2024 Employee Benefit Information - Teachers & Student Support Coordinators

	A	B	C	D	E	F
1	Bedford Public Schools - Teachers - Student Support Coordinators - Nurses (BEA)
2	Benefit Election Information
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4	2024 Employee Cost Share - BEA (26 Pay Employees)
5	2024 Employee Cost Share - BEA (20 Pay Employees)
6	Medical Plan Year: January to December
7	Dental Plan Year: January to December
8	Vision Plan Year: January to December
9	2024 Employee Benefit Payments & Deductions Schedule
10	Benefit Contacts and Claims Information
11				Vi
12	Members may choose one of the following options for insurance coverage per the BEA Master Contract: (Click on items underlined in BLUE to view documents)
13	Plan Name/Plan Highlights	In-Network Deductible	Office Visit Copay	Co-Insurance	Prescription Plan	Blue Cross Blue Shield of MI Summary of Benefits
14	MESSA Choices II – Traditional PPO Plan	$500/$1,000	$20	0%	3Tier/Mandatory Mail	Summary of Benefits - 500-1000
15	MESSA Choices II – Traditional PPO Plan	$1,000/$2,000	$20	0%	Saver Rx Program	Summary of Benefits - 1000-2000
16	MESSA ABC Plan 1 – Health Savings Account	$1,600/$3,200	$0	0%	3Tier/Mandatory Mail	Summary of Benefits - ABC Plan 1
17	Essentials by MESSA	$375/$750	$25	20%	Essentials Rx	Summary of Benefits - MESSA Essentials
18	The following benefits are provided when MEDICAL is selected:			The following benefits are provided when NO MEDICAL is selected:
19	VSP3 Vision Insurance			In Lieu of Medical Insurance - Payment of $500.00 per Month*
20	Delta Dental of MI (80/80/60/60/$600:$1,000)			VSP3 Vision Insurance
21	$5,000 Basic Term Life Insurance (w/Medical)			Delta Dental of MI (100/90/90/90/$1,500:$1,000)
22	$15,000 Negotiated Life Insurance			$20,000 Negotiated Life insurance
23	Long Term Disability (Full-time Employees Only)			Long Term Disability (Full-time Employees Only)
24	*Employees that are insured spouses to other employees covered by this CBA shall receive in lieu payments in the amount of $225 dollars per month provided the District has a minimum of a 5.0% audited fund balance.
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26	Below are some items that you can get more detailed information regarding your benefits through the MESSA website:
27	Access your MyMESSA Account
28	MESSA - Plans & Services Detailed Information
29	MESSA - Plan Comparison Tool
30	MESSA - Medical Care Travel Information - Inside & Outside of the United States
31	MESSA - Referral Information
32	Click Here for MESSA Website Home Page
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34	Additional Resources:
35	Legal Notices
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