5224 N Bernard St, Chicago, IL 60625

	A	B	C	D	E	F	G	H	I	J	K	L
1						Property Area:
2						MLS Area Code	8013
3						Community Area	North Park
4						Area Investment Grade	A
5		Property Information				Property Analysis		BR	Current Rents		Proforma Rents
6						Gross Annual Operating Income	$56,102.40		Unit 1	$1,050
7		Asking Price		$799,000.00		Gross Annual Operating Expenses	$20,689.06		Unit 2	$1,020
8		Renovations*				Net Operating Income	$35,413.34		Unit 3	$1,400
9		Number of Units		3		Annual Loan Payments	$47,841.90		Unit 4	$1,400	*
10		Down Payment	25.0%	$199,750		DSCR (Debt Service Coverage Ratio)	0.74		Unit 5
11		Closing Costs	2%	$15,980		Capitalization Rate	4.43%		Unit 6
12		Total Initial Investment		$215,733.00		Monthly Cash Flow	$ (1,035.71)		Unit 7
13		Monthly Income				Annual Cash Flow	-$12,428.56		Unit 8
14		Rental Income $	Current	$4,870.00		GRM	13.7		Unit 9
15		Other Income				Exp. Ratio	36.88%		Unit 10
16		Vacancy Rate	4%	$194.80		Principle Reduction In First Year	$6,087.24		Unit 11
17		Gross Operating Monthly Income		$4,675.20		Appreciation in First Year	$35,955.00		Unit 12
18		Monthly Expenses (if applicable)				Return on Investment - Year 1				$4,870		$0
19		Landlord Paid Utilites		240		Cash on Cash Return	-5.76%
20		HOA Dues		$ -		Principal Reduction	-2.94%
21		PMI				Appreciation	10.91%
22		Annual Operating Expenses				Total Return On Investment	13.73%
23	HO	Property Taxes		$12,704.66	1.50%	Financial Details
24		Insurance		$1,598.00	0.20%	Loan Amount	$599,250.00
25		Annual CapEx Budget	3.0%	$1,753.20		Loan Points	0.00%
26		Maintanance Budget	3.0%	$1,753.20		Amortization	30
27		Property Management	0%	$0.00		Interest Rate	7.00%
28		Total Annual Expenses		$20,689.06		Annual Appreciation Rate	4.50%
29		Monthly Expenses		$1,724.09
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