHG3hMultiple credit unions that contract with PSCU are now offering prepaid and reloadable EMV Chip-and-PIN cards. Check with your credit union for T&Cs
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EMV List
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