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IVY SMOKE & VAPORIVY SMOKE & VAPOR
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LAYAWAY AGREEMENTLAYAWAY CALCULATOR AND SCHEDULE OF FEES
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IVY Smoke & Vapor is proud to accommodate purchases through our layaway plan. Please read this Agreement carefully and keep it for your records. Items permitted to be purchased through IVY Smoke & Vapor Layaway Agreement are subject to approval by IVY Smoke & Vapor. 
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DATE:5/8/2024CUSTOMER:
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EMAIL:PHONE NUMBER:
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TERMS & TERMINATION
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Term limit for payoff is 5 weeks. Payments that are delinquent and/or exceed 3 days, customer is at risk of forfeiting all items and payments.FEES CALCULATION
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INITIAL COST:$99.99 SALES TAX:$6.36 LAYAWAY FEE:$20.00
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PAYMENT:$26.36 PRE-TAX TOTAL:$119.99 POST-TAX COST:$151.78 INITIAL COST:$99.99
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SALES TAX:$6.36
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PAYMENT PLANLAYAWAY FEE:$20.00
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Accepted forms of payment for layaway purchases include cash, and/or credit/debit card. An initial deposit of 20% of the item(s) pre-tax price is required as a down payment, to be paid upon layaway inception and will be applied toward the remaining balance. PAYMENT:$26.36
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PRE-TAX TOTAL:$119.99
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PAYMENT AMOUNT:$26.36 FIRST PAYMENT DUE DATE:5/17/2024SECOND PAYMENT DUE DATE:5/24/2024POST-TAX COST:$151.78
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THIRD PAYMENT DUE DATE:5/31/2024FOURTH PAYMENT DUE DATE:6/7/2024FIFTH PAYMENT DUE DATE:6/14/2024PAYMENT SCHEDULE
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BI-WEEKLY PAYMENTS ARE REQUIRED & DUE EACH FRIDAY UNTIL ITEM(S) HAVE BEEN PAID-IN-FULL. IF PAYMENT IS NOT MADE BY THE FOLLOWING MONDAY AT STORE OPENING, ITEMS WILL BE RETURNED TO STOCK TO BE SOLD.
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PAYMENT AMOUNT:$26.36
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FIRST PAYMENT DUE DATE:
5/17/2024
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LATE PAYMENTS & DELIQUENCY
SECOND PAYMENT DUE DATE:
5/24/2024
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It's the sole responsibility of the customer to keep track of any and all payment due dates. Once a payment is missed or item has not been paid-in-full the customer has until the following Monday to bring his/her layaway account current. Failure to do so will result in forfeiture of all items & payments. 
THIRD PAYMENT DUE DATE:
5/31/2024
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FOURTH PAYMENT DUE DATE:
6/7/2024
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FIFTH PAYMENT DUE DATE:
6/14/2024
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FORFEITED LAYAWAY
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Layaway is considered “forfeited” if a) delinquency is past the Monday grace period, or b) customer decides to terminate agreement. Forfeited layaway items will be returned to stock to be sold.
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RETURN POLICY
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Layaway purchases will only be returned if defective. If comperable item is not available, only initial cost & sales tax will be returned.
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AGREEMENT
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I hereby acknowledge that I have read and understand the terms of the IVY Smoke & Vapor Layaway Agreement and by signing below, I am agreeing to all of the terms and conditions herein.
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5/8/2024
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DATE:EMAIL:PHONE NUMBER:
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CUSTOMER:SIGNATURE
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IVY SMOME & VAPOR | LAYAWAY AGREEMENT5/8/2024
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IVY SMOME & VAPOR
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LAYAWAY AGREEMENT
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IVY Smoke & Vapor is proud to accommodate purchases through our layaway plan. Please read this Agreement carefully and keep it for your records. Items permitted to be purchased through IVY Smoke & Vapor Layaway Agreement are subject to approval by IVY Smoke & Vapor. 
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TERMS & TERMINATION
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Term limit for payoff is 5 weeks. Payments that are delinquent and/or exceed 3 days, customer is at risk of forfeiting all items and payments.
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INITIAL COST:$99.99 SALES TAX:$6.36 LAYAWAY FEE:$20.00
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PAYMENT:$26.36 PRE-TAX TOTAL:$119.99 POST-TAX COST:$151.78
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PAYMENT PLAN
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Accepted forms of payment for layaway purchases include cash, and/or credit/debit card. An initial deposit of 20% of the item(s) pre-tax price is required as a down payment, to be paid upon layaway inception and will be applied toward the remaining balance. 
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PAYMENT AMOUNT:$26.36 FIRST PAYMENT DUE DATE:5/17/2024SECOND PAYMENT DUE DATE:5/24/2024
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THIRD PAYMENT DUE DATE:5/31/2024FOURTH PAYMENT DUE DATE:6/7/2024FIFTH PAYMENT DUE DATE:6/14/2024
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BI-WEEKLY PAYMENTS ARE REQUIRED & DUE EACH FRIDAY UNTIL ITEM(S) HAVE BEEN PAID-IN-FULL. IF PAYMENT IS NOT MADE BY THE FOLLOWING MONDAY AT STORE OPENING, ITEMS WILL BE RETURNED TO STOCK TO BE SOLD.
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LATE PAYMENTS & DELIQUENCY
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It's the sole responsibility of the customer to keep track of any and all payment due dates. Once a payment is missed or item has not been paid-in-full the customer has until the following Monday to bring his/her layaway account current. Failure to do so will result in forfeiture of all items & payments. 
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FORFEITED LAYAWAY
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Layaway is considered “forfeited” if a) delinquency is past the Monday grace period, or b) customer decides to terminate agreement. Forfeited layaway items will be returned to stock to be sold.
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RETURN POLICY
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Layaway purchases will only be returned if defective. If comperable item is not available, only initial cost & sales tax will be returned.
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AGREEMENT
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I hereby acknowledge that I have read and understand the terms of the IVY Smoke & Vapor Layaway Agreement and by signing below, I am agreeing to all of the terms and conditions herein.
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5/8/2024(540) 238-2151
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DATE:CUSTOMER:IVY CONTACT NUMBER
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