hh-typology

	A	B	C	D	E	F
1	Set	Variables for clustering	variable	type	description	remarks
2	1	Pure balance sheet questions	fihhyr2	ordinal	Pre-tax income
3		variables with data 2011-2014	dfihhyr	ordinal	Disposable income	after taxes, housing and loans
4		split into renters and mortgagers	saveamount	ordinal	Saved income
5		convert to additive score?	nvesttot	ordinal	Investment wealth
6			hsval	ordinal	Expected value of home	mortgagers only
7			mg1tot	ordinal	Amount left on mortgage	mortgagers only
8			xpmg	ordinal	Last monthly instalment on mortgage	mortgagers only; remove from score?
9			us	binary	Unsecured debt	mortgagers only
10			usa, usb, usc, usd, use, usg, ush, usi, usj, usk	binary	Unsecured debt types	convert to additive score?
11			ustot	ordinal	Amount left on unsecured debt
12			xpus	ordinal	Last monthly payment on all unsecured debts	remove from score?
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14	2	Questions on financial attitudes/habits	savingch	categorical	Change amount of money to save over next year
15		variables with data 2011-2013	savebcs1-14	binary	Reasons for increase in savings	Answered increase to savingch
16			desavebcs1-6	binary	Reasons for decrease in savings	Answered decrease to savingch
17			hscrchg	categorical	Ease of borrowing to finance spending
18			pubsecty	binary	More than half of household income via public sector
19			xphsdf	binary	Difficulties paying for accommodation
20			xphpdf	binary	Is payment on unsecured debt a financial burden
21			hscntcr1	categorical	Putting off spending because of concern about credit
22			ntmg	categorical	Type of interest paid on mortgage or loan
23		variable with data 2011, 2013	brrise	ordinal	Tolerance level for increasing mortgage payments without changing financial position
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25	3	Questions on financial attitudes/habits	forebearsec1-8	binary	Taking options to reduce mortgage burden
26		variables with data 2011	forebearrunsec1-5	binary	Changing loan agreement to reduce mortgage burden
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