PinjamYuk_2025.xlsx

	B	C	D
1	Surfin Enlarged Group
2	INCOME STATEMENT
3	As of 31/12/2025
4
5	Account Name		Group consol
6		Currency	USD
7	Revenues
8		Service Fee Income	239 857 809
9		Overdue Income	6 549 846
10		Additional Fee Income	2 223 553
11		Interest Income	128 602 926
12		Advertising Income	105 551
13		Franchise income	-
14		Promotion Coupon (-)	-
15	Total Revenues		377 339 685
16
17	Cost of Revenues
18		Cost-Marketing and Advertising	(34 963 566)
19		Cost-Risk control fee	(3 644 298)
20		Cost-SMS fee	(2 483 191)
21		Cost-Technical service fee	(7 832 850)
22		Cost-Third party channel fee	(5 613 224)
23		Cost-Third party collection service fee	(7 906 985)
24	Total Cost		(62 444 115)
25
26	Operating Expenses
27	Marketing and Advertising	Marketing and Advertising	(530 549)
28	Depreciation and Amortization	Depreciation and Amortization	(2 266 066)
29	Compensation and Benefits		(33 099 485)
39	Professional Services		(7 603 042)
40		Legal Fees	(734 892)
41		Consulting Fee	(1 975 952)
42		Recruitment Services	(246 833)
43		Administrative Fees	(674 225)
44		Registration Fees	(18 551)
45		other Service Fees	(2 300 443)
46		Agency fee	(304 011)
47		Audit Fee	(1 348 135)
48	Office Expenses		(4 061 989)
49		Daily office expenses	(771 673)
50		Internet Expenses	(375 638)
51		Phone & Fax & SMS Expenses	(499 958)
52		Office Rent and Property Management Fees	(1 705 519)
53		Other Office Expenses	(709 202)
54	Business entertainment	Business entertainment	(345 244)
55	Transportation expense	Transportation expense	(185 742)
56	Travel expense	Travel expense	(2 100 612)
57	Assets Devaluation	Assets Devaluation	(756 021)
58	Bad Debt Expenses (Including Provision)	Bad Debt Expenses (Including Provision)	(189 979 009)
59	Other Expenses	Other Expenses	(9 847 262)
60	Total Operating Expenses		-250 775 020
61
62	Financial expense
63	Bank charges	Bank charges	(970 879)
64	Bank Interest Income(+)	Bank Interest Income(+)	441 583
65	Other Interest Income(+)	Other Interest Income(+)	301 442
66	Bank Interest Expenses(-)	Bank Interest Expenses(-)	(329 964)
67	Other Interest Expenses(-)	Other Interest Expenses(-)	(5 061 848)
68	Interest on Lease Liabilities	Interest on Lease Liabilities	(306 600)
69	Total Interest Expenses		-5 926 265
70
71	Other Gains and Losses
72	Exchange Gain or Loss(-)	Exchange Gain or Loss(-)	(476 065)
73	Unrealized Exchange Gains and Losses(-)	Unrealized Exchange Gains and Losses(-)	577 365
74	Total Gains and Losses		101 300
75
76	Other Income and Expenses
77	Other Income(+)	Other Income(+)	1 075 907
78	Other Expenses(-)	Other Expenses(-)	(810 406)
79	Other Tax and Surcharges(-)	Other Tax and Surcharges(-)	(776 870)
80	Total Other Income and Expenses		-511 369
81
82	Profit (Loss) before income taxes		57 784 215
83	Income Taxes	Income Taxes	(13 647 207)
84	Prior period profit & loss adjustment	Prior period profit & loss adjustment	3 512
85	Net Profit / (Loss) after tax		44 140 519,51
86	PL CHECK		-
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