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AXA Empowered MumAIA Mum2Baby ChoicesAviva MyMaternityPlanOCBC MaxMaternity CarePrudential PRUMumIncome Maternity 360Manulife Ready MummyGreat Eastern Flexi Maternity Cover (Essential)
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Bundling RequirementBUNDLED PLANS4-year termSTANDALONE
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Yes, need to take up a Par Plan or ILPYes, only life or ILP allowedYes, need to take up a Par Plan or ILP or Term PlanYes, need to take up ISP for ChildYes, need to take up ILPNoNoOptional
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Pregnancy Complication Conditions$5,000
(15 conditions)		$5,000
(14 conditions)		$5,000
(10 conditions)		$5,000
(8 conditions)		$5,000
(13 conditions)		$5,000
(10 conditions)		$5,000
(14 conditions)		$5,000
(8 conditions)
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Hospital Care Benefit for Mother2% of Sum Assured / day ;
capped at 30 days ;
if warded for 24 insured events		$100 / day ;
capped at 30 days ;
if warded for 10 insured events		1% of Sum Assured / day ;
capped at 30 days ;
if warded for 18 insured events		$100 / day ;
capped at 30 days ;
if warded for 8 insured events ; Gestational Diabetes benefit		2% of Sum Assured / day ;
capped at 30 days ;
if warded for 9 insured events		1% of Sum Assured / day ;
capped at 30 days ;
if warded for 8 insured events		1% of Sum Assured / day ;
capped at 30 days ;
if warded for 8 insured events		1% of Sum Assured / day ;
capped at 30 days ;
if warded for 8 insured events
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Hospital Care Benefit for Child2% of Sum Assured / day ;
capped at 30 days ;
Normal ward : Incubation > 3 days or HFMD ;
ICU or HDU for any related illness ; early delivery by C-sect benefit ; child developmental delay benefit		$100 / day ;
capped at 30 days ;
Normal ward : Incubation > 3 days or HFMD ;
ICU or HDU for any related illness		1% of Sum Assured / day ;
capped at 30 days ;
Normal ward : Incubation > 3 days or HFMD or Phototherapy or Blood transfusion for severe neonatal jaundice ;
ICU or HDU for any related illness ; child developmental delay benefit		$100 / day ;
capped at 30 days ;
Normal ward : Incubation > 3 days or HFMD ;
ICU or HDU for any related illness		1% of Sum Assured / day ;
capped at 30 days ;
Normal ward : Incubation > 3 days or premature birth requiring neonatal ICU or HDU, or HFMD 		1% of Sum Assured / day ;
capped at 30 days ;
if warded in ICU or HDU due to 7 conditions ; Phototherapy or Blood transfusion for severe neonatal jaundice 		1% of Sum Assured / day ;
capped at 30 days ;
if warded in ICU or HDU due to 7 conditions ; Phototherapy or Blood transfusion for severe neonatal jaundice 		1% of Sum Assured / day ;
capped at 30 days ;
if warded in ICU or HDU due to 24 conditions
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Death Benefit$5,000 for Mum$5,000 for Mum$5,000 for both Mum and Child$5,000 for both Mum and Child$5,000 for Mum ;
Refund of premiums for child		$5,000 for both Mum and Child$5,000 for both Mum and Child$5,000 for both Mum and Child
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Congenital Conditions Coverage$5,000
(26 congenital conditions)		$5,000
(25 congenital conditions)		$5,000
(23 congenital conditions)		$5,000
(18 congenital conditions)		$5,000
(25 congenital conditions)		$5,000
(23 congenital conditions)		$5,000
(24 congenital conditions)		$5,000
(18 congenital conditions)
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Outpatient Phototherapy BenefitNANA1% of Sum Assured up to 10 daysNANA1% of Sum Assured up to 10 days1% of Sum Assured up to 10 daysNA
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Stem Cell TreatmentNANA50% of Sum AssuredNANANANANA
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Developmental DelayNANA10% of Sum AssuredNANANANANA
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Coverage for >1 Child for Same PregnancyYesNoYesNoYesNoNoNo
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IVF CoverageYes, subject to 100% loadingYesYes, subject to 75% loadingNoNoYes, subject to loadingYes, subject to loadingNo
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Newborn Cover Purchase OptionGIO with Critical Illness, within 60 days, capped at $150k after enhancementTransfer of ILP from Mum to Child within 60 daysGIO without Critical Illness, within 90 days, capped at $150k after enhancementSimplified underwriting with Critical Illness, starts within 15 daysGIO with or without Critical Illness, within 90 daysSimplified underwriting with Critical Illness, within 60 days, capped at $150k after enhancementGIO with or without Critical Illness, within 90 daysGIO with or without Critical Illness, within 90 days
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Application Period16 - 36 weeks of pregnancy13 - 36 weeks of pregnancy13 - 36 weeks of pregnancy13 - 40 weeks of pregnancy13 - 36 weeks of pregnancy13 - 35 weeks of pregnancy13 - 36 weeks of pregnancy13 - 40 weeks of pregnancy
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Premiums (Single Payment) for Mums < 30 $399.00$395$319$443$390$390.55$399$660
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Premiums (Additional, every year)Yes, depends on Sum AssuredYes, depends on Sum AssuredYes, depends on Sum AssuredYes, depends on Sum AssuredYes, depends on Sum Assured, $100 - $300 per month for $100k - $300k respectivelyNoOptionalOptional
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