| A | B | C | D | E | F | G | H | |
|---|---|---|---|---|---|---|---|---|
1 | ||||||||
2 | ||||||||
3 | Company Name | Gross | Tax Rate | Taxes | Withheld | Unwithheld | Deductions | Deposit |
4 | ||||||||
5 | Income | |||||||
6 | Job Co | 4,250.00 | 22.00% | 935.00 | 935.00 | 0.00 | 0.00 | 3,315.00 |
7 | Partner Job Co | 2,750.00 | 22.00% | 605.00 | 605.00 | 0.00 | 0.00 | 2,145.00 |
8 | ||||||||
9 | Total Income | 7,000.00 | 22.00% | 1,540.00 | 1,540.00 | 0.00 | 0.00 | 5,460.00 |
12 | ||||||||
13 | AVAILABLE FOR SPENDING | 5,460.00 | ||||||
14 | ||||||||
15 | Current Net | |||||||
16 | Company Name | Outgo | Income | Payment Amount | Budget | |||
17 | NON TAX SPENDING | |||||||
18 | Essentials | |||||||
19 | Rent/Mortgage | 1,500.00 | (1,500.00) | |||||
20 | Property Taxes | 0.00 | 0.00 | |||||
21 | Property Insurance | 0.00 | 0.00 | |||||
22 | Utilities (Bank Allowance) | 175.00 | (175.00) | |||||
23 | Home repair (Reserve) | 0.00 | 0.00 | |||||
24 | Home Maintenance Major Replacement (Reserve) | 0.00 | 0.00 | |||||
25 | Home Renovation (Reserve) | 0.00 | 0.00 | |||||
26 | Ring (Reserve) ($79.98 in January) | 0.00 | 0.00 | |||||
27 | Subtotal Occupancy | 1,675.00 | ||||||
28 | ||||||||
29 | Auto Insurance (Autopay) | 101.67 | (101.67) | |||||
30 | Gasoline (Cash Allowance) | 200.00 | (200.00) | |||||
31 | Auto repair (Reserve) | 150.00 | (150.00) | |||||
32 | Auto Replacement (Target $300/month) (Reserve) | 50.00 | (50.00) | |||||
33 | Subtotal Auto | 501.67 | ||||||
34 | ||||||||
35 | Groceries, Household & Toiletries (Cash Allowance) | 1,000.00 | (1,000.00) | |||||
36 | Subtotal Food | 1,000.00 | ||||||
37 | ||||||||
38 | Xfinity: Internet and Phone Portion (Ops CC Autopay) | 99.00 | (99.00) | |||||
39 | Xfinity: Mobile Phone (Ops CC Autopay) | 80.00 | (80.00) | |||||
40 | Cellphone Replacement (Reserve) | 25.00 | (25.00) | |||||
41 | Subtotal Communication | 204.00 | ||||||
42 | ||||||||
43 | Clothes (Reserve) | 100.00 | (100.00) | |||||
44 | Subtotal Clothes | 100.00 | ||||||
45 | ||||||||
46 | Health (Reserve) | 75.00 | (75.00) | |||||
47 | Subtotal Health | 75.00 | ||||||
48 | ||||||||
49 | Subtotal Essentials | 3,555.67 | ||||||
50 | ||||||||
51 | Creature Comforts | |||||||
52 | FREE Spend Money (Monthly Xfer) | 250.00 | (250.00) | |||||
53 | Partner FREE Spend Money (Monthly Xfer) | 250.00 | (250.00) | |||||
54 | Subtotal Allowance | 500.00 | ||||||
55 | ||||||||
56 | Amazon Prime ($147.34 in January) (Reserve) | 12.28 | (12.28) | |||||
57 | ||||||||
58 | Haircuts (Cash Allowance) | 70.00 | (70.00) | |||||
59 | ||||||||
60 | Subtotal Creature Comforts | 582.28 | ||||||
61 | ||||||||
62 | Capital | |||||||
63 | Roth IRA Contribution (Target $625) (Autopay) | 200.00 | (200.00) | |||||
64 | 200.00 | |||||||
65 | Luxuries | 200.00 | ||||||
66 | Gifts (Reserve) | 700.00 | (700.00) | |||||
67 | ||||||||
68 | Netflix (Ops CC Autopay) | 19.99 | (19.99) | |||||
69 | Spotify (Ops CC Autopay) | 23.31 | (23.31) | |||||
71 | Subtotal Subscriptions | 43.30 | ||||||
72 | ||||||||
73 | Household Goods (Reserve) | 25.00 | (25.00) | |||||
74 | Monthly (movies, theater, concerts) (Target $150/month) (Reserve) | 150.00 | (150.00) | |||||
75 | Monthly Dine Out (Target $200/month) (Reserve) | 75.00 | (75.00) | |||||
76 | Annual Trip for 2 (Target $833/month) (Reserve) | 100.00 | (100.00) | |||||
77 | ||||||||
78 | Subtotal Luxuries | 1,093.30 | ||||||
79 | ||||||||
80 | Total Non-Tax Spending | 5,431.25 | ||||||
81 | ||||||||
82 | Net Monthly Cash Flow | 28.75 | ||||||
83 | ||||||||
84 | ||||||||
85 | ||||||||
86 | ||||||||
87 | ||||||||
88 | ||||||||
89 | ||||||||
90 | ||||||||
91 | ||||||||
92 | ||||||||
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94 | ||||||||
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98 | ||||||||
99 | ||||||||
100 | ||||||||
101 | ||||||||
102 | ||||||||
103 |