ABCDEFGHIJKLMNOPQRSTUVWXYZ
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1. Compound Interest
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P:Principalr: ratem: # of peiodi=r/mt: # yearsn=mt
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5,000.000.0464120.003866666667275,136.91
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2. Saving Formula
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d:deposit per month
r:rate
m: m periods/year
i=r/mt: time in yearn=mt
A: Amount accumulated after t years if deposit $d/month
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20,000.000.025120.002083333333224$491,677.63
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3. Payment Formula (for Saving)
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Armi=r/mtn=mt
d: payment to get A Amount after t years of contribution
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20,000.000.025120.002083333333224813.54
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4. Amortization Payment Formula
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drmi=r/mt n=mt
P: Amount needed to receive the amount d monthly during t years
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100.000.05120.004166666667112$1,168.12
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5. Payment Formula (for Annuity or Morgage)
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Prmi=r/mtn=mt
d: Amount receiving (or Paying) per month over t years
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111.000.029120.0024166666674482.45
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