ABCDEFGHIJKLMN
1
YearAssumed Rate
of Return		7%Monthly Contribution$500
Starting Balance
$0
2
3
PERA 401kTarget Date Fund
NEA/Security Benefit
Invest Myself
Target Date Fund
Security Benefit
SecureDesigns Variable Annuity 403b
Average Expense Ratio
4
Annual FeeFund FeeAnnual FeeFund FeeAnnual FeeFund Fee
5
$12.000.10%$350.38%$302.03%
6
BalanceBalance
Dollar Difference
from PERA 401k
Percent Difference
from PERA 401k		BalanceDollar Difference
from PERA 401k		Percent Difference
from PERA 401k
7
1$5,988For simplicity, assumes no growth of the monthly investments in the calendar year they are made.


$5,965-$23-0.39%$5,970-$18-0.30%
8
2$12,389$12,325-$64-0.52%$12,237-$152-1.25%
9
3$19,232$19,106-$126-0.66%$18,815-$417-2.22%
10
4$26,547$26,336-$211-0.80%$25,720-$827-3.22%
11
5$34,367$34,044-$323-0.95%$32,968-$1,399-4.24%
12
6$42,726$42,263-$463-1.10%$40,577-$2,149-5.30%
13
7$51,662$51,026-$637-1.25%$48,563-$3,099-6.38%
14
8$61,215$60,403-$811-1.34%$56,947-$4,268-7.49%
15
9$71,427$70,402-$1,025-1.46%$65,747-$5,679-8.64%
16
10$82,343$81,063-$1,280-1.58%$74,985-$7,358-9.81%
17
11$94,013$92,429-$1,584-1.71%$84,682-$9,331-11.02%
18
12$106,488$104,548-$1,940-1.86%$94,860-$11,627-12.26%
19
13$119,823$117,469-$2,354-2.00%$105,545-$14,278-13.53%
20
14$134,079$131,245-$2,834-2.16%$116,761-$17,319-14.83%
21
15$149,319$145,934-$3,385-2.32%$128,534-$20,785-16.17%
22
16$165,610$161,595-$4,015-2.48%$140,892-$24,718-17.54%
23
17$183,025$178,292-$4,732-2.65%$153,864-$29,161-18.95%
24
18$201,641$196,130-$5,511-2.81%$167,481-$34,160-20.40%
25
19$221,543$215,202-$6,340-2.95%$181,775-$39,768-21.88%
26
20$242,817$235,594-$7,223-3.07%$196,779-$46,038-23.40%
27
21$265,559$257,397-$8,162-3.17%$212,529-$53,031-24.95%
28
22$289,871$280,709-$9,162-3.26%$229,062-$60,809-26.55%
29
23$315,860$305,634-$10,226-3.35%$246,416-$69,444-28.18%
30
24$343,643$332,284-$11,358-3.42%$264,633-$79,010-29.86%
31
25$373,342$360,778-$12,564-3.48%$283,755-$89,587-31.57%
32
26$405,090$391,244-$13,846-3.54%$303,828-$101,263-33.33%
33
27$439,030$423,818-$15,211-3.59%$324,898-$114,132-35.13%
34
28$475,311$458,647-$16,664-3.63%$347,015-$128,295-36.97%
35
29$514,095$495,885-$18,210-3.67%$370,232-$143,863-38.86%
36
30$555,556$535,700-$19,856-3.71%$394,603-$160,953-40.79%
37
31$599,877$578,271-$21,607-3.74%$420,184-$179,693-42.77%
38
32$647,257$623,787-$23,470-3.76%$447,038-$200,219-44.79%
39
33$697,905$672,453-$25,452-3.79%$475,225-$222,680-46.86%
40
34$752,049$724,487-$27,562-3.80%$504,814-$247,235-48.98%
41
35$809,928$780,121-$29,807-3.82%$535,873-$274,055-51.14%
42
36$871,801$839,605-$32,196-3.83%$568,476-$303,325-53.36%
43
37$937,943$903,206-$34,737-3.85%$602,699-$335,244-55.62%
44
38$1,008,650$971,208-$37,442-3.86%$638,624-$370,026-57.94%
45
39$1,084,234$1,043,916-$40,319-3.86%$676,333-$407,901-60.31%
46
40$1,165,035$1,121,655-$43,380-3.87%$715,917-$449,118-62.73%
47
41$1,251,410$1,204,773-$46,637-3.87%$757,468-$493,942-65.21%
48
42$1,343,745$1,293,643-$50,102-3.87%$801,084-$542,661-67.74%
49
43$1,442,452$1,388,664-$53,788-3.87%$846,868-$595,584-70.33%
50
44$1,547,969$1,490,259-$57,710-3.87%$894,927-$653,041-72.97%
51
45$1,660,767$1,598,885-$61,882-3.87%$945,375-$715,391-75.67%
52
46$1,781,348$1,715,028-$66,320-3.87%$998,330-$783,017-78.43%
53
47$1,910,249$1,839,208-$71,041-3.86%$1,053,917-$856,331-81.25%
54
48$2,048,044$1,971,981-$76,063-3.86%$1,112,267-$935,777-84.13%
55
49$2,195,347$2,113,942-$81,405-3.85%$1,173,517-$1,021,830-87.07%
56
50$2,352,814$2,265,727-$87,087-3.84%$1,237,811-$1,115,003-90.08%
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