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For your home, are you looking at a green home PURCHASE, green home REFINANCE, or is there NO MORTGAGE on the home and you want to see how our program works for that?refinanceGreen Homeowners United upgrade calculator
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What is your original home loan amount (or most recent refinance)?$135,000 How it works: enter information about your home to the left in the orange columns, then look below to see what this program could mean for your home. When you buy/refinance a home, or if you have no mortgage, the bank will roll in a low-interest (<4%) green energy addition for upgrades that reduce your utility bills by more than the cost of the loan, in effect moving who you pay away from utilities to the bank. If refinancing, they will also reduce your mortgage payments.
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Original mortgage term (10, 15, 20 or 30 years?)30years
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Interest rate for your current mortgage3.25 Please note: this calculator is for basic determinations of whether your home could be a good candidate for our green upgrade program to save money and cut carbon emissions. It should NOT be considered a replacement for a more detailed energy inspection and report. Numbers will vary based on utility rates, angle and size of roof for solar, eligibility of rebates and other factors within the home.
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Year your mortgage/last refi started2021
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# of people 14 or older in the home1peopleFor sign up for a full home report, click here:
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Do you have a municipal water/sewer bill, or do you rely on well water and a septic system?I pay for water & sewerhttp://www.greenhomeownersunited.com/application
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Average monthly electric (NOT GAS) bill? (put $0 if not interested in solar panels on your home)$0per month
Preliminary Results (it can take up to 20 seconds to refresh)
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Which fuel do you use to heat your water?natural gas water heatingTOTAL ANNUAL SAVINGS estimate#NUM!Note: includes monthly utility and mortgage savings, after costs
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Might you have incandescent light bulbs in the house still? If so, how many do you think?0bulb(s)Monthly change to utilities est.-$71 /monthAverage, exact amount changes monthly. Negative numbers means monthly savings. (water/gas/electric bills combined)
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Which fuel do you use to heat your home?natural gas space heatingMonthly change to mortgage est.#NUM!Note: including overall costs/fees/etc. Negative numbers means monthly savings.
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Do you have a fireplace with a chimney?no
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Does your heating system rely on forced air(ducts), or steam/water (boiler pipes)?heating ductsCARBON EMISSIONS IMPACT
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Are any ducts/boiler pipes in an attic, crawlspace or basment covered in insulation?noMetric tons of CO2, annually5.04tons saved from upgrading your home.
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What is the approximate square footage of the first floor?1100sq ftThe equivalent of planting...84tree seedlings every year, or
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How many stories in the home?2Passenger car miles...12,546taken off the road every year, or
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Do you have an attic? Could it benefit from more insulation?not needed / NAPounds of coal5,570not burned every year
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Is your basement unfinished? Does it have insulation on the basement sill? (see below for a picture**)yes unfinished with fiberglass against wall
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How many years do you plan on paying the home off?*30years
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* - Note, most banks do 10, 15, 20 or 30 year terms, like a mortgage. In general either aim for those years, otherwise periods within those terms will assume a particular term and paying it back faster than anticipated by paying more per month than the bank's minimum to be done in that time frame. ex: 27 years is a 30 year term paying more than monthly minimum to be done 3 years early
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** - The rim joist / sill of the house is where the floor above sits on top of the concrete walls. They are often left exposed to heat/air loss but some have insulation. Example:
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