Resource For People Affected by Government Shutdown

	A	B	C	D
1	Organization	Description of resource	Who is the resource for?	Link to Resource
2	FEEA	Loans for Federal Employees	Federal Employees	Federal Employees Education and Assistance Fund Emergency Hardship Loans Federal Employee Layoff Loans
3	Kashable	Loans for Federal Employees	Federal Employees	Loans for Federal Employees
4	USAA	USAA's government shutdown program is available to eligible members. Funds are typically issued within two business days. Eligible members can apply for a second loan beginning October 22nd in the event of a second paycheck disruption	Federal Employees	USAA Government Shutdown Program for USAA Customers
5	NAMI Government Benefits Assistance	List of resources for people affected by the shutdown	Anyone who benefits have been affected by the Federal Govt Shutodown	NAMI Government Benefits Assistance
6	Navy Federal Credit Union - LA (Statewide)	Government Shutdown Loan Program 0% interest payroll advance loans for federal employees Direct deposit with Navy Federal required Phone: 1-888-842-6328	Federal Employees	Navy Fed CC
7	Keesler Federal Credit Union - LA (Statewide)	Offering their members early credit for expected payroll amounts for active-duty and retired military personnel.	Federal Employees	Keesler Federal Credit Union - LA (Statewide)
8	Spectrum's Federal Government Shutdown Relief Program	Deferred payments for services	Federal Employees	Spectrum's Federal Government Shutdown Relief Program
9	United States Senate Federal Credit Union	For Members - 90-day loan at 0.00% APR (Annual Percentage Rate), At the end of 90 days, the total amount borrowed (up to $5,000) will be due in full	Federal Employees	United States Federal Credit Union Government Shutdown Assistance
10	Local Utility Companies	Many offer deferred payment plans or hardship assistance - contact your provider directly to inform them of your situation and make arrangements.	Anyone who benefits have been affected by the Federal Govt Shutodown
11	Chase Bank	Hardship programs including loan modifications, payment deferrals; Available to Chase customers; must call to apply deferrals; 888-356-0023	Federal Employees	Chase
12	Bank of America	Client Assistance Program, Personalized financial assistance (case-by-case relief, fee waivers, forbearance) Available to Bank of America customers affected by furlough; Phone: 844-219-0690	Federal Employees	Bank of America
13	Congressional Federal Credit Union	Relief Line of Credit - Interest-free credit line for furloughed employees, usually 60 days; Must be a member of Congressional FCU	Federal Employees	Congressional FCU
14	U.S. Employees Credit Union	Shutdown Loan; Interest-free loans repaid within 60 days or when back pay is issued Membership required	Federal Employees	US EE CU
15	Wells Fargo	Hardship Relief; Payment deferrals, fee waivers, forbearance, case-by-case relief; Available to Wells Fargo customers affected by shutdown; Phone: 1-800-TO-WELLS	Available to Wells Fargo customers affected by shutdown	Wells Fargo
16	Union Plus	One-time grant ($300), mortgage assistance programs Union Plus credit card holders or mortgage holders in good standing	Union Plus credit card holders or mortgage holders in good standing affected by shutdown	Union Plus
17	AT&T	Hardship Support: Flexible payment arrangements, deferred billing for wireless/TV/internet Available to AT&T customers with proof of impact	Available to AT&T customers with proof of impact	AT&T
18	T-Mobile	Account Assistance; Payment deferral, flexible account support for furloughed employees. Available to T-Mobile customers with proof of impact. Call 611 (from T-Mobile device) or 877-746-0909	T-Mobile customers with proof of impact.	T-Mobile
19	Sprint	Care representatives can work with qualified customers to find a payment option that keeps service uninterrupted during the shutdown. Impacted customers can call 888‑211‑4727 or use online chat at sprint.com.	Federal Employees who are Sprint Customers	Sprint
20	Verizon	Promise to Pay Program; Flexible billing and promise-to-pay arrangements; Available via My Verizon app or Customer Care; Phone: 866-266-1445	Verizon customers affected by shutdown	Verizon
21	Ally Financial	Hardship Relief; Refunds of transaction fees, penalty waivers, payment extensions; Available to Ally Bank customers with accounts/loans	Available to Ally Bank customers with accounts/loans	Ally
22	Discover Card	Customer Assistance; Payment skip, late fee reversals. Available to Discover card members affected by shutdown	Discover card members affected by shutdown	Discover
23	First Command Financial Services	Zero-interest payroll advances, penalty-free CD withdrawals, and loan assistance. Available to First Command clients who are federal employees	Available to First Command clients who are federal employees	First Command FS
24	Toyota Financial Services	Loan/lease extensions up to 2 months, flexible hardship programs; Available to Toyota Financial customers impacted by furlough;	Available to Toyota Financial customers impacted by furlough;	Toyota FS
25	MetLife Auto & Home	One-time 30-day grace period on policy payments. Policyholders must call for eligibility Phone: 800-GET-MET8	Met Life Policyholders	Metlife
26	The Hartford Insurance	Payment grace periods for affected policyholders are Available to Hartford customers with valid policy Phone: 800-393-0864	Available to Hartford customers with valid policy	Hartford Insurance
27	Regions Bank	U.S. government employees, contractors, and military service members impacted by the federal government shutdown – Speak to a Regions Banker – they may be able to help with Qualified deposit account fee refunds, including overdraft fees; One-time penalty-free withdrawal from your Regions CD; Loan payment assistance; Payment deferrals for current credit card holders; Special fixed rate on unsecured personal loan less than $5,000 with qualifying credit, with 60-day deferred first payment	U.S. government employees, contractors, and military service members impacted by the federal government shutdown	Regions Bank
28	Army Emergency Relief (AER)	AER will provide rapid zero-interest loans to Soldiers if the Oct. 15 military payday is impacted. The financial assistance is intended to bridge the gap until standard government operations resume. AER will provide an interest-free loan equal to the amount of one net paycheck (last direct deposit) up to a maximum amount of $6,000.	Active-duty soldiers and their families	AER
29	Coast Guard Mutual Assistance (CGMA)	CGMA will offer interest-free loans to help with important bills like rent, insurance, and daycare. Coast Guard military and civilian employees are eligible to borrow up to their monthly Basic Allowance for Housing (BAH) as needed.	Coast Guard Military and Civilian employees and their families	CGMA
30	M&T Bank	For affected customers: one-time waiver of the "penalty for early withdrawal" from your M&T CD, evaluation of deposit account fee refunds, and loan or credit card payment assistance. Exclusive for federal employees: low rate unsecured personal loan, 3.99% APR with a 12-month fixed term loan with loan amounts from $2,000 to $10,0000.	M&T Bank customers and federal employees	M&T Bank
31	Full Cart	Virtual food bank. Ships free food directly to your front door. Currently there is a waitlist for services.	Anyone in need of food due to government shutdown.	Full Cart
32	NOLA Community Fridges	Free community fridges open to the public with multiple locations across New Orleans	Anyone in need of food due to government shutdown.	NOLA Community Fridges
33	Union Plus	UnionPlus offers an array of programs and services for union members and has developed programs to assist members affected by the. Some programs are only available to members who are already enrolled in certain UnionPlus programs, other services are available to all union members.		Union Plus
34	Union Plus Credit Card	$300 Furlough Grant For eligible Union Plus Credit Cardholders who are furloughed or excepted due to the federal government shutdown. .Must be a Union Plus Credit Cardholder for at least 3 months and in good standing on the date the federal shutdown began.	Federal Employees	Union Plus
35	Union Plus Mortgage	Mortgage Assistance Loan & $300 Grant: for eligible Union Plus mortgage holders who are out of work or asked to work without pay due to an involuntary furlough that lasts for at least 15 consecutive calendar days. Must be a Union Plus Mortgage holder for at least 12 months and in good standing at time of the qualifying event. Your income must be reduced by an amount equal to at least 50% of the monthly mortgage payment. Interest-free loan to cover up to 6 months of mortgage payments and a $300 grant paid directly to the member	Federal Employees	Union Plus Mortgage
36	My Fed Benefits	Shutdown Assistance Map (SAM) - resource aggregator	Federal Employees & Federal Contractors	My Fed Benefits
37	Military OneSource	Resouces for military personnel and their families on a wide array of topics, including education and employment, financial and legal, and many more	Military	https://www.militaryonesource.mil
38	Commerce Department Credit Union	Offering 30-day zero-interest loans for federal workers during the shutdown for up to $10,000. You do not have to be a Commerce Department employee to become a member. Anyone who joins the American Consumer Council can join this credit union. Call 888-626-9845 for assistance.	Federal Employees	Commerce Dept CU
39	U.S. Employees Credit Union	Offering interest-free shutdown loans to eligible members. Call 312-922-5310 for assistance.	Federal Employees	US EE CU
40	Hancock Whitney Bank	Hancock Whitney clients that have been furloughed due to the October 1, 2025 government shutdown may be eligible for a loan to help cover essential expenses. Loan amount can be up to, but not exceed, $6,000. The bank is encouraging customers to contact their local financial center or the Hancock Whitney Contact Center to learn more 1-800-448-8812.	Federal Employees	Hancock Whitney
41	Synchrony	Government employees and who are experiencing hardship due to the U.S. federal government shutdown to contact customer service if they are in need of assistance.	Federal Employees	Synchrony
42	Truist Bank	Temporary relief on loan payments and overdraft fees for qualifying customers.	Federal Employees	Trust Bank
43	NIH Federal Credit Union (S.A.F.E.)	To support furloughed NIH employees – as well as current NIHFCU members furloughed from other Federal Government agencies – the NIHFCU is offering a Special Assistance for Federal Employees (S.A.F.E.) program to help ease the disruption of pay.	Federal Employees	NIH FCU SAFE
44	Pentagon Federal Credit Union (PenFed)	Short-term loans, fee waivers, and financial counseling. Paycheck protection loan, Skip a Payment, Homeloand Hardship assistance ,	Federal Employees	Pen Fed CU
45	DoorDash	Delivering 1 million meals for free – supporting 300+ Project DASH food bank partners nationwide in November. Waiving delivery and service fees for an estimated 300,000 grocery orders for SNAP recipients at Sprouts, Dollar General, Schnucks, Ahold Delhaize brands, Hy-Vee, Giant Eagle, and Wegmans. Donating food from DashMart stores to local food banks.		Door Dash
46	Verizon	Members of the U.S. Military, Coast Guard, first responders and other federal government employees affected by the shutdown and who require more time to pay their Verizon bill are invited to call the company and ask for payment deferral options.	Military, first responders, federal government employees	Verizon
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