ABCDEFGHIJKLMNOPQRSTUVWXYZ
1
Laura teekond miljonini — Tuleva näidiskoguja
2
Projektsioon, mitte tootluslubadus. Sisesta ise oma eeldused
3
4
EELDUSED
5
Vanus täna (a)34
6
Sünniaasta1992
7
Brutopalk täna (€/kuus)2,000 €
8
Palgakasv (aastas)3.00%
9
Turu tootlus (aastas)7.00%
10
II samba maksemäär + riigipoolne osa
10.00%
11
III samba maksemäär15.00%
12
II samba konto täna (€)10,000 €
13
III samba konto täna (€)20,000 €
14
Konto kokku täna (€)30,000 €
15
16
TASUD (netotootlus = turg − tasu)
17
tasunetotootlus
18
Laura (Tuleva)0.28%6.72%
19
Siim (kõrge tasu)1.50%5.50%
20
21
SISSEMAKSED (kuus)
22
II sammas (€/kuus)200 €
23
III sammas (€/kuus)300 €
24
Kokku (€/kuus)500 €
25
26
27
VanusAastaidLaura: II sammasLaura: III sammasLaura KOKKUSiim (1,5%) KOKKUVahe
28
34010,000 €20,000 €30,000 €30,000 €0 €
29
35113,072 €24,944 €38,016 €37,650 €366 €
30
36216,422 €30,328 €46,751 €45,901 €850 €
31
37320,072 €36,186 €56,258 €54,791 €1,467 €
32
38424,044 €42,551 €66,595 €64,361 €2,234 €
33
39528,361 €49,462 €77,823 €74,653 €3,169 €
34
40633,049 €56,960 €90,008 €85,715 €4,293 €
35
41738,135 €65,086 €103,221 €97,594 €5,627 €
36
42843,650 €73,887 €117,537 €110,341 €7,196 €
37
43949,623 €83,413 €133,036 €124,010 €9,026 €
38
441056,089 €93,715 €149,804 €138,659 €11,145 €
39
451163,084 €104,851 €167,935 €154,349 €13,586 €
40
461270,645 €116,880 €187,525 €171,143 €16,382 €
41
471378,814 €129,867 €208,682 €189,111 €19,571 €
42
481487,635 €143,881 €231,516 €208,323 €23,193 €
43
491597,155 €158,995 €256,150 €228,856 €27,293 €
44
5016107,422 €175,288 €282,711 €250,791 €31,919 €
45
5117118,492 €192,845 €311,337 €274,213 €37,124 €
46
5218130,422 €211,754 €342,176 €299,212 €42,964 €
47
5319143,272 €231,984 €375,256 €325,883 €49,373 €
48
5420157,109 €253,573 €410,682 €354,328 €56,354 €
49
5521172,001 €276,613 €448,614 €384,653 €63,962 €
50
5622188,024 €301,202 €489,226 €416,970 €72,256 €
51
5723205,258 €327,443 €532,701 €451,400 €81,300 €
52
5824223,788 €355,447 €579,235 €488,069 €91,166 €
53
5925243,705 €385,333 €629,038 €527,109 €101,929 €
54
6026265,107 €417,227 €682,334 €568,663 €113,671 €
55
6127288,098 €451,265 €739,363 €612,879 €126,484 €
56
6228312,789 €487,590 €800,379 €659,915 €140,464 €
57
6329339,300 €526,356 €865,656 €709,938 €155,718 €
58
6430367,757 €567,727 €935,484 €763,124 €172,360 €
59
6531398,295 €611,878 €1,010,174 €819,659 €190,514 €
60
6632431,061 €658,996 €1,090,057 €879,741 €210,316 €
61
6733466,208 €709,281 €1,175,490 €943,577 €231,912 €
62
63
65. eluaastaks: Laura ≈ 1 000 000 € (0,28%) vs Siim ≈ 820 000 € (1,5%) — vahe ≈ 190 000 € ainult tasu tõttu.
64
NB! Muuda ainult EELDUSED plokki
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100