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The cards listed below are only for cards that has no annual fees or low annual fees, best transfer ratios and best transfer partners
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If your card is not listed below, click the option of Your Credit Card is not in the list and see what the multiplier says
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Pennyondollar Miles CalculatorSpendings (RM) MonthlyTotal
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Online Ewallet (no points at all)DiningGroceryPetrolOverseasOfflineUtilitiesHotelsAir TicketGovernmentSpend(RM)
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Key In on the yellow boxesRM100.00RM1,000.00RM1,000.00RM200.00RM1,000.00RM3,300.00
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Credit Card typeBonus Category Multiplier
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20222522220FREE KLIA T1/T2 RIDEAnnual Airport Lounge Access
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MILES PER RINGGIT SPEND (MPR)0.2857#DIV/0!0.28570.28570.2857#DIV/0!0.2857#DIV/0!#DIV/0!#DIV/0!#DIV/0!NO5x Plaza Premium Lounges access worldwide
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Click above for dropdown list
For Alliance bank, ewallet topup for 8x capped at RM 3k per month
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For Maybank AMEX Platinum and Gold, only spendings on weekdays will count as 5x
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Maybank Visa InfiniteEnrich (Malaysia Airlines)Partner AirlinesCash (RM)PointsCPP/ CPM
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MonthlyMonthlyAnnualAnnualMalaysia AirlinesRM4,21228,00015.04285714
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MultiplierPointsAirMilesPointsAirMiles
Click on the drop down list
Key in your cash price flight ticket vs the points/ miles
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7,0006,60094379,20011,314
above to see more info on which
needed to redeem CPP means
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Average Miles per Ringgit (AMPR)0.2857
loyalty program to book with
Cents per point/ mile value
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Transfer PartnersAsia Miles (Cathay Pacific)Partner Airlines
The higher your CPM/CPP is,
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MonthlyMonthlyAnnualAnnualMalaysia Airlines
the better value your points/ miles are.
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MultiplierPointsAirMilesPointsAirMiles
Click on the drop down list
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7,0006,60094379,20011,314
above to see more info on which
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Average Miles per Ringgit (AMPR)0.2857
loyalty program to book with
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Transfer PartnersKrisflyer Miles (Singapore Airlines)Partner Airlines
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MonthlyMonthlyAnnualAnnualSingapore Airlines
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MultiplierPointsAirMilesPointsAirMiles
Click on the drop down list
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7,0006,60094379,20011,314
above to see more info on which
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Average Miles per Ringgit (AMPR)0.2857
loyalty program to book with
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#VALUE! Means there are no airmiles transfer for this card
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Transfer PartnersCabinDepartureDestination
Miles/Points
One WayCash (RM)
Rough estimate
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Enrich Sweet SpotEconomyKuala LumpurLangkawi2,100AirMilesRM89
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Enrich Sweet SpotEconomyKuala LumpurKota Bharu2,100AirMilesRM89
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Enrich Sweet SpotEconomyKuala LumpurPenang2,100AirMilesRM89
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Enrich Sweet SpotEconomyKuala LumpurJohor Bahru2,100AirMilesRM89
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Enrich Sweet SpotEconomyKuala LumpurKuantan2,100AirMilesRM89
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Enrich Sweet SpotEconomyKuala Lumpur
K Terengganu
2,100AirMilesRM89
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Enrich Sweet SpotEconomyKuala LumpurSarawak2,900AirMilesRM119
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Enrich Sweet SpotEconomyKuala LumpurSabah4,100AirMilesRM179
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Enrich Sweet SpotEconomyKuala LumpurBangkok7,000AirMilesRM579
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Enrich Sweet SpotEconomyKuala LumpurPhnom Penh7,000AirMilesRM502
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Enrich Sweet SpotEconomyKuala LumpurHanoi7,000AirMilesRM546
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Enrich Sweet SpotEconomyKuala LumpurManila7,000AirMilesRM700
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Enrich Sweet SpotEconomyKuala LumpurDenpasar Bali7,000AirMilesRM1,184
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Enrich Sweet SpotEconomyKuala LumpurHo Chi Minh7,000AirMilesRM480
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Enrich Sweet SpotEconomyKuala LumpurPhuket7,000AirMilesRM447
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Enrich Sweet SpotEconomyKuala LumpurJakarta7,000AirMilesRM546
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Enrich Sweet SpotEconomyKuala LumpurYangon7,000AirMilesRM568
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Enrich Sweet SpotEconomyKuala LumpurSurabaya7,000AirMilesRM579
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Enrich Sweet Spot
Business class
Kuala LumpurBali15,000AirMilesRM1,299
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Enrich Sweet Spot
Business class
Kuala LumpurManila15,000AirMilesRM2,049
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Enrich Sweet Spot
Business class
Kuala LumpurHanoi15,000AirMilesRM1,379
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Enrich Sweet Spot
Business class
Kuala LumpurYangon15,000AirMilesRM1,248
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Enrich Sweet Spot
Business class
Kuala LumpurDelhi37,100AirMilesRM3,629
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Enrich Sweet Spot
Business class
Kuala LumpurKuala Lumpur37,100AirMilesRM2,938
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Enrich Sweet Spot
Business class
Kuala LumpurShanghai37,100AirMilesRM3,756
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Enrich Sweet Spot
Business class
Kuala LumpurBeijing37,100AirMilesRM3,609
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Enrich Sweet Spot
Business class
Kuala LumpurTokyo42,500AirMilesRM5,009
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Enrich Sweet Spot
Business class
Kuala LumpurOsaka42,500AirMilesRM5,009
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Enrich Sweet Spot
Business class
Kuala LumpurSeoul42,500AirMilesRM6,371
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Enrich Sweet Spot
Business class
Kuala LumpurSydney53,500AirMilesRM9,186
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Enrich Sweet Spot
Business class
Kuala LumpurMelbourne53,500AirMilesRM9,047
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Enrich Sweet Spot
Business class
Kuala LumpurBrisbane53,500AirMilesRM8,539
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Enrich Sweet Spot
Business class
Kuala LumpurAdelaide53,500AirMilesRM11,605
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Enrich Sweet Spot
Business class
Kuala LumpurLondon93,000AirMilesRM11,678
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Asia Miles Sweet Spot
Business class
Kuala LumpurHong Kong28,000AirMilesRM4,127
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Asia Miles Sweet Spot
Business class
Kuala LumpurTaipei28,000AirMilesRM3,358
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Asia Miles Sweet Spot
Business class
Kuala LumpurShanghai28,000AirMilesRM4,212
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Asia Miles Sweet Spot
Business class
Kuala LumpurTokyo58,000AirMilesRM4,583
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Asia Miles Sweet Spot
Business class
Kuala LumpurOsaka58,000AirMilesRM4,583
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Asia Miles Sweet Spot
Business class
Kuala LumpurHokkaido58,000AirMilesRM4,946
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Asia Miles Sweet Spot
Business class
Kuala LumpurEast Europe84,000AirMilesRM10,173
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Asia Miles Sweet Spot
Business class
Kuala LumpurWest Europe84,000AirMilesRM10,173
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Asia Miles Sweet Spot
Business class
Kuala LumpurWest USA84,000AirMilesRM14,384
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Asia Miles Sweet Spot
Business class
Kuala LumpurEast USA110,000AirMilesRM13,134
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Krisflyer Sweet Spot
Business class
Kuala LumpurAuckland68,500AirMilesRM14,800
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Krisflyer Sweet Spot
Business class
Kuala LumpurSouth Africa56,500AirMilesRM14,995
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Krisflyer Sweet Spot
Business class
Kuala LumpurIstanbul56,500AirMilesRM10,154
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Qatar Avios Sweet Spot
Business Class
Kuala LumpurEast Europe70,000Air MilesRM7,797
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Qatar Avios Sweet Spot
Business Class
Kuala LumpurWest Europe75,000Air MilesRM7,797
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Qatar Avios Sweet Spot
Business Class
Kuala LumpurEast USA95,000Air MilesRM11,498
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Qatar Avios Sweet Spot
Business Class
Kuala LumpurWest USA95,000Air MilesRM14,993
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Turkish Miles and Smiles Sweet SpotEconomyNew YorkHawaii7,500Air MilesRM2,000
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Turkish Miles and Smiles Sweet Spot
Business Class
New YorkHawaii12,500Air MilesRM8,602
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Turkish Miles and Smiles Sweet Spot
Business Class
USAMexico15,000Air MilesRM29,994
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Turkish Miles and Smiles Sweet Spot
Business Class
USAEurope45,000Air MilesRM17,314
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Turkish Miles and Smiles Sweet Spot
Business Class
USAIndia52,500Air MilesRM20,917
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British Airways Avios Sweet Spot
Business Class
EuropeUSA34,000Air MilesRM16,879
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Air France Sweet Spot
Business Class
USAAfrica55,000Air MilesRM15,598
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EVA Sweet Spot
Business Class
Kuala LumpurWest USA80,000Air MilesRM11,839
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EVA Sweet Spot
Business Class
Kuala LumpurEast USA75,000Air MilesRM11,248
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EVA Sweet Spot
Business Class
Kuala LumpurEurope75,000Air MilesRM7,896
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