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YNAB 2020 Debt SmackdownDon't overwrite formula cells
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SECRET LINKFormulaFormulaFormulaChecked in 462/537Checked in 383/537Checked in 315/537Checked in 292/537Checked in 261/537Checked in 239/537Checked in 224/537Checked in 202/537Checked in 180/537Checked in 163/537Checked in 149/537Checked in 135/537
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IDLink to JournalDebt Types (CC, Auto, Student, Other)Currency2020 Debt Payoff TargetTotal Paid% PaidTotal RemainingJANUARYFEBRUARYMARCHAPRILMAYJUNEJULYAUGUSTSEPTEMBEROCTOBERNOVEMBERDECEMBERExchange Rate
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0_All UsersThe Official 2020 Debt SmackdownAggregateUSD$11,537,999.38$4,356,203.2337.76%$7,474,241.74$532,888.67$540,372.82$430,016.99$385,207.82$373,077.34$471,583.04$346,147.38$250,952.25$267,488.42$277,830.35$251,926.67$230,238.47
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1BritishMuseum2 CC's, and some PayPal creditGBP3,823.883,823.88100.00%0.003,823.881.40
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2carmenSum of allUSD56,654.000.000.00%56,654.001.00
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3Peripherie2 CCs, phone installment plan, mom loanUSD17,210.8917,210.89100.00%0.00756.26799.63324.56535.44545.00260.002,260.00260.00260.00260.0010,950.000.001.00
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4Madkat-ZAuto Loan, MortgageUSD14,513.0313,528.5293.22%984.511,624.291,650.593,149.371,658.633,076.32377.38378.07380.29381.76282.85283.94285.031.00
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5Technicolor CheetahAuto Loan, MortgageUSD13,836.000.000.00%13,836.001.00
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6Ivory WildeBeestStudent Loan, Line of CreditCAD10,000.007,673.7576.74%2,326.25572.38561.32571.80792.64621.00621.81622.64623.46807.46625.52626.33627.390.79
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7Hot Pink AdmiralStudent Loans, Car Loan, Credit CardsUSD15,000.0010,985.8973.24%4,014.111,095.751,073.94757.341,113.78733.16648.86567.16566.89561.89553.161,617.741,696.221.00
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8FanessStudent LoansUSD20,000.006,000.0030.00%14,000.003,000.003,000.001.00
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9Angel's MomCredit CardsUSD13,500.000.000.00%13,500.001.00
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11spyralCredit cards, Lines of creditAUD15,387.4215,387.42100.00%0.00248.41753.98636.441,446.072,046.771,560.671,444.961,645.671,160.671,575.811,382.771,485.200.79
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12MoneyMonsterPaying Down Debt in NYCCredit Cards, Student LoanUSD17,000.0018,426.00108.39%0.001,190.003,005.001,154.00498.000.001,013.001,410.002,324.002,018.001,968.001,755.002,091.001.00
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13Schiaparelli's HatLast remaining Bank LoanUSD4,500.004,500.00100.00%0.00537.11487.11587.11962.1150.001,876.561.00
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14SapphireSweetie CC's, Auto Loan(Paid OFF!), Student LoansUSD25,000.0031,355.57125.42%0.002,630.761,938.901,749.431,528.421,872.652,300.572,283.203,136.113,034.123,019.696,473.921,387.801.00
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15AerieKitsuneCar loan [PAID OFF!!!!], credit cards, personal loans and student loansUSD15,000.0012,569.5483.80%2,430.46599.591,306.811,173.69999.071,052.361,282.691,038.941,035.701,109.971,102.591,105.00763.131.00
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16VeronicaCar loanUSD6,415.096,415.09100.00%0.00248.23246.98251.75250.775,417.361.00
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17Brandooooo2 Car Loans, 2 Credit CardsUSD56,607.5512,917.9422.82%43,689.611,606.4811,311.461.00
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18mvhayes1982Credit Cards/Personal LoansUSD12,500.005,166.2641.33%7,333.74421.58975.58809.15707.98522.720.00716.41111.97117.180.00783.690.001.00
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19Ivory Tiger3 Credit Cards (random debt, medical, home improvement) and 1 Auto LoanUSD16,645.5814,078.5884.58%2,567.001,320.471,320.471,320.471,453.471,370.471,470.47670.47670.47670.47841.91884.722,084.721.00
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20HelenoreThe worst credit cardUSD4,000.000.000.00%4,000.001.00
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21auntdar1 Line of Credit left (1 LOC paid off April 2020)CAD39,679.0039,679.00100.00%0.001,744.115,883.202,552.235,282.412,687.392,815.762,713.902,631.312,908.695,852.383,986.96620.660.79
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22Powder Blue Foal Credit Card Debt USD10,000.006,739.4267.39%3,260.58717.43669.281,221.05403.00940.68805.231,036.93359.00586.821.00
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23Pushy Possomcredit card and student loanUSD10,000.001,450.0014.50%8,550.001,450.001.00
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24TC JackieHELOCUSD14,394.001,000.006.95%13,394.001,000.001.00
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25MommaLAuto/Mortgage/otherCAD124,824.0012,300.009.85%112,524.00500.00950.00950.00950.00950.001,500.001,500.001,000.001,000.001,000.001,000.001,000.000.79
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26Ryancredit card, personal loanUSD40,000.000.000.00%40,000.001.00
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27TimTamUSD0.000.001.00
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28Hot Pink MainframeCCUSD3,963.293,963.29100.00%0.000.000.000.000.003,963.291.00
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29jessiejacksCarUSD12,307.817,861.7663.88%4,446.05538.48538.48338.48738.48738.48938.48538.48338.48738.481,038.48838.48538.481.00
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30EatingPie24My payment is adjusted for total after the added interest in that monthMedical, Personal, Car and Student Loan (x2)USD78,136.1611,573.3714.81%66,562.79$729.34$853.95$1,120.37$1,412.91$1,112.45$1,000.01$901.33$883.09$883.98$895.36$888.88$891.701.00
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31Regina PhalangeCar and student loans (principal only)USD22,000.0024,205.91110.03%0.001,527.611,377.561,341.891,818.911,908.071,904.441,915.201,911.771,914.041,918.891,918.524,749.011.00
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32Rhiannon Credit card and personal loanUSD10,500.002,189.0720.85%8,310.93996.891,192.181.00
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33tomato barnacleCredit card and personal loansUSD40,050.0040,050.00100.00%0.002,388.198,072.933,009.964,002.312,332.885,109.41554.590.00427.70427.70427.7013,296.631.00
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34thebookishknitterCar and student loans
USD13,388.671,929.0214.41%11,459.65527.821,239.82161.381.00
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35jmarieb16Millennial Moneystudent loans and car loanUSD12,000.0013,276.00110.63%0.00650.00925.00850.00850.00875.002,171.001,375.001,200.001,330.00775.001,075.001,200.001.00
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36Violet RainPicking Up The PiecesStudent loan, car loan, ccUSD6,300.005,506.9487.41%793.06478.27478.27478.27478.27478.27378.27478.27451.81451.81451.81451.81451.811.00
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37Mx EmminUK siteLast remaining credit cardGBP878.56895.91101.97%0.00100.00100.00200.00100.00100.00196.5699.351.40
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38DebtBeGone LOC, student loanCAD10,000.000.000.00%10,000.000.79
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39Salmon SlothCar loan, 3 credit cards, student loanUSD20,000.002,826.6114.13%17,173.391,360.001,466.611.00
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40Forest Green InkStudent LoansUSD30,000.0044,786.79149.29%0.004,958.175,162.845,077.85-2,994.204,502.890.000.000.00-1,521.337,013.4712,254.1910,332.911.00
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41Keep Calm and Save Money2 CCsCAD5,981.490.000.00%5,981.490.79
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42Sky Blue Falafellast remaining credit card
401K Loan
USD9,470.279,470.27100.00%0.00432.47497.09435.01437.00438.99440.65443.52444.00445.62446.805,009.120.001.00
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43RP3Consumer debtUSD40,606.8713,865.9834.15%26,740.892,474.461,068.001,075.081,049.081,024.921,024.921,024.921,024.921,024.921,024.921,024.921,024.921.00
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44SiruhTheSantasCCUSD5,664.004,007.7970.76%1,656.21374.790.00100.00500.00792.921,000.00442.14200.00597.941.00
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45Chase Debt Free3 CC, Equity, AutoUSD8,748.008,748.00100.00%0.00550.00550.002,177.42515.00985.001,141.531,250.001,579.051.00
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46nursepowerCredit CardsUSD25,000.0015,114.5360.46%9,885.472,702.441,772.971,821.681,944.211,977.231,479.001,877.001,540.001.00
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47WairereroseCC, Personal LoanNZD1,296.25221.0217.05%1,075.23-24.14174.0371.130.74
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48Gold SlothCC, Personal LoanUSD5,909.50494.008.36%5,415.50494.001.00
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49TdiPukieCAD135.650.00135.650.79
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50PJcc, home repair loanEUR25,000.0013,000.0052.00%12,000.00577.36863.86404.881,260.43316.311,977.161,000.001,000.00400.002,200.003,000.001.22
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51Kaz ImpalaCredit CardsCHF18,100.000.000.00%18,100.001.10
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52Tishy WishyCredit Card & Auto LoanUSD8,890.648,890.64100.00%0.001,350.001,301.351,400.001,200.00100.00600.001,100.00600.00600.00639.291.00
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53MusicladyStudent LoansUSD93,804.08804.080.86%93,000.00-388.30-31.26720.560.000.00103.080.000.00400.001.00
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54ZombieWalkLOCCAD15,000.0015,000.00100.00%0.003,118.851,408.388,650.311,822.460.79
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55Far From the UsualFar From the Usual's Daily GrindCredit CardUSD2,135.192,587.17121.17%0.00311.001,228.7361.00111.22111.22111.22111.22111.22111.22111.22111.2296.681.00
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56B's GambitMortgage, 2 1 Auto, & TractorUSD41,229.0041,629.00100.97%0.000.000.000.000.00734.0024,761.0015,000.000.000.00734.00200.00200.001.00
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57SLATE BLUE ZEBRACC, studentUSD7,500.003,583.7847.78%3,916.22614.42664.42736.10797.42771.421.00
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58ZoeAHZoë's Financial TrackingCC, Overdraft, Loans, MortgageEUR15,819.4015,019.4094.94%800.001,360.33760.331,460.33760.331,572.26852.661,491.861,472.261,472.261,272.261,272.261,272.261.22
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59Grey TuxCC, Auto loan, MortgageUSD27,000.0034,145.00126.46%0.002,872.682,853.002,853.001,990.002,168.002,884.003,298.862,915.002,950.002,903.532,903.533,553.401.00
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60KrysDoing what's best for usCredit cards, home equity loan (home repairs), car loanUSD6,750.0010,820.34160.30%0.00321.36934.472,821.00180.09195.25179.94183.46182.23244.182,198.31546.262,833.791.00
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61The Goat QueenCredit Card, Construction Loan & Medical LoanUSD15,870.0015,870.00100.00%0.00900.003,200.00700.002,850.00420.00700.001,300.00300.00300.00500.00600.004,100.001.00
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62Slate Blue PilotStudent LoanUSD44,934.5633,975.9675.61%10,958.607,963.812,005.472,009.352,015.702,022.332,028.992,035.502,042.372,049.013,067.661,265.675,470.101.00
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63Orchid Displayforum linkCCUSD3,885.242,210.7156.90%1,674.53342.24250.00340.00160.00327.0011.11213.37203.80225.63102.2718.5016.791.00
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64No_WorriesCC, Auto loanUSD16,500.002,424.4614.69%14,075.542,424.461.00
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65Ruff16965Payday loans, Social Security overpayment, CC, closed bank account, old medical and line of credit loans.USD6,500.004,603.3070.82%1,896.70678.64500.00584.35734.56975.23421.00200.00509.521.00
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66GSDDadRiches to rags and back (hopefully)CC, Auto, PersonalUSD7,200.007,200.00100.00%0.001,781.375,418.631.00
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67Violet DrillPersonal loan, car loanUSD7,255.296,824.6194.06%430.68527.89528.89582.481,081.211,334.57717.50209.38708.93210.11211.97711.681.00
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68WHISKEY MAMA1st mortgage, 2nd mortgage (home improvement)USD18,700.0018,700.07100.00%0.00727.58732.49741.77740.23749.38749.942,898.432,099.54784.153,305.003,361.121,810.441.00
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69Chelsey CrouchIRS tax debtUSD3,000.000.000.00%3,000.001.00
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70InternettieGetting Real With My MoneyCC, Personal Loan x 2USD12,184.89-1,435.00-11.78%13,619.89155.44471.00645.61653.23-3,407.46225.52342.66-521.001.00
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71⚡Violet Storm⚡ CC, Student loanUSD12,000.0021,987.64183.23%0.001,821.111,370.621,730.051,712.682,002.092,528.022,126.431,994.531,959.692,214.351,473.251,054.821.00
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72deikccUSD8,035.000.000.00%8,035.001.00
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73BearoursCC, Line of Credit, MortgageCAD30,000.0022,266.8974.22%7,733.114,029.460.00814.530.002,925.212,453.250.004,347.913,412.402,001.801,360.28922.050.79
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74Mrs_Frazier2019CC, Auto, LoanUSD13,000.00783.526.03%12,216.48783.521.00
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75Chelsea727Student Loans, CC, Car PaymentUSD20,000.002,861.0014.31%17,139.002,000.00861.001.00
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76Silver RouterStudent Loans, Car Loan, MortgageUSD35,000.0036,421.19104.06%0.004,808.922,726.384,139.302,385.872,890.073,241.363,141.362,641.362,641.362,641.363,441.361,722.491.00
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77Ruth ElizabethLittle Budget on the PrairieStudent LoansUSD11,000.0010,324.1393.86%675.871,190.561,190.561,190.561,190.561,190.562,307.531,690.81372.991.00
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78Turquoise PorpoiseCC, family loans, CCsGBP1,970.3389.404.54%1,880.9339.4050.001.40
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79MagiWPCCs, 2 Car loansUSD14,856.301,245.948.39%13,610.361,245.941.00
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80Emmylouleftover CC from
2019 smackdown
USD1,570.001,570.00100.00%0.001,570.001.00
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81PhysicsGalBye Bye Dave RamseyHELUSD11,619.442,846.2324.50%8,773.211,909.26412.22176.25176.25172.251.00
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82Tomato MooseCredit CardsUSD20,398.003,345.0016.40%17,053.00830.0075.000.000.001,356.001,084.000.000.000.000.000.000.001.00
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83tdivacredit cardUSD41,322.7525,468.0061.63%15,854.752,502.004,962.001,443.001,702.002,849.008,270.001,200.001,500.001,040.001.00
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84Boiler Room MinionCC, Car, LoanUSD10,228.0010,228.00100.00%0.002,099.003,143.002,246.00466.00357.00357.00260.00260.00260.00380.00200.00200.001.00
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85KilohotelCredit Card, Personal loanEUR10,000.001,883.2618.83%8,116.74644.51565.62673.131.22
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86Purple FoalYNAB July 1st 2019 Move Forward & Forgive the PastHELOCCAD13,936.0013,935.96100.00%0.04618.85495.08495.08495.08618.851,379.311,118.85995.081,215.081,993.851,615.082,895.770.79
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87Opal FreshnessCC, personal loans, student, otherUSD10,000.000.000.00%10,000.000.000.000.000.001.00
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88KneesOnFireCar, StudentUSD46,000.0020,374.0044.29%25,626.004,437.004,437.001,500.001,500.001,500.002,000.005,000.001.00
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89Sea Green Griffincredit cardAUD5,168.00291.005.63%4,877.00291.000.79
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90divinemuse21
personal and student loan
USD15,000.000.000.00%15,000.001.00
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91abbott1krstudent loansUSD40,000.0011,534.5228.84%28,465.482,455.033,105.032,505.032,037.241,432.191.00
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92WanderlustDustCC & Auto LoansUSD29,000.002,446.058.43%26,553.952,446.051.00
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93getting brighter Barb cc x3 2, student loan, auto, personal loan, medical,USD77,618.5820,004.4525.77%57,614.131,165.783,083.001,049.304,258.47957.20289.061,766.561,256.131,163.002,191.601,139.711,684.641.00
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94BekiAlexihttps://support.youneedabudget.com/t/y7vb2k?r=m2vw5wCCs, student loans, car, personal loanUSD20,000.002,286.1311.43%17,713.872,286.131.00
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95zoebbyCCs, student loansUSD15,000.0020,206.74134.71%0.001,311.16531.14350.99300.093,478.50610.771,509.681,717.612,812.492,366.123,078.802,139.391.00
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96Quantum Jumprent arrears, loan from parentsGBP9,150.355,988.3565.44%3,162.001,513.002,326.001,313.00836.351.40