| A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | AA | AB | AC | AD | AE | AF | AG | AH | AI | |
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1 | Phase 1 - Starting Age | Phase 1 - Monthly Investment | Starting Investment Balance | Investment Rate of Return | |||||||||||||||||||||||||||||||
2 | 30 | $2,000 | $50,000 | 7% | |||||||||||||||||||||||||||||||
3 | |||||||||||||||||||||||||||||||||||
4 | Phase 2 - Starting Age | Phase 2 - Monthly Investment | |||||||||||||||||||||||||||||||||
5 | 40 | $200 | |||||||||||||||||||||||||||||||||
6 | |||||||||||||||||||||||||||||||||||
7 | Retirement - Starting Age | Annual Cost of Living (yearly withdrawal) | |||||||||||||||||||||||||||||||||
8 | 55 | $48,000 | |||||||||||||||||||||||||||||||||
9 | |||||||||||||||||||||||||||||||||||
10 | Year | Date | Age | Yearly Contribution | Yearly Withdrawal | Total Contributions | Net Contributions | Yearly Investment Earnings | Growth of Total Contributions | Growth of Growth | Total Investment Balance | FI Number | |||||||||||||||||||||||
11 | 1 | 2026 | 30 | $24,000 | $0 | $74,000 | $74,000 | $1,680 | $1,680 | $3,500 | $79,180 | $1,200,000 | |||||||||||||||||||||||
12 | 2 | 2027 | 31 | $24,000 | $0 | $98,000 | $98,000 | $1,680 | $3,360 | $9,043 | $110,403 | $1,200,000 | |||||||||||||||||||||||
13 | 3 | 2028 | 32 | $24,000 | $0 | $122,000 | $122,000 | $1,680 | $5,040 | $16,771 | $143,811 | $1,200,000 | |||||||||||||||||||||||
14 | 4 | 2029 | 33 | $24,000 | $0 | $146,000 | $146,000 | $1,680 | $6,720 | $26,838 | $179,558 | $1,200,000 | |||||||||||||||||||||||
15 | 5 | 2030 | 34 | $24,000 | $0 | $170,000 | $170,000 | $1,680 | $8,400 | $39,407 | $217,807 | $1,200,000 | |||||||||||||||||||||||
16 | 6 | 2031 | 35 | $24,000 | $0 | $194,000 | $194,000 | $1,680 | $10,080 | $54,653 | $258,733 | $1,200,000 | |||||||||||||||||||||||
17 | 7 | 2032 | 36 | $24,000 | $0 | $218,000 | $218,000 | $1,680 | $11,760 | $72,764 | $302,524 | $1,200,000 | |||||||||||||||||||||||
18 | 8 | 2033 | 37 | $24,000 | $0 | $242,000 | $242,000 | $1,680 | $13,440 | $93,941 | $349,381 | $1,200,000 | |||||||||||||||||||||||
19 | 9 | 2034 | 38 | $24,000 | $0 | $266,000 | $266,000 | $1,680 | $15,120 | $118,398 | $399,518 | $1,200,000 | |||||||||||||||||||||||
20 | 10 | 2035 | 39 | $24,000 | $0 | $290,000 | $290,000 | $1,680 | $16,800 | $146,364 | $453,164 | $1,200,000 | |||||||||||||||||||||||
21 | 11 | 2036 | 40 | $2,400 | $0 | $292,400 | $292,400 | $168 | $16,968 | $178,085 | $487,453 | $1,200,000 | |||||||||||||||||||||||
22 | 12 | 2037 | 41 | $2,400 | $0 | $294,800 | $294,800 | $168 | $17,136 | $212,207 | $524,143 | $1,200,000 | |||||||||||||||||||||||
23 | 13 | 2038 | 42 | $2,400 | $0 | $297,200 | $297,200 | $168 | $17,304 | $248,897 | $563,401 | $1,200,000 | |||||||||||||||||||||||
24 | 14 | 2039 | 43 | $2,400 | $0 | $299,600 | $299,600 | $168 | $17,472 | $288,335 | $605,407 | $1,200,000 | |||||||||||||||||||||||
25 | 15 | 2040 | 44 | $2,400 | $0 | $302,000 | $302,000 | $168 | $17,640 | $330,714 | $650,354 | $1,200,000 | |||||||||||||||||||||||
26 | 16 | 2041 | 45 | $2,400 | $0 | $304,400 | $304,400 | $168 | $17,808 | $376,239 | $698,447 | $1,200,000 | |||||||||||||||||||||||
27 | 17 | 2042 | 46 | $2,400 | $0 | $306,800 | $306,800 | $168 | $17,976 | $425,130 | $749,906 | $1,200,000 | |||||||||||||||||||||||
28 | 18 | 2043 | 47 | $2,400 | $0 | $309,200 | $309,200 | $168 | $18,144 | $477,623 | $804,967 | $1,200,000 | |||||||||||||||||||||||
29 | 19 | 2044 | 48 | $2,400 | $0 | $311,600 | $311,600 | $168 | $18,312 | $533,971 | $863,883 | $1,200,000 | |||||||||||||||||||||||
30 | 20 | 2045 | 49 | $2,400 | $0 | $314,000 | $314,000 | $168 | $18,480 | $594,443 | $926,923 | $1,200,000 | |||||||||||||||||||||||
31 | 21 | 2046 | 50 | $2,400 | $0 | $316,400 | $316,400 | $168 | $18,648 | $659,327 | $994,375 | $1,200,000 | |||||||||||||||||||||||
32 | 22 | 2047 | 51 | $2,400 | $0 | $318,800 | $318,800 | $168 | $18,816 | $728,934 | $1,066,550 | $1,200,000 | |||||||||||||||||||||||
33 | 23 | 2048 | 52 | $2,400 | $0 | $321,200 | $321,200 | $168 | $18,984 | $803,592 | $1,143,776 | $1,200,000 | |||||||||||||||||||||||
34 | 24 | 2049 | 53 | $2,400 | $0 | $323,600 | $323,600 | $168 | $19,152 | $883,656 | $1,226,408 | $1,200,000 | |||||||||||||||||||||||
35 | 25 | 2050 | 54 | $2,400 | $0 | $326,000 | $326,000 | $168 | $19,320 | $969,505 | $1,314,825 | $1,200,000 | |||||||||||||||||||||||
36 | 26 | 2051 | 55 | $0 | -$48,000 | $326,000 | $278,000 | $0 | $19,320 | $1,010,183 | $1,355,503 | $1,200,000 | |||||||||||||||||||||||
37 | 27 | 2052 | 56 | $0 | -$48,000 | $326,000 | $230,000 | $0 | $19,320 | $1,053,708 | $1,399,028 | $1,200,000 | |||||||||||||||||||||||
38 | 28 | 2053 | 57 | $0 | -$48,000 | $326,000 | $182,000 | $0 | $19,320 | $1,100,280 | $1,445,600 | $1,200,000 | |||||||||||||||||||||||
39 | 29 | 2054 | 58 | $0 | -$48,000 | $326,000 | $134,000 | $0 | $19,320 | $1,150,112 | $1,495,432 | $1,200,000 | |||||||||||||||||||||||
40 | 30 | 2055 | 59 | $0 | -$48,000 | $326,000 | $86,000 | $0 | $19,320 | $1,203,432 | $1,548,752 | $1,200,000 | |||||||||||||||||||||||
41 | 31 | 2056 | 60 | $0 | -$48,000 | $326,000 | $38,000 | $0 | $19,320 | $1,260,485 | $1,605,805 | $1,200,000 | |||||||||||||||||||||||
42 | 32 | 2057 | 61 | $0 | -$48,000 | $326,000 | -$10,000 | $0 | $19,320 | $1,321,531 | $1,666,851 | $1,200,000 | |||||||||||||||||||||||
43 | 33 | 2058 | 62 | $0 | -$48,000 | $326,000 | -$58,000 | $0 | $19,320 | $1,386,851 | $1,732,171 | $1,200,000 | |||||||||||||||||||||||
44 | 34 | 2059 | 63 | $0 | -$48,000 | $326,000 | -$106,000 | $0 | $19,320 | $1,456,743 | $1,802,063 | $1,200,000 | |||||||||||||||||||||||
45 | 35 | 2060 | 64 | $0 | -$48,000 | $326,000 | -$154,000 | $0 | $19,320 | $1,531,527 | $1,876,847 | $1,200,000 | |||||||||||||||||||||||
46 | 36 | 2061 | 65 | $0 | -$48,000 | $326,000 | -$202,000 | $0 | $19,320 | $1,611,546 | $1,956,866 | $1,200,000 | |||||||||||||||||||||||
47 | 37 | 2062 | 66 | $0 | -$48,000 | $326,000 | -$250,000 | $0 | $19,320 | $1,697,167 | $2,042,487 | $1,200,000 | |||||||||||||||||||||||
48 | 38 | 2063 | 67 | $0 | -$48,000 | $326,000 | -$298,000 | $0 | $19,320 | $1,788,781 | $2,134,101 | $1,200,000 | |||||||||||||||||||||||
49 | 39 | 2064 | 68 | $0 | -$48,000 | $326,000 | -$346,000 | $0 | $19,320 | $1,886,808 | $2,232,128 | $1,200,000 | |||||||||||||||||||||||
50 | 40 | 2065 | 69 | $0 | -$48,000 | $326,000 | -$394,000 | $0 | $19,320 | $1,991,697 | $2,337,017 | $1,200,000 | |||||||||||||||||||||||
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60 |