Data on EU Enforcement - as at Jan 2021

	A	B	C	D	E	F	G	H	I	J	K	L	M	N	O	P	Q	R
1						2021
2		Sep	Oct	Nov	Dec	Jan	Feb	Mar	Apr	May	Jun	July	Aug	Sept	Oct	Nov	Dec	SOURCE
3	UK						Risk Based				≥ £1,000	≥ £500	≥ £300	≥ £250	Full Enforcement Sept 14			FCA
4											June 1	July 1	Aug 1	Sept 1	Sept 14			FCA
5	Germany					≥ €250	≥ €150	Full Enforcement										BaFin
6						Jan 15	Feb 15	March 15										BaFin
7	France		≥ €2000			≥ €1000	≥ €500		Full Enforcement									Autorité de Contrôle Prudentiel et de Résolution (Regulator) Report
8			Oct 1			Jan 1	Feb 15		Apr 1
9	Austria					≥ €250	≥ €150	Full Enforcement										Austrian NCA FMA
10						Jan 15	Feb 15	March 15										Austrian NCA FMA
11	Belgium					≥ €1500	≥ €500	≥ €250	≥ €100	Full Enforcement								National Bank of Belgium
12						Jan 19	Feb 23	Mar 23	Apr 19	May 18								National Bank of Belgium
13	Bulgaria					Full Enforcement												Mastercard
14						31st December												Mastercard
15	Czech R					Full Enforcement												Mastercard
16						31st December												Mastercard
17	Cyprus					Full Enforcement												EPSM Cypriot representative
18						31st December												EPSM Cypriot representative
19	Denmark					Full Enforcement												Finanstilsynet (Danish Financial Supervisory Authority)
20						Jan 11												Finanstilsynet (Danish Financial Supervisory Authority)
21	Finland					Full Enforcement												Finanssivalvonta (Finnish Financial Supervisory Authority)
22						31st December												Finanssivalvonta (Finnish Financial Supervisory Authority)
23	Greece					Full Enforcement												Mastercard
24						31st December												Mastercard
25	Hungary					Full Enforcement												Mastercard
26						31st December												Mastercard
27	Iceland					PSD2 has not been adopted into law here yet, so there are no plans on dates yet regarding SCA												EPSM Icelandic representative
28																		EPSM Icelandic representative
29	Ireland							≥ €750	≥ €500	≥ €250	≥ €150	Full Enforcement						Banking and Payments Federation Ireland
30								Mar 1	Apr 1	May 1	Jun 1	July 1						Banking and Payments Federation Ireland
31	Italy					≥ €1000	≥ €500	≥ €100	Full Enforcement									Bank of Italy
32						Jan 1	Feb 1	Mar 1	April 12									Bank of Italy
33	Lithuania					>€500	>€250	> €100	Full Enforcement									Lithuanian NCA
34						Jan 1	Feb 1	Mar 1	April 1									Lithuanian NCA
35	Luxembourg					Full Enforcement												Commission de Surveillance du Secteur Financier
36						31st December												Commission de Surveillance du Secteur Financier
37	Netherlands		Unpublished amount threshold			Full Enforcement												Betaal Vereeniging Nederland
38			Oct 1			31st December												Betaal Vereeniging Nederland
39	Norway					Full Enforcement												EPSM Norwegian representative
40						31st December												EPSM Norwegian representative
41	Poland					Full Enforcement
42						31st December
43	Portugal					Full Enforcement												Mastercard
44						31st December												Mastercard
45	Romania					Full Enforcement												Mastercard
46						31st December												Mastercard
47	Spain					≥ €250	≥ €30	Full Enforcement										La Asociación Española de Banca (AEB) Email communication
48						Jan 15	Feb 15	March 1										La Asociación Española de Banca (AEB) Email communication
49	Sweden					Full Enforcement
50						Jan 1
51	Other					Full Enforcement
52						Jan 1
53					31 December 2020 - Enforcement
54																Partial Enforcement
55	Assumptions															Full Enforcement
56	1) January 1st 2021 is the assumed enforcement date for all issuing countries unless otherwise specified above in green															Assumed Enforcement
57	2) All dates are subject to change. Table will be updated as additional guidance is made available from local regulators
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