Property Investment (Blueprint)

	A	B	C	D	E	F	G	H	I	J	K	L
1	Name		Age	Tenure Max Age	Max Tenure Limit
2	John		35	65	30
3
4		House Cost	Loan to Value	Loan Tenure (Years)	Interest Rate	Mortgage Start Date	Mortgage	I/R per period	Monthly Payment	No of Payments	Total Payment	Total Interest
5		$1,000,000.00	80.00%	25	1.80%	1-Dec-2017	$800,000.00	0.15%	$3,307.85	300	$992,353.83	$192,353.83
6
7		Fixed Gross Income (Annual)	Variable Gross Income (Annual)	Liquid Assets (Pledged)	Liquid Assets (Unpledged)	Non-Liquid Assets (Pledged)	Non-Liquid Assets (Unpledged)	Total Assets Value	Total Gross Income
8		$100,000.00	$20,000.00	$0.00	$0.00	$0.00	$0.00	$0.00	$120,000.00
9	After Deduction	$100,000.00	$14,000.00	$0.00	$0.00	$0.00	$0.00
10
11		Existing Mortgage Payment (Mth)	Car Loan Payment (Mth)	Personal Loans (Mth)	Guarantor Servicing (Mth)	Credit Card 1 (Total Outstanding Amount)	Credit Card 2 (Total Outstanding Amount)	Credit Card 3 (Total Outstanding Amount)	Credit Card 4 (Total Outstanding Amount)
12		$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
13	After Factor	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
14
15		Net Income after deduction (Mth)	Asset Value after deduction (Mth)	Total Income for TDSR Computation (Mth)	Total Servicing Expenses (Mth)	Net TDSR Income (Mth)	MSR (%)	TDSR (%)
16		$9,500.00	$0.00	$9,500.00	$0.00	$9,500.00	41.91%	41.91%
17							Fail	Pass
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100