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NAME(S)
VIEW' ... 'ZOOM' … 'CUSTOMIZE' … 'SAVE' TO FIT.
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(Retirement Account Estimator and Tracker).
Contact us: Email - pwillertcwp@gmail.com. Cell (textable) - 773-230-8817.
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This RAET tool is brought to you by the John Anthony George Foundation, nfp, (JAGF) a fully recognized 501c3. This is an appeal for your support in return for any
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manner by which you find it useful in retirement financial planning. Fed Tax ID: 84-1699408
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Here is what we ask. You have 2 options when donating a pre-determined amount or an amount you select of your own choosing:
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1. We accept PayPal (pwillertcwp@gmail.com), Venmo (@peterwillert) and Zelle (pwillertcwp@gmail.com)
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2. Write a check for the desired contribution, made payable to: John Anthony George Foundation. Mail to: Peter Willert. JAGF. 4950 N. Western Ave. Unit 4C. Chicago, IL. 60625.
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RAET Fundamentals
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1. At minimum, save 20% of your income per year. Allocate savings as below:
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*Commit 50% to emergency fund savings.
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*Invest 25% to Stocks, Mutual Funds, et al
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*Dedicate 25% to retirement planning: 401k, IRA, SEP, et al
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2. Retirement Account Estimator and Tracker Types (RAET):
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I. Dividends and gains with unrestricted and tax free burden redemption at retirement
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and defined contribution limits.
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For example ... Roth IRA - Mutual Fund Accounts, et al
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II. Dividends and Gains with required minimum and tax burden redemption at
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retirement and defined contributions limits.
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For example ... Standard IRA - Simple IRA - SEP IRA - 401k - Solo 401k - 403b -
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Simple 401k, et al
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III. Interest-bearing accounts: Compound and Simple interest.
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For example ... Health Savings Account (HSA) - Savings Accounts - CDs, et al
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3. Annual retirement savings should, on average, equal 80% of one's annual salary at age 65.
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4. Passive + Active Retirement Annual Income % Goal Attainment by Age
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<180-5%
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19-256-10%
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26-3011-20%
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31-3521-30%
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36-4031-40%
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41-4541-50%
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46-5051-60%
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51-5561-75%
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56-6076-90%
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61-6591-100+%
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5. Minimum Total Passive + Active Annual Income % Goal Retainment by Age after 65
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66-70
90-100+%
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71-7584-89%
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76-8078-83%
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81-8572-77%
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86-9066-71%
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91-9560-65%
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All rights reserved. No part of this Retirement Account Estimator and Tracker shall be reproduced or transmitted
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in any form or by any means electronic, mechanical, magnetic, photographic - including photocopying - recording
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or by any information storage and retrieval system, without prior permission of JAGF or as permitted through a
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lawfully purchased license by the end user. Please contact the the JAGF at 773-230-8817 concerning any digital
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sharing agreement one may pursue. Copyright. John Anthony George Foundation. 2018.
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Disclaimer: Although we will make every effort to include current and accurate information with respect
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to this retirement account estimator and tracker (RAET), the potential exists that an error or omission may occur.
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An Uncommon Way Forward, therefore, does not warrant the accuracy, reliability, or timeliness of any information
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of this tool or links to other websites or documents included in support or interpretation of the purpose implied or
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results subsequently provided. Any person or entity who relies on information or results obtained from this RAET
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does so at his or her own discretion. This RAET is the author’s sincerest effort to be as accurate, informative and
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assistive as possible. It is further provided with the understanding that the author is not engaged in rendering legal,
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financial or other like professional services or advice. Should such counsel be required by the user, please seek the
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competent services of a financial management professional. Also, it should not be presumed by the user of this
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RAET and its analysis that accruement of occupational or personal prosperity or financial well-being is guaranteed.
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Finally, the contents of this RAET are subject to change without notice; examples of narrative license are likely;
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and any errors in grammar, syntax and the like are, of course, unintended.
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In Good Faith Agreement: The user of this RAET agrees to honor its use as theirs alone and NOT file share with others
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unless otherwise authorized.
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Any and all personal contact (email, phone number, et al) and financial (annual salary, $ saved so far in retirement,
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and the like) information you provide to us, in consideration of preparing an RAET on your behalf, will be held in the strictest
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of confidence, as so stated by the legal and ethical obligations of my status as a Certified Wellness Practitioner
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(National Wellness Institute, 2008).
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