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Federal Student Loan Portfolio by Borrower Location and Debt Size
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Includes outstanding principal and interest balances
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Data Source: Enterprise Data Warehouse
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Data as of March 31, 2022
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<5K5K to 10K10K to 20K20K to 40K40K to 60K60K to 80K80K to 100K100K to 200K200K+
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LocationDollars Outstanding (in billions)Borrowers (in thousands)Dollars Outstanding (in billions)Borrowers (in thousands)Dollars Outstanding (in billions)Borrowers (in thousands)Dollars Outstanding (in billions)Borrowers (in thousands)Dollars Outstanding (in billions)Borrowers (in thousands)Dollars Outstanding (in billions)Borrowers (in thousands)Dollars Outstanding (in billions)Borrowers (in thousands)Dollars Outstanding (in billions)Borrowers (in thousands)Dollars Outstanding (in billions)Borrowers (in thousands)
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Alabama$0.25 90.8$0.72 99.9$1.79 123.8$3.81 132.6$3.23 65.6$2.90 42.0$2.03 22.8$5.29 38.1$3.73 13.6
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Alaska$0.03 11.4$0.09 11.9$0.20 13.6$0.39 13.5$0.31 6.4$0.27 4.0$0.17 1.9$0.44 3.1$0.44 1.5
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Arizona$0.39 141.5$1.13 154.9$2.61 181.3$5.14 179.8$4.12 83.9$3.50 50.8$2.42 27.2$6.18 44.9$6.12 20.0
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Arkansas$0.17 63.1$0.48 66.3$1.13 77.6$2.25 78.7$1.88 38.3$1.69 24.5$1.22 13.7$2.64 19.2$1.70 6.1
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California$1.60 567.0$5.22 712.7$12.49 869.2$22.68 802.0$15.90 325.1$13.16 190.6$9.77 109.6$30.11 216.3$35.09 114.8
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Colorado$0.30 109.2$0.88 122.0$2.24 154.1$4.92 172.4$3.90 79.5$3.38 49.0$2.25 25.3$5.89 42.6$4.98 17.1
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Connecticut$0.17 62.1$0.60 84.0$1.61 109.9$3.27 116.1$2.20 44.9$1.83 26.6$1.32 14.8$3.67 26.7$3.09 10.5
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Delaware$0.05 17.2$0.15 21.3$0.38 26.1$0.79 27.7$0.59 12.0$0.54 7.8$0.40 4.5$1.13 8.2$0.83 2.9
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District of Columbia$0.04 13.2$0.11 15.7$0.29 20.1$0.67 23.2$0.59 12.1$0.58 8.4$0.48 5.3$1.73 12.2$2.00 6.9
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Florida$1.08 387.0$3.14 427.3$7.51 520.1$15.69 546.9$13.10 266.8$11.39 165.1$7.84 88.1$21.29 153.2$21.08 70.8
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Georgia$0.58 210.4$1.77 246.7$4.50 309.5$9.98 346.5$8.71 176.7$8.43 122.2$5.90 66.3$16.40 117.9$13.02 45.6
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Hawaii$0.05 18.0$0.14 20.2$0.37 25.2$0.75 26.4$0.55 11.3$0.47 6.8$0.34 3.8$0.97 7.0$0.93 3.1
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Idaho$0.10 35.6$0.26 35.9$0.63 43.3$1.34 46.8$1.10 22.4$0.96 13.9$0.60 6.8$1.29 9.4$0.95 3.2
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Illinois$0.60 218.1$1.89 262.7$4.96 340.5$10.14 357.4$7.45 151.8$6.41 92.8$4.75 53.3$13.57 97.9$12.55 42.6
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Indiana$0.37 132.7$1.06 148.5$2.72 186.7$5.80 203.1$4.40 89.7$3.85 55.8$2.62 29.6$5.47 40.2$3.71 13.0
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Iowa$0.19 69.3$0.52 72.7$1.33 91.2$2.82 99.0$1.98 40.5$1.59 23.1$1.00 11.3$2.24 16.4$1.63 5.8
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Kansas$0.16 58.5$0.45 63.2$1.16 79.5$2.40 84.3$1.84 37.5$1.56 22.6$1.06 11.9$2.41 17.7$1.61 5.6
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Kentucky$0.26 94.0$0.71 98.6$1.73 119.3$3.76 131.1$3.03 61.7$2.56 37.2$1.69 19.1$3.76 27.6$2.40 8.6
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Louisiana$0.28 99.8$0.85 117.5$1.88 130.3$3.69 129.1$3.07 62.4$2.69 39.1$1.83 20.6$4.88 35.4$3.51 12.4
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Maine$0.08 27.7$0.22 30.8$0.57 39.0$1.26 44.3$0.85 17.4$0.69 10.0$0.43 4.9$1.16 8.4$1.03 3.4
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Maryland$0.28 101.7$0.92 128.4$2.39 164.6$4.97 174.2$4.07 82.8$3.80 55.0$2.93 32.9$9.11 65.5$7.80 27.1
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Massachusetts$0.32 117.2$1.05 148.9$2.94 199.8$6.26 223.0$3.76 77.1$2.90 42.1$2.09 23.4$6.09 44.0$5.93 19.9
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Michigan$0.56 203.2$1.60 221.5$4.11 282.9$8.76 305.6$7.01 142.6$6.39 92.6$4.39 49.4$10.08 73.4$8.42 28.7
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Minnesota$0.28 101.2$0.90 126.7$2.46 168.3$5.35 188.3$3.82 77.7$3.38 49.1$2.06 23.2$4.65 33.8$3.81 13.3
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Mississippi$0.20 72.1$0.53 72.7$1.20 83.1$2.41 84.1$2.09 42.5$1.92 27.9$1.42 16.0$3.90 27.9$2.70 9.9
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Missouri$0.32 115.4$0.96 133.3$2.46 169.3$5.29 184.8$4.17 84.9$3.63 52.6$2.49 27.9$5.99 43.6$4.39 15.4
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Montana$0.05 19.3$0.15 21.1$0.37 25.4$0.80 27.8$0.64 13.0$0.54 7.8$0.34 3.8$0.81 6.0$0.59 2.0
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Nebraska$0.11 39.7$0.30 42.0$0.74 51.2$1.57 55.2$1.10 22.5$0.90 13.0$0.60 6.7$1.52 11.1$1.18 4.2
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Nevada$0.17 59.3$0.49 66.4$1.04 72.3$1.91 67.0$1.51 30.8$1.32 19.1$0.88 9.9$2.35 17.0$2.27 7.5
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New Hampshire$0.07 25.2$0.22 30.5$0.61 41.0$1.32 46.8$0.85 17.4$0.69 10.0$0.47 5.3$1.29 9.4$1.03 3.5
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New Jersey$0.42 151.5$1.45 204.0$3.90 267.6$7.81 276.3$5.16 105.4$4.21 61.1$3.11 34.8$8.84 64.0$8.37 28.0
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New Mexico$0.11 39.0$0.28 38.7$0.66 45.7$1.27 44.3$1.07 21.6$0.95 13.8$0.68 7.7$1.67 12.2$1.12 3.9
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New York$0.94 340.4$2.87 402.3$7.33 503.2$15.61 549.7$11.12 227.4$9.17 132.9$6.90 77.5$20.23 146.0$19.73 66.0
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North Carolina$0.46 164.5$1.42 198.8$3.77 258.4$8.68 303.0$6.81 138.7$5.87 85.3$3.99 44.8$11.04 79.5$7.79 27.8
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North Dakota$0.04 14.0$0.11 15.5$0.27 18.7$0.56 19.8$0.39 8.0$0.32 4.7$0.21 2.3$0.39 2.9$0.28 1.0
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Ohio$0.69 254.4$2.02 280.7$5.22 358.3$11.41 398.4$9.15 186.1$8.23 119.2$5.54 62.3$11.93 87.4$8.40 29.5
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Oklahoma$0.22 80.3$0.61 85.0$1.48 102.0$2.88 101.2$2.28 46.4$1.91 27.7$1.28 14.3$2.98 21.8$1.93 6.8
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Oregon$0.22 79.0$0.59 81.4$1.54 105.5$3.45 120.3$2.83 57.6$2.45 35.6$1.56 17.5$3.93 28.5$3.65 12.3
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Pennsylvania$0.63 226.2$2.05 287.6$5.75 392.4$12.42 437.8$8.47 172.8$7.18 104.2$5.03 56.5$13.00 94.5$10.73 36.8
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Puerto Rico$0.23 85.1$0.47 64.8$0.94 65.7$1.51 53.9$0.98 20.1$0.72 10.4$0.57 6.4$2.09 14.9$1.98 6.9
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Rhode Island$0.06 21.0$0.18 25.5$0.46 31.9$0.93 32.9$0.60 12.3$0.44 6.4$0.33 3.7$0.86 6.2$0.82 2.8
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South Carolina$0.26 94.6$0.80 111.0$2.08 142.3$4.69 163.6$3.93 79.9$3.54 51.3$2.34 26.3$6.17 44.3$4.59 16.4
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South Dakota$0.04 16.2$0.14 19.9$0.37 25.3$0.76 26.9$0.54 11.1$0.47 6.8$0.30 3.4$0.63 4.7$0.40 1.4
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Tennessee$0.34 124.2$1.00 138.3$2.49 171.8$5.31 185.4$4.35 88.5$3.82 55.5$2.63 29.6$6.73 48.6$5.05 17.9
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Texas$1.56 554.2$4.73 650.9$11.30 782.8$21.37 750.7$16.85 343.2$14.43 209.5$9.87 111.0$24.73 180.0$17.00 59.9
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Utah$0.15 54.7$0.39 54.1$0.90 62.1$1.78 62.3$1.46 29.7$1.21 17.6$0.72 8.1$1.70 12.3$1.89 6.2
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Vermont$0.03 10.1$0.08 11.7$0.24 16.3$0.53 18.9$0.34 7.0$0.28 4.1$0.22 2.4$0.60 4.3$0.59 2.0
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Virginia$0.37 131.2$1.16 162.8$3.14 215.1$7.10 248.9$5.62 114.4$4.91 71.2$3.44 38.7$9.59 69.2$7.67 26.6
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Washington$0.33 120.1$0.94 128.8$2.41 166.0$4.79 168.3$3.62 73.8$2.97 43.0$2.08 23.4$5.73 41.5$5.33 18.0
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West Virginia$0.10 36.9$0.28 38.9$0.67 46.4$1.37 47.7$1.11 22.6$0.92 13.3$0.63 7.0$1.36 9.9$0.86 3.1
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Wisconsin$0.30 109.1$0.85 119.6$2.22 151.7$4.88 171.2$3.35 68.5$2.79 40.6$1.77 20.0$4.08 29.8$3.22 11.2
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Wyoming$0.03 10.2$0.07 9.7$0.15 10.7$0.31 10.9$0.25 5.0$0.20 3.0$0.13 1.5$0.33 2.5$0.21 0.7
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Other$0.03 12.0$0.09 12.8$0.25 16.9$0.56 19.6$0.46 9.5$0.42 6.1$0.33 3.7$1.06 7.6$1.05 3.5
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Not Reported$2.28 1064.8$4.32 592.6$9.57 662.2$17.63 617.2$13.28 272.2$9.77 141.4$7.17 80.5$17.31 128.7$10.73 36.8
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