ABCDEFGHIJKLMNOPQRSTUVWXYZAAABACADAEAFAGAHAIAJAKALAMANAOAPAQARASATAUAVAWAXAYAZBABBBCBDBEBFBGBHBIBJBKBLBMBNBOBPBQBRBSBTBUBVBWBXBYBZCACBCCCDCECFCGCHCICJCKCLCMCNCOCPCQCRCSCTCUCV
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Personal budget
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JanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecemberYearTax Rate40.00%
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INCOMEAnnual Gross IncomeNet IncomeMonthly Income
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Income2,595.002,921.602,921.602,921.602,921.602,921.602,921.602,921.602,921.6025,967.8048,000.0028,800.002,400.00
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Additional Income0.0050,000.0030,000.002,500.00
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Beginning Cash Balance0.000.000.00100.67387.34674.01960.681,247.351,534.020.0052,000.0031,200.002,600.00
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Income totals0.000.000.002,595.002,921.602,921.603,022.273,308.943,595.613,882.284,168.954,455.6225,967.8054,000.0032,400.002,700.00
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EXPENSES
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Home
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Mortgage/rent1,100.001,100.001,100.001,100.001,100.001,100.001,100.001,100.001,100.009,900.00Current Net Paycheck
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Water83.070.000.000.000.000.000.000.0083.071,846.15
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Cell Phone0.0048,000.00Annualized Net Income
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Internet1.991.991.991.991.991.991.991.991.99
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Gas/Electric159.78152.71128.60150.00150.00150.00150.00150.00150.00150.001,491.09
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House Stuff5.6420.0020.0020.0020.0020.0020.0020.00145.64
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Home totals0.000.00159.781,254.701,319.301,271.991,271.991,271.991,271.991,271.991,271.991,271.9911,637.71
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Daily living
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Groceries257.00383.00350.00350.00350.00350.00350.00350.00350.003,090.00
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Laundry7.7547.750.000.000.000.000.000.000.0055.50
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Eating Out332.00259.00100.00100.00100.00100.00100.00100.00100.001,291.00
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Coffee Shops40.0072.6425.00
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Fast Food0.0048.0015.00
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Cash Withdrawls23.2561.750.000.000.000.000.000.000.0085.00
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Miscellaneous0.000.000.000.000.000.000.000.000.000.00
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Daily living totals0.000.000.00660.00872.14490.00450.00450.00450.00450.00450.00450.004,521.50
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Transportation
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Gas/fuel265.00163.00163.00163.00163.00163.00163.00163.00163.001,569.00
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Insurance0.00
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Repairs94.4150.0050.0050.0050.0050.0050.0050.00444.41
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Car wash/detailing services0.00
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Parking10.0010.0010.0010.0010.0010.0010.0010.0010.0090.00
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Taxis/Ubers0.00
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Transportation totals0.000.000.00275.00267.41223.00223.00223.00223.00223.00223.00223.002,103.41
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Entertainment
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Nature Stuff15.0015.0015.0015.0015.0015.0015.0015.00120.00
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Relaxation60.00111.0060.0060.0060.0060.0060.0060.0060.00591.00
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Movies24.0028.0052.00
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Concerts121.00121.00
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Bars/Clubs75.0032.0050.00157.00
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Entertainment totals0.000.000.00159.00307.00125.0075.0075.0075.0075.0075.0075.001,041.00
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Health
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Insurance0.00
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Dental0.00
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Walgreens5.490.000.000.000.000.000.000.005.49
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Co-payments/out-of-pocket0.00
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Life insurance0.00
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Health totals0.000.000.000.005.490.000.000.000.000.000.000.005.49
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Vacations
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Plane fare0.0028.0070.000.000.000.000.000.000.0098.00
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Bus26.00
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Accommodations0.00
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Daily Spending0.00
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Road Trip Gas0.00
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Vacations totals0.000.000.000.0028.0096.000.000.000.000.000.000.00124.00
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79
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Personal
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Clothing200.00149.000.000.000.000.000.000.000.00349.00
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Other Shopping57.770.000.000.000.000.000.000.0057.77
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Video Games21.00
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Subscriptions10.9410.9410.9410.9410.9410.9410.9410.9487.52
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Pet Stuff219.00160.00160.00160.00160.00160.00160.00160.00160.00
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ATM Fees9.003.000.000.000.000.000.000.000.0012.00
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Personal totals0.000.000.00449.00380.71170.94170.94170.94170.94170.94170.94170.94#REF!
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Work Expenses
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Software39.990.000.000.000.000.000.000.000.0039.99
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Clothing0.00
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Office Supplies0.00
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Travel0.00
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Taxes129.000.000.000.000.000.000.000.000.00129.00
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Personal totals0.000.000.00168.990.000.000.000.000.000.000.000.00168.99
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Financial obligations
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Syncrony46.0045.0045.0045.0045.0045.0045.0045.0045.00406.00
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Credit Card 2550.00900.00250.00250.00250.00250.00250.00250.000.002,950.00
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Credit Card 30.00
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CC Interest131.00149.00149.00149.00149.00149.00149.00149.00149.00
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Savings0.00
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Financial obligation totals0.000.000.00727.001,094.00444.00444.00444.00444.00444.00444.00194.003,356.00
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Total expenses0.000.00159.783,693.694,274.052,820.932,634.932,634.932,634.932,634.932,634.932,384.9326,508.03
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Cash (short)/extra0.000.00(159.78)(1,098.69)(1,352.45)100.67387.34674.01960.681,247.351,534.022,070.69(540.23)
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Total Expenses without CC2,966.693,180.052,376.932,190.932,190.932,190.932,190.932,190.932,190.93#REF!
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Cash Extra(371.69)(258.45)544.67
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BoM Credit Card Balance 11,000.001,000.001,000.00954.00909.00864.00819.00774.00729.00684.00639.00594.00594.00
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BoM Credit Card Balance 21,000.001,000.001,000.00450.00(450.00)(700.00)(950.00)(1,200.00)(1,450.00)(1,700.00)(1,950.00)(1,950.00)(1,950.00)
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BoM Credit Card Balance 30.000.000.000.000.000.000.000.000.000.000.000.000.00
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Total Starting Debt2,000.002,000.002,000.001,404.00459.00164.00(131.00)(426.00)(721.00)(1,016.00)(1,311.00)(1,356.00)(1,356.00)