|Clyde Wayne Crews Jr. -- Regulatory Dark Matter project.|
Independent Financial Agency Significant Guidance - A Partial Inventory
(As deemed significant by the St. Louis Fed)
CFPB - Updated mortgage servicing small entity compliance guide.
CFPB - Advisory and recommendations on preventing and responding to elder financial exploitation.
CFPB - Compliance bulletin on RESPA and Marketing Service Agreements.
CFPB - Compliance bulletin on social security disability income verification.
CFPB - Compliance bulletin on the treatment of confidential supervisory information.
CFPB - Compliance bulletin regarding integrity and accuracy of information furnished to consumer reporting agencies (Regulation V).
CFPB - Guidance on detecting and preventing consumer harm from incentives.
CFPB - Guidance on Interstate Land Sales Full Disclosure Act.
CFPB - Guidance on Military Lending Act compliance and exam procedures.
CFPB - Guidance on mortgage servicing transfers.
CFPB - Guidance on new mortgage rules implemented by the Dodd-Frank Act.
CFPB - Guidance on the collection of race and ethnicity HMDA information and approval of uniform residential loan application and (Regulation B and Regulation C)
CFPB - Guidance regarding Fair Debt Collection Practices Act and Mortgage Servicing Rules (Regulations X and Z).
CFPB - Guidance to assist residential mortgage servicers with private mortgage insurance cancellation and termination.
CFPB - Home Mortgage Disclosure Small Entity Compliance Guide (Regulation C)
CFPB - Policy Guidance on Joint Principles on Student Loan Servicing.
CFPB - Policy Guidance on Supervisory and Enforcement Considerations Relevant to Mortgage Brokers Transitioning to Mini-Correspondent Lenders.
CFPB - Revised examination procedures for the new mortgage disclosure rules.
CFPB - Revised home buying information booklet.
CFPB - Revised TILA-RESPA small entity compliance guide.
CFPB - Updated compliance guides for small creditors relating to rural or underserved areas.
CFPB - Updated guidance for service providers.
CFPB - Updated guidance for small entities and the integrated disclosures rule.
CFPB - Updated mortgage origination examination procedures.
CFPB / FDIC / FFIEC / FRS / NCUA / OCC - Guidance on private student loans.
CFPB et.al. 1 sub-total
CFPB / FDIC / FRS / NCUA / OCC - Interagency guidance regarding deposit reconciliation practices.
CFPB et.al. 2 sub-total
CFTC - Interpretative guidance and policy statement on statutory prohibitions under the Commodity Exchange Act (CEA).
CFTC - Interpretative Guidance and Policy Statement Regarding Cross-Border Swap Activities and Regulations.
CFTC / FDIC / FRS / OCC / SEC - Joint guidance clarifying debt obligations backed by trust preferred securities.
CFTC et. al. sub-total
FDIC - 2016 annual stress test scenarios for FDIC supervised institutions.
FDIC - Filing and documentation procedures for state banks engaging in activities or investments that are permissible for national banks.
FDIC - Final policy guidance on development and distribution of annual stress test scenarios.
FDIC - Final revisions to guidance on identifying, accepting, and reporting brokered deposits.
FDIC - Guidance clarifying approach to banks offering products and services.
FDIC - Guidance clarifying procedures for discontinuing foreclosure proceedings.
FDIC - Guidance clarifying supervisory approach to institutions establishing account relationships with third-party payment processors.
FDIC - Guidance for community banks on affordable mortgage lending.
FDIC - Guidance for community banks on affordable mortgage lending.
FDIC - Guidance for financial institutions implementing TILA (Regulation Z) and RESPA (Regulation X) integrated disclosure rule.
FDIC - Guidance for the Resolution Plans of Large Banks.
FDIC - Guidance on due diligence requirements of final rule on permissible investments in corporate debt securities by federal and state savings associations.
FDIC - Guidance on handling requests from S-corporation banks for dividend exemptions to the capital conservation buffer.
FDIC - Guidance on identifying, accepting, and reporting brokered deposits.
FDIC - Guidance on Military Lending Act compliance, official interpretation, and exam procedures.
FDIC - Interagency consumer compliance examination procedures for TILA-RESPA mortgage rules (Regulations X and Z).
FDIC - Interim guidance on the principles for development and distribution of annual stress test scenarios.
FDIC - Q&As on the Statement of Policy on Applications for Deposit Insurance (SOP).
FDIC - Rescinded guidance on enhanced supervisory procedures for newly insured FDIC-supervised depository institutions.
FDIC - Supplemental guidance on the FDIC Statement of Policy (SOP) on applications for deposit insurance.
FDIC - Updated Compliance Examination Manual.
FDIC - Updated information technology risk examination program.
FDIC / FinCEN / FRS / NCUA / OCC - Guidance to encourage financial institutions’ youth savings programs.
FDIC / FinCEN / FRS / NCUA / OCC - Joint guidance on customer identification program application to prepaid cards.
FDIC et. al. 1 sub-total
FDIC / FRS - Additional guidance for resolution plans required by certain institutions.
FDIC et. al. 2 sub-total
FDIC / FRS / NCUA / OCC - Interagency frequently asked questions on the new accounting standard for the current expected credit losses methodology
FDIC / FRS / NCUA / OCC - Interagency guidance on home equity lines of credit nearing their end-of-draw periods.
FDIC / FRS / NCUA / OCC - New accounting standard for financial instruments on credit losses.
FDIC et. al. 3 sub-total
FDIC / FRS / OCC - Agencies issue updated host state loan-to-deposit ratios
FDIC / FRS / OCC - Final revisions to interagency Q&A regarding Community Reinvestment Act guidance.
FDIC / FRS / OCC - Final supervisory guidance on stress testing for banking organizations with more than $10 billion in total consolidated assets.
FDIC / FRS / OCC - Frequently asked questions on implementation of the regulatory capital rule.
FDIC / FRS / OCC - Guidance issued to regulated institutions to submit self-assessments of diversity policies and practices.
FDIC / FRS / OCC - Guidance on the effective date of the general prohibition on the provision of Federal assistance to a swaps entity.
FDIC / FRS / OCC - Interagency guidance on funds transfer pricing related to funding and contingent liquidity risks.
FDIC / FRS / OCC - Interagency Guidance on Leveraged Lending & FAQs
FDIC / FRS / OCC - Joint guidance on deduction methodology for investments in covered funds.
FDIC / FRS / OCC - Joint guidance on external audits of internationally active U.S. financial institutions.
FDIC / FRS / OCC - Joint guidance on implementing Dodd-Frank Act company stress tests for banking organizations with total consolidated assets of more than $10 billion but less than $50 billion.
FDIC / FRS / OCC - Joint guidance on the use of property evaluations in real estate-related transactions.
FDIC / FRS / OCC - Joint statement on prudent risk management for commercial real estate lending.
FDIC et. al. 3 sub-total
FFIEC - Bank Secrecy Act/Anti-Money Laundering Examination Manual revision.
FFIEC - Guidance on mobile financial services.
FFIEC - Updated exam guidance on information technology governance and risk management.
FFIEC - Updated guidance on business continuity and outsourced technology services.
FHFA - Order Amending Reporting by Regulated Entities of Stress Test Results and Revisions to Summary Instructions and Guidance.
FHFA - Supplemental Order regarding publication of stress testing results.
FRS - Guidance clarifying capital planning and positions for large and complex firms.
FRS - Guidance clarifying capital planning and positions for large and noncomplex firms.
FRS - Joint interagency guidance regarding unfair or deceptive practices.
FRS - Off-site review of loan files.
FRS - Statement of policy regarding the conformance period for entities engaged in prohibited proprietary trading or private equity fund or hedge fund activities (Volcker Rule).
OCC - Annual stress test scenarios for certain national banks and federal savings associations.
OCC - Final guidance on due diligence requirements in determining whether investment securities are eligible for investment.
OCC - Final guidance on OCC annual stress test scenarios.
OCC - Guidance describing characteristics of mutual federal savings associations (mutuals) and supervisory considerations.
OCC - Guidance establishing recovery planning standards.
OCC - Guidance for Federal Savings Associations (FSAs).
OCC - Guidance for risk management on tax refund-related products.
OCC - Guidance issued regarding risks associated with bank premises and equipment.
OCC - Guidance on lease financing.
OCC - Guidance on merchant processing.
OCC - Guidance on municipal securities rulemaking board rules.
OCC - Guidance on private student lending.
OCC - Guidance on remittance transfers under Regulation E, Electronic Funds Transfers.
OCC - Guidance on risks related to foreign correspondent accounts.
OCC - Guidance on supervision of federal branches and agencies of foreign banking organizations.
OCC - Guidance providing quantitative limits on physical commodity transactions.
OCC - Guidance regarding Bank Secrecy Act compliance.
OCC - Guidance regarding banks' records maintenance, retention and examiner access.
OCC - Guidance regarding SEC money market fund rules, deposit sweep arrangements and bank investments.
OCC - Guidance regarding temporary extension for certain mortgage protections under the Servicemembers Civil Relief Act.
OCC - Guidance regarding the FFIEC Information Security booklet.
OCC - Interagency guidance on initial exam compliance with TILA (Regulation Z) and RESPA (Regulation X).
OCC - New comptroller's booklet and rescissions regarding corporate and risk governance.
OCC - Notice of guidance for swap dealers regarding requests for transition periods.
OCC - Revised comptrollers internal and external audits booklet
OCC - OCC revised guidance on installment lending.
OCC - OCC revises oil and gas exploration and production lending booklet.
OCC - OCC updated guidance on country risk management.
OCC - Revised booklet of the OCC's Handbook regarding "Consigned Items and Other Customer Services."
OCC - Revised comptroller's handbook booklet and rescissions regarding credit card lending.
OCC - Revised comptroller's residential real estate lending booklet and rescissions.
OCC - Revised Conflicts of Interest Guidance
OCC - Revised exam guidance on Government Securities Act and government securities trading activities.
OCC - Revised exam guidance on litigation and other legal matters.
OCC - Revised guidance for chartering procedures and requirements.
OCC - Revised guidance for subordinated debt issued by national banks.
OCC - Revised guidance on deposit-related credit.
OCC - Revised guidance on Federal Branches and Agencies.
OCC - Revised guidance on real estate settlement procedures.
OCC - Revised guidance on trade finance and services.
OCC - Revised interagency examination procedures for consumer compliance on Truth in Lending and RESPA.
OCC - Risk management guidance on consumer debt-sale arrangements with third parties.
OCC - Statement on risk management associated with money services businesses released.
OCC - Updated Bank Accounting Advisory Series.
OCC - Updated community bank supervision guidance on asset quality core assessment procedures.
OCC - Updated guidance on floor plan lending.
OCC - Updated guidance on matters requiring attention.
OCC - Updated guidance on personal fiduciary activities.
OCC - Updated Guidance on Retail Nondeposit Investment Products.
OCC - Updated Guidance on Truth in Lending Act Examination Procedures
OCC - Updated guidance regarding risk assessment system.
OCC - Volcker Rule interim exam procedures.
SEC - Commission guidance regarding auditing, attestation, and related professional practice standards for brokers and dealers.
SEC - Exemptive order and request for comment regarding temporary exemptions and relief applicable to security-based swaps.
SEC - Guidance on definitions of mortgage related security and small business related security.
SEC - Order designating FINRA to administer qualification tests for municipal advisors.
SEC - Order extending temporary exemptions related to security-based swaps.
TREAS - Guidance concerning stand-alone "Cyber Liability" insurance policies under the Terrorism Risk Insurance Program
TREAS - Interim Guidance concerning the Terrorism Risk Insurance Program Reauthorization Act (TRIPRA 2015).
Federal Reserve Bank of St. Louis, Federal Banking Regulations website, Guidance, accessed February 2017, https://www.stlouisfed.org/federal-banking-regulations/.