Official 2017 YNAB Debt Smackdown
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110Debt-Smackers
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* I suggest using Notes instead of CommentsFormulaFormulaChecked in 103/110Checked in 96/110Checked in 92/110Checked in 81/110Checked in 79/110Checked in 69/110Checked in 63/110Checked in 56/110Checked in 50/110Checked in 46/110Checked in 44/110Checked in 35/110
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IDForum User NameLink to JournalDebt Types (CC, Auto, Student, Other)Currency2017 Debt Payoff TargetPaid Off YTD% CompleteJanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecemberExchange Rate
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All UsersThe Official 2017 Debt SmackdownAggregateUSD1,624,726.77903,060.1455.58%119,304.80108,129.20146,079.5993,310.2571,766.1258,959.3379,303.1978,260.8143,221.9660,611.3317,112.4527,001.12
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1epicfrothCC, Personal Loan x2, car leaseUSD$69,296.70$69,296.70100.00%$476.10$2,228.56$24,716.86$6,063.54$4,171.16$51.52$51.52$31,537.44$0.00$0.00$0.00$0.001
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2Circlemakerhttps://forum.youneedabudget.com/discussion/45653/where-do-we-go-from-heeeere#latestCCs, auto loan, student loan for Mr. Maker USD20,000.0021,957.10109.79%2,133.711,194.342,215.371,385.892,846.262,058.552,004.212,058.081,032.052,023.051,001.052,004.541
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3JohnnyDiamondAuto LoanUSD5,731.825,731.82100.00%512.19569.35522.49920.67223.38525.88527.64717.08531.01218.100.00464.031
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4Leetleleehttps://forum.youneedabudget.com/discussion/53205/my-debt-free-journey#latestCC, SLs, AutoUSD30,000.00730.132.43%730.131
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5KC125Auto LoanUSD11,600.0011,600.00100.00%2,045.00349.62349.62349.62349.62349.627,806.900.000.000.000.000.001
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6SnowLynxhttps://forum.youneedabudget.com/discussion/52133/my-get-out-of-debt-journal#latestLine of CreditCAD11,000.0011,000.00100.00%750.00125.00375.000.001,750.002,350.001,150.0050.00500.001,050.001,150.001,750.000.764905
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7VanillaCottageMoney Doesn't Grow on TreesStudent LoanUSD17,000.0017,000.00100.00%1,645.003,345.004,020.004,735.00334.001,374.00174.00174.001,199.001
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8MoonlitdayCC's, Student LoanCAD10,000.005,549.3855.49%570.00902.151,287.231,150.001,070.00570.000.764905
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9BritishMuseum2536.99Credit CardGBP3,859.261,322.2734.26%1,000.000.0028.5928.3128.0227.7427.4732.1475.0075.001.25025
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10KDIDDYKeeping Our Head Above WaterCredit Card, Tax, SL, MortgageUSD36,000.0018,556.0051.54%3,187.001,891.001,891.002,592.001,028.004,429.003,538.001
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11Wairererosehttps://forum.youneedabudget.com/discussion/906/wairereroses-journal#latestDaughter's furniture and bed, Interest free personal loanNZD3,555.442,951.2483.01%134.03151.23275.0095.0095.001,515.00150.00150.00160.0035.0075.98115.000.6763383
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12bookreaderCredit Card, SLsUSD10,000.000.000.00%1
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13sgtusmcCar, student loansUSD12,300.0015,193.75123.53%1,113.271,116.761,178.991,118.431,152.751,212.671,154.361,173.521,228.181,577.381,715.061,452.381
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14cicadasonghttps://forum.youneedabudget.com/discussion/40513/the-warmth-of-summer#latestStudent LoanUSD25,000.0012,490.9549.96%2,515.001,706.002,417.004,683.001,169.951
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15cbowWhere are my millennials at?Credit Cards, Car Loan, SLsUSD8,200.008,905.74108.61%468.33576.003,670.00500.00412.74539.00446.00263.67525.00541.00557.00407.001
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16cwaltzcredit card, loc,USD1,900.001,900.00100.00%400.00700.00400.00400.000.000.000.000.000.000.000.000.001
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17nautika171credit card, loc, car loanUSD1
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18shadowpuppethttps://forum.youneedabudget.com/discussion/47750/phoenix-rising#latestCredit Cards, furniture/home improvement, medicalUSD24,000.007,690.0032.04%2,291.552,291.552,291.550.00815.350.001
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19BettyTruckSummon the Budget HerosStudent LoansUSD9,970.839,970.83100.00%790.591,661.523,564.023,954.700.000.000.000.000.000.000.000.001
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20MazemortgageUSD16,948.515,314.0931.35%1,512.242,006.091,795.761
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21SaraSofiaPersonal Loan, Home DepotUSD4,902.67425.008.67%425.001
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22FarFromtheUsualFar From the UsualCredit CardsUSD11,771.813,032.7825.76%1,885.97438.35570.05138.411
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23GypsyGemEmGypsy Gem JournalCC, auto, mortgage, other unsecuredUSD36,866.760.000.00%1
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24dijonketchupcar loanUSD8,700.003,625.0041.67%725.00725.00725.00725.00725.001
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25Budget2bestrongdget.com/discussion/53719/hoping-to-retire-someday#latestCC, auto, mortgage, other unsecuredUSD30,000.0031,625.00105.42%1,873.003,112.002,794.003,115.002,631.002,180.002,220.002,764.002,437.003,335.002,423.002,741.001
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26LyaNoxcar loanUSD5,000.003,200.0064.00%400.00400.00400.00400.00400.00400.00400.00400.001
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27LandEReally Educated and Really BrokeCC, student loansUSD35,713.000.000.00%1
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28VeronikaDebts To RichesStudent LoansCAD25,000.0030,000.00120.00%1,600.002,000.003,300.002,200.001,900.001,900.002,600.001,900.002,100.004,800.001,500.004,200.000.764905
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29DebtBeGone87CC, Student Loans, CarUSD13,000.009,706.0074.66%1,301.001,938.001,410.001,257.00900.001,800.001,100.001
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30kevingcpIf you can nudge it, I can budget!!!Credit Card!USD7,108.148,422.82118.50%363.831,354.581,131.48453.491,088.151,537.21357.00384.51200.00200.001,262.4990.081
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31NumptyStudent LoanNZD9,814.988,006.8281.58%725.28726.72725.78724.76724.76724.76724.76724.76735.08735.08735.080.6763383
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32SlurpeeloveAdult ResponsiblyStudent Loan, CarUSD10,000.00$5,806.7758.07%$487.83881.11,382.33641.26372.51,104.58937.171.00
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33gotmilkburnoutCC, Student Loans, CarUSD12,000.009,268.6177.24%1,954.00650.00645.00565.00645.00999.61645.00995.00995.00750.00425.001
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34JenSCC, 2nd MortgageUSD10,875.007,210.0066.30%650.001,150.00875.00875.00915.00915.00915.00915.001
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35PNUTMnMPersonal Loan, Car 1, Car 2USD10,000.0010,082.08100.82%850.001,005.33696.93896.931,004.382,010.97556.04556.04556.04556.04837.34556.041
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36LFINAuto, CCUSD10,000.0010,109.24101.09%2,007.421,090.00894.00800.00950.00678.00970.00681.37500.00720.00406.45412.001
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37starryaJourney from OK to GreatvariousUSD12,791.952,889.3822.59%185.220.0020.7850.00(710.09)(6.42)973.88300.38(103.24)118.872,060.001
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38twogirlsonebudgetTwo Girls, One Budget, & A Whole Lot of DebtCCUSD22,351.333,805.5017.03%1,812.931,094.96897.611
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39FlyOverGirlYNABing My Way Out of DebtConsumerUSD29,253.0019,166.2365.52%1,487.001,620.006,494.831,293.001,301.831,643.945,325.631
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40elmoleestudent loansUSD8,000.001,998.0024.98%612.00722.00664.001
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41KaishiStudent Loan, CC, Car, MortgageUSD25,000.0021,951.7187.81%1,472.681,454.831,469.124,818.231,322.551,353.551,444.551,346.573,150.142,224.081,895.411
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42SpartanGirlCC, Home EquityUSD9,000.00(4,003.19)-44.48%824.531,043.121,008.25839.82(8,537.71)818.801
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43SavingskittyCCUSD20,000.000.000.00%1
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44Jesse MarieDebt Free by 2023?Student LoansUSD15,000.0011,801.1178.67%2,549.991,312.171,322.331,255.51218.96814.62732.53750.00795.00650.00600.00800.001
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45Staarmultiple credit cards, student loans, car loanUSD20,000.0011,168.6655.84%939.471,012.471,098.971,094.97783.08789.081,109.08964.011,062.83891.69628.36794.651
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46mikealveycc debtUSD15,000.0056.450.38%515.97748.41936.96638.67(2,783.56)1
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47ordairygirlcc debtUSD7,800.000.000.00%1
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48Kitty_SCC DebtsUSD10,750.002,495.0023.21%700.00800.00995.00n/an/an/an/a1
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49MichaelWCC DebtsAUD19,020.061,086.335.71%375.00(1,085.76)1,797.090.7042
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50hellolovelyCC DebtsUSD15,000.004,429.4429.53%3,045.67824.03284.740.000.000.000.00275.001
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51huskies4allCC, Auto, Medical, PersonalUSD9,000.008,051.6589.46%1,071.002,084.55532.83550.001,188.27450.00450.00400.00400.00400.00525.001
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52warm detroitLast of Lending Club + Student Loan, + 0% CC balance transferUSD9,737.719,979.02102.48%573.74341.48476.00322.988,264.821
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53blackdogCC x2USD15,844.10554.733.50%554.731
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54buster259AC & Solar, & LOCUSD18,000.001,245.836.92%1,245.831
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55Juuniper77Single Chick on a BudgetCC x 2, Furnace loan, LasikUSD7,559.197,963.47105.35%582.68683.452,360.65170.00197.00395.07564.49280.991,362.01340.00633.89393.241
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56Mrs.Babs1/2 of credit card debtUSD21,000.005,226.0924.89%1,496.972,461.511,267.611
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57budgetbabyLoC (interest bearing), parents (no interest)CAD11,400.009,310.6781.67%1,000.00950.001,160.01700.97713.84951.60950.14964.44929.45467.87522.350.764905
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58Gogreen6CCUSD3,000.643,000.64100.00%2,162.94837.700.000.000.000.000.000.000.000.000.000.001
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59SpacemanSpiff52Motorcycle LoanUSD1,482.531,482.53100.00%181.49181.49181.49181.49181.49181.49393.590.000.000.000.000.001
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60marleystudent loans + carUSD25,000.0025,812.58103.25%806.98806.98806.98810.6920,213.292,367.660.000.000.000.000.000.001
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61lexploratriceCredit card
NZD10,420.181,200.0011.52%1,200.000.6763383
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62mwright411Personal loan and 2 student loansUSD10,000.005,651.3656.51%340.78489.781,703.78340.78390.78340.78340.78340.78340.78340.78340.78340.781
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63jennie_hiCredit card,xtra mortgage and student loanUSD11,630.009,164.0078.80%6,518.00367.00755.00767.00300.00457.001
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64OhToBeRich!Line of CreditCAD20,000.007,000.0035.00%1,000.001,000.001,000.001,000.001,000.001,000.001,000.000.764905
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65JulnyesCredit CardsUSD15,000.006,000.0040.00%500.00500.00500.00500.00500.00500.00500.00500.00500.00500.00500.00500.001
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66avgonzostudent loans & appliance loansUSD8,000.000.000.00%1
72
67writercookhttps://forum.youneedabudget.com/discussion/24910/writercook-writes-about-righting-the-finances/p1mortgage, loc, student loans, ccUSD28,000.0018,698.0066.78%1,778.002,354.001,962.001,960.001,976.002,327.002,421.001,250.001,227.001,443.001
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68finn13student loan, car loanUSD23,577.518,927.7837.87%4,315.83658.85658.85658.85658.85658.85658.85658.851
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69Catsetting my house in orderconsumer loan, CC1, CC2, car loan, student loansUSD25,000.004,372.0917.49%1,646.452,725.641
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70PirateCCs, tax bill USD10,000.008,308.7183.09%350.001,101.48629.58770.36556.241,254.88768.36735.36246.88645.631,249.941
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71MeoBCCCCAD15,448.007,823.0550.64%2,132.982,132.142,128.671,349.2680.000.764905
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72slightlysmallBudgeting by the Skin of Your Teeth/Unfair (Good) LuckCC, Student, AutoUSD19,118.0017,859.5793.42%1,195.431,196.049,444.101,496.00504.00504.00504.00504.00504.00504.00504.001,000.001
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73TheSnackAttackCar Loans, Personal LoanUSD15,626.795,853.4937.46%600.00600.00600.00600.00600.001,303.49250.00250.00300.00250.00250.00250.001
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74CapedfrogBit by bit ... by bitMortgages, Car loan, Tax debt (LOC)AUD33,600.001,257.803.74%1,257.800.7042
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75geophysicalCC, lending club, Student LoanUSD30,714.107,730.7725.17%2,468.363,054.81(576.22)(606.25)3,390.071
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76galipemihttps://forum.youneedabudget.com/discussion/53450/nursing-the-budget#latestCC, Student LoanCAD4,847.131,406.5229.02%334.14660.74411.640.764905
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77RickyRicardohttps://forum.youneedabudget.com/discussion/53477/paying-down-55k-of-debt-before-january-2020#latestLine of Credits and personal loanCAD18,000.005,181.1328.78%1,486.201,479.451,553.741,531.82(490.37)(3,159.26)1,517.371,510.21(248.03)0.764905
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78Mayra
mayra's journalAuto LoanUSD5,640.002,700.0047.87%300.00300.00300.00300.00300.00300.00300.00300.00300.001
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79GoTJThatsMyTJAttacking Debt With an Enthusiasm Unknown to MankindMortgage, Auto, Student LoansUSD18,400.0010,539.8357.28%1,803.023,835.101,626.881,363.461,047.21864.161
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80Heather_Ehttps://forum.youneedabudget.com/discussion/42883/i-gotta-go-we-got-cows#latestCredit Card, Student Loans, AutoUSD7,787.002,563.3432.92%1,172.00492.59898.751
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81AtlantaJenStudent LoansUSD7,236.677,336.00101.37%900.00900.00900.004,636.000.000.000.000.000.000.000.000.001
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82StarfevrePlugging the holes and living within my meansMortgage, Auto, Student, Personal, and 401k loansUSD25,000.0030,035.76120.14%3,342.534,045.8210,506.831,167.861,665.763,073.111,897.262,022.632,010.642,083.33(2,424.21)644.201
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83Riv_in_AusPerfectly imperfect Progressc/card and Auto LoanAUD7,000.004,787.9268.40%467.04671.88749.002,900.000.7042
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84Zielperson CarEUR3,800.00900.0023.68%150.00150.00150.00150.00150.00150.001.123349
90
85vwbug86`2 CC, Car, 1 Line of Credit, and a Personal LoanUSD13,000.005,128.7139.45%1,043.061,526.461,924.33634.861
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86happysmiles234Credit CardsUSD14,030.119,666.8068.90%2,134.050.001,518.102,162.690.000.000.003,851.960.000.000.001
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87camiteeCredit CardsUSD9,000.00324.003.60%324.001
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88mamaknitsOur Possibly Impossible DreamStudent loansUSD24,000.004,538.3718.91%1,553.631,674.501,310.241
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89CaitlinKHELOCCAD12,000.0012,000.00100.00%2,000.001,000.001,000.008,000.000.000.000.000.000.000.000.000.000.764905
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90horrordude02151000 Hours of DebtCCUSD7,000.001,907.4427.25%0.00441.00728.06433.38305.001
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91JRoosh32Virgin Credit Card (cancelled)GBP1,106.211,112.21100.54%0.00322.09301.47488.650.000.000.000.000.000.000.000.001.25025
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92HomewardBoundCar LoansUSD18,000.004,372.4724.29%1,457.491,457.491,457.491
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93LPcreationEverything is Awesome!CCUSD25,000.0026,196.68104.79%3,884.691,960.411,250.008,113.492,230.67734.04834.631,314.23779.092,546.90954.721,593.811
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94Paper_PrincessLOC & CCCAD22,523.195,900.0026.20%2,600.002,400.00900.000.764905
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95jonathandewCCGBP5,480.95426.547.78%0.00426.541.25025
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