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 Monthly Budget Worksheet
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IncomePer MonthExpense Summary
% Take Home Pay
Spending Breakdown
% Take Home Pay
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Job #1 Take Home PayPast Spending (monthly fixed)$0.000%Giving$0.000%
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Job #2 Take Home PayPresent Spending (monthly variable)$0.000%Debt$0.000%
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Other:Future Spending (discretionary)$0.000%
Housing
$0.000%
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Other:Total Expenses$0.00Food$0.000%
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Other:
Recreation
$0.000%
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Total Take Home Income$0.00Monthly Surplus/(Shortfall)$0.00
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Expenses
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Past SpendingPer MonthPresent SpendingPer MonthFuture SpendingPer Month
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TitheGroceriesHome Insurance (not paid monthly)
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Other Regular GivingEating Out/CoffeeProperty Taxes (not paid monthly)
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Mortgage (Principal and Interest)GasHome Maintenance/Repair/Improvement
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Second MortgageShoppingAuto Insurance (not paid monthly)
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Home Insurance (if paid monthly)Other #1Umbrella Insurance (not paid monthly)
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Property Taxes (if monthly escrow)Other #2Life Insurance (not paid monthly)
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Mortgage InsuranceOther #3Long-Term Care Insurance (not paid monthly)
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RentOther #4Emergency Fund
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Association DuesOther #5Retirement
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Renters InsuranceOther #6College Savings
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GasOther #7Health Saving Account
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ElectricOther #8Saving for Down Payment on Home
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Water/Sewer/TrashOther #9Saving for Next Car
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Cable/Internet/Land LineOther #10Entertainment
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Cell PhoneTotal Present Spending$0.00Vacation
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Auto Insurance (if paid monthly)Spontaneous Giving
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Umbrella Insurance (if paid monthly)Subscriptions/Memberships (not paid monthly)
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Life Insurance (if paid monthly)Private School
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Health InsuranceAuto Maintenance/Repair
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Dental/Vision InsuranceGifts
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Disability InsuranceClothing
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Long-Term Care Insurance (if paid monthly)Cosmetics/Hair Care
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Auto Loan #1Technology (New Computers, Phones, etc.)
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Auto Loan #2Retreats/Camps
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Student Loan #1Babysitter
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Student Loan #2Pet Supplies
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Credit Card Debt #1Tax Preparation
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Credit Card Debt #2Spouse #1 Personal Spending
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Other Debt #1Spouse #2 Personal Spending
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Other Debt #2Other #1
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MedicationsOther #2
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Gym MembershipOther #3
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Financial Planner (if paid monthly)Total Future Spending$0.00
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Day Care
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Other #1
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Other #2
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Other #3
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Total Past Spending$0.00
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