Monthly Budget Tracker
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Personal budget
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SeptemberOctoberNovemberDecemberJanuaryFebruaryMarchAprilMayJuneJulyAugustYearTax Rate40.00%
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INCOMEAnnual Gross IncomeNet IncomeMonthly Income
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Income2,000.002,000.002,000.002,000.002,000.002,000.002,000.002,000.002,000.002,000.002,000.002,000.0024,000.0048,000.0028,800.002,400.00
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Additional Income0.000.000.000.000.000.000.000.000.000.000.000.000.0050,000.0030,000.002,500.00
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Beginning Cash Balance0.00100.00200.00300.00400.00500.00600.00700.00800.00900.001,000.001,100.000.0052,000.0031,200.002,600.00
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Income totals2,000.002,100.002,200.002,300.002,400.002,500.002,600.002,700.002,800.002,900.003,000.003,100.0024,000.0054,000.0032,400.002,700.00
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EXPENSES
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Home
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Mortgage/rent800.00800.00800.00800.00800.00800.00800.00800.00800.00800.00800.00800.009,600.00Current Net Paycheck
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Water/Gas50.0050.0050.0050.0050.0050.0050.0050.0050.0050.0050.0050.00600.001,846.15
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Cell Phone100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.001,200.0048,000.00Annualized Net Income
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Electricity50.0050.0050.0050.0050.0050.0050.0050.0050.0050.0050.0050.00600.00
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House Stuff0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Home totals1,000.001,000.001,000.001,000.001,000.001,000.001,000.001,000.001,000.001,000.001,000.001,000.0012,000.00
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Daily living
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Groceries200.00200.00200.00200.00200.00200.00200.00200.00200.00200.00200.00200.002,400.00
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Dry cleaning0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Eating Out100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.001,200.00
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Toiletries5.005.005.005.005.005.005.005.005.005.005.005.0060.00
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Cash Withdrawls0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Miscellaneous0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Daily living totals305.00305.00305.00305.00305.00305.00305.00305.00305.00305.00305.00305.003,660.00
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Transportation
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Gas/fuel100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.001,200.00
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Insurance50.0050.0050.0050.0050.0050.0050.0050.0050.0050.0050.0050.00600.00
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Repairs0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Car wash/detailing services0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Parking20.0020.0020.0020.0020.0020.0020.0020.0020.0020.0020.0020.00240.00
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Taxis/Ubers0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Transportation totals170.00170.00170.00170.00170.00170.00170.00170.00170.00170.00170.00170.002,040.00
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Entertainment
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Parties0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Beer/Wine/Liquor0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Movies/plays0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Concerts0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Bars/Clubs0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Entertainment totals0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Health
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Insurance50.0050.0050.0050.0050.0050.0050.0050.0050.0050.0050.0050.00600.00
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Dental0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Over-the-counter drugs0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Co-payments/out-of-pocket0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Veterinarians/pet medicines0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Life insurance0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Health totals50.0050.0050.0050.0050.0050.0050.0050.0050.0050.0050.0050.00600.00
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Vacations
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Plane fare0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Accommodations0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Food0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Souvenirs0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Road Trip Gas0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Vacations totals0.000.000.000.000.000.000.000.000.000.000.000.000.00
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78
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Personal
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Clothing0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Gifts0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Salon0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Books0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Music (CDs, etc.)0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Personal totals0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Work Expenses
88
Software0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Clothing0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Office Supplies0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Travel0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Taxes0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Personal totals0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Financial obligations
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Credit Card 175.0075.0075.0075.0075.0075.0075.0075.0075.0075.0075.0075.00900.00
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Credit Card 2100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.000.001,100.00
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Credit Card 30.000.000.000.000.000.000.000.000.000.000.000.000.00
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Student Loan100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.001,200.00
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Student Loan100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.00100.001,200.00
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Student Loan0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Savings0.000.000.000.000.000.000.000.000.000.000.000.000.00
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Financial obligation totals375.00375.00375.00375.00375.00375.00375.00375.00375.00375.00375.00275.004,400.00
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Total expenses1,900.001,900.001,900.001,900.001,900.001,900.001,900.001,900.001,900.001,900.001,900.001,800.0022,700.00
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Cash (short)/extra100.00200.00300.00400.00500.00600.00700.00800.00900.001,000.001,100.001,300.001,300.00
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BoM Credit Card Balance 11,000.00925.00850.00775.00700.00625.00550.00475.00400.00325.00250.00175.00175.00
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BoM Credit Card Balance 21,000.00900.00800.00700.00600.00500.00400.00300.00200.00100.000.000.000.00
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BoM Credit Card Balance 30.000.000.000.000.000.000.000.000.000.000.000.000.00
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Total Starting Debt2,000.001,825.001,650.001,475.001,300.001,125.00950.00775.00600.00425.00250.00175.00175.00
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Per Diem Spending405.00405.00405.00405.00405.00405.00405.00405.00405.00405.00405.00405.00
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2015-2016 Budget
September Spending