| A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | AA | AB | AC | AD | AE | AF | AG | AH | AI | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | Final Expense Carrier | Min/Max Face | Age Limits | Payment Options? | Social Security Deposit Billing? | Application Type | Telesales Friendly? | Dave's Carrier Overview Video | How To Complete The Application | How To Complete Application On Video | Agent Guide | Link To Start E-App | Sample App | Rate Guide | RX Guide | Build Chart | Advancing Info (For DD Agents Only, Subject To Carriers) | Suggested Products To Use | Underwriting Support # | Home Office City & State | Date Started | AM Best Rating | Interview Phone Numbers | FAX Numbers For Apps | ||||||||||||
2 | AIG/American General | $5000-$25000 | 50-80 | EFT, debit/credit, Direct Express | Yes | e-app or paper | No | https://drive.google.com/file/d/1-_4tPALvLc-PXsjKZKO82g8pW5PuLxZ-/view?usp=sharing | https://www.corebridgefinancial.com/life/giwl/product_information | https://www.corebridgefinancial.com/life/giwl/product_information | https://adminplus.fgsfulfillment.com/View/AIGAG/1/AGLC200473 | www.aig.com/giwl | https://davidduford.com/wp-content/uploads/2019/10/aig-american-general-final-expense-sample-application.pdf | https://davidduford.com/wp-content/uploads/2020/06/american-general-aig-final-expense-rate-guide.pdf | none | none | 75%, on 1st draft (EFT only) - debit card as-earned | Guaranteed Issue, 2-year return of premium upon death | 1-877-399-7747 | New York, New York | 1919 | A | 1-855-612-9958 | |||||||||||||
3 | Aetna (Accendo) | $2000-$50000* (depends on client age, refer to Agent Guide) | 40-89 | EFT only | Yes | e-app | Yes | https://drive.google.com/file/d/1Kfjz05b24H5IOPA4Fy6QM0uoCF9wRYzY/view?usp=sharing | See Agent Guide | https://www.aetnaseniorproducts.com/assets/aqeTool/training/story_html5.html | http://davidduford.com/wp-content/uploads/2020/08/aetna-accendo-agent-guide.pdf | https://www.aetnaseniorproducts.com/ssi/secure/agentSecure/myCompass.html | https://davidduford.com/wp-content/uploads/2020/06/aetna-accendo-final-expense-sample-application.pdf | https://mobile.aetna.com/ssieappweb/?channel=broker&code=AAL6DFwmhacUTTFF4Z6YNPpjXUCAxvTycEZXhkFYkMCGVqPw5JfF9a__nRkDUqAQ7G-2NlT2iIxaMm1bJp--x-gPDF04Ziq-rPmZhD5bXEs2sn3LlFDclR_LrCWZVCahWVs | https://davidduford.com/wp-content/uploads/2020/06/Aetna-Accendo-Final-Expense-Drug-List.pdf | none | 75%, on 1st draft | First-Day Full Coverage (Preferred & Standard) | 1-866-272-6630 | Brentwood, Tennessee | 1853 | A | None | Hours: Monday through Friday, 8:00 a.m. - 5:00 p.m. CT Fax number: 1-866-618-4993 | ||||||||||||
4 | American Amicable | $2500-$35000* (depends on age, refer to Agent Guide) | 40-85 | EFT only | Yes | e-app or paper | Yes | https://drive.google.com/file/d/100f3fDChIjqbQYAtCFWpXD-MOmgAtyNc/view?usp=sharing | https://www.insuranceapplication.com/cgi/webappmobile/api/DocHandler.ashx?file=Generic-Mobile%20Application-FINAL.pdf | https://www.insuranceapplication.com/cgi/webappmobile/api/DocHandler.ashx?file=Demo.mp4 | https://davidduford.com/wp-content/uploads/2019/10/american-amicable-agent-guide.pdf | https://www.insuranceapplication.com/AppPage/index.html | https://davidduford.com/wp-content/uploads/2019/10/american-amicable-final-expense-sample-application.pdf | https://davidduford.com/wp-content/uploads/2019/10/american-amicable-final-expense-rate-chart.pdf | https://davidduford.com/wp-content/uploads/2019/10/american-amicable-final-expense-rx-prescription-guide.pdf | https://davidduford.com/wp-content/uploads/2019/10/american-amicable-final-expense-height-weight-chart.pdf | 75%, advance on issue | First-Day Full Coverage & a ROP product | (800) 736-7311 | Waco, Texas | 1910 | A | EMSI: 1-866-719-2024 EMSI (Spanish Line): 1-866-901-1776 8am-9pm Monday thru Friday CST 10am-2pm Saturdays CST -OR- APPTICAL: 877-351-1773 7:30am-1:00am Monday thru Friday CST 9:00am-9:00pm Saturday & Sunday CST | |||||||||||||
5 | American Home Life | $2500-$45000 (depends on age & risk class) | 40-89 | EFT only | Yes | e-app | Yes | AHL Carrier Overview | Refer to video tutorial. | AHL Patriot app AHL Guide Star app | https://theslsway.com/Content/Uploads/RatePlan/AHL%20Agent%20Guide.pdf | https://www.amhomelife.com/ahlcas/login?service=https%3A%2F%2Fwww.amhomelife.com%2Fahlsec2%2Fservlet%2Fmainlogin | https://ahlpatriotseries.com/wp-content/uploads/2022/06/Application-Tiered-ND.pdf | AHL Rates | https://www.amhomelife.com/images/Underwriting-GSPSFE_RX_Guide.pdf | https://www.amhomelife.com/images/Height_Weight_Chart_Ages_45-85_GS.pdf | 75% advance on issue | 1st Day Full Coverage | (800) 876-0199 | Topeka, Kansas | 1909 | B++ | 800-298-6020 | 785-235-1037 | ||||||||||||
6 | Americo | $2000-$30000 (subject to age, smoking, etc. Refer to underwriting for more details) | 50-85 (smokers 50-80) | EFT only | No | e-app or v-app | Yes | https://drive.google.com/file/d/1cibW7PAOkvTcAZaf78sQTFmTlSq0d2hQ/view?usp=sharing | http://davidduford.com/wp-content/uploads/2020/08/Americo-Eapp-and-Vapp-process-Pages-11-and-12.pdf | https://www.americo.com/ac_docs/webex/eAppTraining.mp4 | http://davidduford.com/wp-content/uploads/2019/10/americo-eagle-premier-final-expense-agent-guide.pdf | https://sc.americo.com/ | http://davidduford.com/wp-content/uploads/2019/10/americo-eagle-premier-final-expense-sample-application-worksheet.pdf | http://davidduford.com/wp-content/uploads/2019/10/americo-eagle-premier-final-expense-rate-guide.pdf | http://davidduford.com/wp-content/uploads/2019/10/americo-eagle-premier-prescription-rx-guide.pdf | http://davidduford.com/wp-content/uploads/2019/10/americo-eagle-premier-final-expense-height-weight-chart.pdf | 75%, advance on issue | 1st Day Full Coverage | 800.231.0801 | Kansas City, Missouri | 1946 | A | Call Americo at 855.248.8327. | Submit@Americo.com Fax: 800.395.9238 | ||||||||||||
7 | Assurant/American Memorial | $5000-$50000* (subject to age, refer to Agent Guide for more details) | 0-85 | EFT only | No | paper or v-app | Yes | https://drive.google.com/file/d/1Q8zoTh0sJltsqNa8dIBgdY5kKVVDDYak/view?usp=sharing | http://davidduford.com/wp-content/uploads/2020/11/American-Memorial-Assurant-Agent-Guide.pdf | tba | https://davidduford.com/wp-content/uploads/2019/10/assurant-american-memorial-final-expense-agent-guide.pdf | n/a | https://davidduford.com/wp-content/uploads/2019/10/assurant-american-memorial-final-expense-sample-application.pdf | https://davidduford.com/wp-content/uploads/2019/10/assurant-american-memorial-rate-guide-final-expense.pdf | n/a | https://davidduford.com/wp-content/uploads/2019/10/assurant-american-memorial-final-expense-height-weight-chart.pdf | 75%, advance on issue | 1st Day Full Coverage | 800-621-7162 | Rapid City, South Dakota | 1892 | A | Elite Sales Processing (ESP) Personal health interview: 888-842-2266 Dedicated Senior Underwriter: 888-842-5892 | AMLIC new business FAX: 605-719-0610 | ||||||||||||
8 | CICA | $1000-$30000* (subject to age, refer to Agent Guide for more details) | 0-85 | EFT, debit/credit, Direct Express, Direct Bill | No | E-app w/recording if tele | Yes | https://www.loom.com/share/9459e9fa7eeb4ceea804b85a0d26a454 | blob:https://cicaamerica.citizensinc.com/8cb07e80-1663-40b4-8caa-c10c7fdda8c1 | https://youtu.be/M-XPNB2zBt0?si=udIWBTv-GTxOqk2Z | https://drive.google.com/file/d/1b467pZqiE7BVdgXLLuHCi8EHEiAG9JnF | https://cicaamerica.citizensinc.com/titan-steps | blob:https://cicaamerica.citizensinc.com/92c8e0c1-e864-4883-bfb8-343c137fdb9b | blob:https://cicaamerica.citizensinc.com/5f881abf-3f55-46c5-85a7-a61a0da1c3ae | None | None | 50% advance on issue for EFT Only- All other payment methods: As earned | 1st Day Full Coverage | 737-289-4670 | Austin, Texas | 1966 | None | 512-836-9785 | Customer Support: 512-837-7100 | ||||||||||||
9 | Foresters | $5000-$35000*(subject to age and product; refer to Agent Guide for more details) | 50-85 | EFT only | No | either an e-app or paper app with phone interview | No | https://drive.google.com/file/d/1H5UL3uWYGSxM_yyc_7wwNalnXoVEcxJM/view?usp=sharing | https://myezbiz.foresters.com/-/media/ezbiz/documents/public-facing-site/pdfs/505250-us-0520-foresters-electronic-planright-producer-guide.pdf | https://foresters.wistia.com/medias/ql3bceo5yk?wvideo=ql3bceo5yk | http://davidduford.com/wp-content/uploads/2020/11/Foresters-PlanRight-Agent-Guide.pdf | https://web.apptical.com/LiveApp/Login/LogOn | http://davidduford.com/wp-content/uploads/2020/11/Foresters-PlanRight-Application-11-2020.pdf | http://davidduford.com/wp-content/uploads/2020/11/Foresters-PlanRight-Rate-Table.pdf | http://davidduford.com/wp-content/uploads/2020/11/Foresters-Planright-RX-Guide.pdf | http://davidduford.com/wp-content/uploads/2020/11/Foresters-Planright-RX-Guide.pdf | 75%, advance on issue | 1st Day Full Coverage (Preferred & Standard) | 800-828-1540 | Buffalo, New York | 1874 | A | Apptical’s toll-free number is 1-866-844-9276 | By Fax 1-866-300-3830 or 1-877-664-6602 | ||||||||||||
10 | Gerber | $5000-$25000 | 50-80 | EFT, debit/credit, Direct Express | No | e-app | Yes | https://drive.google.com/file/d/1aE2bQ_gO-dgUU8A-n4VQldHeeexTKhJn/view?usp=sharing | http://davidduford.com/wp-content/uploads/2020/08/gerber-guaranteed-issue-e-app-directions.pdf | none | http://davidduford.com/wp-content/uploads/2020/08/gerber-guaranteed-issue-e-app-directions.pdf | https://www.gerberlife.com/gl/ap/view/agency/guide_products/guar_life/apps/english/guarlife_app.jsp | https://davidduford.com/wp-content/uploads/2019/10/gerber-final-expense-sample-application.pdf | See Sample App | none | none | ONLY pays as-earned for ALL forms of payment (including debit/credit cards) | Guaranteed Issue, 2-year return of premium upon death | 800-428-4947 | White Plains, New York | 1967 | A | None | 8776084634 | ||||||||||||
11 | Great Western | $1000-$25000 | 40-80 (only GI) | EFT, debit/credit, Direct Express | No | e-app w/ verbal signature | Yes | https://drive.google.com/file/d/19prWokAXXVHr-WBgJiFZUj3FNsctOi-9/view?usp=sharing | https://agents.gwic.com/MyEnroller/MyEnroller | https://youtu.be/avLvU2sX2dI | https://davidduford.com/wp-content/uploads/2019/10/great-western-final-expense-agent-guide.pdf | https://agents.gwic.com/MyEnroller/MyEnroller | https://davidduford.com/wp-content/uploads/2022/05/GWIC-FE-Sample-Application.pdf | http://davidduford.com/wp-content/uploads/2020/08/great-western-rate-guide.pdf | See agent guide | none | 50%, advance on issue, $500 advance cap (EFT only) - debit cards as-earned | Guaranteed Issue, 2-year return of premium upon death | (866) 252-5594 | Salt Lake City, Utah | 1983 | A | New Business Prescreen – (800) 626-2068 extension 4443 or option 2 | New Business – (515) 247-2500 | ||||||||||||
12 | Guarantee Trust Life | $2500-$20000 50-85 - $2500-$10000 86-90 | 50-90 | EFT only | No | e app with v-app approval | Yes | https://drive.google.com/file/d/1d3bqo4DBLgIRrwXN0dcBKlBDCh_mFEcK/view?usp=sharing | https://vimeo.com/manage/videos/952526033 | https://vimeo.com/manage/videos/952526033 | https://davidduford.com/wp-content/uploads/2022/06/GTLs-Heritage-Life-Final-Expense-Plan-UW-Guide-Rv-6_2021.pdf | https://eapp.gtlic.com/AgentPortal/QuoteInfo | http://davidduford.com/wp-content/uploads/2021/05/ICC21-APPL1-21-Standard-no-brackets.pdf | http://davidduford.com/wp-content/uploads/2020/08/Heritage-Plan-Life-Basic-Rates_UW-Guide-16D209-1.pdf | none | none | 50%, advance on issue, $600 advance cap | 1st year ROP +5%, 2nd year 50% death benefit, 3rd year and beyond = full death benefit | 800.338.7452 | Glenview, Illinois | 1936 | A | None | None | ||||||||||||
13 | Liberty Bankers Life | $3000-$40000 | 18-80 | EFT only | No | v-app or e-app with verbal signature | Yes | https://drive.google.com/file/d/104Uw2D9P4y3AhnQLX6EHb39YjWTvHQwk/view?usp=sharing | https://lbig.com/user/pages/precheck/06._precheck-downloads/Final%20Expense%20e-Application%207-23.pdf | https://lbig.com/precheck | https://davidduford.com/wp-content/uploads/2019/10/liberty-bankers-life-prescription-rx-guide.pdf | https://myportal.lbig.com/logon.php | https://davidduford.com/wp-content/uploads/2022/06/New-Application-Form.pdf | https://davidduford.com/wp-content/uploads/2019/10/liberty-bankers-life-final-expense-rate-guide.pdf | https://lbig.com/precheck | https://davidduford.com/wp-content/uploads/2019/10/liberty-bankers-life-final-expense-height-weight-build-chart.pdf | 75%, advance on draft (on issue available with request, 10% of advance held back in chargeback account) | 1st Day Full Coverage (Preferred & Standard) | 1-888-525-4467 | Dallas, Texas | 1958 | B++ | None | None | ||||||||||||
14 | Lifeshield | $3500 to $30000 (Standard or Graded | 45-85 | EFT only | No | paper, e-app after the 1st app | No | https://drive.google.com/file/d/1BH2ijeydEUbxz0kIAzwZPI3wcvKUpY-R/view?usp=sharing | refer to Agent Guide | n/a | https://davidduford.com/wp-content/uploads/2019/10/lifeshield-final-expense-agent-guide.pdf | E-App available for Apple devices - call the company for more detail | https://davidduford.com/wp-content/uploads/2019/10/lifeshield-final-expense-sample-application.pdf | https://davidduford.com/wp-content/uploads/2019/10/lifeshield-final-expense-rate-book.pdf | n/a - they do not publish it | Included on sample app | 75%, advance on issue | 1st Day Full Coverage | 1-800-366-8354 ext. 408 | Oklahoma City, Oklahoma | 1982 | B++ | None | None | ||||||||||||
15 | Prosperity | $5000-$35000 | 55-80 | EFT, debit/credit, Direct Express, (no reloadable debit card allowed - GreenDot, etc) | Yes | e-app, v-app, or paper | Yes | https://www.loom.com/share/6c9a212d28114e60b9473148519b3195?sid=4f1daf54-dbe7-4a50-8b3b-c79f820e7760 | https://davidduford.com/wp-content/uploads/2022/06/Agent-Training_New-Vista-Voice-rev08-2020.pdf | https://drive.google.com/file/d/1JGyd9GYmvTe0L2JaUAuBTxqRQ4a7MSLr/view?usp=sharing | https://davidduford.com/wp-content/uploads/2022/06/prosperity-life-final-expense-agent-guide.pdf | https://web.apptical.com/LiveApp | https://davidduford.com/wp-content/uploads/2022/06/a8e22c9221b42a60862128aadc3f7471.pdf | https://davidduford.com/wp-content/uploads/2022/06/prosperity-life-final-expense-rate-guide.pdf | https://davidduford.com/wp-content/uploads/2022/06/prosperity-life-final-expense-prescription-rx-guide.pdf | https://davidduford.com/wp-content/uploads/2022/06/prosperity-life-final-expense-height-weight-chart.pdf | 75%, advance on issue (EFT only - card payment as-earned only) | Level (100% 1st day full coverage), Graded (30% 1st year, 70% 2nd year, 3rd year and beyond 100%) | (866) 380-6413 | Newark, New Jersey | 1916 | A | Call to Apptical 1-800-737-6972 Press 1 for Personal Health Interview | New Business Fax: (212) 624-0818 / Underwriting Fax: (212) 624-0814 | ||||||||||||
16 | Oxford Life | $5000-$30000 | 50-85 | EFT only | No | paper or e-app | No | https://drive.google.com/file/d/1NFogaV6pjCRRfYCcsRC01jMk423qnxjA/view?usp=sharing | Refer to agent guide | https://youtu.be/nocWqBjuBKs | https://davidduford.com/wp-content/uploads/2019/10/oxford-life-final-expense-agent-guide.pdf | https://oxfordlife.com/agentportal/agent/InstaWriteHome.aspx | https://davidduford.com/wp-content/uploads/2019/10/oxford-life-final-expense-sample-application.pdf | https://davidduford.com/wp-content/uploads/2019/10/oxford-final-expense-rates.pdf | n/a | https://davidduford.com/wp-content/uploads/2019/10/oxford-final-expense-rates.pdf | 75%, advance on issue | 1st Day Full Coverage | (866) 641-9999 | Phoenix, Arizona | 1965 | A | InstaWriteSM Login to your Oxford Life agent portal or call 833-705-4019 | None | ||||||||||||
17 | Mutual Of Omaha | $2000-$40000 (Level Plan Only) | 45-85 | EFT only | No | e-app | No | https://drive.google.com/file/d/1Dk0khpV5ayd6IaJ_zBAyrl0WkoivRGLZ/view?usp=sharing | https://producer.mutualofomaha.com/enterprise/myportal/home/sales-and-marketing/electronic-applications/!ut/p/z1/jY-xCsIwGIQfKReTtFnTFPJHrc1SWrNIphLQ6iA-vyJOgrG3HXx3x7HIJhaX9Mhzuufrks4vf4zVqSNtOUlsnZQKphPUBBE4es7GN2CdIVnvAa02LQx2pJUSAr5icU0eP2SwLl8AYrl-ZPFrwlEN41VobN_CHqoPULr4b-R2GYYJ2T8Bx1dORw!!/dz/d5/L2dBISEvZ0FBIS9nQSEh/?uri=nm:oid:Z6_MH8C1H40J0UO50AM5KNTU92G61 | n/a | https://davidduford.com/wp-content/uploads/2019/10/mutual-of-omaha-final-expense-agent-guide.pdf | https://producer.mutualofomaha.com/enterprise/moo_ebs_iPipelineServices_Struts/RenderHTMLFormServlet?portlet_ref=igo | https://davidduford.com/wp-content/uploads/2019/10/mutual-of-omaha-final-expense-sample-application.pdf | https://davidduford.com/wp-content/uploads/2020/04/Mutual-Of-Omaha-Final-Expense-Living-Promise-Rate-Chart.pdf | https://davidduford.com/wp-content/uploads/2019/10/mutual-of-omaha-living-promise-final-expense-rx-prescription-guide.pdf | https://davidduford.com/wp-content/uploads/2019/10/mutual-of-omaha-final-expense-height-weight-build-chart.pdf | 75%, advance on issue | 1st Day Full Coverage | (800) 693-6083 | Omaha, Nebraska | 1909 | A | APPTICAL IS AVAILABLE TO CONDUCT INTERVIEWS DURING THE FOLLOWING HOURS: Monday – Friday: 8:30 a.m. – 2:00 a.m. (ET) Saturday – Sunday: 10:00 a.m. – 10:00 p.m. (ET) Phone: 855-464-9577 | 402-997-1906 | ||||||||||||
18 | Royal Neighbors | $7000-$30000 | 50-80 | EFT only | Yes | e-app or v-app (can do paper) | Yes | https://drive.google.com/file/d/1yYV2Ua_hUF1AqoueuONIg8rjM5x1Ibx_/view?usp=sharing | Check the agent guide | https://drive.google.com/file/d/1sqpudxEbxnHxgvJyP6-7Le1_St738--C/view?usp=sharing | https://davidduford.com/wp-content/uploads/2019/10/royal-neighbors-final-expense-agent-guide.pdf | https://agent.royalneighbors.org/secure/tools/application-submission-tools | https://davidduford.com/wp-content/uploads/2019/10/royal-neighbors-final-expense-sample-application.pdf | https://davidduford.com/wp-content/uploads/2019/10/royal-neighbors-final-expense-rate-guide.pdf | https://davidduford.com/wp-content/uploads/2019/10/royal-neighbors-final-expense-rx-prescription-guide.pdf | none | 75%, advance on issue | 1st Day Full Coverage | (800) 627-4762×1, 1 | Rock Island, Illinois | 1895 | A | Call (866) 281-9228 for the interview. Interviewers are available: • 8 a.m.–9 p.m. Central Time, Monday–Friday • 8 a.m.–3 p.m. Central Time, Saturday | Our fax number is (866) 787-1450 or submitted using agent mobile app. | ||||||||||||
19 | SBLI | $2500-$35000 *(Depends on age & risk class) | 50-85 | EFT Only | Yes | e-app | Yes | https://www.loom.com/share/8d744405fd8d41809901c29980f9449e?sid=353e41e2-8dfb-4996-9644-a2d64cfa68a1 | SBLI App Training | SBLI E-App Tutorial | SBLI Agent Guide | https://www.sbliagent.com/agentauth/login.aspx | SBLI App | None | None | https://www.sbliagent.com/docs/SBLIUnderwritingGuide.pdf | 75%, advance on issue | Preferred or Standard | 888-224-7254 | Woburn, MA | 1907 | A- | 844-442-9873 | 781-994-4240 | ||||||||||||
20 | Standard Life & Casualty | 50-85: $5000 to $25000 - 81-85: $5000 to $15000 | 50-85 | EFT only | No | paper with required interview | No | https://drive.google.com/file/d/1etdR2iWkVGOzxIXA_lr-_yufK0d794iS/view?usp=sharing | Refer to Agent Guide for application process | n/a | https://davidduford.com/wp-content/uploads/2019/10/standard-life-and-casualty-final-expense-prescription-rx-list.pdf | n/a | https://davidduford.com/wp-content/uploads/2019/10/standard-life-and-casualty-final-expense-app-50-85.pdf | https://davidduford.com/wp-content/uploads/2019/10/standard-life-and-casualty-final-expense-rate-guide.pdf | https://davidduford.com/wp-content/uploads/2019/10/standard-life-and-casualty-final-expense-prescription-rx-list.pdf | https://davidduford.com/wp-content/uploads/2019/10/standard-life-and-casualty-final-expense-height-weight-chart.pdf | 1st Day Full Coverage | 888-908-7812 | Salt Lake City, Utah | 1947 | B | None | ||||||||||||||
21 | Security National Life | $2500-$25000* (death benefit depends on age and product - see the agent guide for more details) | 40-90 | EFT, debit/credit, Direct Express | Yes | v-app only or paper | Yes | https://drive.google.com/file/d/1xFB2xuvwgYcWZokJT7J2-Bo3gAHFesE-/view?usp=sharing | Refer to video tutorial | https://register.gotowebinar.com/recording/4828435338315325699?utm_source=FE+Agents+10.08.18&utm_campaign=4afb16ee8d-EMAIL_CAMPAIGN_2017_11_01_COPY_01&utm_medium=email&utm_term=0_569afdf0e1-4afb16ee8d-65714313 | tba | https://ws.securitynational.com/viper/ | https://davidduford.com/wp-content/uploads/2019/10/security-national-final-expense-sample-app-simple-security-plan.pdf | https://securitynationallife.com/wp-content/uploads/2020/06/FE-Rate-Book-012020.pdf | https://securitynationallife.com/wp-content/uploads/2020/01/Medication-Guide.pdf | https://securitynationallife.com/wp-content/uploads/2020/01/Height-and-Weight-Charts.pdf | 75%, advance on 1st draft | 1st Day Full Coverage | 855-765-4765 | Salt Lake City, Utah | 1965 | none | None | |||||||||||||
22 | Sentinel Security | $1000-$35000* (depends on age and product - see agent guide for details) | 0-85 | EFT only | No | v-app or e-app | Yes | https://drive.google.com/file/d/17bXAnwrqBufGARgI01slQXZkI-d3Wn0H/view?usp=sharing | https://files.constantcontact.com/2defff9b401/5f9bc7c6-e4b4-4f94-ab0d-1597ca72f343.pdf | none | https://davidduford.com/wp-content/uploads/2019/10/sentinel-security-final-expense-agent-guide.pdf | https://sslco.admin-portal.org/#SECTION:AGENT | https://davidduford.com/wp-content/uploads/2019/10/sentinel-security-final-expense-sample-application.pdf | https://davidduford.com/wp-content/uploads/2019/10/sentinel-security-final-expense-rx-prescription-guide.pdf | https://davidduford.com/wp-content/uploads/2019/10/sentinel-security-final-expense-rx-prescription-guide.pdf | https://davidduford.com/wp-content/uploads/2019/10/sentinel-security-final-expense-height-weight-chart.pdf | 75%, advance on 1st draft | Level (1st day full coverage) and Graded (30% 1st year, 70% 2nd year, 100% 3rd year and beyond) | 800-247-1423 | Salt Lake City, Utah | 1948 | B++ | Fax to Sentinel Life, Attn New Business 888-433-4795 | |||||||||||||
23 | Transamerica | $1000 - 0–55 $50,000 56–65 $40,000 66–75 $30,000 76–85 $25,000 | 0-85 | EFT, Direct Express only | Yes | e-app | No | https://drive.google.com/file/d/1G81AFAB0W67Z-eLad0pTfONfaHyuU_Go/view?usp=sharing | See video tutorial | https://vimeo.com/378349920/c11672996a | https://docs.google.com/document/d/1aFB_iX6CDjMhaIz6UgEO6Zgvmwh9sIb_jTKLALlX6p4/edit | https://ani.transamerica.com/default.asp?PageId=36510&ParentId=49020 | https://davidduford.com/wp-content/uploads/2019/12/transamerica-final-expense-sample-final-expense-application.pdf | https://davidduford.com/wp-content/uploads/2019/10/transamerica-final-expense-rate-guide.pdf | http://rx.mpremcalc.com/ | https://davidduford.com/wp-content/uploads/2019/10/transamerica-final-expense-height-weight-build-chart.pdf | 75% on 1st draft (as-earned for non-EFT) | 1st Day Full Coverage (Preferred & Standard) | 1-877-234-4848 | Cedar Rapids, Iowa | 1859 | A | None | None | ||||||||||||
24 | Trinity/Family Benefit | $2500 - $25000 (Level Product) | 50-85 | EFT, debit/credit, Direct Express | Yes | paper, e-app, or v-app | Yes | https://www.loom.com/share/4d43fe8c1e624198ac63b7da12bb15b5?sid=b0c23ef6-31f4-4444-b1c8-373bfceb570e | Go to agent portal and download walkthrough video | none | https://davidduford.com/wp-content/uploads/2019/10/trinity-life-family-benefit-final-expense-agent-guide.pdf | x | https://davidduford.com/wp-content/uploads/2019/10/family-benefit-trinity-life-sample-application.pdf | https://davidduford.com/wp-content/uploads/2019/10/trinity-life-family-benefit-rate-chart.pdf | https://davidduford.com/wp-content/uploads/2019/10/trinit-life-family-benefit-rx-prescription-guide.pdf | https://davidduford.com/wp-content/uploads/2019/10/family-benefit-trinity-life-build-height-weight-chart.pdf | 75% (half on issue, half on 1st draft - as-earned for non-EFT) | Level (1st day Full coverage) | (866) 211-0811 | Tulsa, Oklahoma | 2004 | none | 888-995-7722 hours Monday to Friday 8:00am tp 9:00pm CST and Saturday 8:00am to 3:00pm CST | Fax # 262-289-3224 | ||||||||||||
25 | United Home Life | $5000 - $25000 (Express Issue Whole Life 2 Year Wait Product Only) | 25-80 | EFT only | No | e-app w/ verbal approval process | No | https://drive.google.com/file/d/1Ub_3fJ45a9pEPbZdjmd526eH1IM2keTq/view?usp=sharing | none (UHL uses IPipeline) | none | https://davidduford.com/wp-content/uploads/2019/12/united-home-life-final-expense-agent-guide.pdf | https://www.unitedhomelife.com/UnitedHomeLife/ssoServiceProvider.jsp | https://davidduford.com/wp-content/uploads/2019/10/united-home-life-final-expense-sample-application.pdf | https://davidduford.com/wp-content/uploads/2019/12/united-home-life-final-expense-rates-2020.pdf | n/a | https://davidduford.com/wp-content/uploads/2019/12/united-home-life-height-weight-chart-2020.pdf | 75% on 1st draft | 2 year return of premium (1st year ROP + 12%, 2nd year ROP + 24%, 3rd year 100% coverage) | 800-428-3001 | Indianapolis, Indiana | 1948 | A | You, as the Agent, initiate a Personal History Interview (PHI) from your client’s home by calling 866-333-6557. | FAX TO: 317-692-7711 or The fax number to which an APS should be sent is 317-692- 7636. | ||||||||||||
26 | TERM - Prosperity Freedom | http://davidduford.com/wp-content/uploads/2022/03/Prosperity-Family-Freedom-Term-Overview.pdf | http://davidduford.com/wp-content/uploads/2022/03/Prosperity-Family-Freedom-Term-Overview.pdf | EFT, debit/credit, Direct Express | Yes | e-app with email signature | Yes | https://drive.google.com/file/d/14rRTE0k8WkvPjqBlxCbORGm9tdira9xi/view?usp=sharing | n/a | https://drive.google.com/file/d/14rRTE0k8WkvPjqBlxCbORGm9tdira9xi/view?usp=sharing | http://davidduford.com/wp-content/uploads/2022/03/b89e0d1fdce7ff8d20c2868c09bfe273.pdf | https://web.apptical.com/LiveApp | n/a - e-app only | n/a - run quotes online | http://davidduford.com/wp-content/uploads/2022/03/b89e0d1fdce7ff8d20c2868c09bfe273.pdf | https://drive.google.com/file/d/1j9bz2JQRZx8dBYPkSWA-XQcVhTsenFak/view?usp=sharing | 75%, advance on issue (EFT only - card payment as-earned only) | Only first day level coverage available. | (866) 380-6413 | Newark, New Jersey | 1916 | A | n/a - no interview needed | n/a - application is entirely done online | ||||||||||||
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