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BREAK-EVEN RATE CALCULATOR
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Free resource by Patricia Matos | patricamatos.com.au
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What this calculator does
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Most business owners price based on gut feel or what competitors charge — not on what they actually need to earn.
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This calculator shows you the minimum you need to charge to cover your costs and pay yourself. Use it before you price anything.
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Two calculators — pick the one that suits your business
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TabWho it is for
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Service BusinessTradies, consultants, coaches, cleaners, anyone who charges by the hour or job
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Product BusinessMakers, retailers, wholesalers, anyone who sells a physical product
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How to use this file
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1. Click the tab for your business type (Service or Product)
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2. Fill in the blue cells only — these are your inputs
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3. Read your result in the green result box
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4. Use your break-even number as the floor when you price your next job or product
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Colour guide
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ExampleBlue text on blush = Input cell. Type your number here.
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ExampleGreen = Result. Do not edit this cell.
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ExampleWhite = Label or explanation. Read only.
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Remember: break-even is your floor, not your price.
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Add your profit margin on top. Your time and expertise are worth more than the minimum.
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