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Should I buy to live or buy to let?
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Answer:
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Inputs:
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What is your pre tax annual income?75000
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What is your deposit?90000
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What is your monthly rental?1100
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Variable Buy To Live Assumptions:
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Loan To Value:90%
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Interest Rate:2.50%
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Capital Growth:3%
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Variable Buy To Let Assumptions:
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Loan To Value:70%
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Interest Rate:4.50%
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Rental Yield:8%
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Capital Growth:3%
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Buy To Live Annual Income:67501200000
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Buy To Let Annual Income:2730
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How much can be borrowed Live:900000
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How much can be borrowed Let:36000025000
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High Tax0.5
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Medium Tax0.4
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Low Tax0.3
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