ABCDEFGHIJKLMNOPQRSTUVWXYZ
1
MONTHLY BUDGET TRACKER
2
CategoryItem
Planned Amount
Actual AmountDifference
3
INCOME
4
Salary$5,000.00$0.00$5,000.00
5
Bonus/AWS$0.00$0.00$0.00
6
CPF Withdrawal$0.00$0.00$0.00
7
Investment Income$0.00$0.00$0.00
8
Side Income$500.00$0.00$500.00
9
Other Income$0.00$0.00$0.00
10
Total Income$5,500.00$0.00$5,500.00
11
12
FIXED EXPENSES
13
HDB/Rent$1,800.00$0.00$1,800.00
14
Utilities $150.00$0.00$150.00
15
Internet/Mobile$80.00$0.00$80.00
16
Insurance Premiums$300.00$0.00$300.00
17
Loans $0.00$0.00$0.00
18
Other Fixed Expenses$0.00$0.00$0.00
19
Total Fixed Expenses$2,330.00$0.00$2,330.00
20
21
VARIABLE EXPENSES
22
Groceries/Food$600.00$0.00$600.00
23
Dining Out/Hawker$300.00$0.00$300.00
24
Transport (MRT/Bus/Grab)
$200.00$0.00$200.00
25
Petrol/ERP$0.00$0.00$0.00
26
Entertainment$150.00$0.00$150.00
27
Shopping/Clothing$100.00$0.00$100.00
28
Healthcare/Medical$50.00$0.00$50.00
29
Personal Care$50.00$0.00$50.00
30
Other Variable$0.00$0.00$0.00
31
Total Variable Expenses
$1,450.00$0.00$1,450.00
32
33
SAVINGS & INVESTMENTS
34
Emergency Fund$500.00$0.00$500.00
35
CPF Top-up (SA/MA)$0.00$0.00$0.00
36
SRS Contribution$0.00$0.00$0.00
37
Stocks/ETFs$300.00$0.00$300.00
38
Bonds/Fixed Deposits$0.00$0.00$0.00
39
Insurance Savings Plan$0.00$0.00$0.00
40
Other Savings/Investments
$0.00$0.00$0.00
41
Total Savings & Investments
$800.00$0.00$800.00
42
43
SUMMARY
44
Total Income$5,500.00$0.00
45
Total Expenses$3,780.00$0.00
46
Total Savings$800.00$0.00
47
NET BALANCE$920.00$0.00$920.00
48
49
Savings Rate14.5%0.0%
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100