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1
Teacher married to a non-PERA-covered employee in 3rd year in district, MA + 0 to start, retire at 47, have one child at age 25
2
LPS Salary Schedule B, PERA Table 7 (hired after January 1, 2017 but before July 1, 2019)
3
Key For Columns
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4
Age
Year
(beginning 2020)
PERA Earned
Service Credit
Position on
Salary Schedule
Inflation
Rate
Investment
Growth
PERA
Salary		PERA
side hustle		Soc Sec
Salary
Soc Sec
Side Hustle
PERA
Pension
Social Security
Pension
Insurance Premium
Pre-Tax/PERA
Insurance
Pre-Tax (not pre-PERA)
Insurance
Post-Tax/PERA
Total Insurance
2020 Dollars
HSA Employee
Contribution
HSA Employer
Contribution
Dependent
Care FSA
Teacher Trad 401k
Contribution
Teacher Roth
401k Contribution
Teacher 457
Contribution
Spouse 401k
Contribution
Spouse 401k
Employer Match
PERA
Contribution
Adjusted
Gross Income
Medicare
Taxable
Medicare
Contribution
Soc Sec
Contribution
Tax
deductions		Taxable
Income
Cap Gains
Room Below 15%
Room Below
22% bracket
10% tax
bracket limit
12% tax
bracket limit
22% tax
bracket limit
Fed Tax Owed
Before Credits
Child Tax
Credit		Savers
Credit		Other
Credits
Total Fed
Tax Credits
Realized Cap Gain
Tax 1 Harvesting
Realized Cap Gain
Tax 2 Harvesting
Conversion
to Roth
Contributions to
Roth IRA
Total in Roth
IRA + 401k
Total in Roth
(constant 2020 dollars)
Withdrawn
from Roth		Fed Tax
Owed
Additions to
house downpayment fund
Total in
downpayment fund
Additions to
Taxable Fund 1		Additions to
Taxable Fund
Total in
Combined 401k's
Withdrawn
from 401k for living expenses
Total in 401k
constant 2020 dollars
Total
in 457
Withdrawn
from 457 for living expenses
457 total
in constant 2020 dollars
Total
in HSA
Withdrawn from
HSA tax free
HSA total in
constant 2020 dollars
Total in
Taxable 1
Taxable 1 total in
constant 2020 dollars
Taxable 1
Unrealized Cap Gains
Withdrawn from
taxable 1 and used for expenses
Total in
Taxable 2
Taxable 2 total in
constant 2020 dollars
Taxable 2
Unrealized Cap Gains
Withdrawn from
taxable 2 and used for expenses
State Tax
Owed		Net to
live on		Net in
2020 dollars		Monthly to
live on		Percent
increase
Monthly to live on in
constant 2020 dollars
Possible
529 Contribution
Total
in 529		Withdrawn
from 529
529 total in
constant 2020 dollars
Net to live on if
contribute to 529
net to live on if contribute to 529 in
constant 2020 dollars
Monthly to live on
if contribute to 529
Percent Increase
from previous year
Monthly to live on if contribute to 529 in
constant 2020 dollars
5
251350.0250.075$50,164$1,500$60,000$3,000$6,640$777$7,417$4,150$2,950$5,000$0$0$15,000$15,000$1,800$4,002$64,095$110,514$1,602$3,906$25,050$39,045$40,955$41,205$19,750$80,250$171,050$4,290$2,000$4,000$0$6,000$12,000$12,000$12,000-$1,710$0$0$16,800$16,800$15,000$15,000$7,100$7,100$00$1,777$51,519$51,519$4,293$4,293$1,200$1,200$0$1,200$50,374$50,374$4,198$4,198
6
262460.0250.075$53,466$1,519$62,700$3,038$6,972$816$7,593$4,150$2,950$5,000$0$0$17,000$17,000$1,881$4,516$65,268$116,573$1,690$4,076$25,546$39,722$43,510$42,133$20,145$81,855$174,471$4,364$2,000$4,000$0$6,000$10,000$22,900$22,328-$1,636$0$36,941$36,017$33,125$32,297$14,733$14,364$0$0$0$0$0$0$1,807$54,331$52,973$4,5285.46%$4,414$1,200$2,490$0$2,428$53,186$51,856$4,4325.58%$4,321
7
273570.0250.075$56,990$1,538$65,522$3,075$7,321$856$7,774$4,250$2,950$5,000$0$0$19,000$19,000$1,966$5,083$66,615$122,875$1,782$4,253$26,052$40,563$44,334$42,929$20,548$83,492$177,960$4,457$2,000$4,000$0$6,000$9,000$33,618$31,958-$1,543$60,677$57,681$54,609$53,244$23,037$21,900$0$0$0$0$0$0$1,846$56,278$53,499$4,6903.58%$4,458$1,200$3,877$0$3,685$55,132$52,410$4,5943.66%$4,368
8
284680.0250.075$62,668$1,557$68,470$3,114$7,687$899$7,958$4,250$2,950$5,000$0$0$20,000$20,000$2,054$5,669$72,303$131,558$1,908$4,438$26,568$45,735$40,860$39,427$20,959$85,162$181,520$5,069$2,000$0$0$2,000$8,500$44,639$41,374$3,069$87,282$80,898$78,705$76,737$31,965$29,627$0$0$0$0$0$0$2,081$57,307$53,116$4,7761.83%$4,426$1,200$5,368$0$4,975$56,162$52,054$4,6801.87%$4,338
9
295790.0250.075$66,800$1,576$71,551$3,153$8,071$944$8,147$4,350$2,950$5,000$7,000$0$20,000$20,000$2,147$6,084$71,631$138,731$2,012$4,632$27,094$44,537$43,789$42,328$21,378$86,865$185,150$4,917$2,000$0$0$2,000$7,000$54,987$49,691$2,917$122,975$111,131$104,608$101,993$41,663$37,650$0$0$0$0$0$0$2,026$58,045$52,454$4,8371.29%$4,371$1,200$6,970$0$6,299$56,899$51,419$4,7421.31%$4,285
10
3068100.0250.075$71,204$1,596$74,771$3,192$8,475$991$8,341$4,350$2,950$0$0$0$2,000$21,000$2,243$7,076$106,872$146,414$2,123$4,834$27,631$79,240$10,853$9,362$21,806$88,602$188,853$9,073$2,000$0$0$2,000$14,000$73,111$64,418$7,073$11,000$155,441$136,958$114,454$111,592$52,087$45,894$11,000$9,692$0$0$0$0$3,605$64,237$56,599$5,35310.67%$4,717$1,200$8,693$0$7,659$63,091$55,589$5,25810.88%$4,632
11
3179110.0250.075$78,294$1,616$78,136$3,232$8,899$1,041$8,539$4,450$2,950$0$0$0$5,000$21,000$2,344$7,811$113,077$156,828$2,274$5,045$28,179$84,898$6,997$5,476$22,242$90,375$192,630$9,743$2,000$0$0$2,000$15,000$93,594$80,404$7,743$12,000$190,443$163,604$128,038$124,837$63,394$54,460$11,825$10,158$825$12,000$10,309$0$3,863$67,152$57,689$5,5964.54%$4,807$1,200$10,545$0$9,059$66,007$56,705$5,5014.62%$4,725
12
32810120.0250.075$83,453$1,636$81,652$3,273$9,344$1,093$8,742$4,450$2,950$0$0$0$6,000$22,000$2,450$8,332$118,795$165,564$2,401$5,265$28,737$90,058$1,963$2,124$22,687$92,182$196,483$10,353$2,000$0$0$2,000$1,712$15,000$115,614$96,837$8,353$14,000$229,176$191,956$143,640$140,049$75,548$63,279$26,712$22,374$0$12,900$10,805$900$4,176$69,600$58,297$5,8003.65%$4,858$1,200$12,536$0$10,500$68,455$57,337$5,7053.71%$4,778
13
33911130.0250.075$87,040$1,657$85,326$3,313$9,811$1,148$8,949$4,550$2,950$0$0$0$8,000$22,000$2,560$8,677$123,150$172,787$2,505$5,496$29,307$93,843-$103$182$23,140$94,026$200,412$10,798$2,000$0$0$2,000$1,867$16,000$140,285$114,564$8,798$14,000$270,924$221,251$162,413$158,353$88,715$72,449$28,715$23,450$2,003$27,868$22,758$1$4,355$71,996$58,796$6,0003.44%$4,900$1,200$14,676$0$11,985$70,851$57,860$5,9043.50%$4,822
14
341012140.0250.075$91,591$1,677$89,166$3,355$10,302$1,205$9,162$4,550$2,950$0$0$0$10,000$23,000$2,675$9,126$127,606$181,239$2,628$5,736$29,888$97,718-$198-$1,811$23,603$95,906$204,421$11,435$2,000$0$0$2,000$16,000$166,806$132,817$9,435$15,000$316,918$252,342$184,594$179,980$102,868$81,907$45,869$36,522$4,157$29,958$23,853$2,091$4,446$74,360$59,208$6,1973.28%$4,934$1,200$16,977$0$13,517$73,215$58,296$6,1013.34%$4,858
15
351113150.0250.075$95,525$1,698$93,178$3,397$10,817$1,265$9,379$4,650$2,950$0$0$0$11,000$23,000$2,795$9,505$133,562$189,149$2,743$5,988$30,481$103,081-$3,611-$5,257$24,075$97,824$208,509$12,414$2,000$0$0$2,000$17,000$196,316$152,406$10,414$16,000$366,482$284,511$209,439$204,203$118,183$91,749$49,309$38,280$7,597$48,204$37,422$4,337$4,690$76,728$59,566$6,3943.18%$4,964$1,200$19,450$0$15,099$75,582$58,677$6,2993.23%$4,890
16
361214160.0250.075$97,436$1,720$97,371$3,439$11,357$1,329$9,602$4,650$2,950$0$0$0$12,000$24,000$2,921$9,658$136,972$195,316$2,832$6,250$31,086$105,887-$4,427-$6,106$24,557$99,781$212,679$12,826$2,000$0$0$2,000$17,000$228,040$172,608$10,826$17,000$420,890$318,580$237,147$231,218$134,647$101,917$70,007$52,990$11,295$51,820$39,223$7,953$4,818$78,246$59,226$6,5211.98%$4,936$1,200$22,108$0$16,734$77,101$58,359$6,4252.01%$4,863
17
371315170.0250.075$104,780$1,741$101,753$3,482$11,925$1,395$9,830$4,750$2,950$0$0$0$13,000$24,000$3,053$10,406$146,280$207,006$3,002$6,525$31,702$114,578-$11,089-$12,801$25,048$101,776$216,933$14,529$2,000$0$0$2,000$18,000$263,143$194,199$12,529$20,000$479,509$353,877$267,933$261,235$152,446$112,505$75,258$55,540$16,546$75,706$55,871$11,839$5,213$81,012$59,787$6,7513.54%$4,982$1,200$24,967$0$18,425$79,867$58,942$6,6563.59%$4,912
18
381416180.0250.075$106,875$1,763$106,332$3,526$12,522$1,465$10,064$4,750$2,950$0$0$0$14,000$25,000$3,190$10,573$150,187$213,746$3,099$6,811$32,331$117,855-$12,297-$14,043$25,549$103,812$221,271$15,036$2,000$0$0$2,000$18,000$300,879$216,497$13,036$21,000$543,662$391,191$302,028$294,477$171,579$123,459$101,902$73,324$22,190$81,384$58,560$17,517$5,362$82,878$59,635$6,9062.30%$4,970$1,200$28,039$0$20,175$81,732$58,810$6,8112.34%$4,901
19
391517190.0250.075$111,477$1,785$111,117$3,570$13,148$1,538$10,303$4,850$2,950$0$0$0$15,000$25,000$3,334$11,013$157,401$223,099$3,235$7,111$32,973$124,428-$16,758-$18,540$26,060$105,888$225,697$16,264$2,000$0$0$2,000$19,000$342,445$240,245$14,264$22,000$612,770$429,895$339,680$331,188$192,247$134,873$109,545$76,852$29,833$109,488$76,812$23,621$5,661$86,130$60,425$7,1773.92%$5,035$1,200$31,342$0$21,988$84,984$59,622$7,0823.98%$4,968
20
401618200.0250.075$119,384$1,807$116,117$3,614$13,805$1,615$10,547$4,850$2,950$0$0$0$16,000$26,000$3,484$11,812$166,840$236,073$3,423$7,423$33,628$133,213-$23,390-$25,207$26,581$108,006$230,211$17,975$2,000$0$0$2,000$19,000$387,128$264,804$15,975$26,000$688,212$470,751$381,156$371,627$214,466$146,699$143,761$98,335$38,049$117,700$80,509$31,833$6,061$88,958$60,849$7,4133.28%$5,071$1,200$34,893$0$23,867$87,813$60,066$7,3183.33%$5,005
21
411719210.0250.075$124,451$1,830$121,342$3,660$14,495$1,696$10,798$4,950$2,950$0$0$0$17,000$26,000$3,640$12,296$174,846$246,333$3,572$7,750$34,295$140,551-$28,531-$30,385$27,113$110,166$234,815$19,362$2,000$0$0$2,000$20,000$436,163$290,886$17,362$29,000$769,468$513,174$426,743$416,074$238,451$159,028$154,543$103,068$48,831$155,527$103,724$40,660$6,395$90,766$60,534$7,5642.03%$5,045$1,200$38,710$25,816$89,621$59,770$7,4682.06%$4,981
22
421820220.0250.075$126,940$1,853$126,803$3,705$15,220$1,780$11,054$4,950$2,950$0$0$0$18,000$27,000$3,804$12,493$179,858$254,351$3,688$8,091$34,976$144,882-$30,622-$32,512$27,655$112,369$239,511$20,084$500$0$0$500$20,000$488,875$317,890$19,584$30,000$857,982$557,900$476,748$464,830$264,235$171,818$196,133$127,535$60,421$167,192$108,716$52,325$6,592$91,902$59,759$7,6591.25%$4,980$1,200$42,813$27,839$90,757$59,014$7,5631.27%$4,918
23
431921230.0250.075$132,393$1,876$132,509$3,752$0$15,981$120$10,208$5,050$2,950$0$0$0$19,000$27,000$3,975$14,770$188,729$265,479$3,849$8,448$35,671$153,058-$36,513-$38,441$28,208$114,617$244,302$21,647$500$0$0$500$21,000$546,541$346,502$21,147$33,000$953,306$604,387$531,505$518,217$292,052$185,159$210,843$133,673$75,131$212,731$134,869$64,864$6,964$94,200$59,722$7,8502.50%$4,977$1,200$47,224$29,939$93,054$58,996$7,7552.53%$4,916
24
442022240.0250.075$135,041$1,899$138,472$3,799$0$16,780$126$10,451$5,050$2,950$0$0$0$20,000$28,000$4,154$15,063$194,317$274,160$3,975$8,821$36,379$157,938-$39,062-$41,029$28,772$116,909$249,188$22,480$500$0$2,500$3,000$21,000$608,531$376,158$19,480$34,000$1,056,958$653,349$591,367$576,583$321,956$199,014$260,657$161,123$90,945$228,686$141,360$80,819$7,186$99,728$61,646$8,3115.87%$5,137$1,200$39,966$12,000$24,704$98,583$60,938$8,2155.94%$5,078
25
452123250.0250.075$140,771$1,923$144,703$3,846$0$17,619$133$10,699$5,150$2,950$0$0$0$21,000$28,000$4,341$15,696$203,778$286,093$4,148$9,210$37,101$166,676-$45,423-$47,429$29,347$119,247$254,171$24,157$500$0$2,500$3,000$22,000$676,171$407,520$21,157$34,000$1,168,571$704,283$656,720$640,302$354,203$213,474$280,206$168,877$110,494$279,837$168,654$97,970$7,584$105,546$63,611$8,7955.83%$5,301$1,200$26,163$18,000$15,768$104,401$62,921$8,7005.90%$5,243
26
462224260.0250.075$143,587$1,947$151,214$3,894$0$18,500$139$10,953$5,150$2,950$0$0$0$22,000$29,000$4,536$16,009$209,984$295,492$4,285$9,617$37,839$172,145-$48,467-$50,513$29,934$121,632$259,255$25,110$500$0$2,500$3,000$22,000$748,884$440,059$22,110$35,000$1,289,750$757,884$727,974$709,775$388,868$228,507$336,221$197,571$131,509$300,825$176,771$118,958$7,833$109,000$64,051$9,0833.27%$5,338$1,200$11,325$18,000$6,826$107,855$63,378$8,9883.31%$5,281
27
472325270.0250.075$149,754$1,971$158,019$3,943$0$19,425$146$11,213$5,250$2,950$0$0$0$23,000$29,000$4,741$16,690$220,323$308,438$4,472$10,042$38,590$181,733-$55,581-$57,668$30,533$124,065$264,440$26,964$500$0$2,500$3,000$23,000$828,050$474,415$23,964$38,000$1,420,222$813,688$805,572$785,433$426,233$244,202$361,438$207,079$156,726$361,387$207,049$141,520$8,269$112,430$64,414$9,3693.15%$5,368$1,200$0$13,375$0$111,285$63,758$9,2743.18%$5,313
28
48240.0250.075$0$0$0$0$0$77,402$43,238$8,200$0$0$61,800$0$0$0$39,107$22,693$30,982$103,853$31,144$126,546$269,729$2,269$0$0$0$0$75,000$0$890,154$497,246$2,269$1,526,739$852,846$795,990$70,000$776,090$466,401$260,535$253,546$141,632$108,834$135,000$388,491$217,014$168,624$4,445$112,683$62,946$9,3900.23%$5,245$0$0$0$112,683$62,946$9,3901.26%$5,245
29
49250.0250.075$0$0$0$0$0$81,273$44,264$8,300$0$0$69,700$0$0$0$39,889$29,811$26,438$99,266$31,767$129,077$275,123$2,981$0$0$0$0$75,000$0$956,915$521,176$2,981$1,641,244$893,890$777,689$78,000$758,247$509,681$277,593$272,562$148,448$127,850$282,628$153,931$122,761$135,000$4,769$115,678$63,003$9,6402.66%$5,250$0$0$0$115,678$63,003$9,6402.66%$5,250
30
50260.0250.075$0$0$0$0$0$85,336$45,316$8,300$0$0$77,700$0$0$0$40,687$37,013$21,860$94,646$32,402$131,659$280,626$3,794$0$0$0$0$75,000$0$1,028,684$546,257$3,794$1,764,337$936,908$750,016$86,000$731,265$556,207$295,360$158,004$83,904$73,292$135,000$303,825$161,339$143,958$5,097$118,474$62,913$9,8732.42%$5,243$0$0$0$118,474$62,913$9,8732.42%$5,243
31
51270.0250.075$0$0$0$0$0$89,603$46,392$8,400$0$0$86,600$0$0$0$41,501$45,099$16,452$89,193$33,050$134,292$286,238$4,751$0$0$0$0$75,000$0$1,105,835$572,546$4,751$1,896,663$981,997$711,267$95,000$693,485$606,322$313,923$169,854$87,942$85,142$191,612$99,207$91,745$135,000$5,465$121,782$63,052$10,1482.79%$5,254$0$0$0$121,782$63,052$10,1482.79%$5,254
32
52280.0250.075$0$0$0$0$0$94,083$47,494$8,400$0$0$96,600$0$0$0$42,331$54,269$10,013$82,708$33,711$136,978$291,963$5,838$0$0$0$0$75,000$0$1,188,773$600,100$5,838$2,038,912$1,029,255$659,612$105,000$643,122$660,197$333,271$47,593$24,025$22,881$135,000$205,982$103,981$106,115$5,882$125,797$63,503$10,4833.30%$5,292$0$0$0$125,797$63,503$10,4833.30%$5,292
33
53290.0250.075$0$0$0$0$0$98,787$48,622$8,500$0$0$99,500$0$0$0$43,177$56,323$5,745$83,395$34,385$139,717$297,802$6,071$0$0$0$0$80,000$0$1,277,931$628,980$6,071$2,191,831$1,078,788$601,083$108,000$586,056$718,211$353,494$51,163$25,182$26,451$81,431$40,079$41,564$140,000$6,203$128,439$63,216$10,7032.10%$5,268$0-$1$0$128,439$63,216$10,7032.10%$5,268
34
54300.0250.075$0$0$0$0$0$103,727$49,776$8,500$0$0$106,500$0$0$0$44,041$62,459$4,491$80,052$35,073$142,512$303,758$6,794$0$0$0$0$30,288$47,671$0$1,373,776$659,249$6,794$2,356,218$1,130,705$531,164$115,000$517,885$780,577$374,584$0$0$0$55,000$0$0$0$87,538$6,389$132,129$63,406$11,0112.87%$5,284$0-$1$0$132,129$63,406$11,0112.87%$5,284
35
55310.0250.075$0$0$0$0$0$108,913$50,959$8,600$0$0$201,400$0$0$0$44,922$156,478-$8,671-$11,116$35,774$145,362$309,833$19,174$0$0$0$0$0$1,401,809$655,884$75,000$19,174$2,532,934$1,185,120$361,001$210,000$351,976$847,720$396,635$0$0$0$1$0$1$5,300$143,014$66,914$11,9188.24%$5,576$0-$1$0$143,014$66,914$11,9188.24%$5,576
36
56320.0250.075$0$0$0$0$0$114,359$52,169$8,600$0$0$221,400$0$0$0$45,820$175,580-$24,817-$27,311$36,490$148,269$316,030$23,071$0$0$0$0$0$1,431,945$653,235$75,000$23,071$2,722,904$1,242,154$158,077$230,000$154,125$919,899$419,646$0$0$0$1$0$1$6,169$152,802$69,706$12,7336.84%$5,809$0-$1$0$152,802$69,706$12,7336.84%$5,809
37
57330.0250.075$0$0$0$0$0$120,077$53,408$8,700$0$0$242,232$0$0$0$46,737$195,495-$41,717-$44,261$37,220$151,234$322,351$27,141$0$0$0$0$0$1,464,340$651,313$75,000$27,141$2,846,122$81,000$1,265,905$0$169,932$0$997,592$443,711$0$0$0$1$0$1$7,075$162,939$72,473$13,5786.63%$6,039$0-$1$0$162,939$72,473$13,5786.63%$6,039
38
58340.0250.075$0$0$0$0$0$126,080$54,676$8,700$0$0$261,300$0$0$0$47,671$213,629-$56,775-$59,370$37,964$154,259$328,798$30,813$0$0$0$0$0$1,494,166$647,964$80,000$30,813$2,789,581$270,000$1,209,738$0$0$1,081,111$468,838$0$0$0$1$0$1$7,900$176,506$76,544$14,7098.33%$6,379$0-$1$0$176,506$76,544$14,7098.33%$6,379
39
59350.0250.075$0$0$0$0$0$132,384$55,975$8,800$0$0$281,200$0$0$0$48,625$232,575-$72,584-$75,231$38,723$157,344$335,374$34,658$0$0$0$0$0$1,525,228$644,899$81,000$34,658$2,708,800$290,000$1,145,339$0$0$1,170,995$495,122$0$0$0$1$0$1$8,762$186,396$78,812$15,5335.60%$6,568$0-$1$0$186,396$78,812$15,5335.60%$6,568
40
60360.0250.075$0$0$0$0$0$139,004$57,304$8,800$0$0$291,200$0$0$0$49,597$241,603-$78,412-$81,112$39,498$160,491$342,081$36,314$0$0$0$0$0$1,549,621$638,832$90,000$36,314$2,611,960$300,000$1,076,783$0$0$1,267,619$522,577$0$0$0$1$0$1$9,173$196,710$81,094$16,3925.53%$6,758$0-$1-$1$196,710$81,094$16,3925.53%$6,758
41
61370.0250.075$0$0$0$0$0$145,954$58,665$8,900$0$0$301,100$0$0$0$50,589$250,511-$84,056-$86,810$40,288$163,701$348,923$37,937$0$0$0$0$0$1,565,842$629,382$100,000$37,937$2,497,857$310,000$1,004,000$0$0$1,371,591$551,303$0$0$0$1$0$1$9,578$207,631$83,456$17,3035.55%$6,955$0-$1-$1$207,631$83,456$17,3035.55%$6,955
42
62380.0250.075$0$0$0$0$0$153,251$60,059$8,900$0$0$311,100$0$0$0$51,601$259,499-$89,715-$92,524$41,094$166,975$355,901$39,570$0$0$0$0$0$1,573,280$616,562$110,000$39,570$2,365,196$320,000$926,911$0$0$1,483,360$581,323$0$0$0$1$0$1$9,987$218,291$85,547$18,1915.13%$7,129$0-$1-$1$218,291$85,547$18,1915.13%$7,129
43
63390.0250.075$0$0$0$0$0$160,914$61,485$9,000$0$0$326,000$0$0$0$52,633$273,367-$100,187-$103,053$41,915$170,314$363,019$42,271$0$0$0$0$0$1,576,276$602,293$115,000$42,271$2,207,586$335,000$843,515$1$0$1,603,612$612,738$0$0$0$1$0$1$10,618$227,197$86,812$18,9334.08%$7,234$0-$1-$1$227,197$86,812$18,9334.08%$7,234
44
64400.0250.075$0$0$0$0$77,339$0$168,960$62,945$9,000$0$0$353,339$0$0$0$53,686$299,653-$123,010-$125,932$42,754$173,721$370,280$47,697$0$0$0$0$0$1,579,497$588,435$115,000$47,697$2,088,155$285,000$777,934$1$1$1,732,883$645,579$0$0$0$1$0$1$11,814$239,868$89,362$19,9895.58%$7,447$0-$1-$1$239,868$89,362$19,9895.58%$7,447
45
65410.0250.075$0$0$0$0$77,339$0$150,797$54,774$0$0$0$342,339$0$0$0$60,500$281,839-$101,663-$104,643$43,609$177,195$377,685$43,413$0$0$0$0$0$1,582,959$574,982$115,000$43,413$1,979,767$265,000$719,115$1$1$1,862,849$676,647$0$0$0$1$0$1$10,640$252,490$91,713$21,0415.26%$7,643$0-$1-$1$252,490$91,713$21,0415.26%$7,643
46
66420.0250.075$0$0$0$0$78,112$0$120,075$42,525$0$0$0$328,112$0$0$0$61,710$266,402-$82,622-$85,663$44,481$180,739$385,239$39,645$0$0$0$0$0$1,681,681$595,570$20,000$39,645$1,878,249$250,000$665,185$1$1$1,912,563$90,000$677,337$0$0$0$1$0$1$9,937$268,455$95,074$22,3716.32%$7,923$0-$1-$1$268,455$95,074$22,3716.32%$7,923
47
67430.0250.075$0$0$0$0$78,893$40,296$0$126,079$43,535$0$0$0$349,189$0$0$0$62,944$286,245-$98,790-$101,891$45,371$184,354$392,944$43,631$0$0$0$0$0$1,787,807$617,326$20,000$43,631$1,789,118$230,000$617,779$1$1$1,966,005$90,000$678,857$0$0$0$1$0$1$10,840$278,640$96,214$23,2203.79%$8,018$0-$1-$1$278,640$96,214$23,2203.79%$8,018
48
68440.0250.075$0$0$0$0$79,682$40,699$0$132,383$44,569$0$0$0$370,381$0$0$0$64,203$306,178-$114,974-$118,137$46,278$188,041$400,803$47,629$0$0$0$0$0$1,921,893$647,035$47,629$1,673,302$250,000$563,343$1$1$2,003,455$110,000$674,494$0$0$0$1$0$1$11,747$288,622$97,169$24,0523.58%$8,097$0-$2-$1$288,622$97,169$24,0523.58%$8,097
49
69450.0250.075$0$0$0$0$80,479$41,106$0$139,002$45,627$0$0$0$371,585$0$0$0$65,487$306,098-$111,069-$114,296$47,204$191,802$408,819$47,217$0$0$0$0$0$2,066,035$678,173$47,217$1,548,799$250,000$508,391$1$1$2,028,715$125,000$665,923$0$0$0$1$0$1$11,743$298,623$98,023$24,8853.46%$8,169$0-$2-$1$298,623$98,023$24,8853.46%$8,169
50
70460.0250.075$0$0$0$0$81,284$41,517$0$145,952$46,711$0$0$0$372,801$0$0$0$66,797$306,004-$107,075-$110,366$48,148$195,638$416,995$46,794$0$0$0$0$0$2,220,987$710,810$46,794$1,414,959$250,000$452,847$1$1$2,040,868$140,000$653,165$0$0$0$1$0$1$11,739$308,316$98,674$25,6933.25%$8,223$0-$2-$1$308,316$98,674$25,6933.25%$8,223
51
71470.0250.075$0$0$0$0$82,097$41,932$0$153,249$47,820$0$0$0$374,029$0$0$0$68,133$305,896-$102,988-$106,345$49,111$199,551$425,335$46,360$0$0$0$0$0$2,387,561$745,018$46,360$1,271,081$250,000$396,630$1$1$2,043,933$150,000$637,792$0$0$0$2$0$2$11,734$312,686$97,571$26,0571.42%$8,131$0-$2-$1$312,686$97,571$26,0571.42%$8,131
52
72480.0250.075$0$0$0$0$82,918$42,352$0$160,912$48,956$0$0$0$365,269$0$0$0$69,496$295,773-$88,808-$92,232$50,093$203,542$433,842$43,714$0$0$0$0$0$2,566,629$780,872$43,714$1,126,412$240,000$342,700$1$1$2,027,228$170,000$616,765$0$0$0$2$1$2$11,274$319,370$97,165$26,6142.14%$8,097$0-$2-$1$319,370$97,165$26,6142.14%$8,097
53
73490.0250.075$0$0$0$0$83,747$42,775$0$168,957$50,119$0$0$0$356,522$0$0$0$70,886$285,636-$74,531-$78,024$51,095$207,612$442,518$41,057$0$0$0$0$0$2,759,126$818,452$41,057$980,893$230,000$290,967$1$1$1,994,270$185,000$591,569$0$0$0$2$1$2$10,812$320,695$95,129$26,7250.42%$7,927$0-$2-$1$320,695$95,129$26,7250.42%$7,927
54
74500.0250.075$0$0$0$0$84,584$43,203$0$177,405$51,309$0$0$0$347,787$0$0$0$72,303$275,484-$60,157-$63,719$52,117$211,765$451,369$38,388$0$0$0$0$0$2,966,060$857,840$38,388$834,460$220,000$241,341$1$1$1,943,841$200,000$562,195$0$0$0$2$1$2$10,351$321,644$93,025$26,8040.30%$7,752$0-$2-$1$321,644$93,025$26,8040.30%$7,752
55
75510.0250.075$0$0$0$0$85,430$43,635$0$186,276$52,527$0$0$0$329,065$0$0$0$73,750$255,316-$35,682-$39,316$53,159$216,000$460,396$33,506$0$0$0$0$0$3,188,515$899,123$33,506$697,045$200,000$196,558$1$1$1,864,629$225,000$525,803$0$0$0$2$1$2$9,433$324,850$91,604$27,0711.00%$7,634$0-$3-$2$324,850$91,604$27,0711.00%$7,634
56
76520.0250.075$0$0$0$0$86,285$44,071$0$195,589$53,775$0$0$0$300,356$0$0$0$75,225$225,131-$1,105-$4,811$54,222$220,320$469,604$26,412$0$0$0$0$0$3,427,653$942,394$26,412$579,323$170,000$159,278$1$1$1,749,476$255,000$480,998$0$0$0$2$1$2$8,059$325,295$89,436$27,1080.14%$7,453$0-$3-$2$325,295$89,436$27,1080.14%$7,453
57
77530.0250.075$0$0$0$0$87,147$44,512$0$205,369$55,052$0$0$0$271,659$0$0$0$76,729$194,930$33,577$29,796$55,306$224,726$478,996$22,286$0$0$0$0$0$3,684,727$987,746$22,286$482,772$140,000$129,414$1$1$1,595,687$285,000$427,748$0$0$0$2$1$2$6,685$322,320$86,403$26,860-0.91%$7,200$0-$3-$2$322,320$86,403$26,860-0.91%$7,200
58
78540.0250.075$0$0$0$0$88,019$44,957$0$215,637$56,360$0$0$0$232,976$0$0$0$78,264$154,712$78,365$74,509$56,413$229,221$488,576$17,437$0$0$0$0$0$3,931,082$1,027,441$30,000$17,437$418,980$100,000$109,506$2$1$1,415,363$300,000$369,924$0$0$0$3$1$3$4,855$325,046$84,955$27,0870.85%$7,080$0-$3-$2$325,046$84,955$27,0870.85%$7,080
59
79550.0250.075$0$0$0$0$88,899$45,407$0$226,419$57,698$0$0$0$204,306$0$0$0$79,829$124,477$113,262$109,329$57,541$233,805$498,348$13,786$0$0$0$0$0$4,180,913$1,065,419$45,000$13,786$380,404$70,000$96,938$2$2$1,201,515$320,000$306,181$0$0$0$3$1$3$3,480$325,620$82,978$27,1350.18%$6,915$0-$3-$2$325,620$82,978$27,1350.18%$6,915
60
80560.0250.075$0$0$0$0$89,788$45,861$0$237,740$59,069$0$0$0$185,649$0$0$0$81,425$104,223$138,270$134,258$58,692$238,481$508,315$11,333$0$0$0$0$0$4,444,481$1,104,269$50,000$11,333$358,934$50,000$89,180$2$2$951,629$340,000$236,440$0$0$0$3$1$3$2,558$324,018$80,505$27,001-0.49%$6,709$0-$4-$2$324,018$80,505$27,001-0.49%$6,709
61
81570.0250.075$0$0$0$0$90,686$46,319$0$249,627$60,471$0$0$0$187,005$0$0$0$83,054$103,951$143,392$139,300$59,866$243,251$518,481$11,277$0$0$0$0$0$4,717,818$1,142,877$60,000$11,277$335,854$50,000$81,360$2$2$683,001$340,000$165,455$0$0$0$3$1$3$2,546$323,556$78,380$26,963-0.14%$6,532$0-$4-$2$323,556$78,380$26,963-0.14%$6,532
62
82580.0250.075$0$0$0$0$91,593$46,782$0$262,108$61,908$0$0$0$188,375$0$0$0$84,715$103,660$148,630$144,456$61,063$248,116$528,850$11,218$0$0$0$0$0$5,001,654$1,181,345$70,000$11,218$311,043$50,000$73,466$2$2$394,226$340,000$93,113$0$0$0$4$1$4$2,533$322,516$76,175$26,876-0.32%$6,348$0-$4-$3$322,516$76,175$26,876-0.32%$6,348
63
83590.0250.075$0$0$0$0$92,509$47,250$0$275,214$63,378$0$0$0$189,759$0$0$0$86,409$103,350$153,986$149,729$62,284$253,078$539,427$11,156$0$0$0$0$0$5,296,778$1,219,774$80,000$11,156$284,372$50,000$65,487$2$2$83,793$340,000$19,296$0$0$0$4$1$4$2,518$320,870$73,892$26,739-0.51%$6,158$0-$5-$3$320,870$73,892$26,739-0.51%$6,158
64
84600.0250.075$0$0$0$0$93,434$47,723$0$288,974$64,883$0$0$0$191,157$0$0$0$88,137$103,019$159,463$155,121$63,530$258,140$550,216$11,092$0$0$0$0$0$5,344,036$1,199,891$350,000$11,092$255,699$50,000$57,412$2$2$0$90,078$0$0$0$0$4$1$4$2,503$328,665$73,795$27,3892.43%$6,150$0-$5-$3$328,665$73,795$27,3892.43%$6,150
65
85610.0250.075$0$0$0$0$94,368$48,200$0$303,423$66,424$0$0$0$192,568$0$0$0$89,900$102,668$165,064$160,635$64,800$263,303$561,220$11,024$0$0$0$0$0$5,294,839$1,159,123$450,000$11,024$224,877$50,000$49,229$3$2$0$0-$1$0-$1$4$1$4$2,487$325,633$71,286$27,136-0.92%$5,941$0-$5-$3$325,633$71,286$27,136-0.92%$5,941
66
86620.0250.075$0$0$0$0$95,312$48,682$0$318,594$68,002$0$0$0$198,994$0$0$0$91,698$107,296$165,791$161,273$66,096$268,569$572,445$11,554$0$0$0$0$0$5,236,952$1,117,790$455,000$11,554$186,743$55,000$39,859$3$3$0$0-$1$0-$1$5$1$5$2,698$321,148$68,547$26,762-1.38%$5,712$0-$6-$3$321,148$68,547$26,762-1.38%$5,712
67
87630.0250.075$0$0$0$0$96,265$49,169$0$334,524$69,617$0$0$0$205,434$0$0$0$93,532$111,902$166,647$162,039$67,418$273,940$583,894$12,080$0$0$0$0$0$5,164,723$1,074,814$465,000$12,080$140,748$60,000$29,291$3$3-$1$0-$1$0-$1$5$1$5$2,908$320,922$66,786$26,744-0.07%$5,566$0-$6-$4$320,922$66,786$26,744-0.07%$5,566
68
88640.0250.075$0$0$0$0$97,228$49,660$0$351,250$71,270$0$0$0$211,888$0$0$0$95,403$116,485$167,634$162,934$68,767$279,419$595,571$12,603$0$0$0$0$0$5,082,078$1,031,174$470,000$12,603$86,305$65,000$17,512$3$3-$1$0-$1$0-$1$5$1$5$3,116$314,919$63,898$26,243-1.87%$5,325$0-$7-$4$314,919$63,898$26,243-1.87%$5,325
69
89650.0250.075$0$0$0$0$98,200$50,157$0$368,813$72,963$0$0$0$218,357$0$0$0$97,311$121,046$168,756$163,961$70,142$285,007$607,483$13,123$0$0$0$0$0$4,983,233$985,840$480,000$13,123$22,777$70,000$4,506$3$3-$1$0-$1$0-$1$6$1$6$3,324$313,098$61,941$26,091-0.58%$5,162$0-$7-$4$313,098$61,941$26,091-0.58%$5,162
70
90660.0250.075$0$0$0$0$99,182$50,659$0$387,253$74,696$0$0$0$174,327$0$0$0$99,257$75,069$220,528$215,638$71,545$290,707$619,633$7,577$0$0$0$0$0$4,826,976$931,055$530,000$7,577$0$24,486$0$4$4-$1$0-$1$0-$1$6$1$6$1,232$308,264$59,460$25,689-1.54%$4,955$0-$8-$5$308,264$59,460$25,689-1.54%$4,955
71
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76
77
78
79
80
81
82
83
84
85
86
87
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90
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