50/30/20 Budget
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January 2019
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Projected Monthly BudgetPay Period 1Pay Period 2Current Month BudgetActual/Projected Difference
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Total Income$3,500.00$1,775.00$1,750.00$3,525.00-$25.00
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Total Expenses$3,500.00$1,685.00$1,667.00$3,352.00$148.00
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Net Income$0.00$90.00$83.00$173.00-$173.00
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IncomeCurrent Monthly Projected AmountPaycheck 1Paycheck 2Month End TotalActual/Projected Difference
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Type Of Income
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Salary 1$3,500.00$1,750.00$1,750.00$3,500.00$0.00
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Salary 2$0.00$0.00$0.00$0.00$0.00
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Side Hustle$0.00$25.00$0.00$25.00-$25.00
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Total Income$3,500.00$1,775.00$1,750.00$3,525.00-$25.00
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ExpensesCurrent Monthly Projected AmountPaycheck 1Paycheck 2Month End TotalActual/Projected Difference
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Category: Needs $1,750.00
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Rent$900.00$0.00$900.00$900.00$0.00
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Groceries$300.00$150.00$150.00$300.00$0.00
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Credit Card Minimum$75.00$75.00$0.00$75.00$0.00
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Car$200.00$200.00$200.00$0.00
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Gas$100.00$50.00$50.00$100.00$0.00
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Utilities$175.00$100.00$75.00$175.00$0.00
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Category: Wants $1,050.00
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Dining Out$250.00$175.00$50.00$225.00$25.00
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Cell Phone$100.00$0.00$100.00$100.00$0.00
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Cable + Internet$120.00$120.00$0.00$120.00$0.00
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Clothing$100.00$23.00$75.00$98.00$2.00
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Gym Membership$80.00$80.00$0.00$80.00$0.00
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Starbucks$50.00$45.00$0.00$45.00$5.00
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Entertainment$250.00$117.00$37.00$154.00$96.00
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Personal Care$100.00$25.00$55.00$80.00$20.00
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Category: Savings + Debts$700.00
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401 K$350.00$350.00$0.00$350.00$0.00
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Emergency Savings$100.00$50.00$50.00$100.00$0.00
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Sinking Fund$50.00$25.00$25.00$50.00$0.00
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Debt Repayment$200.00$100.00$100.00$200.00$0.00
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Total Expenses$3,500.00$1,685.00$1,667.00$3,352.00$148.00
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