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Financial & Regulatory Risk Assesment Form
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Country:
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Modality 1 : Gift cardsModality 2 : Prepaid cardsModality 3 : Mobile MoneyModality 4 : Bank Accounts
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Required documentation:Relevant documents & Assessment Relevant documents & Assessment Relevant documents & Assessment Relevant documents & Assessment
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1National regulations on know your customers (KYC) for each modality (include the links to the regulations where available)
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2National regulations on know your customers (KYC) accept Person of Concern documentation e.g. refugee ID for KYC?
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3Industry and regulatory standards/norms in relation to transfer and disbursement of money; inter-network or inter-bank operability and requirements
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4Industry and regulatory standards regarding the security of financial data and data transfer protocols
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5Industry and regulatory standards/norms with regard to anti-money laundering, anti-terrorism laws and international sanctions
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6Industry regulations/norms on currency restrictions, cross-border transfers, Foreign exchange and currency stability
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7Financial & regulatory risk assessment (to be informed by the individual financial risks identification and assesssment using the Cash Transfer Programming (CTP) risk assessment template)
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Assessment results and recommendations per modality
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Overall comments and recommendations on Financial & regulatory Assessment
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Notes
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Financial and regulatory assessment has to be performed as part of the cash feasibility and response analysis together with other assessments including market, protection and operational risks assessments.
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All financial risks identified and related to the modality or sector should be assessed using the Cash Transfer Programming (CTP) risk template and relevant mitigation measures included
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If necessary, a separate regulatory and financial risk assessment can be performed by modality or by sector i.e banking, Mobile money etc.
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Include only relevant information and links either to the regulations or other documents where available.
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