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Risk Category NumberCategory DescriptionGeneral Liability (C, G)Professional
Liability [E]
AutoWC/ELCrimeEnvironmental
Liability
Cyber LiabilityNOTE: ALL LIMITS ARE MINIMUM REQUIREMENTS. HIGHER LIMITS MAY BE REQUIRED BASED ON THE CONTRACT REQUIREMENTS.
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1030ES - Student-PO ConsultantAdvising - of students or employees$2,000,000$1,000,000ABN/AN/AMA - Auto limit of $1,000,000 required if transporting NYU property, employees, or if vehicle usage is integral
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1037 - Architect (building structural design)Architect - building structural design$2,000,000$3,000,000ABN/AN/AMB - $500k EL. $1M if performing hazardous activities such as demolition, asbestos abatement hazardous waste clean up
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1035 - Architect (interior design)Architect - Interior design$2,000,000$1,000,000ABN/AN/AMC - The General Liability Limit can be maintained through any combination of Primary and Umbrella and/or Excess policies
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1036 - Architect (structural Integrity) EngineersArchitect - structural integrity audits$2,000,000$2,000,000ABN/AN/AMD - Crime is required if vendor has access to money, securities or other negotiable instruments
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1030ES - Student-PO ConsultantCoaching - of students or employees - G?$2,000,000$1,000,000ABN/AN/AME - If vendor can document professional liability coverage is contained in their GL policy, a separate professional liability policy is not required
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????Construction ProjectsReferral to University Insurance Programs RequiredF - require proof of medical insurance
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1181 - Lg Const 1; General ContractorConstruction - Cranes (use of)$25,000,000N/A$5,000,000BN/AN/AMG - any contractor, vendor or supplier interacting with students will need to confirm their insurance has no exclusion for Sexual Abuse and Molestation.
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1181 - Lg Const 1; General ContractorConstruction - Demolition (no hauling)$15,000,000N/AABN/AN/AMH - Cyber Liability includes coverage for network security and privacy
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1180 - Construction Project ManagementConstruction - Pre-Construction CM$5,000,000$2,000,000$2,000,000BN/A$2,000,000MJ - Transportation - state mandated minimum plus insurance carried by aggregators (Uber/Lyft, etc.). No-Fault/Personal Injury Protection Required
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1181 - Lg Const 1; General ContractorConstruction - Pre-Construction CM w/ Minor Work$25,000,000$2,000,000$2,000,000BN/A$2,000,000MK - DOT MCS-90 certification required for all environmental risks
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1181 - Lg Const 1; General ContractorConstruction - Rigger$15,000,000N/A$5,000,000BN/AN/AML - Dram Shop - endorsement to General Liability policy or standalone policy
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1060 - Scaffolding CompaniesConstruction - Scaffolding Companies$25,000,000$1,000,000ABN/AN/AMM - Cyber insurance required if vendor has access to NYU systems, networks, or websites. Referral to UIP Required
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1181 - Lg Const 1; General ContractorContractor - Accoustical Ceiling Installation$15,000,000N/AABN/AN/AMN - Movers - may require higher limits for larger moves or ongoing contracts. Referral to UIP required
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1181 - Lg Const 1; General ContractorContractor - Architectural Woodwork/Millwork$10,000,000N/AABN/AN/AMO - Armed security guards - Referral to UIP Required
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1027 - Hazardous Material AbatementContractor - Asbestos Abatement$15,000,000N/AABN/A$25,000,000M
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1181 - Lg Const 1; General ContractorContractor - Carpentry (includes Specialties & Equipment Installation)$10,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Concrete$10,000,000N/AABN/AN/AM
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1180 - Construction Project ManagementContractor - Construction Project ManagementReferral to University Insurance Programs Required
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1182 - Various Level 2 ConstructionContractor - Debris Removal not Hazardous (Hauling Companies)$5,000,000N/A$5,000,000BN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Doors, Frames, Hardware Installation$10,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Electrical (including Sprinklers)$15,000,000N/AABN/AN/AM
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1085 - Elevator/Escalator WorkContractor - Elevator/Escalator Work$14,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Fire Suppression System Installation & Maintenance$10,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Fireproofing/Firestop$15,000,000N/AABN/AN/AM
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1182 - Various Level 2 ConstructionContractor - Flooring Installation$5,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - General ContractorReferral to University Insurance Programs Required
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1181 - Lg Const 1; General ContractorContractor - HVAC$15,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Masonry & Stone$10,000,000N/AABN/AN/AM
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1041 - Pest ControlContractor - Pest Control (K)$2,000,000$1,000,000$1,000,000BN/A$1,000,000M
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1028 - Petro Tank CleanersContractor - Petro Tank Cleaners (K)$5,000,000$1,000,000$1,000,000BN/A$5,000,000M
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1181 - Lg Const 1; General ContractorContractor - Plumbing/Steam Fitters (including Sprinklers)$15,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Roofing$15,000,000N/AABN/AN/AM
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2001 - Rooftop TanksContractor - Rooftop Tanks$15,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Signage Installation (no cranes involved)$10,000,000N/AABN/AN/AM
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1182 - Various Level 2 ConstructionContractor - Steel/Metal Fabrications (no installation)$5,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Steel/Metal Fabrications (w/ installation)$10,000,000N/AABN/AN/AM
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1182 - Various Level 2 ConstructionContractor - Tile Installation$5,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Toilet Partitions Installation$10,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Window Treatment Installation$7,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Windows & Glazing Installation$10,000,000N/AABN/AN/AM
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1181 - Lg Const 1; General ContractorContractor - Ladders/Stilts (use of)$15,000,000N/AABN/AN/AM
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1182 - Various Level 2 ConstructionContractor - Lift rental equipment$5,000,000N/AABN/AN/AM
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1030E - PO ConsultantCreative - Photographer/Videographer$2,000,000N/AABN/AN/AM
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1030E - PO ConsultantEngineer - licensed, all types$2,000,000$5,000,000ABN/AN/AM
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1038 - Environmental Consultants (Testing)Environmental Consultant - Phase 1 ESA$2,000,000$1,000,000ABN/AN/AM
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1038 - Environmental Consultants (Testing)Environmental Consultant - Phase 2 ESA$2,000,000$2,000,000ABN/A$5,000,000M
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1039 - Environmental Remediation (Greymart)Environmental Remediation (K)$5,000,000$5,000,000$5,000,000BN/A$5,000,000M
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1107 - Food Service - With Liquor 1108 - Food Service - With No LiquorEvent - Food Service with or without Liquor (L)$2,000,000N/AABN/AN/AM
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1030E - PO ConsultantEvent - Meeting Planner$2,000,000$1,000,000ABDN/AM
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1108 - Food Service - With No LiquorEvent - Space Rental - no Liquor$2,000,000N/AABDN/AM
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1107 - Food Service - With LiquorEvent - Space Rental - with Liquor (L)$2,000,000N/AABDN/AM
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1043 - Expeditor (Securing City Permits, etc)Expeditor$2,000,000$1,000,000ABN/AN/AM
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1182 - Various Level 2 ConstructionFurniture Delivery (includes cubicle curtains & laboratory casework)$5,000,000N/A$5,000,000BN/AN/AM
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1027 - Hazardous Material AbatementHazardous Material Abatement$5,000,000$5,000,000ABN/A$25,000,000M
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1021 - Hazardous Material HaulingHazardous Material Hauling (K)$5,000,000N/A$5,000,000BN/A$10,000,000M
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1030 - Standard POInstruction - of NYU staff/faculty$2,000,000N/AABN/AN/AM
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1026 - Software development (Custom Pkg)IT - Software Development - custom content$2,000,000$2,000,000ABDN/A$2,000,000
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1025 - Software Licensing (off the shelf)IT - Software Licensing - off the shelf$2,000,000N/AABDN/A$1,000,000
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1030E - PO ConsultantIT - Web Administrator$2,000,000$2,000,000ABDN/A$2,000,000
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1030E - PO ConsultantIT - Web Designer$2,000,000$2,000,000ABDN/A$2,000,000
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1030E - PO ConsultantIT - Web Developer$2,000,000$2,000,000ABN/AN/A$2,000,000
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1030E - PO ConsultantLandscaping - Designer$2,000,000$1,000,000ABN/AN/AM
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1030 - Standard POLandscaping - not using hazardous chemicals$2,000,000N/AABN/AN/AM
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1065 - Landscaping (use of hazardous chemicals)
Landscaping - using hazardous chemicals$2,000,000N/AABN/A$1,000,000M
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2000 - Moving VendorsMovers - Faculty Housing (N)$5,000,000N/A$1,000,000BN/AN/AM
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1070 - Painters/Floor scrapingPainting - Exterior$15,000,000N/AABN/AN/AM
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1070 - Painters/Floor scrapingPainting & Wallcovering - Interior$10,000,000N/AABN/AN/AM
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1050 - Security Guard ServicesSecurity Guard services - Unarmed (O)$5,000,000$2,000,000ABN/AN/AM
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1030E - PO ConsultantStandard Consultant Agrmnt$2,000,000$2,000,000$2,000,000BN/AN/AM
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1030 - Standard POSuppliers - delivery only, no installation$2,000,000N/AABN/AN/AM
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3000 - Tenant User Insurance PTenant User Insurance Program (TULIP)$2,000,000N/AABN/AN/AM
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1030 - Standard POTheater - Audio Technician$2,000,000N/AABN/AN/AM
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1030 - Standard POTheater - Carpenter$2,000,000N/AABN/AN/AM
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1182 - Various Level 2 ConstructionTheater - Electrician$2,000,000N/AABN/AN/AM
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1030 - Standard POTheater - Piano TunerN/AN/AABN/AN/AM
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1030 - Standard POTheater - Production Manager$2,000,000N/AABN/AN/AM
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1030 - Standard POTheater - Prop ArtisanN/AN/AABN/AN/AM
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1030 - Standard POTheater - Stage Crew$2,000,000N/AABN/AN/AM
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1030 - Standard POTheater - Stage Manager$2,000,000N/AABN/AN/AM
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1030E - PO ConsultantTraining - On Site, Off-Site or Virtual (Consultant)$2,000,000$1,000,000ABDN/AM
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1111 - Ground Transportation Hired by NYUTransportation - Bus CompaniesReferral to University Insurance Programs Required
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1112 - Taxi ServicesTransportation - Livery/Black Car/UberN/AN/AJN/AN/AN/AM
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1023 - Travel Services & Travel AgentsTravel Services & Travel Agents$2,000,000$1,000,000ABDN/AM
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1030 - Standard POWorkshop Facilitator$2,000,000N/AABN/AN/AM
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