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\SPREAD OVER 10 YEARS
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Financial Information
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Purchase Price$409,900
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Down Payment25%$102,475
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LTV (1st Loan)75%$307,425
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Mortgage Rate - Payment5.99%$1,841
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Amortization Term (years)
30 307,425.00
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Property Taxes$181
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Insurance$50
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HOA Fees$38
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Property Management$147
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Other Expenses
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Total Monthly Expenses$2,257
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LowHigh
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Rent Range 2,400 2,450
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Net Cash Flow (pre - tax)$143 $193
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Annualized
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Property Address Cash Return on Investment$2,318 2.3%
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SteeplePrincipal Reduction$3,680 3.6%
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Map Link:Tax Reduction - Based on 25% Tax Bracket$2,790 2.7%
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Property InformationAppreciation (Rate used is 7.00%)$28,693 28.0%
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Type Dwelling:Single FamilyTotal ROI$37,481 36.6%
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Square Footage:2,174
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Year Built:
Financial Indicators
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Sales DetailsDebt Coverage Ratio:1.10x
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Very Nice neighborhoodGoing-In Cap Rate:5.96%
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Appreciation (annual)7.00%
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Closing Cost1.50%
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Vacancy0.00%
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Income Growth (annual)3.00%
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Maintenance Growth0.00%
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ANNUAL INCOME ANALYSIS
Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
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Operating Income$29,400$30,282$31,190$32,126$33,090$34,083$35,105$36,158$37,243$38,360
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(-) Mortgage Payments 22,094 22,094 22,094 22,094 22,094 22,094 22,094 22,094 22,094 22,094
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(-) Vacancy/Maintenance
 0 0 0 0 0 0 0 0 0 0
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(-) Other Expenses 4,987 4,987 4,987 4,987 4,987 4,987 4,987 4,987 4,987 4,987
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Cash Flow (after DS) 2,318 3,200 4,109 5,045 6,008 7,001 8,023 9,077 10,161 11,279
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Annual Cash Flow$2,318$3,200$4,109$5,045$6,008$7,001$8,023$9,077$10,161$11,279
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(+) Principal Reduction 3,680 3,900 4,134 4,381 4,644 4,922 5,217 5,529 5,860 6,211
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Loan Balance 303,745 299,845 295,712 291,331 286,687 281,765 276,549 271,020 265,160 258,948
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Market Value 409,900 438,593 469,295 502,145 537,295 574,906 615,149 658,210 704,285 753,584
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(+) Appreciation 28,693 30,702 32,851 35,150 37,611 40,243 43,060 46,075 49,300 52,751
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Cash on Cash Return
2.26%3.12%4.01%4.92%5.86%6.83%7.83%8.86%9.92%11.01%
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Implied Exit Cap5.96%5.77%5.58%5.40%5.23%5.06%4.90%4.74%4.58%4.43%
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Rolling Equity$106,155$138,748$173,583$210,814$250,608$293,141$338,600$387,190$439,125$494,636
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(-) Closing Costs6,1496,5797,0397,5328,0598,6249,2279,87310,56411,304
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Proceeds After Sale100,006132,169166,543203,282242,549284,517329,373377,317428,561483,332
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(+) Cum. Cash Flow2,3185,5199,62814,67220,68027,68135,70544,78154,94366,222
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(-) Initial Cash Invested
102,475102,475102,475102,475102,475102,475102,475102,475102,475102,475
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Net Profit-$151$35,212$73,696$115,479$160,754$209,723$262,603$319,623$381,028$447,079
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Return on Investment
-0.15%34.36%71.92%112.69%156.87%204.66%256.26%311.90%371.83%436.28%
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Notes/Miscellaneous
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All financial information, while not guaranteed, is from sources we believe to be reliable. Performance & Projections are estimated and subject to change. The provider shall be held harmless if returns are not met. All Investments have risks and Investors are urged to perform their own due diligence prior to investing.
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